{"id":4229,"date":"2023-09-05T15:48:52","date_gmt":"2023-09-05T19:48:52","guid":{"rendered":"http:\/\/multisitetest.local.p54.agency\/?page_id=4229"},"modified":"2026-10-22T18:31:24","modified_gmt":"2026-10-22T22:31:24","slug":"zelle","status":"publish","type":"page","link":"https:\/\/banescousa.com\/business\/zelle\/","title":{"rendered":"Zelle for Business"},"content":{"rendered":"<section id=\"hero-general-block_e5488a79e7eb19fb990a4386d5c570dc\" class=\"block hero-general block--v2\" data-block=\"hero-general\" data-block-version=\"v2\" style=\"--block-pt-mobile: 1px; --block-bg: #143b64; --block-bg: #143b64\">\n\t<div class=\"hero-general__inner-wrapper top\">\n\t\t<div class=\"hero-general__content-wrapper\">\n\t\t\t<div class=\"hero-general__title\"><h2>Zelle<sup>\u00ae<\/sup> for your small business<\/h2><\/div>\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"hero-general__image-wrapper\" aria-hidden=\"true\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"609\" height=\"502\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/zelle-for-business-banner.png\" class=\"hero-general__image desktop-image\" alt=\"\" \/>\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"609\" height=\"502\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/zelle-for-business-banner.png\" class=\"hero-general__image mobile-image\" alt=\"\" aria-hidden=\"true\" \/>\t\t\t<\/div>\n\t\t\t<\/div>\n\n<\/section>\n\n<section id=\"free-textblock_1d8ed8ef6e75412b9bdc83cc5e7250c4\" class=\"block free-text small-container title-regular-30 content-body-m align-center \" style=\"--padding-top: 0px; --paddings-top--mobile: 0px; --paddings-bottom: 0px; --paddings-bottom--mobile: 0px; --margins-top: 0px; --margins-top--mobile: 55px; --margins-bottom: 0px; --margins-bottom--mobile: 55px; --title-color: #3a3a3a; --list-color: ; --gradient: transparent\">\n    <div class=\"container\">\n        <div class=\"free-text__inner-wrapper\" 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With Zelle<sup>\u00ae<\/sup> for your small business, money is sent directly to your bank account and is typically available within minutes.\u00b9 Simply provide your U.S. mobile phone number or email address to your customer so they can pay you.<\/p><\/div>                                        <div class=\"free-text__button-wrapper\">\n                                                                                                                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n<section id=\"debit-features-general-block_49426f0f8eea8dddfe8414162df6b3dc\" class=\"block debit-features-general\" style=\"--padding-top: 80px; --paddings-top--mobile: 50px; --paddings-bottom: 80px; --paddings-bottom--mobile: 50px; --margins-top: 20px; --margins-top--mobile: 55px; --margins-bottom: 0px; --margins-bottom--mobile: 55px; --title-color: #3a3a3a; --features-color: #3a3a3a; --features-font-weight: 500; --icon-color: #3a3a3a; --gradient: #f7f9fb\">\n    <div class=\"container\">\n        <h3 class=\"debit-features-general__section-title\">Using Zelle<sup>\u00ae<\/sup> for your small business is:<\/h3>                    <div class=\"debit-features-general__wrapper columns-3 three-columns\">\n                                                                                <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<mask id=\"mask0_3977_911\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"48\" height=\"48\">\n<rect width=\"48\" height=\"48\" fill=\"#D9D9D9\"\/>\n<\/mask>\n<g mask=\"url(#mask0_3977_911)\">\n<path d=\"M29.6303 38C25.7173 38 22.403 36.6422 19.6873 33.9265C16.9716 31.2108 15.6138 27.8965 15.6138 23.9835C15.6138 20.0918 16.9716 16.7883 19.6873 14.073C22.403 11.3577 25.7173 10 29.6303 10C33.5216 10 36.8251 11.3577 39.5408 14.073C42.2561 16.7883 43.6138 20.0918 43.6138 23.9835C43.6138 27.8965 42.2561 31.2108 39.5408 33.9265C36.8251 36.6422 33.5216 38 29.6303 38ZM29.6018 36.4615C33.0558 36.4615 35.9983 35.2565 38.4293 32.8465C40.86 30.4362 42.0753 27.4913 42.0753 24.012C42.0753 20.558 40.8638 17.6155 38.4408 15.1845C36.0178 12.7538 33.0793 11.5385 29.6253 11.5385C26.1456 11.5385 23.197 12.75 20.7793 15.173C18.3613 17.5957 17.1523 20.534 17.1523 23.988C17.1523 27.4677 18.3573 30.4165 20.7673 32.8345C23.1773 35.2525 26.1221 36.4615 29.6018 36.4615ZM34.7908 30.2655L35.8908 29.204L30.3828 23.696V16.6155H28.8443V24.2925L34.7908 30.2655ZM6.38281 16.769V15.231H13.6138V16.769H6.38281ZM4.38281 24.769V23.231H13.6138V24.769H4.38281ZM6.38281 32.769V31.231H13.6138V32.769H6.38281Z\" fill=\"#08543C\"\/>\n<\/g>\n<\/svg>\n                                <p class=\"debit-features-general__title\">Fast<\/p>                                <p class=\"debit-features-general__text\"><span style=\"color: #556176\">Send and receive money directly from one account to another \u2013 typically in minutes.\u00b9<\/span><\/p>                            <\/div>\n                        <\/div>\n                                                                                                    <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<mask id=\"mask0_3977_903\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"48\" height=\"48\">\n<rect width=\"48\" height=\"48\" fill=\"#D9D9D9\"\/>\n<\/mask>\n<g mask=\"url(#mask0_3977_903)\">\n<path d=\"M24 41.9115C19.9743 40.6935 16.6347 38.2288 13.981 34.5175C11.327 30.8058 10 26.6475 10 22.0425V11.373L24 6.14246L38 11.373V22.0425C38 26.6475 36.673 30.8058 34.019 34.5175C31.3653 38.2288 28.0257 40.6935 24 41.9115ZM24 40.273C27.6283 39.109 30.6123 36.8263 32.952 33.425C35.2917 30.0236 36.4615 26.2295 36.4615 22.0425V12.4345L24 7.76546L11.5385 12.4345V22.0425C11.5385 26.2295 12.7083 30.0236 15.048 33.425C17.3877 36.8263 20.3717 39.109 24 40.273ZM19.846 31.3075H28.154C28.5553 31.3075 28.8863 31.1771 29.147 30.9165C29.408 30.6555 29.5385 30.3243 29.5385 29.923V23.6155C29.5385 23.2141 29.408 22.883 29.147 22.622C28.8863 22.3613 28.5553 22.231 28.154 22.231H27.577V20.231C27.577 19.2333 27.2367 18.3941 26.556 17.7135C25.875 17.0328 25.0358 16.6925 24.0385 16.6925C23.0412 16.6925 22.202 17.0328 21.521 17.7135C20.8403 18.3941 20.5 19.2333 20.5 20.231V22.231H19.846C19.4447 22.231 19.1137 22.3613 18.853 22.622C18.592 22.883 18.4615 23.2141 18.4615 23.6155V29.923C18.4615 30.3243 18.592 30.6555 18.853 30.9165C19.1137 31.1771 19.4447 31.3075 19.846 31.3075ZM21.8075 22.231V20.231C21.8075 19.6153 22.0255 19.1018 22.4615 18.6905C22.8975 18.2788 23.4232 18.073 24.0385 18.073C24.6538 18.073 25.1795 18.2788 25.6155 18.6905C26.0512 19.1018 26.269 19.6153 26.269 20.231V22.231H21.8075Z\" fill=\"#08543C\"\/>\n<\/g>\n<\/svg>\n                                <p class=\"debit-features-general__title\">Secure<\/p>                                <p class=\"debit-features-general__text\"><span style=\"color: #556176\">Money is sent directly to your bank account, reducing the need to handle cash or checks. No need to provide your account information to send and receive payments\u00b9 with Zelle<sup>\u00ae<\/sup> for your small business.<\/span><\/p>                            <\/div>\n                        <\/div>\n                                                                                                    <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<mask id=\"mask0_3977_912\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"48\" height=\"48\">\n<rect width=\"48\" height=\"48\" fill=\"#D9D9D9\"\/>\n<\/mask>\n<g mask=\"url(#mask0_3977_912)\">\n<path d=\"M24.0065 42C21.5022 42 19.1543 41.538 16.963 40.614C14.772 39.6897 12.8595 38.4115 11.2255 36.7795C9.59183 35.1472 8.3125 33.2363 7.3875 31.047C6.4625 28.858 6 26.5112 6 24.0065C6 21.5098 6.46217 19.1658 7.3865 16.9745C8.31117 14.7835 9.58983 12.871 11.2225 11.237C12.8555 9.60333 14.767 8.32217 16.957 7.3935C19.147 6.4645 21.4947 6 24 6C26.2007 6 28.2668 6.35517 30.1985 7.0655C32.1302 7.77583 33.873 8.754 35.427 10L34.354 11.15C32.9387 9.98333 31.3595 9.08967 29.6165 8.469C27.8735 7.84867 26.0013 7.5385 24 7.5385C19.3973 7.5385 15.5032 9.1315 12.3175 12.3175C9.1315 15.5032 7.5385 19.3973 7.5385 24C7.5385 28.6027 9.1315 32.4968 12.3175 35.6825C15.5032 38.8685 19.3973 40.4615 24 40.4615C28.6027 40.4615 32.4968 38.8685 35.6825 35.6825C38.8685 32.4968 40.4615 28.6027 40.4615 24C40.4615 23 40.3802 22.034 40.2175 21.102C40.0545 20.1703 39.823 19.262 39.523 18.377L40.669 17.1925C41.1 18.2462 41.4295 19.3423 41.6575 20.481C41.8858 21.6197 42 22.7927 42 24C42 26.5053 41.536 28.853 40.608 31.043C39.68 33.233 38.3998 35.1445 36.7675 36.7775C35.1355 38.4102 33.2248 39.6888 31.0355 40.6135C28.8465 41.5378 26.5035 42 24.0065 42ZM21.05 31.754L14.069 24.7615L15.204 23.5885L21.05 29.4345L40.827 9.6575L42.0115 10.7925L21.05 31.754Z\" fill=\"#08543C\"\/>\n<\/g>\n<\/svg>\n                                <p class=\"debit-features-general__title\">Easy<\/p>                                <p class=\"debit-features-general__text\"><span style=\"color: #556176\">Send money to almost anyone you know and trust\u00b9 using just your email address or U.S. mobile number.  <\/span><\/p>                            <\/div>\n                        <\/div>\n                                                <\/div>\n            <\/div>\n<\/section>\n\n\n<section id=\"faqblock_88966325b1c9fc431628ae0dbb74000a\" class=\"block faq\"\n         style=\"\n                 --padding-top: 50px;\n                 --paddings-top--mobile: 0px;\n                 --paddings-bottom: 50px;\n                 --paddings-bottom--mobile: 0px;\n                 --margins-top: 0px;\n                 --margins-top--mobile: 0px;\n                 --margins-bottom: 0px;\n                 --margins-bottom--mobile: 0px;\n                 --gradient: transparent;\n                 \">\n    <div class=\"container\">\n\t\t<h3 class=\"faq__header\">Small Business FAQ<\/h3>                                <div class=\"faq__inner-wrapper\" >\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">What is Zelle<sup>\u00ae<\/sup> for your small business?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Zelle<sup>\u00ae<\/sup> for your small business is a fast, safe, and easy way for small businesses to send, receive, and request money typically within minutes\u00b9 with customers and eligible vendors they trust. If your customers use Zelle<sup>\u00ae<\/sup> within their financial institution\u2019s banking app, they can send payments directly to your Banesco USA bank account with just your email address or U.S. mobile number.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">How do I use Zelle<sup>\u00ae<\/sup> for your small business?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">You can send, request, or receive money with Zelle<sup>\u00ae<\/sup> for your small business. To get started, log in to Banesco USA online banking or the mobile app and select \u201cTransfer &amp; Pay\u201d and select \u201cZelle<sup>\u00ae<\/sup>\u201d. Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept terms and conditions, and you\u2019re ready to start sending and receiving with Zelle<sup>\u00ae<\/sup> for your small business.\r\n\r\nIf your customer is using Zelle<sup>\u00ae<\/sup> through their banking app, they\u2019ll be able to pay you with Zelle<sup>\u00ae<\/sup>. You\u2019ll receive a payment notification once your customer has sent you money in response to your request. If your customer is enrolled in the Zelle<sup>\u00ae<\/sup> app, they will not be able to send you money with Zelle<sup>\u00ae<\/sup>, and you should arrange for a different payment method.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">How do I tell my customers that they can pay me with Zelle<sup>\u00ae<\/sup>?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">There are a few ways you can encourage your customers to pay you with Zelle<sup>\u00ae<\/sup>.\r\n\r\n\r\n&nbsp;\r\n<ul>\r\n \t<li><span style=\"color: var(--greytext1);\">Tell customers verbally that you accept payments with Zelle<sup>\u00ae<\/sup>, and that they can easily send you money right from their banking app.<\/li>\r\n<\/ul>\r\n<ul>\r\n \t<li><span style=\"color: var(--greytext1);\">Include it on an invoice. We recommend adding \u201cI accept payments with Zelle<\/span><sup style=\"color: var(--greytext1);\">\u00ae <\/sup><span style=\"color: var(--greytext1);\">\u201d or \u201cPay me with Zelle<\/span><sup style=\"color: var(--greytext1);\">\u00ae <\/sup><span style=\"color: var(--greytext1);\">\u201d.<\/span><\/li>\r\n<\/ul>\r\n<ul>\r\n \t<li><span style=\"color: var(--greytext1);\">Use Zelle<sup>\u00ae<\/sup> for your small business to request money from your customers (which will send them a notification telling them you\u2019ve requested payment with Zelle<\/span><sup>\u00ae<\/sup><span style=\"color: var(--greytext1);\">).<sup>2<\/sup><\/span><\/li>\r\n \t<li><span style=\"color: var(--greytext1);\">Download Zelle<\/span><sup>\u00ae <\/sup>marketing assets for free from zellepay.com and add them to your website, social media and more!<\/li>\r\n<\/ul>\r\n&nbsp;\r\n\r\nPlease note, you\u2019ll only be able to receive payments from consumers using Zelle<sup>\u00ae<\/sup> through their financial institution\u2019s banking app. You will not be able to receive payments from consumers enrolled in the Zelle<sup>\u00ae<\/sup> app.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Does Zelle<sup>\u00ae<\/sup> or Banesco USA offer purchase protection?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Neither Banesco USA nor Zelle<sup>\u00ae<\/sup> offers purchase protection for payments made with Zelle<sup>\u00ae<\/sup>.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Are there any fees to use Zelle<sup>\u00ae<\/sup> for your small business with a business account at Banesco USA?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">No, Banesco USA does not charge any fees to use Zelle<sup>\u00ae<\/sup> for domestic clients. Your mobile carrier\u2019s messaging and data rates may apply.<sup>1<\/sup> International Personal and Business customers are charged Zelle<sup>\u00ae<\/sup> fees.<sup>2<\/sup> Please refer to the <a href=\"http:\/\/banescousa.com\/wp-content\/uploads\/2024\/10\/Schedule-of-Fees-and-Service-Charges.pdf\" target=\"_blank\" rel=\"noopener\">Schedule of Fees and Service Charges<\/a>.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Is my information secure?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Keeping your money and information safe is a top priority for Banesco USA. When you use Zelle<sup>\u00ae<\/sup> within our Online Banking or mobile app, your information is protected with the same technology we use to keep your Banesco USA account safe.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Are there any differences in the experience between using Zelle<sup>\u00ae<\/sup> with my personal bank account versus my small business account?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Whether you use Zelle<sup>\u00ae<\/sup> with a business account or a consumer account, Zelle<sup>\u00ae<\/sup> uses the same network to initiate payments to small businesses and consumers. Consumers who are already enrolled with Zelle<sup>\u00ae<\/sup> through their banking app don\u2019t need to do anything different to send money to a small business. The experience is slightly different for small businesses, as small businesses cannot currently send payments to or receive payments from consumers who are only enrolled in the Zelle<sup>\u00ae<\/sup> app.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">If I already use Zelle<sup>\u00ae<\/sup> for your small business, do I need to do something different to continue using Zelle<sup>\u00ae<\/sup> for your small business?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Read the updated terms and conditions that were provided by Banesco USA.\r\nAs a current Zelle<sup>\u00ae<\/sup> for your small business user, once you log in and accept new Terms of Service, any of your email addresses or U.S. mobile numbers associated with a business account will be recognized as businesses in Zelle<sup>\u00ae<\/sup>. There\u2019s no need to re-enroll or take additional action to continue using Zelle<sup>\u00ae<\/sup> for your small business. Your current activity, pending payments, and recurring payments will not be affected.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">I already use Zelle<sup>\u00ae<\/sup> through my personal bank account. How do I enroll to use Zelle<sup>\u00ae<\/sup> with my small business bank account?  <\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">To get started, log in to Banesco USA Online Banking or mobile app. To enroll a small business bank account with Zelle<sup>\u00ae<\/sup> for your small business, you must use a different U.S. mobile number or email address than the one you used to enroll your personal bank account with Zelle<sup>\u00ae<\/sup>. For example, crystal@email.com would be connected to your personal checking account, and 555-555-1234 would be connected to your small business bank account.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">If I use Zelle<sup>\u00ae<\/sup> for your small business, will Zelle<sup>\u00ae<\/sup> integrate with software?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">No, Zelle<sup>\u00ae<\/sup> for your small business does not integrate directly with accounting software at this time. However, since Zelle<sup>\u00ae<\/sup> for your small business is connected to your bank account, you are able to see all Zelle<sup>\u00ae<\/sup> for your small business transactions in your online banking transaction records. If your bank account transactions feed into accounting software, you will see the Zelle<sup>\u00ae<\/sup> for your small business transactions.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">How do I know if my small business is eligible to use Zelle<sup>\u00ae<\/sup> for your small business?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">To determine whether your small business is eligible to use Zelle<sup>\u00ae<\/sup> for your small business, log in to your mobile banking app and look for Zelle<sup>\u00ae<\/sup> for your small business. If you\u2019re able to enroll with Zelle<sup>\u00ae<\/sup> for your small business using your small business checking account, then you are eligible to use Zelle<sup>\u00ae<\/sup>.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Who should I call if I have questions or need help?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Please call Banesco USA at 1-888-228-1597 so we can help you.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Can I use Zelle<sup>\u00ae<\/sup> for your small business internationally?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">In order to use Zelle<sup>\u00ae<\/sup> for your small business, the sender and recipient\u2019s bank or credit union accounts must be based in the U.S.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Can I cancel a payment?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">You can only cancel a payment if the small business or consumer you sent money to hasn\u2019t yet enrolled with Zelle<sup>\u00ae<\/sup>. To check whether the payment is still pending because the recipient hasn\u2019t yet enrolled, you can go to your activity page, choose the payment you want to cancel and then select \u201cCancel This Payment.\u201d If you send money to a small business or consumer that has already enrolled with Zelle<sup>\u00ae<\/sup> through their bank\u2019s mobile app, the money is sent directly to their bank account and cannot be canceled. This is why it\u2019s important to only send money to people you trust, and always ensure you\u2019ve used the correct email address or U.S. mobile number when sending money. If you try to send money to a consumer who is only enrolled in the Zelle<sup>\u00ae<\/sup> app, the payment won\u2019t go through, and a message will pop up to let you know the payment cannot be completed. With small business accounts, Zelle<sup>\u00ae<\/sup> for your small business does not currently support sending money to enrolled users in the Zelle<sup>\u00ae<\/sup> app. If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren\u2019t able to get your money back, please call us at 1-888-228-1597 so we can help you.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Are there any limits for sending and receiving money with Zelle<sup>\u00ae<\/sup> for your small business?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Sign in to Online Banking to check your limits.<\/div>                    <\/div>\n                            <\/div>\n            <\/div>\n<\/section>\n\n\n\n\n<section id=\"two-column-image-text-general-block_6606836bb9fad00afac2c962901028f0\" class=\"block two-column-image-text-general full-width title-40-reg\" style=\"--padding-top: 60px; --paddings-top--mobile: 55px; --paddings-bottom: 60px; --paddings-bottom--mobile: 16px; --margins-top: 0px; --margins-top--mobile: 0px; --margins-bottom: 60px; --margins-bottom--mobile: 55px; --gradient: #003c71\">\n    <div class=\"container\">\n\n        <div class=\"two-column-image-text-general__inner-container image-content m-content-image\">\n            <div class=\"two-column-image-text-general__image-wrapper\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"608\" height=\"468\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/01\/zelle-for-business-1.png\" class=\"two-column-image-text-general__image desktop image-content centered  \" alt=\"\" data-target=\"\" data-targeturlpath=\"\" \/>            <img loading=\"lazy\" decoding=\"async\" width=\"608\" height=\"468\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/01\/zelle-for-business-1.png\" class=\"two-column-image-text-general__image mobile image-content centered  \" alt=\"\" data-target=\"\" data-targeturlpath=\"\" \/>        <\/div>\n        <div class=\"two-column-image-text-general__content-wrapper\" style=\"color: #3A3A3A\">\n            <h3 class=\"two-column-image-text-general__title\" style=\"color: #ffffff\">Enroll now to get started<\/h3>            <div class=\"two-column-image-text-general__content\"><ol style=\"color: #ffffff;\">\r\n \t<li >Log in to Online Banking and select Transfer &amp; Pay<\/li>\r\n \t<li >Select \u201cZelle<sup>\u00ae<\/sup> for your small business\u201d<\/li>\r\n \t<li >Enroll your U.S. mobile number or email address<\/li>\r\n \t<li >Start sending and receiving money<\/li>\r\n<\/ol><\/div>                    <\/div>\n        \n    <div class=\"two-column-image-text-general__iframe-wrapper\" data-videourlpath=\"\">\n        <video controls autoplay width=\"960px\" height=\"540px\" name=\"media\" src=\"\"><\/video> \n    <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>\n\n\n<section id=\"free-textblock_023c2ea14e8be3fc2295d63a544bc6ad\" class=\"block free-text full-width title-regular-30 content-body-m align-center \" style=\"--padding-top: 0px; --paddings-top--mobile: 0px; --paddings-bottom: 0px; --paddings-bottom--mobile: 0px; --margins-top: 60px; --margins-top--mobile: 0px; --margins-bottom: 0px; --margins-bottom--mobile: 0px; --title-color: #3a3a3a; --list-color: ; --gradient: transparent\">\n    <div class=\"container\">\n        <div class=\"free-text__inner-wrapper\" style=\"\">\n                        <h2 class=\"free-text__title\">Need our mobile app?<br>Download it for free:<\/h2>            <div class=\"free-text__content\">\r\n<div class=\"icon-wrapper\"><a href=\"https:\/\/apps.apple.com\/us\/app\/banesco-usa\/id1452365046\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3326 size-full\" src=\"\/logos\/website\/apple-app-store-badge-2x.png\" alt=\"apple\" width=\"132\" height=\"44\" \/><\/a>\r\n<a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.banescousa3850.mobile&amp;hl=es_DO&amp;pli=1\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3325 size-full\" src=\"\/logos\/website\/google-play-store-badge-2x.png\" alt=\"gplay\" width=\"148\" height=\"44\" \/><\/a><\/div><\/div>                                <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"parent":3628,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"custom-templates\/template-general.php","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation u0026amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics u0026amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale u0026amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import u0026amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. We finally have a banking relationship that keeps pace with us.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"people_grid\",\"theme\":\"mist\",\"columns\":3,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"Senior Vice President\",\"value\":\"Broward Markets Executive\",\"title\":\"Joshua Montagna\",\"copy\":\"Manufacturing, logistics, and working-capital structures\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Senior Vice President\",\"value\":\"CRE Relationship Manager\",\"title\":\"Kimberly Cagliano\",\"copy\":\"Aviation, marine, and equipment finance\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Assistant Vice President\",\"value\":\"BBF Relationship Manager\",\"title\":\"Levan Ruiz\",\"copy\":\"Healthcare groups and multi-location enterprises\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"faq\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"Key considerations in commercial lending\",\"heading\":\"What mid-market borrowers are evaluating\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"What influences how commercial financing is structured?\",\"copy\":\"Structure is influenced by your business\u2019s cash flow, collateral, industry, growth plans, repayment capacity, and overall financial profile. The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can Cu0026amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. The use of funds depends on your company\u2019s goals and the structure of the loan.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How are Cu0026amp;I loans different from commercial real estate loans?\",\"copy\":\"Cu0026amp;I loans are typically used for business operations, equipment, working capital, or growth needs. Commercial real estate loans are tied to the purchase, refinance, or improvement of property.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do lenders evaluate business cash flow?\",\"copy\":\"Lenders review financial statements, tax returns, debt obligations, revenue trends, margins, and operating performance. They look for your business\u2019s ability to generate enough cash to support both operations and repayment.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What is the typical loan size for mid-market businesses?\",\"copy\":\"Loan size depends on your business\u2019s financial profile, cash flow, use of funds, and overall lending need. Banesco USA typically works with commercial financing needs in the $10 million to $20 million range.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How long does the commercial lending process take?\",\"copy\":\"Timing depends on the complexity of the request, the documentation available, and the structure of the financing. Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. Additional conditions may apply.","_banesco_ppc_footer_identity_enabled":"0","_banesco_ppc_footer_logo_id":0,"_banesco_ppc_footer_legal_text":"Member FDIC \u00b7 Equal Housing Lender \u00b7 \u00a9 {year} Banesco USA. Serving Broward County &amp; South Florida.","footnotes":""},"category-for-page":[],"page-category":[],"class_list":["post-4229","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Zelle \u00ae for Business | Banesco USA<\/title>\n<meta name=\"description\" content=\"Simplify transactions with Zelle\u00ae for Business at Banesco USA. Streamline payments, enhance efficiency. Member FDIC. 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