{"id":8390,"date":"2025-01-31T01:17:08","date_gmt":"2025-01-31T01:17:08","guid":{"rendered":"http:\/\/multisitetest.local\/select\/?page_id=8390"},"modified":"2026-10-07T06:34:44","modified_gmt":"2026-10-07T06:34:44","slug":"personalized-banking","status":"publish","type":"page","link":"https:\/\/banescousa.com\/select\/us\/personalized-banking\/","title":{"rendered":"Personalized Banking Solutions &#8211; BanescoSelect USA"},"content":{"rendered":"\n<div class=\"page-id-779\">\n\n\n\n\n\n\n\n<section \n\n\nid=\"hero-block-block_afc50ccbe262f7376bea634dba07d2c1\" \n\n\nclass=\"\n\n\n\tblock hero-block lightBackground darkFont image_locationright vertical_top \n\n\n\thero-Parent selectedDesign center-align headingRecife-Parent\n\n\n\t\n\n\">\n\n\n\n\n\n\t\n\n\n\n\n\t<div class=\"container\">\n\n\n\t\t\n\n\t\t<div class=\"hero-Flex\">\n\n\n\t\t\t<h1 class=\"h1-font-size header_mwidth\">Banking<\/h1><div class=\"text text_mwidth\"><span style=\"color:#222222\">Online and digital technology with service from your BanescoSelect Relationship Manager to confidently manage your liquidity from anywhere in the world<\/span><div>\n\n\t\t<\/div>\n\n\n\n\n\n\t\t\n\n\t\t\t<div class=\"bg_image \">\n\n\n\t\t\t\t<img decoding=\"async\" class=\"bg_image-desktop-image\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/gold-ring-elipse.png\" alt=\"Website graphic showing a half-circle design\" style=\"max-width:400px !important\">\n\n\n\n\n\n\t\t\t\t\n\n\t\t\t<\/div>\n\n\n\t\t\n\n\n\n\n\t<\/div>\n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n\t@media screen and (min-width:768px) {\n\n\n\t\t\n\n\n\n\n\t\t\n\n\t}\n\n\n\t\n\n\n\tsection.hero-Parent .hero-Flex{\n\n\n\t\t\n\n\t\t\tpadding-top:150px !important;\n\n\n\t\t\n\n\n\n\n\t\t\n\n\t\t\tpadding-bottom:200px !important;\n\n\n\t\t\n\n\t}\n\n\t\t@media screen and (max-width: 768px) {\n\t\tsection.hero-Parent .hero-Flex {\n\t\t\t\t\t\tpadding-top: 150px !important;\n\t\t\t\t\t\t\t\t\tpadding-bottom: 140px !important;\n\t\t\t\t\t}\n\t}\n\t\n<\/style>\n\n\n\n\n\n\n\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block \"\n\n            style=\"background-color:#F7F7F7\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"true\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .mainImg1792021612{\n\n                                top: 44px !important;\n\n                                left: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n\n\n                    \n\n\n                    \n                    .parent_padding_1792021612 {\n\n                        --padding-top: 40px;\n\n                        --padding-bottom: 0px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792021612 {\n\n                            --padding-top: 0px;\n\n                            --padding-bottom: 50px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_top-left\n                        parent_padding_1792021612 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                        sFlex-reverse \n\n                        fontWeight300 sFlex-start showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                             \n                        \" \n\n                        style=\"margin-top: -150px\">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1324\" height=\"2084\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-01.webp\" class=\"mainImg enable-trig mainImg1792021612 shadow_1 \" alt=\"Group of professionals collaborating outdoors\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-01.webp 1324w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-01-976x1536.webp 976w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-01-1301x2048.webp 1301w\" sizes=\"(max-width: 1324px) 100vw, 1324px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-01.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1792021612 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h3 class=\"zip-zap-duo__small-heading\">We understand you have distinct preferences when it comes to banking. Whether you opt for the expedience of digital banking, the personalized attention of your dedicated BanescoSelect Relationship Manager, or a blend of the two, we specialize in creating an experience as unique as your lifestyle.<\/h3><div><p>As you move along your financial journey, we remain by your side, ready to adapt your experience as your priorities change.<\/p><br \/><p>Account options include checking, savings, Money Market, and Certificates of Deposit. For law firms and attorneys, we offer Interest on Trust Accounts (IOTA) to securely manage client funds in full compliance with regulatory requirements.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\n\n    }\n\n\n\n    .trig_wrapper {\n\n        transform: translateX(calc(var(--trig) \/ 11));\n\n        animation-delay: 0.25s;\n\n    }\n\n    .strike_1:after{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\n\n    }\n\n<\/style>\n\n\n\n\n\n\n<section id=\"center-text-block_60ecc71ab53b4c39b3afdeb0f63d340c\" class=\"block center-text styling-dark border_\"\n\n        data-parallax-image=\"false\"\n    data-parallax-text=\"false\"\n    \n    style=\"--padding-top: 0px;\n\n\n    --paddings-top--mobile: 50px;\n\n\n    --paddings-bottom: 0px;\n\n\n    --paddings-bottom--mobile: 50px;\n\n\n    --margins-top: 0px;\n\n\n    --margins-top--mobile: 0px;\n\n\n    --margins-bottom: 0px;\n\n\n    --margins-bottom--mobile: 0px;\n\n\n    --gradient: #000000;\">\n\n\n\n\n\n    <div class=\"container\">\n\n\n        <div class=\"content\">\n\n\n            <div class=\"center-text__inner-wrapper\">\n\n\n                <h2 class=\"title\">BanescoSelect Rewards<\/h2>\n\n\n                \n\n                    <div class=\"text fadeout_  \">\n\n\n                        Reserved for BanescoSelect clients, rewards increase as the balance in your combined accounts grows. Save on fees, earn higher interest rates, and enjoy additional benefits.\n\n                        \n\n                            <div class=\"sticky_bg\"><\/div>\n\n\n                        \n\n                    <\/div>\n\n\n                \n\n\n\n\n                \n\n\n\n\n                    \n\n                        <div class=\"links\">\n\n\n                            <a href=\"https:\/\/banescousa.com\/select\/us\/rewards-personal\/\" target=\"_blank\">Personal Accounts &amp; BanescoSelect Rewards\n\n                                <span class=\"svg\">\n\n\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"7\" height=\"13\" viewBox=\"0 0 7 13\" fill=\"none\">\n\n\n                                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.146447 12.6464C-0.0488156 12.4511 -0.0488156 12.1345 0.146447 11.9392L5.44975 6.63542L0.146446 1.33161C-0.0488161 1.13633 -0.0488168 0.819715 0.146445 0.624434C0.341707 0.429153 0.658291 0.429153 0.853553 0.624434L6.86396 6.63542L0.853553 12.6464C0.658291 12.8417 0.341709 12.8417 0.146447 12.6464Z\" fill=\"#C6B386\"\/>\n\n\n                                    <\/svg>\n\n\n                                <\/span>\n\n\n                                <\/a><a href=\"https:\/\/banescousa.com\/select\/us\/rewards-business\/\" target=\"_blank\">Business Accounts &amp; BanescoSelect Rewards\n\n                                <span class=\"svg\">\n\n\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"7\" height=\"13\" viewBox=\"0 0 7 13\" fill=\"none\">\n\n\n                                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.146447 12.6464C-0.0488156 12.4511 -0.0488156 12.1345 0.146447 11.9392L5.44975 6.63542L0.146446 1.33161C-0.0488161 1.13633 -0.0488168 0.819715 0.146445 0.624434C0.341707 0.429153 0.658291 0.429153 0.853553 0.624434L6.86396 6.63542L0.853553 12.6464C0.658291 12.8417 0.341709 12.8417 0.146447 12.6464Z\" fill=\"#C6B386\"\/>\n\n\n                                    <\/svg>\n\n\n                                <\/span>\n\n\n                                <\/a>\n\n                        <\/div>\n\n\n                    \n\n                \n\n                \n\n            <\/div>\n\n\n            \n\n            \n\n\n\n\n            \n\n                <img decoding=\"async\" class=\"corner_image\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/gold-ring-elipse-left-rotate.png\" alt=\"Black Sphere with Gold circular accent\">\n\n\n            \n\n        <\/div>\n\n\n    <\/div>\n\n\n    \n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n    .center-trig_wrapper {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n\n\n\n    .corner_image {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n<\/style>\n\n\n\n\n\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.css\" \/>\n\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.js\"><\/script>\n\n\n<script>\n\n\n    new Swiper('.text_slider_init', {\n\n\n        direction: 'vertical',\n\n\n        autoplay: {\n\n\n            height: window.innerHeight,\n\n\n            delay: 5000,\n\n\n            disableOnInteraction: false,\n\n\n        },\n\n\n        slidesPerView: 'auto',\n\n\n        speed: 600,\n\n\n        navigation: {\n\n\n            nextEl: '.swiper-button-next',\n\n\n            prevEl: '.swiper-button-prev',\n\n\n        },\n\n\n    });\n\n\n<\/script>\n\n\n\n\n\n\n\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block \"\n\n            style=\"background-color:#F7F7F7\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"true\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .mainImg1792021613{\n\n                                top: 160px !important;\n\n                                left: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792021613{\n\n                                top:  !important;\n\n                                left: !important;\n\n                                bottom: -50px !important;\n\n                                right: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                    .parent_padding_1792021613 {\n\n                        --padding-top: 0px;\n\n                        --padding-bottom: 80px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792021613 {\n\n                            --padding-top: 80px;\n\n                            --padding-bottom: 80px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_bottom-left\n                        parent_padding_1792021613 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                         \n\n                        fontWeight300 sFlex-center showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                            sFlex-bottom-parent \n                        \" \n\n                        style=\"margin-top: \">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"426\" height=\"406\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/single-gold-ellipse.png\" class=\"subImg image_size_type_default subImg1792021613  bottom-left backShow\" alt=\"\" style=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1264\" height=\"2046\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-02.webp\" class=\"mainImg enable-trig mainImg1792021613 shadow_1 \" alt=\"Man standing on balcony with travel bag looking at green hills.\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-02.webp 1264w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-02-949x1536.webp 949w\" sizes=\"(max-width: 1264px) 100vw, 1264px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Banking-02.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1792021613 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h5 class=\"zip-zap-duo__small-heading\">Your time is valuable, so we\u2019ve made the management of your finances seamless and secure<\/h5><div><p>Privately move funds with wire transfers, bill pay, and account-to-account transfers using online or mobile banking.<\/p><br \/><p>Our robust mobile app brings the features you need to your smartphone, including check deposit, the ability to lock and unlock your Visa Debit card,<sup>1<\/sup> and options to set up important account alerts.<\/p><br \/><p>Digital banking services and tools make paying bills effortless. Auto-debit and recurring bill pay automate payments and guarantee you pay on time to avoid unnecessary fees.<\/p><br \/><p>Zelle<sup>\u00ae<\/sup> is available to send and receive money with your personal and business accounts.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\n\n    }\n\n\n\n    .trig_wrapper {\n\n        transform: translateX(calc(var(--trig) \/ 11));\n\n        animation-delay: 0.25s;\n\n    }\n\n    .strike_1:after{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\n\n    }\n\n<\/style>\n\n\n\n<section id=\"text-columns-block_b4fd425852d712d91fa39bc0663a7c28\" class=\"block text-columns\"\ndata-parallax-text=\"true\"style=\"\n\n\n--padding-top: 40px;\n\n\n--paddings-top--mobile: 20px;\n\n\n--paddings-bottom: 80px;\n\n\n--paddings-bottom--mobile: 100px;\n\n\n--margins-top: 0px;\n\n\n--margins-top--mobile: 0px;\n\n\n--margins-bottom: 0px;\n\n\n--margins-bottom--mobile: 0px;\n\n\n--gradient: #F7F7F7;\n\n\n\">\n\n\n  <div class=\"container\">\n\n\t\t                <div class=\"float_div enable-trig text-columns__back-image text-columns__back-image--left\">\n                    <img decoding=\"async\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/green-texture-ellipse.png\" alt=\"\" class=\"float\">\n                <\/div>\n        \n\n\t\t\t<div class=\"columns\" style=\"border-top:1px solid#E0E0E0;\">\n\n\n\t\t\t\t<div class=\"column\"><span class=\"title title_style_stylized\"><\/span><h2>Student Checking<\/h2>\r\n<p>An account for BanescoSelect families<\/p>\r\nThe digitally-serviced account offers secure access to online banking, mobile banking, and Zelle<sup>\u00ae<\/sup>.\r\n\r\nWhen uploaded to a digital wallet, a Visa Debit card adds the additional flexibility to pay contactless online, in person, and in-app.\r\n\r\nEasily fund your student&#8217;s account monthly or as often as needed with online or mobile transfers from your account.<\/div><div class=\"column\"><span class=\"title title_style_stylized\"><\/span><h2>Visa Debit card<\/h2>\r\n<p>A metal card that makes a statement<\/p>\r\nEnjoy the convenience of withdrawing cash at ATMs worldwide.\r\n\r\nContactless debit cards offer easy payment in person, online, in-app, and in digital wallet for extra convenience and security.\r\n\r\nSpecify personalized debit card usage permissions with Card Controls.<sup>1<\/sup><\/div>\n\n\t\t\t<\/div>\n\n\n\t\t\t\n\n  <\/div>\n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n\n\n\n.float_div{ \n\n\n    transform: translateY( calc(var(--trig-reverse) \/ 4) );\n\n\n}\n\n\n<\/style>\n\n\n\n\n\n\n\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block \"\n\n            style=\"background-color:#F7F7F7\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"true\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792021592{\n\n                                max-width: 436px !important;\n\n                            }\n\n                        }   \n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792021592{\n\n                                top:  !important;\n\n                                left: !important;\n\n                                bottom: -210px !important;\n\n                                right:-190px !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                    .parent_padding_1792021592 {\n\n                        --padding-top: 120px;\n\n                        --padding-bottom: 340px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792021592 {\n\n                            --padding-top: 70px;\n\n                            --padding-bottom: 150px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_bottom-right\n                        parent_padding_1792021592 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                        sFlex-reverse \n\n                        fontWeight300 sFlex-start showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                            sFlex-bottom-parent \n                        \" \n\n                        style=\"margin-top: \">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"436\" height=\"421\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/white-ellipse-left-rotate.png\" class=\"subImg image_size_type_default subImg1792021592  bottom-right backShow\" alt=\"\" style=\"max-width:436px !important\" \/><img loading=\"lazy\" decoding=\"async\" width=\"632\" height=\"771\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/banking-men-sitting.png\" class=\"mainImg enable-trig mainImg1792021592 shadow_1 \" alt=\"Man in suit sitting indoors with serious expression.\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/banking-men-sitting.png' alt='' class='mainImg main_img_mobile enable-trig mainImg1792021592 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h2 class=\"h2-font-size style1\">Business-exclusive Account Services <\/h2><div><p>With our Online Banking platform, you are able to grant authorized users access to your accounts and configure their allowed transactions and corresponding limits.<\/p><br \/><p>Funds availability is streamlined and accelerated with Direct Debit, Zelle<sup>\u00ae<\/sup> for your small business, and Merchant Services. Lockbox Services and Remote Deposit Capture<sup>2<\/sup> expedite processing while eliminating the need to visit a banking center to deposit paper checks.<\/p><br \/><p>Positive Pay protects against the risk of fraudulent ACH and paper check transactions with automatic authentication before transactions are processed.<\/p><br \/><p>Rely on your BanescoSelect Relationship Manager to understand the financial workflows of your business and design efficient solutions while ensuring you maintain the required liquidity for day-to-day operations and extended-term needs.<\/p>\n<\/div>\n                                        <div class=\"buttonsWrap \">\n\n                                            <a target=\"_blank\" href=\"https:\/\/banescousa.com\/select\/us\/treasury-management\/\"\n\n                                                class=\"sButton sButton-icon sButton-right lightFont sButton-fullwidth sButton-right\">\n\n                                                <span class=\"trig_wrapper\">\n\n                                                    <span>Explore Treasury Management Services<\/span>\n\n                                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\">\n\n                                                        <path d=\"M12.1459 10.977L7.6084 6.43952L8.59382 5.4541L14.1167 10.977L8.59382 16.4999L7.6084 15.5145L12.1459 10.977Z\" fill=\"#606060\"\/>\n\n                                                    <\/svg>\n\n                                                <\/span>\n\n                                            <\/a>\n\n                                        <\/div>\n\n                                                                                                                    <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8)); 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Fraud Prevention<\/h2>\n            <div class=\"subtitle\">\n                            <\/div>\n            <div class=\"text\">\n                <div class=\"columns\">\n                                                <div class=\"column\"><p>Banesco USA accounts are insured by the FDIC up to the standard maximum amount. In addition to FDIC insurance coverage for deposit accounts, we offer ICS<sup>\u00ae<\/sup> and CDARS<sup>\u00ae<\/sup> for balances exceeding $250,000 to provide up to multimillion-dollars in additional FDIC insurance.<\/p>\r\n<p>Your accounts are protected and secure with our account activity monitoring solutions to detect potential fraud. Your historical transaction patterns are analyzed and any deviation is brought to your attention.<\/p><\/div>\n                                                    <div class=\"column\"><p>Multi-factor authentication provides added protection to bank on our mobile app.<\/p>\r\n<p>A benefit of the Banesco USA debit card is a control feature accessed through Online Banking and our mobile app. You can receive notifications about card usage, temporarily deactivate your card, and block activity based on specific merchants or geographies.<sup>1<\/sup><\/p><\/div>\n                                                    <div class=\"column\"><p>Paperless statements are posted in your online account for view and download.<\/p>\r\n<p>With the utmost respect for your privacy, Banesco USA does not share your personal information or information related to your relationship except as permitted by law (please see our <a target=\"_blank\" href=\"https:\/\/banescousa.com\/privacypolicy\/\" style=\"color: #000\">Privacy Notice<\/a>).<\/p><\/div>\n                                                    <div class=\"column\"><p>Service from your BanescoSelect Relationship Manager is complemented by secure email messaging available through Online Banking and the mobile app. <\/p>\r\n<p>Exclusively for business accounts, Positive Pay verifies the authenticity of payee name and other information on ACH and check transactions prior to processing.<\/p><\/div>\n                                        <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"disclosure-block_f502b243995a7d4a5b34a53693706426\" class=\"block disclosure\" style=\"\n    --padding-top: 0px;\n    --paddings-top--mobile: 0px;\n    --paddings-bottom: 50px;\n    --paddings-bottom--mobile: 50px;\n    --margins-top: 0px;\n    --margins-top--mobile: 0px;\n    --margins-bottom: 0px;\n    --margins-bottom--mobile: 0px;\n    --gradient: #f7f7f7;\n\">\n\n    <div class=\"container\">\n        <div class=\"content\">\n            <button class=\"toggle active\" onclick=\"disclosureToggle();\">\n                    \n                                            Disclosures                                                    <span class=\"chevron\">\n                    <svg width=\"9\" height=\"5\" viewBox=\"0 0 9 5\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\n                            d=\"M8.75523 4.89512C8.62005 5.03459 8.40088 5.03459 8.2657 4.89512L4.59418 1.10704L0.922666 4.89512C0.787484 5.03459 0.568312 5.03459 0.43313 4.89512C0.297949 4.75564 0.297949 4.52951 0.43313 4.39004L4.59418 0.0968919L8.75523 4.39004C8.89041 4.52951 8.89041 4.75564 8.75523 4.89512Z\"\n                            fill=\"currentColor\" \/>\n                    <\/svg>\n                <\/span>\n            <\/button>\n            <div class=\"text active\"><p>Account transaction and service fees apply. Refer to the <a href=\"https:\/\/banescousa.com\/documents\/disclosure\/schedule-of-fees-and-service-charges.pdf\" target=\"_blank\" title=\"Schedule of Fees and Service Charges.\">Schedule of Fees and Service Charges.<\/a><\/p>\n<p><sup>1<\/sup>Metal Visa Debit cards are available for personal checking accounts. Card Controls is available for personal checking accounts that are enrolled in Online Banking.<\/p>\n<p><sup>2<\/sup>Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.<\/p>\n<p>Merchant Services provided by FiServ.<\/p>\n<p>Use of the ICS and CDARS services is subject to the terms, conditions, and disclosures set forth in the CDARS-ICS Participating Institution Agreement and applicable Deposit Placement Agreements. Limits apply, and customer eligibility criteria may apply. CDARS, ICS, Insured Cash Sweep, One-Way Buy, and One-Way Sell are registered service marks of Promontory Interfinancial Network, LLC, now IntraFi Network<sup>SM<\/sup>. Floating-Rate Funding and Insured Overnight Funding are service marks of IntraFi Network.<\/p>\n<p>Zelle<sup>\u00ae<\/sup> is available in over 2,300 banking and credit union apps. To send or receive money with Zelle<sup>\u00ae<\/sup>, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle<sup>\u00ae<\/sup> and the Zelle<sup>\u00ae<\/sup> related marks are wholly owned by Early Warning Services, LLC and are used herein under license.\n<\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script async>\nfunction disclosureToggle() {\n    document.querySelector('.toggle').classList.toggle('active');\n    document.querySelector('.disclosure .text').classList.toggle('active');\n}\n<\/script>\n\n\n\n<\/div>\n\n\n<style>\n\t@media (max-width: 778px) {\r\n    .sFlex-wrapper.sFlex-parent .sFlexImg.sFlex-1-3 .subImg.bottom-left {\r\n       \r\n        bottom: 0;\r\n       \r\n    }\r\n}<\/style>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":8180,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation &amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics &amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale &amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import &amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. 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The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can C&amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. The use of funds depends on your company\u2019s goals and the structure of the loan.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How are C&amp;I loans different from commercial real estate loans?\",\"copy\":\"C&amp;I loans are typically used for business operations, equipment, working capital, or growth needs. Commercial real estate loans are tied to the purchase, refinance, or improvement of property.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do lenders evaluate business cash flow?\",\"copy\":\"Lenders review financial statements, tax returns, debt obligations, revenue trends, margins, and operating performance. They look for your business\u2019s ability to generate enough cash to support both operations and repayment.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What is the typical loan size for mid-market businesses?\",\"copy\":\"Loan size depends on your business\u2019s financial profile, cash flow, use of funds, and overall lending need. Banesco USA typically works with commercial financing needs in the $10 million to $20 million range.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How long does the commercial lending process take?\",\"copy\":\"Timing depends on the complexity of the request, the documentation available, and the structure of the financing. Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. Additional conditions may apply.","_banesco_ppc_footer_identity_enabled":"0","_banesco_ppc_footer_logo_id":0,"_banesco_ppc_footer_legal_text":"Member FDIC \u00b7 Equal Housing Lender \u00b7 \u00a9 {year} Banesco USA. 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