Commercial Financing

When your vision for your business requires financing, our experienced lenders provide options and credit facilities designed to support your future, your way.

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Flexible terms

Loans are structured to meet your
individual needs.

Fast decisions

Local decision-makers review
loan requests.

Professional advice

Your Relationship Manager assists you every step of the way.

Customized credit solutions to reach
your business goals.

Your Commercial Lending Partner

Financing your business goals, from property to equipment.

  • Commercial and Industrial

  • Owner Occupied financing

  • Equipment

  • Business Acquisition

  • Lines of Credit

  • Real Estate (Multifamily, Retail, Warehouse, Office, Mixed-use, Construction)

Commercial 
Term Loan

Borrow a fixed amount to expand, diversify, or grow your business.

Commercial Line of Credit

Access funds when needed to strengthen cash flow.

Commercial Mortgage

Purchase space for your business to occupy or acquire for an income-producing investment.

Equipment 
Loans

Purchase equipment to run your business and preserve cash flow.

Asset Based Loans

Leverage the strength of your inventory or receivables to secure working capital.

CRE Loans

Combine your expertise in commercial real estate with our expertise in lending to pursue your next project.

Loans designed for small business.

ECIP

Banesco USA received a $250 million investment from the U.S. Treasury Department Emergency Capital Investment Program (ECIP) to support our commitment to build strong local economies.

  • Minority borrowers and minority-owned businesses

  • Business located in underserved or minority communities in South Florida and Puerto Rico

  • Banesco USA is the only bank in Florida and Puerto Rico to benefit from the US Treasury’s ECIP

Learn more

SBA Loans

Loans guaranteed by the Small Business Administration.

  • Low down payment

  • Affordable terms with no balloon payment

  • Fixed or variable rate

Qualification:
  • For-profit company operating in the U.S. or its territories
  • Business net worth less than $6 million
  • Annual revenue less than $7.5 million
  • Fewer than 500 employees
Other requirements may apply.
SBA504 Loans SBA7a Loans

SBA504 Loans

Long-term financing to purchase, construct or upgrade commercial property, equipment, and other fixed assets Eligibility:
  • Purchase land or a building, or renovate a property where you business occupies more than 51% of the space
  • Finance new construction where your business occupies at least 60% of the space
Other requirements may apply.

SBA7a Loans

Financing for short- and long-term working capital, to purchase equipment, supplies or commercial property, or refinance debt Eligibility:
  • Other funding sources, such as personal savings, has already been used to operate your business
  • Other conventional loan programs are not available to your business because it does not meet eligibility requirements
Other requirements may apply.

Recently closed loans.

$15 million

Commercial Real Estate

Building

Miami, FL

$15 million

C&I Asset

Line of Credit

Doral, FL

$11 million

Commercial Real Estate

Restaurant

Miami, FL

$8.5 million

C&I Asset

Line of Credit

Pompano Beach, FL

Let’s talk about your commercial loan.

[corporatebanking] Commercial Loans US

Need help? We’re available.

Visit

Visit

Find a branch
Email

Email

customerservice@banescousa.com
Call

Call

1-888-228-1597