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Specialty Banking

Wholesaling Businesses

Work with Banesco USA in Puerto Rico – a bank that understands how wholesalers operate — from managing supplier payments and inventory to financing growth and improving cash flow

Inquire now

Keep cash flowing smoothly

Revolving Lines of Credit

Maintain steady cash flow through seasonal cycles

Access working capital to cover supplier payments, inventory purchases, and short-term business needs.

Receivables & Inventory Financing

Optimize cash flow

Turn future incoming payments into immediate cash flow and maintain liquidity to purchase the products needed to deliver orders on time.

Expand operations to boost revenue and profits

Working Capital

Operate at capacity and deliver every order on time

Meet customer demand across Puerto Rico with a Line of Credit for on-demand access to funds to operate your business.

Owner-occupied Commercial Financing

Acquire or build out facilities

Acquire or expand warehouse space to increase capacity and sales potential.

Services to simplify your banking transactions

Banesco USA offers businesses a complete solution to streamline collections, payments, and cash flow to help you meet your goals

Remote Deposit Capture

Deposit checks as soon as they are received

Use a desktop scanner to make secure deposits from any work location across Puerto Rico.1

Positive Pay

Stop fraud before it happens

Protect your business with automatic fraud detection for check payments before they are processed.

Mobile Banking

Bank on your time

Manage payments, deposits, and check account balances using your phone.

Online Transfers

Move money when your business needs it

Transfer funds between deposit and loan accounts to maintain liquidity and meet operational demands.

Remote Deposit Capture

Deposit checks as soon as they are received

Use a desktop scanner to make secure deposits from any work location across Puerto Rico.1

Positive Pay

Stop fraud before it happens

Protect your business with automatic fraud detection for check payments before they are processed.

Mobile Banking

Bank on your time

Manage payments, deposits, and check account balances using your phone.

Online Transfers

Move money when your business needs it

Transfer funds between deposit and loan accounts to maintain liquidity and meet operational demands.

Inquire now

Our Purchasing Card offers expense control

Manage reimbursable and incidental expenses with spending limits, detailed tracking, and cash-back opportunities2

Inquire now

purchsing card
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Business banking that saves time and simplifies operations

Our deposit accounts and Treasury Management Services offer a complete solution to manage collections, payments, and cash flow to efficiently meet business goals

Inquire now

Deposit Accounts

Choose from a full range of FDIC-insured checking, Money Market, savings, and CD accounts tailored to wholesalers to support daily operations, liquidity, and long-term growth.

Digital Banking

Bank anytime, anywhere with our online services and mobile app. You can complete all your banking without visiting a banking center or speaking to a banker.

Automate Monthly Bill Payments

Set up recurring payments for regular expenses and pause or update them easily, keeping every payee organized in one place.

Delegate Routine Banking Transactions

Assign specific banking tasks to your business manager or staff while keeping full visibility and control of your accounts.

Zelle® for your small business

Send and receive payments directly from your Banesco USA business account. Simplify cash flow by transferring funds between your business, suppliers, and customers.

Bank with experienced professionals in Puerto Rico

[corporatebanking] Bank with experts who specialize in your profession. (Wholesalers)

Contact us to start your relationship

Visit

Visit

Find a Banking Center
Email

Email

customerservice@banescousa.com
Call

Call

1-888-228-1597

Explore Purchasing Card benefits











Disclosures:
Deposit account transaction fees apply. Refer to the Schedule of Fees and Service Charges.
Loans are subject to credit approval and the Bank's credit policies. Additional conditions may apply.
1Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.
2Purchasing Cards are subject to credit approval. Earn cash back on total annual purchases. Rebate calculated based on total spend for the year and paid out as an ACH deposit into checking account or statement credit. Additional conditions apply.
Zelle® is available in over 2,300 banking and credit union apps. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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Alert

You are leaving the Banesco USA website and will be redirected to a website operated by a third-party company, which has different policies (e.g., privacy and security). Apart from the materials posted by us, we are not responsible for the content on the third party's website.

Fraud on the Rise: Protect Yourself Banesco USA will never ask for your password, PIN, Social Security number, or full account numbers by email or text. Banesco USA will also never request a secure access code over the phone.

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