Commercial Loans US

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Commercial Financing

When your vision for your business requires financing, our experienced lenders provide options and credit facilities designed to support your future, your way

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Flexible terms

Loans are structured to meet your individual needs

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Fast decisions

Local decision-makers review loan requests

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Professional advice

Your Relationship Manager assists you every step of the way

Customized credit solutions to reach your business goals

Commercial Term Loans

Borrow a fixed amount to expand, diversify, or grow your business

Commercial Lines of Credit

Access funds when needed to strengthen cash flow

Owner-occupied Loans

Purchase space to operate your business, build equity, and stabilize cash flow

Equipment Loans

Purchase equipment to run your business with financing that preserves cash flow

Asset-backed Loans

Leverage the strength of your inventory or receivables to secure working capital

EXIM Bank Financing

Finance the export of U.S. goods and services to international markets

Financing for business professionals

Loans for Practice Acquisition

Secure funding to purchase an existing practice

Loans for Practice Expansion

Access capital to expand or upgrade your practice

Loans for Partner Equity Buy-in

Monetize your equity in the practice to enhance liquidity

Loans designed for small business

Minority-owned Business Loans

Finance your next project with a loan funded by the U.S. Treasury Department Emergency Capital Investment Program (ECIP)

  1. Community impact financing
  2. Financial support for underserved or minority communities in South Florida and Puerto Rico
  3. Growth capital for local development
Other requirements may apply.

SBA Loans

Loans guaranteed by the U.S. Small Business Administration

  1. Loan amounts up to $5 million
  2. Repayment terms up to 25 years
  3. Low down payments
  4. Flexible use of funds
Other requirements may apply.

Recently closed loans

$15 million

Commercial Real Estate Loan
Miami, FL

$15 million

C&I Line of Credit
Doral, FL

$11 million

Commercial Real Estate Loan
Miami, FL

$8.5 million

C&I Line of Credit
Pompano Beach, FL

SBA 504 Loans

Long-term financing to purchase, construct, or upgrade commercial property, equipment, and other fixed assets

Eligibility:

  • Purchase land or a building, or renovate a property where your business occupies more than 51% of the space
  • Finance new construction where your business occupies at least 60% of the space

Other requirements may apply.

SBA 7(a) Loans

Financing for short- and long-term working capital, to purchase equipment, supplies, or commercial property, or refinance debt.

Eligibility:

  • Other funding sources, such as personal savings, have already been used to operate your business
  • Other conventional loan programs are not available to your business because it does not meet eligibility requirements

Other requirements may apply.

What lenders look for in an SBA borrower

Understand how lenders evaluate cash flow, credit, equity, injection, experience and documentation when reviewing SBA 7(a) Loan applications.
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Acquisition financing: Structuring capital for long-term value

Explore how to structure acquisition financing to support long-term business value, including capital planning, deal structure, and post-closing considerations.
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Top reasons SBA loans get denied and how to avoid them

Common reasons SBA 7(a) applications are declined or delayed, including eligibility issues, cash flow, documentation, credit, and deal structure.
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How do manufacturers scale without increasing complexity?

Scaling a manufacturing business requires balancing growth with operational efficiency. Learn strategies to expand production without adding unnecessary complexity.
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Manufacturers managing cash flow in a cyclical industry

Learn where manufacturing cash gets tied up, how to identify a working capital gap, and how SBA financing can help manage timing and growth.
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Should you develop internally, acquire, or partner to accelerate growth?

Compare the advantages of building capabilities in-house, acquiring another company, or forming strategic partnerships to achieve your growth objectives.
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How to know if you are ready for an SBA 7(a) Loan

Seven signs of SBA loan readiness, from organized financials and equity injection to credit, experience, and owner occupancy.
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