Explore CD Rates in Puerto Rico | Secure Your Investment

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Maximize your savings potential with a Banesco USA CD account. Lock in a high interest rate and watch your money grow.

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Special CD Rates

5-month CD

4.00

APY*

*Annual Percentage Yield

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*Annual Percentage Yield. APYs valid as of 9/5/2025. Interest rates and APY are subject to change or may be withdrawn at any time at the Bank's discretion without prior notice before any CD account is opened and before a term begins for a renewing CD. The account must be opened with a minimum deposit of $25,000 and the minimum to earn the APY is $0.01 for Puerto Rico customers if opened at a Branch in Puerto Rico or Online. To earn stated APY’s, interest must remain in the account. For terms greater than 12 months that do not compound on an annual or more frequent basis, interest cannot remain on deposit and an annual payout is mandatory. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawals prior to maturity. Interest is calculated based on the daily periodic rate on the CD principal balance and is payable on the basis of the number of days between the CD issue date and maturity date. Your daily periodic rate can be determined by dividing the interest rate by 365 days. Multiply the daily periodic rate by the number of days of the CD principal balance for determination of the interest payable on your CD. Offer available to U.S. citizens or resident aliens with a valid U.S. Taxpayer Identification Number. You must be at least 18 years of age to open an account online. Qualifying opening deposit must be new money to Banesco USA.