- Be a U.S. citizen or resident alien.
- Be 18 years or older.
- Have a valid Social Security Number.
- Copy of a valid driver’s license or state-issued ID.
All Banesco USA products and services are subject to applicable customer agreements, terms, conditions, disclosures, and application requirements. *Annual Percentage Yield (APY) is effective as of the day of this publication and is subject to change at any time without notice. Fees may reduce earnings. Transaction Limitations: You may make 6 withdrawal(s) from your account every statement cycle. This limitation applies to online or mobile banking transfers or payments, automatic or pre-authorized transfers, telephone transfers, drafts or debit card transactions. Any withdrawals or transfers exceeding this limitation will incur a $10.00 fee. First 90 days transfer amount additional limitations: withdrawals and transfers are limited to $5,000.00 per day or $10,000.00 per month. No checking privileges: Any checks drawn against the account and presented for payment will be returned and unprocessed. The preauthorized or automatic transactions may be initiated by Telephone Banking, Banesco USA Online Banking, or standing order. Limit does not apply to in-person withdrawals or withdrawals at an ATM. BanesFlex Money Market Account: You must deposit $2,500.00 to open this account. A maintenance fee of $5.00 will be imposed every month if the average daily balance for the statement cycle falls below $2,500.00. You must maintain a minimum daily balance of $300.00 in the account each day to obtain the disclosed annual percentage yield. Offer valid only for new accounts and funds not currently deposited at Banesco USA. CD Account: To earn *Annual Percentage Yield (APY) you can open the time deposit for as little as $1,500 or up to $1,000,000. An early withdrawal penalty may be imposed for withdrawals before maturity.
Whether you need to build an emergency fund to be prepared for the unexpected or save to buy the home of your dreams, we have the right choice for your savings goals.
As an FDIC insured bank with a 16-year history serving the Florida community, we’ve got a great deal to help you get started in growing your savings with Banesco USA.