{"id":10403,"date":"2025-11-24T22:49:25","date_gmt":"2025-11-24T22:49:25","guid":{"rendered":"https:\/\/banescousa.com\/select\/financing\/"},"modified":"2026-10-07T08:18:43","modified_gmt":"2026-10-07T08:18:43","slug":"financing","status":"publish","type":"page","link":"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/","title":{"rendered":"BanescoSelect Financing | Puerto Rico"},"content":{"rendered":"\n<div class=\"page-id-632\">\n\n\n\n\n\n\n\n<section \n\n\nid=\"hero-block-block_6ea2b1feaa10f21ae2d45069172edd7b\" \n\n\nclass=\"\n\n\n\tblock hero-block lightBackground darkFont image_locationleft vertical_bottom \n\n\n\thero-Parent selectedDesign center-align headingRecife-Parent\n\n\n\t\n\n\">\n\n\n\n\n\n\t\n\n\n\n\n\t<div class=\"container\">\n\n\n\t\t\n\n\t\t<div class=\"hero-Flex\">\n\n\n\t\t\t<h1 class=\"h1-font-size header_mwidth\">Financing<\/h1><div class=\"text text_mwidth\"><p style=\"color:#222222\">Comprehensive credit solutions in Puerto Rico, designed to support near-term liquidity and long-term financial goals<\/p><div>\n\n\t\t<\/div>\n\n\n\n\n\n\t\t\n\n\n\n\n\t<\/div>\n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n\t@media screen and (min-width:768px) {\n\n\n\t\t\n\n\n\n\n\t\t\n\n\t}\n\n\n\t\n\n\n\tsection.hero-Parent .hero-Flex{\n\n\n\t\t\n\n\t\t\tpadding-top:150px !important;\n\n\n\t\t\n\n\n\n\n\t\t\n\n\t\t\tpadding-bottom:200px !important;\n\n\n\t\t\n\n\t}\n\n\t\t@media screen and (max-width: 768px) {\n\t\tsection.hero-Parent .hero-Flex {\n\t\t\t\t\t\tpadding-top: 150px !important;\n\t\t\t\t\t\t\t\t\tpadding-bottom: 200px !important;\n\t\t\t\t\t}\n\t}\n\t\n<\/style>\n\n\n\n\n\n<div id=\"top-zip-zap\">\n\n\n\n\n\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block \"\n\n            style=\"background-color:#F7F7F7\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"true\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .mainImg1792021428{\n\n                                top: -100px !important;\n\n                                left: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792021428{\n\n                                top:  !important;\n\n                                left:-210px !important;\n\n                                bottom: 0px !important;\n\n                                right: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                    .parent_padding_1792021428 {\n\n                        --padding-top: 0px;\n\n                        --padding-bottom: 100px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792021428 {\n\n                            --padding-top: 0px;\n\n                            --padding-bottom: 300px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_bottom-left\n                        parent_padding_1792021428 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                         \n\n                        fontWeight300 sFlex-start showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                            sFlex-bottom-parent \n                        \" \n\n                        style=\"margin-top: \">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"397\" height=\"377\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/gold-ring-elipse-left-rotate.png\" class=\"subImg image_size_type_default subImg1792021428  bottom-left backShow\" alt=\"\" style=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1264\" height=\"1740\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/modern-conference-room-with-city-skyline-view.webp\" class=\"mainImg enable-trig mainImg1792021428 shadow_1 \" alt=\"\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/modern-conference-room-with-city-skyline-view.webp 1264w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/modern-conference-room-with-city-skyline-view-1116x1536.webp 1116w\" sizes=\"(max-width: 1264px) 100vw, 1264px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/modern-conference-room-with-city-skyline-view-mobile.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1792021428 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h2 class=\"h2-font-size style2\">Owner-occupied Commercial Financing <\/h2><div><p>When acquiring property in Puerto Rico for your business, our lending specialists work with you to structure financing that aligns with your growth plans and long-term objectives.<\/p><br \/><p>Financing is available for a range of properties, including office, warehouse, and retail spaces.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8)); 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padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                             \n                        \" \n\n                        style=\"margin-top: \">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1324\" height=\"1752\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/commercial-building-gold-frame-glass-windows.webp\" class=\"mainImg enable-trig mainImg1792021478 shadow_1 \" alt=\"\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/commercial-building-gold-frame-glass-windows.webp 1324w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/commercial-building-gold-frame-glass-windows-1161x1536.webp 1161w\" sizes=\"(max-width: 1324px) 100vw, 1324px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/commercial-building-gold-frame-glass-windows.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1792021478 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h2 class=\"h2-font-size style2\">Real Estate Investment Loans<\/h2><div><p>For experienced real estate investors, our financing solutions are designed to preserve liquidity while expanding your portfolio. Drawing on deep lending experience and insight into the dynamics of the Puerto Rico market, we help you capitalize on opportunities to generate income and build long-term value.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\n\n    }\n\n\n\n    .trig_wrapper {\n\n        transform: translateX(calc(var(--trig) \/ 11));\n\n        animation-delay: 0.25s;\n\n    }\n\n    .strike_1:after{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\n\n    }\n\n<\/style>\n\n\n\n\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block \"\n\n            style=\"background-color:#F7F7F7\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"true\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792021429{\n\n                                top: -185px !important;\n\n                                left: !important;\n\n                                bottom:  !important;\n\n                                right:-200px !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                    .parent_padding_1792021429 {\n\n                        --padding-top: 120px;\n\n                        --padding-bottom: 120px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792021429 {\n\n                            --padding-top: 0px;\n\n                            --padding-bottom: 150px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_top-right\n                        parent_padding_1792021429 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                         \n\n                        fontWeight300 sFlex-center showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                             \n                        \" \n\n                        style=\"margin-top: -150px\">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1153\" height=\"1188\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/modern-building-facade-with-arched-windows-1.png\" class=\"subImg image_size_type_default subImg1792021429  top-right frontShow\" alt=\"\" style=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"632\" height=\"731\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/two-professionals-discussing-in-modern-office-lounge.jpg\" class=\"mainImg enable-trig mainImg1792021429 shadow_1 \" alt=\"\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/two-professionals-discussing-in-modern-office-lounge.jpg' alt='' class='mainImg main_img_mobile enable-trig mainImg1792021429 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h2 class=\"h2-font-size style2\">Commercial Real Estate Lending<\/h2><div><p>Banesco USA is recognized as a leading commercial real estate lender in South Florida, bringing that experience to Puerto Rico. Our commercial real estate specialists offer local insight and industry knowledge to help you execute your investment strategy, optimize cash flow, and manage financial risk across multi-family, industrial, office, and other income-producing properties.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\n\n    }\n\n\n\n    .trig_wrapper {\n\n        transform: translateX(calc(var(--trig) \/ 11));\n\n        animation-delay: 0.25s;\n\n    }\n\n    .strike_1:after{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\n\n    }\n\n<\/style>\n\n<section id=\"disclosure-block_b7929508b51188f64a256db525dfd8e9\" class=\"block disclosure\" style=\"\n    --padding-top: 0px;\n    --paddings-top--mobile: 0px;\n    --paddings-bottom: 46px;\n    --paddings-bottom--mobile: 0px;\n    --margins-top: 0px;\n    --margins-top--mobile: 0px;\n    --margins-bottom: 0px;\n    --margins-bottom--mobile: 0px;\n    --gradient: #ffffff;\n\">\n\n    <div class=\"container\">\n        <div class=\"content\">\n            <button class=\"toggle active\" onclick=\"disclosureToggle();\">\n                    \n                                            Disclosures                                                    <span class=\"chevron\">\n                    <svg width=\"9\" height=\"5\" viewBox=\"0 0 9 5\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\n                            d=\"M8.75523 4.89512C8.62005 5.03459 8.40088 5.03459 8.2657 4.89512L4.59418 1.10704L0.922666 4.89512C0.787484 5.03459 0.568312 5.03459 0.43313 4.89512C0.297949 4.75564 0.297949 4.52951 0.43313 4.39004L4.59418 0.0968919L8.75523 4.39004C8.89041 4.52951 8.89041 4.75564 8.75523 4.89512Z\"\n                            fill=\"currentColor\" \/>\n                    <\/svg>\n                <\/span>\n            <\/button>\n            <div class=\"text active\">Loans are subject to credit approval and the Bank\u2019s credit policies. Additional conditions may apply.\n<\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script async>\nfunction disclosureToggle() {\n    document.querySelector('.toggle').classList.toggle('active');\n    document.querySelector('.disclosure .text').classList.toggle('active');\n}\n<\/script>\n\n\n\n<\/div>\n\n\n<style>\n\t.zip-zap-block {\r\noverflow: visible;\r\n}\r\n.page-id-632 .text-columns .container .columns {\r\n  border-top: none !important;\r\n}\r\n@media screen and (max-width: 768px) {\r\n   .zip-zap-block .mainImg.main_img_mobile {\r\n        margin-top: -100px;\r\n    }\r\n   .sFlex-wrapper.sFlex-parent .sFlexContent {\r\n        margin-top: -20px;\r\n    }\r\n    .sFlex-wrapper.sFlex-parent.sub_top-left .sFlexContent {\r\n        margin-top: -140px;\r\n    }\r\n    .sFlex-wrapper.sFlex-parent .sFlexImg.sFlex-1-3 .subImg.bottom-left{\r\ndisplay: none;\r\n}\r\n}\r\n<\/style>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":9512,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation &amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics &amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale &amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import &amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. We finally have a banking relationship that keeps pace with us.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"people_grid\",\"theme\":\"mist\",\"columns\":3,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"Senior Vice President\",\"value\":\"Broward Markets Executive\",\"title\":\"Joshua Montagna\",\"copy\":\"Manufacturing, logistics, and working-capital structures\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Senior Vice President\",\"value\":\"CRE Relationship Manager\",\"title\":\"Kimberly Cagliano\",\"copy\":\"Aviation, marine, and equipment finance\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Assistant Vice President\",\"value\":\"BBF Relationship Manager\",\"title\":\"Levan Ruiz\",\"copy\":\"Healthcare groups and multi-location enterprises\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"faq\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"Key considerations in commercial lending\",\"heading\":\"What mid-market borrowers are evaluating\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"What influences how commercial financing is structured?\",\"copy\":\"Structure is influenced by your business\u2019s cash flow, collateral, industry, growth plans, repayment capacity, and overall financial profile. The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can C&amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. The use of funds depends on your company\u2019s goals and the structure of the loan.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How are C&amp;I loans different from commercial real estate loans?\",\"copy\":\"C&amp;I loans are typically used for business operations, equipment, working capital, or growth needs. Commercial real estate loans are tied to the purchase, refinance, or improvement of property.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do lenders evaluate business cash flow?\",\"copy\":\"Lenders review financial statements, tax returns, debt obligations, revenue trends, margins, and operating performance. They look for your business\u2019s ability to generate enough cash to support both operations and repayment.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What is the typical loan size for mid-market businesses?\",\"copy\":\"Loan size depends on your business\u2019s financial profile, cash flow, use of funds, and overall lending need. Banesco USA typically works with commercial financing needs in the $10 million to $20 million range.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How long does the commercial lending process take?\",\"copy\":\"Timing depends on the complexity of the request, the documentation available, and the structure of the financing. Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. Additional conditions may apply.","_banesco_ppc_footer_identity_enabled":"0","_banesco_ppc_footer_logo_id":0,"_banesco_ppc_footer_legal_text":"Member FDIC \u00b7 Equal Housing Lender \u00b7 \u00a9 {year} Banesco USA. Serving Broward County &amp; South Florida.","footnotes":""},"category-for-page":[],"page-category":[],"class_list":["post-10403","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BanescoSelect Business &amp; Real Estate Financing | Puerto Rico<\/title>\n<meta name=\"description\" content=\"BanescoSelect Financing in Puerto Rico offers customized credit structures supporting liquidity, growth, and long-term financial goals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BanescoSelect Business &amp; Real Estate Financing | Puerto Rico\" \/>\n<meta property=\"og:description\" content=\"BanescoSelect Financing in Puerto Rico offers customized credit structures supporting liquidity, growth, and long-term financial goals.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/\" \/>\n<meta property=\"og:site_name\" content=\"Banesco USA, Select\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-07T08:18:43+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"BanescoSelect Business & Real Estate Financing | Puerto Rico","description":"BanescoSelect Financing in Puerto Rico offers customized credit structures supporting liquidity, growth, and long-term financial goals.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/","og_locale":"en_US","og_type":"article","og_title":"BanescoSelect Business & Real Estate Financing | Puerto Rico","og_description":"BanescoSelect Financing in Puerto Rico offers customized credit structures supporting liquidity, growth, and long-term financial goals.","og_url":"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/","og_site_name":"Banesco USA, Select","article_modified_time":"2026-10-07T08:18:43+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/","url":"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/","name":"BanescoSelect Business & Real Estate Financing | Puerto Rico","isPartOf":{"@id":"https:\/\/banescousa.com\/select\/#website"},"datePublished":"2025-11-24T22:49:25+00:00","dateModified":"2026-10-07T08:18:43+00:00","description":"BanescoSelect Financing in Puerto Rico offers customized credit structures supporting liquidity, growth, and long-term financial goals.","breadcrumb":{"@id":"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/banescousa.com\/select\/puerto-rico\/financing\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/banescousa.com\/select\/puerto-rico\/financing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/banescousa.com\/select\/"},{"@type":"ListItem","position":2,"name":"BanescoSelect &#8211; 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