Business & Professional Banking

Medical Practices
& Doctors

We understand your passion for your profession and how it shapes your financial journey. Explore how we can help you reach your ambitions.

Lending options to achieve the goals for your practice

Expand your practice

Loans to establish more than one location

Financing up to 90% to acquire commercial real estate

Start your practice

Loans for new practices with or without construction

Financing for medical practice acquisition and partner buy-in / buy-out

Upgrade your office

Medical equipment financing

Loans for tenant improvements to your space, including buildout financing

Strengthen 
cash flow

Lines of credit for access to working capital

Short-term financing to cover day-to-day expenses and payroll

Spend less time banking and more time caring for your patients

Online Banking User Authorization

Delegate tasks with privacy and control

Allow your Practice Manager or staff to handle specific banking transactions while keeping transaction activity and account balances private.

Mobile Banking

Bank on your time

Transact, pay bills and deposit checks in the mobile app for greater flexibility to bank anywhere, anytime.

ACH Origination Services

Pay digitally

Automate electronic payments to employees and cover monthly operating expenses.

Positive Pay

Avoid fraud on outgoing payments

Add a service to your checking accounts to block unauthorized check and ACH transactions before they are processed.

Zelle® for your business

Send money instantly

Pay your suppliers and vendors with funds deposited directly into their bank accounts.

Purchasing Card

Streamline everyday purchases

Control spending with a Visa Purchasing Card to monitor transactions, analyze spending and manage cash flow.

Online Banking User Authorization

Delegate tasks with privacy and control

Allow your Practice Manager or staff to handle specific banking transactions while keeping transaction activity and account balances private.

Mobile Banking

Bank on your time

Transact, pay bills and deposit checks in the mobile app for greater flexibility to bank anywhere, anytime.

ACH Origination Services

Pay digitally

Automate electronic payments to employees and cover monthly operating expenses.

Positive Pay

Avoid fraud on outgoing payments

Add a service to your checking accounts to block unauthorized check and ACH transactions before they are processed.

Zelle® for your business

Send money instantly

Pay your suppliers and vendors with funds deposited directly into their bank accounts.

Purchasing Card

Streamline everyday purchases

Control spending with a Visa Purchasing Card to monitor transactions, analyze spending and manage cash flow.

Inquire now

Expedite access to funds from patient payments

Merchant Services

Accept credit cards and minimize transaction fees

Give your patients the option to pay with credit card, debit card and digital wallet. Add the credit card processing fee as a surcharge to transactions.

Lockbox Services

Streamline processing of mailed-in payments

Direct patient check payments to be mailed to a dedicated P.O. Box and Banesco USA will collect and deposit them into your account.

Zelle® for your business

Receive payments 
with Zelle®

Accept patient payments sent from Zelle® in their mobile banking app.

Direct Debit

Expedite receivables processing

Securely and quickly accept recurring electronic payments from your medical billing vendor, patients and other businesses.

Remote Deposit Capture

Remotely and confidentially deposit checks

Scan paper checks individually or in batches from any office location and choose which Banesco USA account for the deposit. Account balances cannot be viewed during processing, ensuring privacy.

Merchant Services

Accept credit cards and minimize transaction fees

Give your patients the option to pay with credit card, debit card and digital wallet. Add the credit card processing fee as a surcharge to transactions.

Lockbox Services

Streamline processing of mailed-in payments

Direct patient check payments to be mailed to a dedicated P.O. Box and Banesco USA will collect and deposit them into your account.

Zelle® for your business

Receive payments 
with Zelle®

Accept patient payments sent from Zelle® in their mobile banking app.

Direct Debit

Expedite receivables processing

Securely and quickly accept recurring electronic payments from your medical billing vendor, patients and other businesses.

Remote Deposit Capture

Remotely and confidentially deposit checks

Scan paper checks individually or in batches from any office location and choose which Banesco USA account for the deposit. Account balances cannot be viewed during processing, ensuring privacy.

Inquire now

Home financing programs designed
 for professionals

Whether you want to purchase a new home, refinance your current home or expand your real estate investment portfolio, we offer customized credit solutions.

Inquire now

Primary and Second Home Loans

Explore home loan programs for professionals. Choose from adjustable-rate options for conforming, jumbo and super jumbo loans.

Home Equity 
Line of Credit

Leverage the equity in your home to ensure liquidity while preserving cash or avoiding the sale of investments.

Residential Real Estate Investor Loans

Combine your real estate investing experience with our lending expertise to tailor a credit solution to acquire your next income-producing residential property.

Bank with experts who specialize in your profession

[businessandprofessional] Professionals & Small Business General Market – Doctors

Contact us to start your relationship

Visit

Visit

Find a branch
Email

Email

customerservice@banescousa.com
Call

Call

1-888-228-1597