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Specialty Banking

Manufacturing Businesses

Banesco USA offers specialized banking and lending solutions uniquely tailored to meet the needs of manufacturers

Inquire now

Expand operations to drive growth

Commercial Term Loan

Upgrade equipment and machinery

Remain competitive by investing in tools and equipment that integrate new technology for greater precision, testing, and quality control.

Owner-occupied Commercial Mortgage

Acquire or build
out facilities

Specialized solutions tailored to your needs to expand or acquire new facilities.

Manage cash flow to ensure optimal liquidity

Revolving Lines of Credit

Maintain consistent cash flow all year

Ensure access to working capital to manage supplier payments and production cycles.

Working Capital

Optimize cash flow

Turn future incoming payments into immediate cash flow and maintain liquidity to purchase the materials needed to meet production schedules and deliver orders on time.

Workers inspecting equipment on a modern manufacturing floor

Transactional services to support your business operations

Customized solutions designed for manufacturers that are aligned with your production cycles, supplier networks, and business goals

Remote Deposit Capture

Deposit checks from your facility

Deposit checks are soon as they are received. Use a desktop scanner to make secure deposits from any work location across Puerto Rico.1

Online Transfers

Ensure sufficient cash for daily operations

Transfer funds between accounts through Online Banking or the mobile app to maintain liquidity.

Payee Positive Pay

Stop fraud before it happens

Safeguard your accounts with automatic review of check payments before they are processed to help prevent unauthorized transactions.

Mobile Banking

Bank on your time

Manage accounts and approve transactions in real time from the mobile app.

Remote Deposit Capture

Deposit checks from your facility

Deposit checks are soon as they are received. Use a desktop scanner to make secure deposits from any work location across Puerto Rico.1

Online Transfers

Ensure sufficient cash for daily operations

Transfer funds between accounts through Online Banking or the mobile app to maintain liquidity.

Payee Positive Pay

Stop fraud before it happens

Safeguard your accounts with automatic review of check payments before they are processed to help prevent unauthorized transactions.

Mobile Banking

Bank on your time

Manage accounts and approve transactions in real time from the mobile app.

Inquire now

Our Purchasing Card offers expense control

Streamline the management of reimbursable and incidental expenses by setting spending limits and tracking purchases. Plus, earn cash back.2

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purchsing card
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Business banking that saves time and simplifies operations

Our accounts and Treasury Management Services provide a comprehensive solution to manage everyday expenses and enhance cash flow

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Deposit Accounts

Our checking, Money Market, savings, and CD accounts support manufacturing business operations.

Digital Banking

Monitor balances, transfer funds, and access reports in real time through Online Banking and the mobile app.

Automate Monthly Bill Payments

Set up recurring payments for fixed expenses to ensure on-time payments and simplify expense management.

Delegate Routine Banking Transactions

Authorize your business manager or other staff to handle specific banking tasks while maintaining visibility and control over every transaction.

Pay Digitally

Automate electronic payments to cover operating expenses with online bill pay and wire transfers.

Zelle® for your small business

Send and receive payments in minutes between accounts using an email address or mobile number.

Bank with experienced bankers in Puerto Rico

[corporatebanking] Bank with experts who specialize in your profession. (Manufacturers)

Contact us to start your relationship

Explore Purchasing Card benefits


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Fraud on the Rise: Protect Yourself Banesco USA will never ask for your password, PIN, Social Security number, or full account numbers by email or text. Banesco USA will also never request a secure access code over the phone.

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