• Be a U.S. citizen or resident alien.
• Be 18 years or older.
• Have a valid Social Security Number.
• Copy of a valid driver’s license or state-issued ID.

All Banesco USA products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. *Annual Percentage Yield (APY) is effective as of the day of this publication and is subject to change at any time without notice. Fees may reduce earnings. Transaction Limitations: You may make 6 withdrawal(s) from your account every statement cycle. This limitation applies to online or mobile banking transfers or payments, automatic or pre-authorized transfers, telephone transfers, drafts or debit card transactions. Any withdrawals or transfers exceeding this limitation will incur a $10.00 fee. The preauthorized or automatic transactions may be initiated by Telephone Banking, Banesco USA Online Banking, or standing order. Limit does not apply to in-person withdrawals or withdrawals at an ATM. BanesFlex Money Market Account: You must deposit $2,500.00 to open this account. A maintenance fee of $5.00 will be imposed every month if the average daily balance for the statement cycle falls below $2,500.00. You must maintain a minimum daily balance of $300.00 in the account each day to obtain the disclosed annual percentage yield. Offer valid only for new accounts and funds not currently deposited at Banesco USA. CD Account: To earn *Annual Percentage Yield (APY) you can open the time deposit for as little as $1,500 or up to $1,000,000. An early withdrawal penalty may be imposed for withdrawals before maturity.