|Facts||What does Banesco USA do with your personal information?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Banesco USA chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Banesco USA share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||We don’t share|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||We don’t share|
|For our affiliates’ everyday business purposes – information about your creditworthiness||No||We don’t share|
|For nonaffiliates to market to you||No||We don’t share|
|Questions? Call toll-free 1 (888) 228-1597 or (786) 552-0524 (Domestic) or 0 (800) 122-8226 (International) – or go to www.banescousa.com|
|What we do|
|How does Banesco USA protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Banesco USA collect my personal information?||We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law.)
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include:
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
Special Notice For California Residents
Under California law, we will not share information we collect about you with companies outside of Banesco
USA, unless the law allows. We will limit sharing among our companies to the extent required by California
Special Notice For Nevada Residents
We are providing you this notice pursuant to Nevada law. You may be placed on our internal Do Not Call list by contacting Banesco USA. Nevada requires that we provide contact information for the state’s Bureau of Consumer Protection to all consumers that do business with us. The contact information for the Bureau of Consumer Protection, of the Office of the Nevada Attorney General, is provided below.
Address: 555 East Washington Street, Suite 3900, Las Vegas, Nevada 89101
Phone: (702) 486-3132
Special Notice For Vermont Residents
Under Vermont law, we will not share information we collect about Vermont residents with companies outside
of our corporate family.