In observance of Good Friday, our South Florida branches will be closing at 2:00 pm. Our Puerto Rico Branch will be closed. Our Digital Channels will continue to operate normally.

BaneSmart Certificates
of Deposit amazing rates

Let your money make more money!

Apply Now

4.60

%

APY*

12-Month CD rate

BaneSmart Certificates
of Deposit amazing rates

Let your money make more money!

Apply Now

4.60

%

APY*

12-Month CD rate

Enjoy steady growth and choose the term limit that works best for you.

We offer competitive rates and a wide variety of terms, from 6 months to 3 years.

You can deposit your earnings into any of your Banesco USA accounts and enjoy the convenience of online banking.

4.60

%

APY*

12-Month CD

4.55

%

APY*

6-Month CD

Other BaneSmart CD terms available:

4.50

%

APY*

18 Month

0.50

%

APY*

24 Month

0.55

%

APY*

36 Month

icon

Available only for Puerto Rico

4.25

%

APY*

13-Month CD

To earn the *Annual Percentage Yield (APY) you can open the time deposit for as little as $1,500 with New to Banesco USA funds.

The effective date of the APY is good as of the day of this publication and are subject to change.

An early withdrawal penalty may be imposed for withdrawals before maturity.

For terms greater than 12 months, the APY cannot remain on deposit and payout is mandatory.

Only US Residents may apply. Available to consumer/personal account holders only.

Use this calculator to find out how much interest you can earn:

At the end of your 0 month term, you'll have a total of:

$ 0.00
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