Banesco International together with ABANCA.

Mr. García-Vélez boasts an extensive background in the financial sector, spanning back to 1993. He has excelled in South Florida and Puerto Rico Markets, working with renowned institutions such as First Union National Bank, Citibank, Doral Bank, and First BanCorp. Recently appointed to the Florida Bankers Association Board of Directors, Mr. García-Vélez continues to leave his mark on the industry. He dedicates his time as a Guardian ad Litem volunteer alongside his professional accomplishments. He proudly holds a bachelor’s and MBA degree from the prestigious University of Miami.

With over 35 years of experience in the financial sector, Ms. Escotet is a seasoned professional. She holds a Bachelor of Science degree in Computer Science and Business Administration and Mathematics from Davis & Elkins College and a Computer Science degree from Universidad Simón Bolívar. Responsible for directing Banesco USA’s overall corporate governance, audit, and procurement functions, she also serves as Secretary to the Board of Directors.

With over 35 years of experience in international and domestic operations, Ms. Pino is an esteemed Executive Vice President and Chief Administrative Officer. She holds a Bachelor’s degree in Professional Administration from Barry University, specializing in the Human Resource Certificate Program. Additionally, she completed the Human Resource Management Program at the University of Miami. Ms. Pino’s responsibilities encompass oversight of Operations, Loan Operations, Facilities, Electronic Banking, Client Care, and Human Capital. Her astute management ensures the smooth functioning of critical bank operations and the effective utilization of human resources.

With over 35 years of experience in Corporate Banking, Ms. Abadía is a highly skilled professional banker and certified public accountant. As the EVP and Puerto Rico Country Manager, she is pivotal in overseeing the bank’s operations in Puerto Rico. Ms. Abadía holds a Bachelor of Science in Business Administration and a Master of Business Administration from the University of Puerto Rico. In addition, she is a Certified Public Accountant, further augmenting her expertise in the field.

With a distinguished career spanning over 25 years in Corporate Banking and Commercial Lending, Mr. Hidalgo brings a wealth of experience to his role as EVP and Head of Corporate Banking. Responsible for overseeing Corporate Banking and Business and Professional areas, he plays a vital role in driving the bank’s corporate banking strategies. Mr. Hidalgo holds a Bachelor of Science in Business Administration from Florida International University, further solidifying his foundation in the field.

Mr. Valle brings over 20 years of experience in technology, with a specific focus on financial institutions, for the past 15 years. As the EVP and Chief Information Officer, he leads the bank’s technical operations, business intelligence, and innovative projects. Mr. Valle holds a Bachelor of Science degree in Computer Science from Florida International University. With his extensive technological knowledge, he drives strategic initiatives and ensures the bank remains at the forefront of digital innovation.

As the EVP and Chief Financial Officer, Mr. Schoeni directs Banesco USA’s Finance, Accounting and Treasury. With previous experience in investment banking at Lazard Middle Market and Sandler O’Neill, he brings valuable expertise to the organization. Mr. Schoeni holds a B.A. from Vanderbilt University, complementing his comprehensive understanding of financial management and risk mitigation.

With over 25 years of banking experience in commercial banking and credit management, Mr. Vogel is a highly knowledgeable professional. Holding an MBA from Florida Atlantic University, he assumes the crucial role of overseeing the Credit Administration unit. Mr. Vogel’s responsibilities encompass Credit Analysis, Portfolio Management, and Special Assets, where his expertise ensures sound credit practices and effective risk management.

Mr. Rengifo is vital in leading the bank’s Portfolio Management, Customer Experience, Business Process, Cash Management, Products, and Marketing. With master’s degrees in mechanical engineering from Universidad Simón Bolívar and Purdue University and an MBA from Kelley School of Business, Mr. Rengifo combines technical expertise with business acumen to drive business transformation and enhance customer-centric initiatives.

With extensive legal, regulatory, and transactional experience in the international and financial services industry, Ms. Sabo is a highly qualified professional. Her expertise encompasses Corporate, Banking, Securities, Investment Advisory, and Investment Management. Holding an LLM in Taxation from the University of Miami School of Law, a J.D. from Nova Southeastern University School of Law, and a B.A. in Public Administration from the University of Miami, Ms. Sabo provides valuable legal counsel to the bank, ensuring compliance and effective risk management.

Mr. Pereda is the Head of International Banking, overseeing the Foreign Correspondent Banking and Foreign Residential Mortgage units. With over 15 years of experience in International Banking, including prior local banking experience, he brings valuable insights to his role. Mr. Pereda holds a B.A. in Finance and International Business and an MBA from Florida International University. His international banking and strategic leadership expertise contribute to the bank’s success in the global marketplace.

With a distinguished career spanning over 15 years in the financial services industry, Mr. Morales brings a wealth of experience to his role as EVP and Chief Risk Officer. He leads the strategic direction of our risk management and compliance programs, and plays a vital role in ensuring the bank operates in a safe and responsible manner. Mr. Morales holds a bachelor’s degree in business administration from the University of Puerto Rico and is a Certified Information Systems Auditor (CISA), further solidifying his foundation in risk management and compliance.