Who we are
Banesco USA has been part of South Florida since 2006. We’re an independent, Florida state-chartered bank built on the belief that banking should be personal, fueled by fresh ideas, and led by a team of experts who work together.
Welcome!
We’re glad you’re here.
About Banesco USA
Who we serve
Our customers are as diverse as the communities we serve—consumers, professionals, small and mid-sized businesses, real estate investors, operating companies, and international families and businesses with U.S. banking needs. For you, that means being part of a team that touches many different industries that fuel our Florida economy.
Where to find us
- 5 banking centers in South Florida: Aventura, Coral Gables, East Doral, Hialeah, Miami (Brickell)
- 1 banking center in San Juan, Puerto Rico
- 2 loan and deposit production offices: West Palm Beach and Broward County, Florida
- Our corporate headquarters is in Miami, just minutes from Miami International Airport
How we work
What sets us apart isn’t just what we do, but how we do it. Transparency, integrity, and service are more than words. You’ll see these values in action every day.
What drives us
Progress is in our DNA. By investing in technology and digital tools, we’re creating seamless banking experiences and new ways to serve customers. As part of the team, you’ll help shape what’s next as we continue to innovate, empower, and inspire across every market we serve.
Our Miami headquarters
Our global family
Banesco USA is part of something bigger—Banesco International. Together with our European brand, ABANCA, we bank more than 7 million customers in 14 countries. That adds up to more than $99 billion in assets as of the end of 2024.
The Core Values that guide us
Responsibility
We integrate our Core Values into our work practices.
We deliver on our commitments to our customers, team members, and the communities we serve.
We are focused on exceeding our customers’ expectations to curate personalized banking experiences.
We value diversity and embrace ideas that are different from our own.
Reliability
We prioritize the needs of our clients and the bank over individual interests.
Generosity and responsibility guide us. We value the impact of our actions and believe in the power of collaboration.
We acknowledge our organizational capabilities, accept responsibility for our actions, and work together for the best outcome.
Quality
We work passionately to provide the best solutions for our clients while optimizing resources.
We equip ourselves with agile, simple, and scalable processes that empower us to implement the right solutions.
Innovation
We encourage team members to innovate and understand that success requires evaluation to learn from our experiences.
We have a vision to remain an integrated, interconnected organization.
We responsibly adopt technological and non-technological solutions and implement them in a timely and efficient manner.
Banesco USA financial strength
2025 mid-year performance
+25% from mid-year 2024
5.2B
Assets+16% from mid-year 2024
3.6B
Loans+25% from mid-year 2024
4.3B
Deposits+48% from mid-year 2024
28.2M
Net IncomeBanesco USA earned a 5-star rating from BauerFinancial and a rating affirmation from Kroll Bond Rating Agency. For you, that means stability, security, and the confidence knowing you’re joining a strong organization with a solid future.
A symbol that stands for more than one path
At Banesco USA, we operate with two brands under one umbrella. Banesco is our general market brand, focused on everyday banking made simple.
Visit banescousa.com
BanescoSelect is our premium brand, created for clients whose financial needs are more complex.
Learn more about BanescoSelect
Everyone belongs
We are committed to a culture of inclusion. The uniqueness of each of our team members is what makes us stronger. Our workplace encourages respect for personal perspectives and experiences, so we can learn from each other.
“What I enjoy most about working at Banesco USA is the strong sense of family and the close personal relationships I’ve built with my colleagues. It creates a supportive and collaborative environment where I feel valued and respected. We’re constantly working together across departments, which keeps things interesting and helps me learn and grow. I also appreciate the opportunities to develop new skills and advance my career within the company.”
Ainsworth Alexander
Vice PresidentBI & Automation Manager
“The positive and collaborative work environment at Banesco USA is what I value most. The energy and helpfulness of my colleagues create a unique and positive culture. Embrace a growth mindset and foster collaboration – these are key to success at Banesco USA.”
Victor Arciniegas
Client Care Manager
“What I enjoy most about working at Banesco USA is the sense of community among the employees. It truly feels like a big family where everyone is supportive and willing to help each other out. This creates a warm and welcoming environment that makes coming to work each day enjoyable. If you’re looking for a workplace that fosters both personal and professional growth, where opportunities are abundant, and a family-like environment, Banesco USA might be the place you’re looking for.”
Fabiana Baptista
Applications Administrator
“The answer is simple: its people, its culture. To me, working in a place like Banesco USA feels like being part of a huge family. I have been blessed to work alongside amazing individuals and teams. If you like to work in a fast-paced environment and have the best chances to develop your potential, Banesco USA is for you.”
Joan Salabarria
Commercial Portfolio Manager
“I enjoy Banesco’s commitment to client-centric approach, their community involvement, and their focus on talent development. From my own experience, I’ve seen firsthand how Banesco USA supports its employees in developing their skills and taking on meaningful projects. It’s a place where you can grow while contributing to innovative financial solutions.”
Ronald Alpizar
Customer Experience Analyst
“Banesco USA is the place for growth, creativity, and making your mark in an ever-evolving company.”
Stephanie Lebron
Assistant Vice President
Deposit Operations Manager
“I love working at Banesco USA. It’s an organization that offers many benefits for growth and I really like its culture. I truly feel like I have ‘green Banesco blood’ – it’s an excellent place to work.”
Rafael Suarez-Olivo
Assistant Vice President
International Relationship Manager
“At Banesco USA, you’ll find endless opportunities to grow professionally and personally. The culture here empowers you to work with great mentors, learn continuously, and thrive in a supportive environment that invests in your future.”
Maria Tortolero
Client Service Specialist
International
Connections are what make every day at Banesco USA special
Who leads what at Banesco USA
Calixto (Cali) García-Vélez
President & CEO
Cali boasts an extensive background in the financial sector, spanning back to 1993. He has excelled in South Florida and Puerto Rico markets, working with renowned institutions. He helps us keep the big picture in focus.
Lettie Pino
Executive Vice President
Chief Administrative Officer
Lettie’s responsibilities encompass oversight of Operations, Loan Operations, Facilities, Electronic Banking, Client Care, and Human Capital. Her astute management ensures the smooth functioning of critical Bank operations and the effective utilization of human resources.
Maritza Abadía
Executive Vice President
Puerto Rico Market President
With over 35 years of experience in Corporate Banking, Maritza is pivotal in overseeing the Bank’s operations in Puerto Rico.
Nelson Hidalgo
Executive Vice President
Chief Corporate Banking Officer
With a distinguished career spanning over 25 years, Nelson plays a vital role in driving the Bank’s corporate banking strategies.
Julio Valle
Executive Vice President
Chief Information Officer
Julio leads technical operations, business intelligence, and innovative projects. With his extensive technological knowledge, he drives strategic initiatives and ensures the Bank remains at the forefront of digital innovation.
Kenneth Schoeni
Executive Vice President
Chief Financial Officer
Ken directs the Finance, Accounting, and Treasury units utilizing his comprehensive understanding of financial management and risk mitigation.
Michel Vogel
Executive Vice President
Chief Credit Officer
Michel assumes the crucial role of overseeing the Credit Administration unit. His responsibilities encompass Credit Analysis, Portfolio Management, and Special Assets, where his expertise ensures sound credit practices and effective risk management.
José Morales
Executive Vice President
Chief Risk Officer
José brings a wealth of experience to lead the strategic direction of risk management and compliance programs, and plays a vital role in ensuring the Bank operates in a safe and responsible manner.
Gustavo Rengifo
Senior Vice President
Customer Success Officer
Gustavo is vital in leading Portfolio Management, Customer Experience, Business Process, Cash Management, Products, and Marketing strategies. He combines technical expertise with business acumen to drive business transformation and enhance customer-centric initiatives.
Norma Sabo
Senior Vice President
General Counsel
With extensive legal, regulatory, and transactional experience in the international and financial services industries, Norma provides valuable legal counsel to the Bank, ensuring compliance and effective risk management.
Luis Pereda
Senior Vice President
Head of International Banking
Luis oversees the Foreign Correspondent Banking and Foreign Residential Mortgage units. His international banking and strategic leadership expertise contribute to the Bank’s success in the global marketplace.
Caring for our communities isn’t just what we do – it’s who we are
