About Us

Banesco USA was founded January 10th, 2006 to offer banking services and solutions to business owners, their families, and consumers within the communities we serve. Our mission is to provide the best and safest banking experience protected by the latest technology to make banking more convenient to our customers. Our team of dedicated and experienced relationship bankers are committed to offering our customers the personalized service they deserve.

With four business centers in South Florida - Aventura, Brickell, Coral Gables, and Hialeah - and one in San Juan, Puerto Rico, Banesco USA is insured by the FDIC and holds a 5-star rating from the Bauer Financial rating service as well as a rating affirmation from the Kroll Bond Rating Agency.

Banesco USA is a Florida state-chartered bank regulated by the Office of Financial Regulation (OFR) and completely independent of Banesco in other countries.

Values

Everything we do is rooted in the following values:

We fulfill our commitments to our customers, teams and society.
We behave according to what we declare.
We stay focused until we know that we have exceeded our customer’s expectations.
We respect valuable ideas, even if they are different from ours.

We defend the interests of the clients and the organization above our own.
We act with generosity and consider the impact of our actions, prioritizing collaborative work.
We speak openly about risks and limitations, we recognize when we fail, and when we make mistakes.

We work with passion to give the best solution to the client, optimally using time and resources.
We equip ourselves with agile, simple and scalable processes that allow us to do things right from the beginning.

We encourage entrepreneurship and experimentation, we are tolerant of failures, and learn from them.
We build a vision of the future and transversality for our organization.
We know the best technological and non-technological solutions and incorporate them in a timely and efficient manner.

Our Team

Our team is our biggest asset. They know our customers and are able to provide the service that best meets their needs. Get to know us, too!

Board of Directors

Carlos Palomares

Chairman of the Board

Banking executive with more than 40 years of experience in the USA and international financial markets. He was Chairman of the Miami-Dade County Board of Directors at the Beacon Council. Member of the Executive Committee of the Greater Miami Chamber of Commerce. Graduated from New York University.

Juan Carlos Escotet Rodriguez

Vice-Chairman of the Board

Banking executive with extensive experience in the financial sector. He currently is the President of Banesco Grupo Financiero Internacional, Chairman of the Board of Directors of Banesco Banco Universal and Banesco Holding, as well as a director at Banesco Holding Latinoamérica, S.A. He also serves as an adviser to the VISA International Advisory Council for Latin America and the Caribbean and was a director of Banco Etcheverría (Spain) from December 2012 until its absorption by NCG Banco, S.A. In June 2014, he was appointed vice president of the Board of Directors of NCG Banco, S.A. (currently ABANCA Corporación Bancaria, S.A). In June 2017, he was appointed Chairman of the Board of Directors of ABANCA Corporación Bancaria, S.A. Other relevant positions: he is a member of the board of directors of the Spanish Confederation of Savings Banks (CECA).

CALIXTO (CALI) GARCÍA-VÉLEZ

President & CEO

Banking executive with extensive experience in the South Florida and Puerto Rico Markets. Mr. Garcia-Velez has been involved in the financial sector since 1993. He began his banking career at the former First Union National Bank followed by a very successful career in Citibank, Doral Bank and in his most recent position as Executive Vice President of First BanCorp (NYSE:FBP) as a Regional Executive of FirstBank Florida. He has been involved in his community for many years, currently serves on the Board of Directors of the United Way of Miami, The Beacon Council, the Alliance for South Florida National Parks Trust, and was recently named to the Florida Bankers Association Board of Directors. He also serves as a Guardian ad Litem volunteer. He is a graduate of the University of Miami, where he received both his bachelor's and MBA.