About Us

Banesco USA, founded in 2006, is at the forefront of revolutionizing the banking landscape. As a trusted financial institution, we are deeply committed to delivering exceptional services that cater to the evolving needs of our customers.

As a member of the Federal Deposit Insurance Corporation (FDIC), we offer the security and peace of mind that comes with knowing your funds are protected. Our unwavering commitment to transparency, integrity, and exceptional customer service sets us apart in the industry. With four business centers in South Florida - Aventura, Brickell, Coral Gables, and Hialeah - and one in San Juan, Puerto Rico, Banesco USA holds a 5-star rating from the Bauer Financial rating service as well as a rating affirmation from the Kroll Bond Rating Agency.

At Banesco USA, we go beyond traditional banking to empower businesses, individuals and families with innovative financial solutions, personalized guidance and support, ensuring that our clients can confidently thrive in their financial journey in an ever-changing financial landscape.

Driven by a passion for progress, we leverage cutting-edge technology and digital capabilities to create seamless banking experiences. Join us in shaping the future of banking as we continue to innovate, empower, and inspire our customers.

Banesco USA is a Florida state-chartered bank regulated by the Office of Financial Regulation (OFR) and completely independent of Banesco in other countries.


Everything we do is rooted in the following values:

We fulfill our commitments to our customers, teams and society.
We behave according to what we declare.
We stay focused until we know that we have exceeded our customer’s expectations.
We respect valuable ideas, even if they are different from ours.

We defend the interests of the clients and the organization above our own.
We act with generosity and consider the impact of our actions, prioritizing collaborative work.
We speak openly about risks and limitations, we recognize when we fail, and when we make mistakes.

We work with passion to give the best solution to the client, optimally using time and resources.
We equip ourselves with agile, simple and scalable processes that allow us to do things right from the beginning.

We encourage entrepreneurship and experimentation, we are tolerant of failures, and learn from them.
We build a vision of the future and transversality  for our organization.
We know the best technological and non-technological solutions and incorporate them in a timely and efficient manner.

Our Team

Our team is our biggest asset. They know our customers and are able to provide the service that best meets their needs. Get to know us, too!

Board of Directors

Carlos Palomares

Chairman of the Board

Juan Carlos Escotet Rodriguez

Vice-Chairman of the Board


President & CEO

Seno Bril


Carlos Eduardo Escotet Alviarez


Alvaro Morales


Edward Holden


José B. Carrión III


Executive Management


President & CEO

Mercedes Escotet

Executive Vice-President, Chief Corporate Governance Officer

Leticia Pino

Executive Vice-President, Chief Administrative Officer

Maritza Abadía

Executive Vice-President, Puerto Rico Country Manager

Nelson Hidalgo

Executive Vice-President, Head of Corporate Banking

Michel Vogel

Senior Vice-President, Chief Credit Officer

Julio Valle

Executive Vice-President, Chief Information Officer

Kenneth Schoeni

Executive Vice-President, Chief Financial & Risk Officer

Gustavo Rengifo

SVP, Head of Business Transformation

Norma Sabo

Senior Vice-President, General Counsel

Luis Pereda

SVP, Head of International Banking

Corporate Banking

Amelia C. Rodriguez

SVP, Relationship Manager

Ana Lorenzo

SVP, Relationship Manager

Frank Casas

SVP, Relationship Manager

Brian Barroso

SVP, Corporate Relationship Manager

John Cedres

VP, Relationship Manager

Oscar Valdez

SVP, Relationship Manager

Giancarlo E. Paone

Relationship Manager

Hasel Villoch

VP, Relationship Manager

Roland Valdivieso

SVP, Corporate Banking Palm Beach Team Leader

Keith Douglass

VP, Relationship Manager II, Palm Beach

Travis Fitzpatrick

VP, Relationship Manager II, Palm Beach

Yanelyn Prats

VP, Relationship Manager

Business & Professional Banking Centers

Rogelio Obeso

SVP, Relationship Manager

Luis J Gonzalez

VP, Relationship Manager

David Van Sky

VP, Client Relationship Officer

Michelle Sanchez

VP, Relationship Manager

Victor Uranga

Relationship Manager

Joshua Mendez

VP, Relationship Manager

Jose Campos

Client Relationship Officer

Lesly Santiago

VP, Client Relationship Officer

Theresa Lee Castellano

SVP, Client Relationship Officer Team Lead

Luis M. Gonzalez

SVP, Business and Professional Team Manager

Lisa Gonzalez

SVP, Business & Professional Banking Manager

Vicente Fernandez

SVP, Relationship Manager


Nelisa Chacín

VP, Regional Manager

Maria De Lourdes Rivera

VP, Relationship Manager

Natahly Bermudez

AVP, Relationship Manager

Susana Martinez

Relationship Manager

Alfredo Rodriguez

Relationship Manager

Jose Luis Goncalves

Relationship Manager

Rafael Suarez Olivo

Relationship Manager

Mario Delgado

AVP, Relationship Manager II

Frederico Moura

Relationship Manager

Puerto Rico Branch Staff

Francisco Portero

SVP, Relationship Manager

Maria Mercedes Norcisa

VP, Relationship Manager

Leonardo Maldonado

VP, Relationship Manager

Miguel Cartagena

SVP, Relationship Manager

Sylvia Quintero

VP, Relationship Manager

Residential Lending

Enrique Ugarte

VP, Residential Lending Officer

Lourdes Escarza

VP, Consumer & Mortgage Lending Officer

Nikkie Rostami

AVP, Residential Lending Officer

Treasury Management

Luis De Nicolo

VP, Treasury Management Officer

Corporate Social Responsibility

We strive to help build the communities we serve by focusing our attention and resources locally.

Banesco Stories

Meet some of our customers and learn about their experience with Banesco USA.


Do you want to join the Banesco USA team?



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We will reply Monday through Friday between 9:00 am and 5:00 pm.