Loans that support local needs

Banesco USA received a $250 million investment from the U.S. Treasury Department Emergency Capital Investment Program (ECIP) to support our commitment to build strong local economies.

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Flexible terms

Loans are structured for your
unique needs.

Fast decisions

Local decision-makers review
loan requests.

Professional assistance

Your Relationship Manager assists
you every step of the way.

Serving Local Communities. Serving Local Communities.

Serving Local Communities.

Since receiving the U.S. Treasury Department ECIP investment in 2022, we have deployed millions of dollars to eligible borrowers in South Florida and Puerto Rico. Our on-going commitment to provide access to capital to those who need it most has earned us recognition from the U.S. Treasury Department as the nationwide leader in deploying ECIP funds in U.S. territories, specifically Puerto Rico.

Recently closed ECIP loans.

$35 million 

Construction Loan

Puerto Rico

$30 million 

Line of Credit

Miami, FL

$18.5 million 

Commercial Real Estate Loan

West Palm Beach, FL

$17 million 

Term Loan

Sunrise, FL

Expand your business

Borrow a fixed amount to expand your business.


Purchase space for your business to occupy or for an income-producing investment.

Build or renovate

Finance improvements to commercial properties in eligible areas.

Purchase equipment

Finance equipment purchases to run your business while you preserve cash flow.

Investing In Borrowers
For The Long Term. Investing In Borrowers
For The Long Term.

Investing In Borrowers
For The Long Term.

For the next 10 years, we will extend ECIP credit to eligible borrowers in low to moderate income and traditionally underserved areas to support their efforts to create vibrant communities, meet local needs and build sustainable economies.
  • Affordable housing developers
  • Small businesses
  • Minority-owned businesses
  • Minority consumers

Find out if an ECIP loan is
right for you.

[corporatebanking] ECIP Form

Need help? We’re available.