Contactless access to your funds with our Visa Debit Card
debit-card-business-banner bue-card-cropped
Zero Liability Protection
Contactless payments
Monitor expenses online
Worldwide ATM access
Secure Transactions.<br>More Control. Secure Transactions.<br>More Control.

Secure Transactions.
More Control.

  • Pay contactless with a tap and at chip-enabled terminals
  • Make purchases in person, online and in-app
  • Get cash, view balances and transfer funds at ATMs in your area and across the globe
  • Deposit cash and checks at any Banesco USA ATM

Features included with your debit card.

Zero Liability Protection

You won’t be responsible for unauthorized charges made with your account if your card is lost, stolen or fraudulently used, online or in person.

Contactless Payments

Pay contactless anywhere you see the contactless symbol and at chip-enabled terminals for encrypted transactions that protect your account information.

ATM Access

Use your card to access your account at any Banesco USA ATM in the U.S. and Puerto Rico, and at thousands of AllPoint and Visa Global Network ATMs around the world.

Secure Online Shopping

Enjoy extra security when you use your card to shop online. To prevent unauthorized use of your card, you may be guided through some questions to verify your identity.

Frequently asked questions.

How is a debit card different from a credit card?

When you pay for purchases using your debit card, the amount of the purchase is automatically deducted from your business checking or savings account. When you pay for purchases using a credit card, you receive a bill.

Why should I use a debit card for my business?

In addition to providing a convenient way to pay for business purchases online, in app and in person, using your debit card offers these benefits:
  • Purchases are automatically deducted from your account so you won’t receive an unexpected bill
  • Use the card to transfer funds between your Banesco USA accounts to cover expenses, meet payroll and more
  • Get cash when travelling at thousands of ATMs around the world
  • Monitor and control cash flow by viewing account transaction details online and in the mobile app, and on your account statement

Am I responsible for purchases if my business debit card is lost or stolen?

Your Visa Debit Card includes Zero Liability Protection for unauthorized transactions if your card is lost or stolen. You should contact our Client Care Center immediately to deactivate your card and request a replacement.

How will I know if my online purchase has the Visa Secure added layer of protection?

This service automatically works at checkout at any participating online merchant. Look for the Visa Secure logo. Remember, you can use your card to pay for online purchases even if you don’t see the Visa Secure logo and rest assured your transaction will still be protected by multiple layers of security and zero liability for fraudulent purchases.

What is Visa Secure?

Visa developed a program that helps confirm your identity when you make an online purchase using your debit card. There’s no need to download anything, install software or register your account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud. This is one more way Banesco USA and Visa have teamed up to secure your account.

Is there a cost for Visa Secure?

No, it’s a benefit automatically included with your debit card.

Need help? We’re available.