Law Firms & Attorneys

Banking solutions designed to meet the demands of your profession and your vision for your firm.

A relationship built on a strong foundation.

Your elevated banking experience begins with an understanding of your aspirations. While we integrate innovative technology into our product offerings, our commitment is first and foremost personalized service, starting with our very first one-on-one conversation.

Banking services  designed for law firms.

Business operating accounts provide streamlined solutions to manage daily financial operations and special purpose activities.

Automated transfers ensure that your accounts are always funded with the balances to meet your liquidity needs.

Wire transfer services are available online, in the mobile app or with the services of a wire transfer specialist to support timely closings and other critical client matters.

Online and mobile access provide full visibility and control over your accounts, enabling you to manage transactions from anywhere. Permissions granted to your trusted staff streamline operations while maintaining the privacy of your account activity and balances.

Our Interest on Trust Accounts (IOTA) ensure full compliance with regulatory requirements to manage client funds, giving you and your clients peace of mind.

Financing options to support growth and acquire real estate assets.

As your firm evolves, expands and pursues new business strategies, our tailored financing solutions are designed to support your vision at every stage.

Whether you’re navigating partner transitions, ownership changes or investing in new office space with a purchase, construction or renovation, we provide a comprehensive spectrum of specialized financing options to meet your needs.

Our approach includes customizing working capital lines of credit and short-term loans to align seamlessly with your business objectives, ensuring you have the financial flexibility to drive your firm’s continued success. 

Eligible law firms may qualify for up to 100% financing.

BanescoSelect Rewards

Save on fees and enjoy other benefits when your combined monthly average business relationship balance reaches $250,000 and above.¹

Explore BanescoSelect Rewards for Business

Treasury Management solutions to manage payment processing.

Your BanescoSelect Relationship Manager, in partnership with a Banesco USA Treasury Management Specialist, will tailor a suite of services to enhance the efficiency of processing incoming and outgoing payments, optimizing your cash position.

Payables Management

Disburse funds digitally with wire transfers, ACH Originations and Zelle^® for your business. These services reduce processing time, ensuring timely payments while maintaining optimal cash flow.

Receivables Management

Deliver heightened client satisfaction by expanding their payment options to include Zelle^®, credit cards, debit cards and digital wallets. You have the option to apply the credit card processing fee as a surcharge to transactions. 

For clients who prefer to pay with paper checks, Remote Deposit Capture², mobile deposit and Lockbox Services offer efficient processing.

Streamlined expense management.

Purchasing Card

Simplify practice-related spending with a Visa Purchasing Card that offers efficient expense tracking.

Business Debit Card

Conveniently pay for purchases and upload to digital wallet to pay without plastic.

Banesco USA oversees your accounts to prevent fraud and protect you from cyber threats.

Stay in control of your finances with automated services that monitor account activity and the ability to enroll to receive notifications when there is a transaction in your account that exceeds limits you determine.

Leveraging the power of AI and human oversight, we monitor your accounts for unusual activity, ensuring it is promptly brought to your attention.

Our online banking platform gives you the flexibility to manage authorized users, set transaction limits and view processing history. Two-factor authentication provides enhanced security, and paperless statements are securely stored for your private viewing and download.

Your Banesco USA deposit accounts are insured by the FDIC up to the standard maximum amount. We offer multimillions in additional FDIC insurance protection through ICS^® for deposit balances exceeding $250,000.

Account transaction and service fees apply. Refer to the Schedule of Fees and Service Charges.

Commercial loans are subject to credit approval.

Home loans are only available to domestic customers in the Continental U.S. Residential real estate loans are subject to credit approval. Additional conditions and restrictions may apply. Property must be located in Miami-Dade, Broward, Monroe or Palm Beach counties.

Purchasing Cards are subject to credit approval. Additional conditions may apply.

¹If you maintain the required balance, we will either waive or refund the below balance maintenance fee. The combined monthly average balance is based on collected balances for qualifying relationship deposit accounts per statement cycle. Qualifying relationship deposit accounts include retail and business checking, Money Market, savings and time deposit accounts with primary, joint, authorized signer, trustee, beneficiary, director, partner, minor and shareholder relationships. Collected balance means we only include those funds for which we have actually received payment. The combined monthly average balance is calculated by adding the closing balance in the account(s) at the end of each day and dividing the total by the number of days in the statement cycle (interest paid by the Bank is not included). BanescoSelect products are eligible for additional reward benefits as stated in this product guide. Balances up to but not including the statement date will be considered.

²Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email tm@banescousa.com.

To send or receive money with a small business, both parties must be enrolled with Zelle^® directly through their financial institution’s online or mobile banking experience. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

IntraFi and ICS are registered service marks, and the IntraFi Cash Service is a service mark, of IntraFi Network LLC.