Enroll in Online Banking 
Disclosures:
Available to international clients only. Additional fees and service charges may apply. Refer to the Schedule of Fees and Service Charges.
*If you maintain the required balance, we will either waive or refund the below balance maintenance fee. The combined monthly average balance is based on collected balances for qualifying relationship deposit accounts per statement cycle. Qualifying relationship deposit accounts include retail and business checking, Money Market, savings and time deposit accounts with primary, joint, authorized signer, trustee, beneficiary, director, partner, minor and shareholder relationships. Collected balance means we only include those funds for which we have actually received payment. The combined monthly average balance is calculated by adding the closing balance in the account(s) at the end of each day and dividing the total by the number of days in the statement cycle (interest paid by the Bank is not included). BanescoSelect products are eligible for additional reward benefits as stated in this product guide. Balances up to but not including the statement date will be considered.
¹ Valid school ID required.
² You may make 6 withdrawal(s) from your account every statement cycle. This limitation applies to online or mobile banking transfers or payments, automatic or pre-authorized transfers, telephone transfers, drafts or debit card transactions. Any withdrawal or transfer exceeding this limitation will incur a $10.00 fee per occurrence
³ Certificates of Deposit are subject to an early withdrawal penalty based on the term of the CD: Less than 30 days, penalty is 7 days of interest. Between 31 days and 365 days, penalty is 90 days of interest. Between 366 days and 540 days, penalty is 180 days of interest. Between 541 days and 720 days, penalty is 270 days of interest. Between 721 days and 1,094 days, penalty is 365 days of interest. Greater than 1,095 days, penalty is 540 days of interest.
⁴ 30 outgoing and 5 incoming transfers per statement cycle at no charge, then $5 per transaction in excess.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Accounts and services for global banking needs.
Our technology-driven solutions and personalized attention help you manage your accounts today and achieve your financial vision for the future.
Account services and features.
Online Banking & Bill Pay
Securely access your accounts with the added convenience of paying bills online to eliminate check writing.
Mobile Banking with Check Deposit
Check balances, transfer funds, pay bills and deposit checks on the go.
Contactless Visa Debit Card
Pay contactless and monitor transactions online to manage expenses.
Zelle®
Send and receive money with people you know and trust.
eWires
Schedule wires in online and mobile banking.
Visa Debit Card Controls
Protect your account by turning your card on and off, setting spending limits and deciding where and when your card can be used.
Worldwide ATMs
View balances, withdraw cash and transfer funds at ATMs across the globe.
Free eStatements
Sign up to receive account statements online to avoid mail delays and reduce risk of fraud.
Compare personal accounts.
International CheckingA basic account with unlimited check writing |
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$25,000 minimum opening balance |
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$35 monthly maintenance fee
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Earns interest |
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No Excess Item Fee |
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Zelle®⁴ |
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Visa Debit Card |
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Online Banking |
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Mobile Banking |
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eWires |
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International SavingsAn account that earns interest with easy access to funds |
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$25,000 minimum opening balance |
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$35 monthly maintenance fee |
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$25,000 minimum daily balance to earn interest |
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$10 per transaction in excess of 6 per statement cycle² |
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Zelle®⁴ |
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Visa Debit Card |
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Online Banking |
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Mobile Banking |
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eWires |
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International Student CheckingAn account with digital access for students age 18 to 25¹ |
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$1,000 minimum opening balance |
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$20 monthly maintenance fee |
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Earns interest |
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No Excess Item Fee |
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Zelle®⁴ |
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Visa Debit Card |
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Online Banking |
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Mobile Banking |
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eWires |
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International Certificate of DepositAn account that earns a fixed rate of interest for a fixed term |
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$1,000 minimum opening balance |
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No monthly maintenance fee |
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$1,000 minimum to earn interest |
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Early withdrawal penalty may apply³ |
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Zelle® |
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Visa Debit Card |
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Online Banking |
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Mobile Banking |
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eWires |
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