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* All Banesco USA products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. *Annual Percentage Yield (APY) is subject to change at any time and without notice. To take advantage of this offer, account must be opened via online account opening with new funds deposited to Banesco USA. Fees may reduce earnings. Limit of six (6) transfers or payments (preauthorized, automatic, by telephone, or from a personal computer) including drafts, checks, debit card, or similar orders (including POS transactions) payable to a third party, from your money market/savings account per statement cycle. The preauthorized or automatic transactions may be initiated by Telephone Banking, Banesco USA Online Banking, or standing order. Limit does not apply to in-person withdrawals or withdrawals at an ATM. Exceeding the limit on transfers, payments or withdrawals may result in an excess transaction fee. BanesGrow Savings Account: The minimum balance to open is $100.00 and  $300.00 minimum daily balance to earn the APY and  avoid the below balance monthly fee. BanesFlex Money Market Account: The minimum balance to open and maintain to avoid the below balance monthly fee is $2,500.00 and $300.00 minimum daily balance to earn the APY. Member FDIC.