Account transaction and service fees apply. Refer to the Schedule of Fees and Service Charges.

¹Maintain $100,000 combined monthly average balance. If you maintain the required balance we will either waive or refund the below balance maintenance fee. The combined monthly average balance is based on collected balances for qualifying relationship deposit accounts per statement cycle. Qualifying relationship deposit accounts include retail and business checking, Money Market, savings and time deposit accounts with primary, joint, authorized signer, trustee, beneficiary, director, partner, minor and shareholder relationships. Collected balance means we only include those funds for which we have actually received payment. The combined monthly average balance is calculated by adding the closing balance in the account(s) at the end of each day and dividing the total by the number of days in the statement cycle (interest paid by the Bank is not included). BanescoSelect products are eligible for additional reward benefits as stated in this product guide. To earn BanescoSelect Rewards, balances up to but not including the statement date will be considered.

²Debit cards are available for checking accounts. Delivery charge is waived. Fee reimbursements applied as an account credit at the end of the cycle.

³Includes incoming and outgoing wires. Reimbursement applied as an account credit at the end of the statement cycle.

⁴One order of standard checks per calendar year when ordered via your BanescoSelect Relationship Manager. Available for checking accounts.

⁵Applicable to International accounts only.

Zelle^® is available in over 2,300 banking and credit union apps. To send or receive money with Zelle^®, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.