Commercial

Real Estate Investors

Customized credit facilities and liquidity management tools designed to build wealth through real estate.

Expertise at the foundation of every relationship.

Combining your real estate expertise and our financial insight, we build a partnership focused on your success.

Leading your relationship is a seasoned commercial real estate banker who understands the intricacies of your industry. Supported by a credit executive and an analyst team, they ensure each credit facility is structured for financial flexibility while safeguarding credit quality through effective risk management.

Financing options to optimize your commercial real estate investments.

As your portfolio evolves, our financing solutions are designed to keep pace with your growth. Offering competitive rates, favorable terms and innovative structures, you gain the financial agility to pursue opportunities.

Commercial Real Estate Term Loans

Capital supports the acquisition of residential or commercial properties and funds strategic upgrades designed to elevate asset value and attract premium tenants.

Bridge Financing

Liquidity enables a smooth transition from acquisition to stabilization while maintaining transaction momentum and optimizing property performance.

Commercial Real Estate Lines of Credit

Immediate access delivers the agility to pursue new opportunities, finance capital improvements and make timely down payments or CAPEX investments, keeping your properties competitive and your strategy on course.

Construction Loans

Advance your project planning with strategic financing to develop new builds or transform existing assets, ensuring each phase aligns with your vision and market potential.

Core banking services to operate your business efficiently.

Your Relationship Manager assembles a suite of depository products that address your specific liquidity needs.

Our business operating accounts provide streamlined tools to manage banking activities for both your overall business operations and the specific financial activities of each project and property. For added efficiency, a sweep account automatically transfers excess cash to an interest-bearing account, optimizing liquidity management and maximizing returns on idle funds. Merging the ease of a Visa Purchasing Card with enhanced expense management. A Visa Purchasing Card1 offers a practical solution for property managers and maintenance staff to make necessary purchases with ease. With the ability to set spending limits, track expenses and view activity in real-time, you maintain control while simplifying purchasing.

BanescoSelect Rewards

Earn Rewards as your relationship balance increases.
Explore BanescoSelect Rewards for Business

A broad range of solutions to manage payables and receivables.

Your BanescoSelect Relationship Manager, in partnership with a Banesco USA Treasury Management Specialist, will tailor a suite of services to enhance the efficiency of processing incoming and outgoing payments, optimizing your cash position.

Payables Management

Disburse funds digitally with wire transfers, ACH Originations and Zelle® for your business. These services reduce processing time, ensuring timely payments while maintaining optimal cash flow.

Receivables Management

Deliver heightened tenant satisfaction by expanding their payment options to include Zelle®, credit cards, debit cards and digital wallets. You have the option to apply the credit card processing fee as a surcharge to transactions.


For clients who prefer to pay with paper checks, Remote Deposit Capture2, mobile deposit and Lockbox Services offer efficient processing.

Banesco USA oversees your accounts to prevent fraud and protect you from cyber threats.

Leveraging the power of AI and human oversight, we monitor your accounts for unusual activity, ensuring it is promptly brought to your attention.

Payee Positive Pay automates fraud detection by verifying the payee details you upload against checks presented for processing. Online notifications give you control to accept or decline processing.

Our online banking platform gives you the flexibility to manage authorized users, set transaction limits and view processing history. Two-factor authentication provides enhanced security, and paperless statements are securely stored for your private viewing and download.

Your Banesco USA deposit accounts are insured by the FDIC up to the standard maximum amount. We offer multimillions in additional FDIC insurance protection through ICS® for deposit balances exceeding $250,000.

Service from your BanescoSelect Relationship Manager is complemented by secure email messaging available through online banking and the mobile app.

Account transaction and service fees apply. Refer to the Schedule of Fees and Service Charges.
Commercial loans are subject to credit approval. Additional conditions may apply.
1Visa Purchasing Cards are subject to credit approval. Earn up to 1% cash back on total annual purchases. Rebate calculated based on total spend for the year and paid out as an ACH deposit into checking account or statement credit. Additional conditions apply.
2Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email tm@banescousa.com.
To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions between enrolled users typically occur in minutes.
IntraFi and ICS are registered service marks, and the IntraFi Cash Service is a service mark, of IntraFi Network LLC.