BaneSmart Certificates of Deposit amazing rates

0.40 % APY*
12-Month CD rate

Let your money make more money!

Open Now

Enjoy steady growth and choose the term limit that works best for you.

We offer competitive rates and a wide variety of terms, from 6 months to 3 years.

You can deposit your earnings into any of your Banesco USA accounts and enjoy the convenience of online banking.

0.35

6 Month CD

0.55

36-Month CD

Other BaneSmart CD terms available:

0.40
12 Month

0.45
18 Month

0.50
24 Month

To earn the *Annual Percentage Yield (APY) you can open the time deposit for as little as $1,500.
The effective date of the APY is good as of the day of this publication and are subject to change.
An early withdrawal penalty may be imposed for withdrawals before maturity.
For terms greater than 12 months, the APY cannot remain on deposit and payout is mandatory.
Only US Residents may apply. Available to consumer/personal account holders only.

Use this calculator to find out how much interest you can earn:

At the end of your 0 month term, you'll have a total of:

$ 0.00

Anything calculated or described in connection with this CD calculator is for illustrative and interactive purposes only and is not intended to provide any financial advice. The Interest and Annual Percentage Yield (APY) earned amount is based on the advertised APY, and assumes that for the entire investment period, that the principal and interest remain on deposit and there are no withdrawals. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances.

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