{"id":4399,"date":"2023-09-06T14:33:10","date_gmt":"2023-09-06T18:33:10","guid":{"rendered":"http:\/\/multisitetest.local.p54.agency\/?page_id=4399"},"modified":"2026-10-22T18:31:24","modified_gmt":"2026-10-22T22:31:24","slug":"ecip","status":"publish","type":"page","link":"https:\/\/banescousa.com\/business\/ecip\/","title":{"rendered":"ECIP"},"content":{"rendered":"<section id=\"hero-general-block_f96736480181bae5221f25e151cd2f8f\" class=\"block hero-general block--v2\" data-block=\"hero-general\" data-block-version=\"v2\" style=\"--block-mb-mobile: 50px; --block-bg: #143b64; --block-bg: #143b64\">\n\t<div class=\"hero-general__inner-wrapper top\">\n\t\t<div class=\"hero-general__content-wrapper\">\n\t\t\t<div class=\"hero-general__title\"><h2>Loans that support local needs<\/h2><\/div>\t\t\t<p class=\"hero-general__text\">Banesco USA received a $250 million investment from the U.S. Treasury Department Emergency Capital Investment Program (ECIP) to support our commitment to build strong local economies<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"hero-general__image-wrapper\" aria-hidden=\"true\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"443\" height=\"490\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/04\/ecip-elipse.png\" class=\"hero-general__image desktop-image\" alt=\"\" \/>\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"443\" height=\"490\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/04\/ecip-elipse.png\" class=\"hero-general__image mobile-image\" alt=\"\" aria-hidden=\"true\" \/>\t\t\t<\/div>\n\t\t\t<\/div>\n\n<\/section>\n\n<section id=\"features-general-block_ba399d95b8e410b258e0ffbd50fc0a06\" class=\"block features-general block--v2 features-general__features--inline block-color--light-blue-dark\" data-block=\"features-general\" data-block-version=\"v2\" style=\"--padding-top:20px;--paddings-top--mobile:20px;--paddings-bottom:100px;--paddings-bottom--mobile:50px;--margins-top:20px;--margins-top--mobile:0px;--margins-bottom:0px;--margins-bottom--mobile:0px;--gap-size:40px;--icon-size:36px;--gradient:transparent;\">\t<div class=\"container\">\n\t\t<div class=\"features-general__features\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/feature-icon.svg\" alt=\"feature-icon\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">Flexible terms<\/p>\n<p style=\"font-size: 16px; font-weight: 500; line-height: 150%; padding-top: 16px; color: #4A5264\">Loans are structured for your<br \/>unique needs<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/feature-icon.svg\" alt=\"feature-icon\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">Fast decisions<\/p>\n<p style=\"font-size:16px; font-weight:500; line-height:150%; padding-top:16px; color: #4A5264\"\">\nLocal decision-makers review<br \/>loan requests<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/feature-icon.svg\" alt=\"feature-icon\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">Professional assistance<\/p>\n<p style=\"font-size:16px; font-weight:500; line-height:150%; padding-top:16px; color: #4A5264\"\">\nYour Relationship Manager assists<br \/>you every step of the way<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<section id=\"two-column-image-text-general-block_24992326bf6c3dbfea6c6f91d908bf24\" class=\"block two-column-image-text-general full-width title-40-reg\" style=\"--padding-top: 80px; --paddings-top--mobile: 55px; --paddings-bottom: 20px; --paddings-bottom--mobile: 0px; --margins-top: 0px; --margins-top--mobile: 0px; --margins-bottom: 0px; --margins-bottom--mobile: 0px; --gradient: #ebf0f5\">\n    <div class=\"container\">\n\n        <div class=\"two-column-image-text-general__inner-container image-content m-content-image\">\n            <div class=\"two-column-image-text-general__image-wrapper\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"565\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/01\/ecip-us-1-desk.png\" class=\"two-column-image-text-general__image desktop image-content overflow-bottom  \" alt=\"\" data-target=\"\" data-targeturlpath=\"\" \/>            <img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"565\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/01\/ecip-us-1-desk.png\" class=\"two-column-image-text-general__image mobile image-content overflow-bottom  \" alt=\"\" data-target=\"\" data-targeturlpath=\"\" \/>        <\/div>\n        <div class=\"two-column-image-text-general__content-wrapper\" style=\"color: #3A3A3A\">\n            <h3 class=\"two-column-image-text-general__title\" style=\"color: #3a3a3a\">Serving local communities<\/h3>            <div class=\"two-column-image-text-general__content\">Since receiving the U.S. Treasury Department ECIP investment in 2022, we have deployed millions of dollars to eligible borrowers in South Florida and Puerto Rico. Our on-going commitment to provide access to capital to those who need it most has earned us recognition from the U.S. Treasury Department as the nationwide leader in deploying ECIP funds in U.S. territories, specifically Puerto Rico.\r\n\r\n<\/div>                    <\/div>\n        \n    <div class=\"two-column-image-text-general__iframe-wrapper\" data-videourlpath=\"\">\n        <video controls autoplay width=\"960px\" height=\"540px\" name=\"media\" src=\"\"><\/video> \n    <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>\n\n\n<section id=\"all-in-one-block_215b8da8dc1f3a0a5a9e052410048166\" class=\"block all-in-one block--v2 full-width opa block-color--blue\" data-block=\"all-in-one\" data-block-version=\"v2\" style=\"--padding-top: 140px; --paddings-top--mobile: 80px; --paddings-bottom: 140px; --paddings-bottom--mobile: 16px; --margins-top: 0px; --margins-top--mobile: 0px; --margins-bottom: 0px; --margins-bottom--mobile: 0px; --title-color: #3a3a3a; --subtitle-color: #556176; --gradient: #ebf0f5\">    <div class=\"container\">\n\n        <h3 class=\"all-in-one__title all-in-one__title--big\">Recently closed ECIP loans<\/h3>        \n        <!-- Loans -->\n            <div class=\"all-in-one__loans-wrapper\">\n        <div class=\"all-in-one__row\">\n                            <div class=\"all-in-one__col column-one-fourth\">\n                    <div class=\"all-in-one__container-content\">\n                        <h2 style=\"text-align: center;\">$35 million<\/h2>\r\n<p style=\"text-align: center\">Construction Loan<\/p>\r\n<p style=\"text-align: center;\">Puerto Rico<\/p>\r\n                    <\/div>\n                <\/div>\n                            <div class=\"all-in-one__col column-one-fourth\">\n                    <div class=\"all-in-one__container-content\">\n                        <h2 style=\"text-align: center;\">$30 million<\/h2>\r\n<p style=\"text-align: center;\">Line of Credit<\/p>\r\n<p style=\"text-align: center;\">Miami, FL<\/p>\r\n\r\n\r\n                    <\/div>\n                <\/div>\n                            <div class=\"all-in-one__col column-one-fourth\">\n                    <div class=\"all-in-one__container-content\">\n                        <h2 style=\"text-align: center;\">$18.5 million<\/h2>\r\n<p style=\"text-align: center;\">Commercial Real Estate Loan<\/p>\r\n<p style=\"text-align: center;\">West Palm Beach, FL<\/p>\r\n\r\n                    <\/div>\n                <\/div>\n                            <div class=\"all-in-one__col column-one-fourth\">\n                    <div class=\"all-in-one__container-content\">\n                        <h2 style=\"text-align: center;\">$17 million<\/h2>\r\n<p style=\"text-align: center;\">Term Loan<\/p>\r\n<p style=\"text-align: center;\">Sunrise, FL<\/p>\r\n                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n\n        <!-- Features Containers -->\n                    <div class=\"all-in-one__inner-wrapper\">\n\n            \n            <!-- Row - Features -->\n            <div class=\"all-in-one__row\">\n                                                            <div class=\"all-in-one__col all-in-one__col--start column-one-fourth\">\n                            <div class=\"all-in-one__feature-wrapper\">\n                                <img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/09\/chart_data.svg\" alt=\"\" class=\"all-in-one__feature-icon\" \/>                                <h3 class=\"all-in-one__feature-title\">Expand your business<\/h3>                                <p class=\"all-in-one__feature-note\">Borrow a fixed amount to expand your business\r\n\r\n<\/p>                            <\/div>\n                        <\/div>\n                                            <div class=\"all-in-one__col all-in-one__col--start column-one-fourth\">\n                            <div class=\"all-in-one__feature-wrapper\">\n                                <img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/09\/add_business.svg\" alt=\"\" class=\"all-in-one__feature-icon\" \/>                                <h3 class=\"all-in-one__feature-title\">Purchase\u2028space<\/h3>                                <p class=\"all-in-one__feature-note\">Purchase space for your business to occupy or for an income-producing investment<\/p>                            <\/div>\n                        <\/div>\n                                            <div class=\"all-in-one__col all-in-one__col--start column-one-fourth\">\n                            <div class=\"all-in-one__feature-wrapper\">\n                                <img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/11\/payments_FILL0_wght300_GRAD0_opsz48-1-1.svg\" alt=\"payments\" class=\"all-in-one__feature-icon\" \/>                                <h3 class=\"all-in-one__feature-title\">Build or renovate<\/h3>                                <p class=\"all-in-one__feature-note\">Finance improvements to commercial properties in eligible areas<\/p>                            <\/div>\n                        <\/div>\n                                            <div class=\"all-in-one__col all-in-one__col--start column-one-fourth\">\n                            <div class=\"all-in-one__feature-wrapper\">\n                                <img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/09\/payments_FILL0_wght300_GRAD0_opsz48-1-2.svg\" alt=\"\" class=\"all-in-one__feature-icon\" \/>                                <h3 class=\"all-in-one__feature-title\">Purchase equipment<\/h3>                                <p class=\"all-in-one__feature-note\">Finance equipment purchases to run your business while you preserve cash flow<\/p>                            <\/div>\n                        <\/div>\n                                                <\/div>\n            <!-- Row - CTA -->\n                    <\/div>\n    \n        <!-- Steps -->\n        \n    <\/div>\n<\/section>\n\n<section id=\"two-column-image-text-general-block_bf245c141ea887e9904a14911fea60f9\" class=\"block two-column-image-text-general full-width title-40-reg\" style=\"--padding-top: 100px; --paddings-top--mobile: 55px; --paddings-bottom: 100px; --paddings-bottom--mobile: 16px; --margins-top: 0px; --margins-top--mobile: 0px; --margins-bottom: 0px; --margins-bottom--mobile: 0px; --gradient: #143b64\">\n    <div class=\"container\">\n\n        <div class=\"two-column-image-text-general__inner-container image-content m-content-image\">\n            <div class=\"two-column-image-text-general__image-wrapper\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"608\" height=\"468\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/01\/ecip-us-2-desk.png\" class=\"two-column-image-text-general__image desktop image-content centered  \" alt=\"\" data-target=\"\" data-targeturlpath=\"\" \/>            <img loading=\"lazy\" decoding=\"async\" width=\"608\" height=\"468\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/01\/ecip-us-2-desk.png\" class=\"two-column-image-text-general__image mobile image-content centered  \" alt=\"\" data-target=\"\" data-targeturlpath=\"\" \/>        <\/div>\n        <div class=\"two-column-image-text-general__content-wrapper\" style=\"color: #FFFFFF\">\n            <h3 class=\"two-column-image-text-general__title\" style=\"color: #ffffff\">Investing In borrowers\u2028for the long term<\/h3>            <div class=\"two-column-image-text-general__content\">For the next 10 years, we will extend ECIP credit to eligible borrowers in low- to moderate-income and traditionally underserved areas to support their efforts to create vibrant communities, meet local needs, and build sustainable economies.\r\n<ul style=\"padding-top:25px;\">\r\n<li>Affordable housing developers<\/li>\r\n<li>Small businesses<\/li>\r\n<li>Minority-owned businesses<\/li>\r\n<li>Minority consumers<\/li><\/ul><\/div>                            <div class=\"two-column-image-text-general__button-wrapper\">\n                                                                                                                                    <\/div>\n                    <\/div>\n        \n    <div class=\"two-column-image-text-general__iframe-wrapper\" data-videourlpath=\"\">\n        <video controls autoplay width=\"960px\" height=\"540px\" name=\"media\" src=\"\"><\/video> \n    <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>\n\n\n<section id=\"formsblock\" class=\"block forms block--v2 full-width\" data-block=\"forms\" data-block-version=\"v2\" style=\"--block-pt: 140px; --block-pt-mobile: 80px; --block-pb: 140px; --block-pb-mobile: 16px; --block-bg: #ebf0f5\">\t<div class=\"container\">\n\t\t<div class=\"forms__inner-wrapper\">\n\t\t\t<h3 class=\"forms__title\" style=\"color: #3a3a3a\">Find out if an ECIP loan is<br>right for you<\/h3>\t\t\t<div class=\"forms__form\">\n\t\t\t\t<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var 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Form<\/h2>\n                            <p class='gform_description'><\/p>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_7' id='gform_7'  action='\/wp-json\/wp\/v2\/pages\/4399#gf_7' data-formid='7' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_7' class='gform_fields top_label form_sublabel_above description_above validation_below'><div id=\"field_7_4\" class=\"gfield gfield--type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_7_4'>Name<span class=\"gfield_required\"><span class=\"gfield_required 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{\n\t\tdocument.querySelector(\"#formsblock\").scrollIntoView({\n\t\t\tbehavior: \"smooth\",\n\t\t\tblock: \"center\",\n\t\t\tinline: \"nearest\",\n\t\t});\n\t});\n<\/script>\n\n\n<section id=\"contacts-block_4518d3ddd9a4c92b5d2b5d497c737563\" class=\"block contacts block--v2 full-width\" data-block=\"contacts\" data-block-version=\"v2\" style=\"--block-pt: 80px; --block-pt-mobile: 40px; --block-pb: 100px; --block-pb-mobile: 40px; --block-mb-mobile: 50px; --block-bg: #08543c\">    <div class=\"container\">\n      <div class=\"contacts__inner-wrapper\" style=\"--title-color: #ffffff\">\n\t      <h2 class=\"contacts__title\">Contact us to start your relationship<\/h2>                  <div class=\"contacts__cards\">\n                            <div class=\"contacts__card\"\n                    style=\"background: #125b44; color: #ffffff \">\n                <img loading=\"lazy\" decoding=\"async\" width=\"66\" height=\"66\" 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white-underline\"  title=\"customerservice@banescousa.com\" target=\"_blank\"href=\"mailto:customerservice@banescousa.com\">customerservice@banescousa.com<\/a>                <\/div>\n                            <div class=\"contacts__card\"\n                    style=\"background: #125b44; color: #ffffff \">\n                <img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/call_FILL0_wght300_GRAD0_opsz48-1.png\" class=\"contacts__icon\" alt=\"\" style=\"color: #ffffff\" \/>                <p class=\"contacts__card-title\" style=\"color: #ffffff\">Call<\/p>                <a target=\"_blank\" class=\"contacts__link btn white-underline\"  title=\"1-888-228-1597\" target=\"_blank\"href=\"tel:1-888-228-1597\">1-888-228-1597<\/a>                <\/div>\n                      <\/div>\n              <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"parent":3628,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"custom-templates\/template-general.php","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation u0026amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics u0026amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale u0026amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import u0026amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. We finally have a banking relationship that keeps pace with us.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"people_grid\",\"theme\":\"mist\",\"columns\":3,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"Senior Vice President\",\"value\":\"Broward Markets Executive\",\"title\":\"Joshua Montagna\",\"copy\":\"Manufacturing, logistics, and working-capital structures\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Senior Vice President\",\"value\":\"CRE Relationship Manager\",\"title\":\"Kimberly Cagliano\",\"copy\":\"Aviation, marine, and equipment finance\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Assistant Vice President\",\"value\":\"BBF Relationship Manager\",\"title\":\"Levan Ruiz\",\"copy\":\"Healthcare groups and multi-location enterprises\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"faq\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"Key considerations in commercial lending\",\"heading\":\"What mid-market borrowers are evaluating\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"What influences how commercial financing is structured?\",\"copy\":\"Structure is influenced by your business\u2019s cash flow, collateral, industry, growth plans, repayment capacity, and overall financial profile. 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Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. 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