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Specialty Banking

Commercial Real Estate Investors

Banesco USA supports the pace of transformation in the Puerto Rico commercial real estate industry

Financing designed for the evolving Puerto Rico real estate market

Expand your real estate portfolio to achieve greater financial growth

Enhance the value of your properties to attract and retain tenants

Run your business with a strong financial position and access to capital

Financing to run your commercial real estate business

Refinance existing debt

Refinance loans to obtain competitive rates or terms aligned with your property’s current market value and income potential.

Enhance liquidity and cash flow with a Line of Credit

Support access to funds for daily operations, including maintenance, utilities, payroll, and other recurring expenses that sustain performance.

Inquire now

Financing to expand your income-producing property portfolio

Commercial Real Estate Term Loan

Acquire commercial property

Purchase mixed-use, retail, or industrial properties in Puerto Rico.

Construction Loan

Construct new property

Pursue your next project to develop, rebuild, or revitalize properties that strengthen commercial real estate throughout Puerto Rico.

Commercial Real Estate Line of Credit

Access cash for down payments

Acquire additional real estate through customized financing aligned with your needs.

Inquire now

Financing to enhance the value of existing properties

Property improvements

Finance upgrades and improvements to increase property value and attract new tenants.

Upgrade your property

Finance improvements through a line of credit or term loan to stay competitive in an evolving market.

Tenant improvements

Fund modifications to leased spaces to retain anchor tenants and encourage long-term occupancy.

Inquire now

Bank with experienced bankers in Puerto Rico

Bank with experienced bankers in Puerto Rico











Bank with experienced bankers in Puerto Rico











Save time and accelerate the collection of rental payments

Use our Treasury Management solutions to simplify rent collection, strengthen cash flow, and ensure access to funds

Zelle® for your small business

With Zelle® for your small business, tenants can send payments directly to your account using your email address or mobile number.

Merchant Services

Offer tenants the convenient option to pay with Apple Pay or credit or debit cards.

Remote Deposit Capture

Scanning paper checks into your account eliminates trips to the Bank.1

Incoming Wire Transfers

Electronic funds are deposited into your account as soon as the same day, and real-time alerts let you know when payments are received.

Real-Time Transfers

Use Online Banking or the mobile app to move money between your Banesco USA accounts and accounts at other banks.

Zelle® for your small business

With Zelle® for your small business, tenants can send payments directly to your account using your email address or mobile number.

Merchant Services

Offer tenants the convenient option to pay with Apple Pay or credit or debit cards.

Remote Deposit Capture

Scanning paper checks into your account eliminates trips to the Bank.1

Incoming Wire Transfers

Electronic funds are deposited into your account as soon as the same day, and real-time alerts let you know when payments are received.

Real-Time Transfers

Use Online Banking or the mobile app to move money between your Banesco USA accounts and accounts at other banks.

Inquire now

Our Purchasing Card offers expense control

Make it easy for your business and your authorized employees to purchase supplies and materials with a Visa Purchasing Card. Set spending limits, track expenses, and earn cash back.2

Inquire now

purchsing card
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Banking to manage operations and property cash flow

Our solutions simplify managing everyday expenses and enhance cash flow from income-producing properties

Inquire now

Deposit Accounts

Our range of checking, Money Market, savings, and CD accounts is tailored to the unique needs of Puerto Rican commercial real estate investors.

Digital Banking

Bank anytime, anywhere with our online services and mobile app. You can complete all your banking without visiting a banking center or speaking to a banker.

Maintain cash flow control

Monitor balances, transfers, and payment transactions as they happen. Manage every property’s income and expenses from a single, secure dashboard.

Delegate Routine Banking Transactions

Authorize your business manager or other staff to handle specific banking transactions while keeping account activity private.

Pay Digitally

Automate electronic payments to cover operating expenses with online bill pay and wire transfers.


Positive Pay helps avoid fraud on outgoing payments

Block unauthorized check transactions
before they are processed.

Bank with experienced bankers in Puerto Rico

Bank with experts (Commercial Real Estate Investors)

Contact us to start your relationship

Visit

Visit

Find a Banking Center
Email

Email

customerservice@banescousa.com
Call

Call

1-888-228-1597

Explore Purchasing Card benefits











Disclosures:
Deposit account transaction fees apply. Refer to the Schedule of Fees and Service Charges.
Loans are subject to credit approval and the Bank's credit policies. Additional conditions may apply.
Merchant Services in Puerto Rico provided by Dynamics Payments.
1Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.
2Purchasing Cards are subject to credit approval. Earn cash back on total annual purchases. Rebate calculated based on total spend for the year and paid out as an ACH deposit into checking account or statement credit. Additional conditions may apply.
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
Zelle® is available in over 2,300 banking and credit union apps. To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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Fraud on the Rise: Protect Yourself Banesco USA will never ask for your password, PIN, Social Security number, or full account numbers by email or text. Banesco USA will also never request a secure access code over the phone.

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