Manufacturing Businesses

Banking solutions to establish a strong foundation for financial growth and streamlined business efficiency

Looking up at tall industrial silos with blue sky above.

As we tailor your unique elevated banking experience, our focus is on getting to know you and your ambitions

Optimizing operations, driving growth, and strengthening supply chains

Navigating the intricacies of the manufacturing sector requires financial solutions aligned with your business objectives. Commercial term loans and owner-occupied mortgages provide the capital to expand facilities, invest in equipment, or pursue long-term growth opportunities with confidence.

Revolving lines of credit and receivables financing ensure seamless cash flow while supporting your operational demands. Inventory financing and purchase order financing deliver the flexibility to maintain production levels and meet market demands without drawing down your resources.

For broader strategic initiatives, SBA loans and specialized financing programs offer opportunities to strengthen your position and realize ambitious goals, equipping your business to thrive in an evolving landscape.

Streamlined accounts designed for efficient transaction management

Our deposit accounts simplify transaction management, supporting your business growth with a range of deposit products including checking, Money Market, savings, and CD accounts that provide banking conveniences for daily operations with options to earn interest on idle cash.

With a single, secure login for both personal and business accounts, banking is made even more convenient. Our robust online banking platform gives you the confidence to delegate routine tasks while ensuring account balances remain private.

Integrating efficiency with Treasury Management services

Your BanescoSelect Relationship Manager, in collaboration with your Banesco USA Treasury Management Specialist, will offer solutions to manage payment processing through a broad range of digital tools.

Our online and mobile banking wire transfer services expedite domestic and international transmissions, offering options for recurring payments to streamline your operations. Liquidity management is supported through automated or on-demand transactions, ensuring your payment needs are met efficiently.

Remote Deposit Capture¹ allows you to conveniently deposit checks directly from your office, while Positive Pay services mitigate fraudulent payments, providing robust account protection.

ACH services facilitate efficient digital transactions, supporting business growth and agility.

Protecting your accounts from fraud and cyber threats

With a combination of AI and human oversight, your accounts are continuously monitored for unusual activity, ensuring you receive prompt alerts when needed.

Payee Positive Pay detects potential fraud by cross-referencing payee and other details with checks presented for processing, while online notifications give you control to approve or decline transactions.

Our online banking platform allows you to manage authorized users, set transaction limits, and review processing history with ease. Enhanced security measures, such as two-factor authentication and securely stored paperless statements, ensure your privacy.

In addition to FDIC insurance coverage for deposit accounts, we offer ICS^® and CDARS^® for balances exceeding $250,000 to provide up to multimillion-dollars in additional FDIC insurance.

Account transaction and service fees apply. Refer to the Schedule of Fees and Service Charges.

Loans are subject to credit approval and the Bank’s credit policies. Additional conditions may apply.

¹Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.

Use of the ICS and CDARS services is subject to the terms, conditions, and disclosures set forth in the CDARS-ICS Participating Institution Agreement and applicable Deposit Placement Agreements. Limits apply, and customer eligibility criteria may apply. CDARS, ICS, Insured Cash Sweep, One-Way Buy, and One-Way Sell are registered service marks of Promontory Interfinancial Network, LLC, now IntraFi Network^SM. Floating-Rate Funding and Insured Overnight Funding are service marks of IntraFi Network.