{"id":2702,"date":"2023-08-30T16:51:38","date_gmt":"2023-08-30T20:51:38","guid":{"rendered":"http:\/\/multisitetest.local.p54.agency\/?page_id=2702"},"modified":"2026-10-22T18:31:24","modified_gmt":"2026-10-22T22:31:24","slug":"zelle","status":"publish","type":"page","link":"https:\/\/banescousa.com\/personal\/zelle\/","title":{"rendered":"Zelle for Consumer"},"content":{"rendered":"<section id=\"hero-general-block_e2d24210f3cade2ead7552ed2930f322\" class=\"block hero-general block--v2\" data-block=\"hero-general\" data-block-version=\"v2\" style=\"--block-pt-mobile: 1px; --block-bg: #08543c; --block-bg: #08543c\">\n\t<div class=\"hero-general__inner-wrapper top\">\n\t\t<div class=\"hero-general__content-wrapper\">\n\t\t\t<div class=\"hero-general__title\"><h2>Send and receive<br \/>\r\nmoney with Zelle<span style=\"font-size: 18px; vertical-align: super\">\u00ae<\/span><\/h2><\/div>\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"hero-general__image-wrapper\" aria-hidden=\"true\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"609\" height=\"502\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/zelle-for-consumer-banner-desk.png\" class=\"hero-general__image desktop-image\" alt=\"\" \/>\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"609\" height=\"502\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/zelle-for-consumer-banner-desk.png\" class=\"hero-general__image mobile-image\" alt=\"\" aria-hidden=\"true\" \/>\t\t\t<\/div>\n\t\t\t<\/div>\n\n<\/section>\n\n<section id=\"free-textblock_5c1e1c975be75456c87bc7a279dc0c46\" class=\"block free-text full-width title-regular-30 content-body-m align-center \" style=\"--padding-top: 0px; --paddings-top--mobile: 55px; --paddings-bottom: 0px; --paddings-bottom--mobile: 55px; --margins-top: 0px; --margins-top--mobile: 55px; --margins-bottom: 60px; --margins-bottom--mobile: 55px; --title-color: #3a3a3a; --list-color: ; --gradient: transparent\">\n    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fill=\"#6C1CD3\"\/>\n<defs>\n<clipPath id=\"clip0_955_28\">\n<rect width=\"277\" height=\"48\" fill=\"white\" transform=\"translate(0 13)\"\/>\n<\/clipPath>\n<\/defs>\n<\/svg>\n                                    <\/div>\n                        <h3 class=\"free-text__title\">We have partnered with Zelle<span style=\"font-size: 14px;vertical-align: super\">\u00ae <\/span>to  bring you a fast and easy way to send and receive money with friends, family, and people you know<\/h3>            <div class=\"free-text__content\"><p style=\"text-align: center; font-size: 16px; font-weight: 500; color: #3a4454;\">With Zelle<sup>\u00ae<\/sup>, you can send money directly from your account to enrolled recipients in minutes,\u00b9 all from the convenience of Online Banking or our mobile app.<\/p><\/div>                                <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"steps-listblock_514a713dacaa956ff1d3da556d847bf0\" class=\"block steps-list full-width\"\n           style=\"\n               --padding-top: 60px;\n               --paddings-top--mobile: 55px;\n               --paddings-bottom: 60px;\n               --paddings-bottom--mobile: 55px;\n               --margins-top: 0px;\n               --margins-top--mobile: 0px;\n               --margins-bottom: 60px;\n               --margins-bottom--mobile: 55px;\n               --gradient: #f7f9fb;\n               --header_main_color : #3a3a3a;\n               --header_accent_color: #3a3a3a;\n               --list_color: #FFF;\n               --list_background_color: #3a3a3a;\n               --list_color_last: #FFF;\n               --list_background_color_last: #08543c;\n               --list_note_color: #556176;\n               --title-max-width: 750px;               \">\n    <div class=\"container\">\n              <div class=\"steps-list__inner-wrapper\">\n          <h3 class=\"steps-list__title\"><strong>Easily start today<\/strong> using just your email address or U.S. mobile number<\/h3>          <ul>\n                          <li class=\"steps-list__item-wrapper\">\n                <div class=\"steps-list__item-order\">1<\/div>                <div class=\"steps-list__item\">\n                  <div class=\"steps-list__item-text\"><div class=\"steps-list__step\">Log in to your Online or Mobile Banking account<\/div><\/div>\n                                  <\/div>\n              <\/li>\n                          <li class=\"steps-list__item-wrapper\">\n                <div class=\"steps-list__item-order\">2<\/div>                <div class=\"steps-list__item\">\n                  <div class=\"steps-list__item-text\"><div class=\"steps-list__step\">Go to Transfer and Pay and select Zelle<sup>\u00ae<\/sup><\/div><\/div>\n                                  <\/div>\n              <\/li>\n                          <li class=\"steps-list__item-wrapper\">\n                <div class=\"steps-list__item-order\">3<\/div>                <div class=\"steps-list__item\">\n                  <div class=\"steps-list__item-text\"><div class=\"steps-list__step\">Accept Terms and Conditions<\/div><\/div>\n                                  <\/div>\n              <\/li>\n                          <li class=\"steps-list__item-wrapper\">\n                <div class=\"steps-list__item-order\">4<\/div>                <div class=\"steps-list__item\">\n                  <div class=\"steps-list__item-text\"><div class=\"steps-list__step\">Select your U.S. mobile number or email address and deposit account<\/div><\/div>\n                                  <\/div>\n              <\/li>\n                          <li class=\"steps-list__item-wrapper\">\n                <div class=\"steps-list__item-order steps-list__item-order--last\"><\/div>                <div class=\"steps-list__item\">\n                  <div class=\"steps-list__item-text\"><div class=\"steps-list__step\">That\u2019s it!<\/div><\/div>\n                  <div class=\"steps-list__item-note\"><p>You\u2019re ready to start sending and receiving money with Zelle<sup>\u00ae<\/sup><\/p><\/div>                <\/div>\n              <\/li>\n                      <\/ul>\n        <\/div>\n          <\/div>\n<\/section>\n\n<section id=\"free-textblock_ddb00f7205616bf553012337403b5e56\" class=\"block free-text full-width title-regular-30 content-body-m align-center \" style=\"--padding-top: 0px; --paddings-top--mobile: 0px; --paddings-bottom: 0px; --paddings-bottom--mobile: 0px; --margins-top: 60px; --margins-top--mobile: 0px; --margins-bottom: 0px; --margins-bottom--mobile: 0px; --title-color: #3a3a3a; --list-color: ; --gradient: transparent\">\n    <div class=\"container\">\n        <div class=\"free-text__inner-wrapper\" style=\"\">\n                        <h3 class=\"free-text__title\">Need our mobile app?<\/h3>            <div class=\"free-text__content\"><h2 style=\"text-align: center; color: #3a4454; font-weight: 300; font-size: 35px;\">Download it for free<sup>1<\/sup><\/h2>\r\n<div class=\"icon-wrapper\"><a href=\"https:\/\/apps.apple.com\/us\/app\/banesco-usa\/id1452365046\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8354\" src=\"http:\/\/banescousa.com\/wp-content\/uploads\/2023\/12\/appstore-button-zelle-personal.png\" alt=\"apple\" width=\"156\" height=\"52\" \/><\/a>\r\n<a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.banescousa3850.mobile&amp;hl=es_DO\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8353\" src=\"http:\/\/banescousa.com\/wp-content\/uploads\/2023\/12\/gplay-button-zelle-personal.png\" alt=\"gplay\" width=\"175\" height=\"52\" \/><\/a><\/div><\/div>                                <\/div>\n    <\/div>\n<\/section>\n\n<section id=\"debit-features-general-block_92e67b0e14b82565a6c12b579b4c6822\" class=\"block debit-features-general\" style=\"--padding-top: 80px; --paddings-top--mobile: 40px; --paddings-bottom: 80px; --paddings-bottom--mobile: 40px; --margins-top: 60px; --margins-top--mobile: 0px; --margins-bottom: 0px; --margins-bottom--mobile: 0px; --title-color: #ffffff; --features-color: #ffffff; --features-font-weight: 300; --icon-color: #ffffff; --gradient: #08543c\">\n    <div class=\"container\">\n        <h2 class=\"debit-features-general__section-title\">Follow these simple tips to help<br>ensure your money is sent safely<\/h2>                    <div class=\"debit-features-general__wrapper columns-3 three-columns\">\n                                                                                <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_7988_80)\">\n<mask id=\"mask0_7988_80\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"48\" height=\"48\">\n<path d=\"M48 0H0V48H48V0Z\" fill=\"#D9D9D9\"\/>\n<\/mask>\n<g mask=\"url(#mask0_7988_80)\">\n<path d=\"M18.1272 43.304C16.5786 43.304 15.2196 42.8034 14.0502 41.802C12.8809 40.8007 12.1232 39.55 11.7772 38.05C11.3719 38.7884 10.8181 39.3609 10.1157 39.7675C9.41305 40.1739 8.63089 40.377 7.76922 40.377C6.43355 40.377 5.30672 39.9103 4.38872 38.977C3.47072 38.0437 3.01172 36.9167 3.01172 35.596C3.01172 34.2704 3.45589 33.1519 4.34422 32.2405C5.23289 31.3289 6.37072 30.8949 7.75772 30.9385C7.02972 30.3232 6.44772 29.5545 6.01172 28.6325C5.57572 27.7109 5.35772 26.7615 5.35772 25.7845C5.35772 24.7232 5.61872 23.7194 6.14072 22.773C6.66239 21.827 7.40789 21.059 8.37722 20.469C8.49255 20.6717 8.61755 20.9012 8.75222 21.1575C8.88689 21.4142 9.01055 21.6489 9.12322 21.8615C8.40522 22.3462 7.86105 22.9437 7.49072 23.654C7.12005 24.364 6.93472 25.0947 6.93472 25.846C6.93472 28 7.72389 29.393 9.30222 30.025C10.8802 30.657 12.5091 31.1359 14.1887 31.4615L14.4312 31.9885C14.0566 33.0782 13.7571 33.998 13.5327 34.748C13.3084 35.498 13.1962 36.1897 13.1962 36.823C13.1962 38.136 13.6854 39.2815 14.6637 40.2595C15.6421 41.2379 16.8004 41.727 18.1387 41.727C19.5824 41.727 20.7779 41.1905 21.7252 40.1175C22.6726 39.0442 23.4406 37.7609 24.0292 36.2675C24.6176 34.7739 25.0746 33.2315 25.4002 31.6405C25.7259 30.0495 26.0016 28.7527 26.2272 27.75L27.7427 28.204C27.4937 29.4834 27.1821 30.9897 26.8077 32.723C26.4334 34.4564 25.9034 36.1045 25.2177 37.6675C24.5317 39.2302 23.6252 40.5602 22.4982 41.6575C21.3712 42.7552 19.9142 43.304 18.1272 43.304ZM7.78122 38.8385C8.68622 38.8385 9.45089 38.5264 10.0752 37.902C10.6996 37.2777 11.0117 36.5194 11.0117 35.627C11.0117 34.7347 10.6996 33.9699 10.0752 33.3325C9.45089 32.6955 8.68622 32.377 7.78122 32.377C6.90155 32.377 6.14322 32.6955 5.50622 33.3325C4.86889 33.9699 4.55022 34.7347 4.55022 35.627C4.55022 36.5194 4.86889 37.2777 5.50622 37.902C6.14322 38.5264 6.90155 38.8385 7.78122 38.8385ZM20.3192 29.877C18.9732 28.6717 17.7477 27.5519 16.6427 26.5175C15.5374 25.4829 14.5816 24.4604 13.7752 23.45C12.9689 22.4397 12.3432 21.4397 11.8982 20.45C11.4536 19.4604 11.2312 18.4167 11.2312 17.319C11.2312 15.4987 11.8606 13.9654 13.1192 12.719C14.3782 11.473 15.9052 10.85 17.7002 10.85C18.1286 10.85 18.5337 10.8712 18.9157 10.9135C19.2977 10.9559 19.6477 11.036 19.9657 11.154C19.7171 10.741 19.5324 10.3539 19.4117 9.99252C19.2914 9.63085 19.2312 9.26285 19.2312 8.88852C19.2312 7.56019 19.6939 6.43319 20.6192 5.50752C21.5449 4.58185 22.6719 4.11902 24.0002 4.11902C25.3286 4.11902 26.4556 4.58185 27.3812 5.50752C28.3066 6.43319 28.7692 7.56019 28.7692 8.88852C28.7692 9.25519 28.7109 9.62118 28.5942 9.98652C28.4776 10.3519 28.2911 10.741 28.0347 11.154C28.3527 11.036 28.7027 10.9559 29.0847 10.9135C29.4667 10.8712 29.8719 10.85 30.3002 10.85C31.7642 10.85 33.0392 11.2597 34.1252 12.079C35.2112 12.898 35.9567 13.964 36.3617 15.277C36.1257 15.2694 35.8566 15.2674 35.5542 15.271C35.2516 15.275 34.9822 15.2975 34.7462 15.3385C34.4002 14.4412 33.8349 13.7252 33.0502 13.1905C32.2656 12.6559 31.3489 12.3885 30.3002 12.3885C29.0412 12.3885 28.0277 12.711 27.2597 13.356C26.4917 14.0007 25.4949 15.0359 24.2692 16.4615H23.6812C22.4479 14.9949 21.4472 13.9494 20.6792 13.325C19.9112 12.7007 18.9182 12.3885 17.7002 12.3885C16.2952 12.3885 15.1222 12.859 14.1812 13.8C13.2399 14.741 12.7692 15.914 12.7692 17.319C12.7692 18.0937 12.9667 18.8977 13.3617 19.731C13.7567 20.5644 14.3286 21.4495 15.0772 22.3865C15.8259 23.3239 16.7349 24.3175 17.8042 25.3675C18.8732 26.4175 20.0822 27.5502 21.4312 28.7655L20.3192 29.877ZM26.2942 11.1825C26.9189 10.5582 27.2312 9.79352 27.2312 8.88852C27.2312 7.98352 26.9189 7.21869 26.2942 6.59402C25.6699 5.96969 24.9052 5.65752 24.0002 5.65752C23.0952 5.65752 22.3306 5.96969 21.7062 6.59402C21.0816 7.21869 20.7692 7.98352 20.7692 8.88852C20.7692 9.79352 21.0816 10.5582 21.7062 11.1825C22.3306 11.8069 23.0952 12.119 24.0002 12.119C24.9052 12.119 25.6699 11.8069 26.2942 11.1825ZM29.7462 43.354C29.2696 43.354 28.8011 43.295 28.3407 43.177C27.8804 43.059 27.4322 42.882 26.9962 42.646C27.1092 42.4514 27.2414 42.2194 27.3927 41.95C27.5437 41.6807 27.6642 41.432 27.7542 41.204C28.0926 41.391 28.4392 41.5314 28.7942 41.625C29.1496 41.7187 29.5002 41.7655 29.8462 41.7655C31.1926 41.7655 32.3509 41.2764 33.3212 40.298C34.2919 39.32 34.7772 38.1617 34.7772 36.823C34.7772 36.182 34.6567 35.493 34.4157 34.756C34.1747 34.0187 33.8837 33.109 33.5427 32.027L33.8232 31.5385C35.5619 31.2205 37.2056 30.739 38.7542 30.094C40.3029 29.4494 41.0772 28.05 41.0772 25.896C41.0772 24.2244 40.4926 22.9725 39.3232 22.1405C38.1539 21.3085 36.8167 20.8925 35.3117 20.8925C33.9631 20.8925 32.3817 21.1207 30.5677 21.577C28.7534 22.0334 26.6694 22.6525 24.3157 23.4345L23.9117 21.919C26.1631 21.1884 28.2092 20.5654 30.0502 20.05C31.8912 19.5347 33.5682 19.277 35.0812 19.277C37.0349 19.277 38.7791 19.8482 40.3137 20.9905C41.8484 22.1329 42.6157 23.7642 42.6157 25.8845C42.6157 26.8615 42.4106 27.7897 42.0002 28.669C41.5899 29.5487 41.0079 30.309 40.2542 30.95C41.6336 30.932 42.7694 31.3744 43.6617 32.277C44.5541 33.1797 45.0002 34.2899 45.0002 35.6075C45.0002 36.9282 44.5412 38.0615 43.6232 39.0075C42.7052 39.9539 41.5784 40.427 40.2427 40.427C39.3887 40.427 38.6066 40.2238 37.8962 39.8175C37.1862 39.4108 36.6324 38.8255 36.2347 38.0615C35.8554 39.5615 35.0747 40.8185 33.8927 41.8325C32.7104 42.8469 31.3282 43.354 29.7462 43.354ZM42.5252 37.9325C43.1496 37.2955 43.4617 36.5372 43.4617 35.6575C43.4617 34.7859 43.1412 34.0212 42.5002 33.3635C41.8592 32.7059 41.1029 32.377 40.2312 32.377C39.3592 32.377 38.6027 32.6975 37.9617 33.3385C37.3207 33.9795 37.0002 34.7359 37.0002 35.6075C37.0002 36.4795 37.3291 37.2444 37.9867 37.902C38.6444 38.5597 39.4092 38.8885 40.2812 38.8885C41.1529 38.8885 41.9009 38.5699 42.5252 37.9325Z\" fill=\"white\"\/>\n<\/g>\n<\/g>\n<defs>\n<clipPath id=\"clip0_7988_80\">\n<rect width=\"48\" height=\"48\" fill=\"white\"\/>\n<\/clipPath>\n<\/defs>\n<\/svg>\n                                <p class=\"debit-features-general__title\">Know<\/p>                                <p class=\"debit-features-general__text\">Only use Zelle<sup>\u00ae<\/sup> to send money to<br \/>\r\nfriends, family, and other people you<br>trust. <\/p>                            <\/div>\n                        <\/div>\n                                                                                                    <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_7988_74)\">\n<mask id=\"mask0_7988_74\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"48\" height=\"48\">\n<path d=\"M48 0H0V48H48V0Z\" fill=\"#D9D9D9\"\/>\n<\/mask>\n<g mask=\"url(#mask0_7988_74)\">\n<path d=\"M5.88281 37.2309V34.3384C5.88281 33.3077 6.13415 32.4841 6.63681 31.8674C7.13948 31.2507 7.80365 30.7436 8.62931 30.3459C10.6703 29.4076 12.4791 28.7307 14.0558 28.3154C15.6328 27.9001 17.5751 27.6924 19.8828 27.6924C20.8751 27.6924 21.7848 27.7251 22.6118 27.7904C23.4388 27.8557 24.201 27.9742 24.8983 28.1459L23.6023 29.4809C23.0893 29.4142 22.5078 29.3559 21.8578 29.3059C21.2078 29.2559 20.5495 29.2309 19.8828 29.2309C17.7188 29.2309 15.8643 29.4251 14.3193 29.8134C12.7746 30.2017 11.1113 30.8306 9.32931 31.6999C8.58298 32.0436 8.07848 32.4397 7.81581 32.8884C7.55281 33.3371 7.42131 33.8204 7.42131 34.3384V35.6924H20.7558L22.2943 37.2309H5.88281ZM30.6713 39.4154L25.0828 33.8269L26.1828 32.7269L30.6713 37.2154L41.0138 26.8729L42.1138 27.9729L30.6713 39.4154ZM15.7523 21.0884C14.66 20.0087 14.1138 18.6317 14.1138 16.9574C14.1138 15.2831 14.66 13.8997 15.7523 12.8074C16.8446 11.7151 18.2215 11.1689 19.8828 11.1689C21.5445 11.1689 22.9215 11.7151 24.0138 12.8074C25.1061 13.8997 25.6523 15.2831 25.6523 16.9574C25.6523 18.6317 25.1061 20.0087 24.0138 21.0884C22.9215 22.1677 21.5445 22.7074 19.8828 22.7074C18.2215 22.7074 16.8446 22.1677 15.7523 21.0884ZM22.8963 19.9519C23.708 19.1402 24.1138 18.1357 24.1138 16.9384C24.1138 15.7411 23.708 14.7366 22.8963 13.9249C22.085 13.1132 21.0805 12.7074 19.8828 12.7074C18.6855 12.7074 17.681 13.1132 16.8693 13.9249C16.058 14.7366 15.6523 15.7411 15.6523 16.9384C15.6523 18.1357 16.058 19.1402 16.8693 19.9519C17.681 20.7632 18.6855 21.1689 19.8828 21.1689C21.0805 21.1689 22.085 20.7632 22.8963 19.9519Z\" fill=\"white\"\/>\n<\/g>\n<\/g>\n<defs>\n<clipPath id=\"clip0_7988_74\">\n<rect width=\"48\" height=\"48\" fill=\"white\"\/>\n<\/clipPath>\n<\/defs>\n<\/svg>\n                                <p class=\"debit-features-general__title\">Verify<\/p>                                <p class=\"debit-features-general__text\">Make sure your recipient\u2019s name, U.S. mobile  number, and email address are correct before sending money.<\/p>                            <\/div>\n                        <\/div>\n                                                                                                    <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_7988_86)\">\n<mask id=\"mask0_7988_86\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"48\" height=\"48\">\n<path d=\"M48 0H0V48H48V0Z\" fill=\"#D9D9D9\"\/>\n<\/mask>\n<g mask=\"url(#mask0_7988_86)\">\n<path d=\"M5.46094 40L23.9994 8L42.5379 40H5.46094ZM8.12244 38.4615H39.8764L23.9994 11.077L8.12244 38.4615ZM24.7934 35.004C24.9871 34.804 25.0839 34.5675 25.0839 34.2945C25.0839 34.0212 24.9841 33.7877 24.7844 33.594C24.5844 33.4007 24.3478 33.304 24.0744 33.304C23.8014 33.304 23.5681 33.4038 23.3744 33.6035C23.1808 33.8035 23.0839 34.0402 23.0839 34.3135C23.0839 34.5865 23.1839 34.8198 23.3839 35.0135C23.5839 35.2072 23.8204 35.304 24.0934 35.304C24.3668 35.304 24.6001 35.204 24.7934 35.004ZM23.3149 31.0615H24.8534V20.477H23.3149V31.0615Z\" fill=\"white\"\/>\n<\/g>\n<\/g>\n<defs>\n<clipPath id=\"clip0_7988_86\">\n<rect width=\"48\" height=\"48\" fill=\"white\"\/>\n<\/clipPath>\n<\/defs>\n<\/svg>\n                                <p class=\"debit-features-general__title\">Be aware<\/p>                                <p class=\"debit-features-general__text\">If a payment feels suspicious, it likely is. Don&#8217;t hesitate, trust your intuition, and dig deeper.<\/p>                            <\/div>\n                        <\/div>\n                                                <\/div>\n            <\/div>\n<\/section>\n\n<section id=\"two-column-image-text-general-block_364d9ddba49dcc594d63830c0657a36b\" class=\"block two-column-image-text-general full-width title-40-reg\" style=\"--padding-top: 60px; --paddings-top--mobile: 55px; --paddings-bottom: 60px; --paddings-bottom--mobile: 16px; --margins-top: 0px; --margins-top--mobile: 0px; --margins-bottom: 60px; --margins-bottom--mobile: 55px; --gradient: #8643db\">\n    <div class=\"container\">\n\n        <div class=\"two-column-image-text-general__inner-container image-content m-content-image\">\n            <div class=\"two-column-image-text-general__image-wrapper\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"503\" height=\"482\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/10\/placeholder-video-zelle.webp\" class=\"two-column-image-text-general__image desktop image-content centered  video-iframe-trigger\" alt=\"\" data-target=\"\" data-targeturlpath=\"http:\/\/banescousa.com\/wp-content\/uploads\/2024\/03\/Zelle-enroll-_-retail_7721.mp4\" \/>            <img loading=\"lazy\" decoding=\"async\" width=\"503\" height=\"482\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/10\/placeholder-video-zelle.webp\" class=\"two-column-image-text-general__image mobile image-content centered  video-iframe-trigger\" alt=\"\" data-target=\"\" data-targeturlpath=\"http:\/\/banescousa.com\/wp-content\/uploads\/2024\/03\/Zelle-enroll-_-retail_7721.mp4\" \/>        <\/div>\n        <div class=\"two-column-image-text-general__content-wrapper\" style=\"color: #3A3A3A\">\n            <h3 class=\"two-column-image-text-general__title\" style=\"color: #ffffff\">Watch the video to learn more about Zelle<sup>\u00ae<\/sup><\/h3>                                <\/div>\n        \n    <div class=\"two-column-image-text-general__iframe-wrapper\" data-videourlpath=\"http:\/\/banescousa.com\/wp-content\/uploads\/2024\/03\/Zelle-enroll-_-retail_7721.mp4\">\n        <video controls autoplay width=\"960px\" height=\"540px\" name=\"media\" src=\"\"><\/video> \n    <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>\n\n\n\n<section id=\"faqblock_55dd00b686cd06fc369960c6e2bddded\" class=\"block faq\"\n         style=\"\n                 --padding-top: 20px;\n                 --paddings-top--mobile: 0px;\n                 --paddings-bottom: 50px;\n                 --paddings-bottom--mobile: 0px;\n                 --margins-top: 0px;\n                 --margins-top--mobile: 0px;\n                 --margins-bottom: 0px;\n                 --margins-bottom--mobile: 0px;\n                 --gradient: transparent;\n                 \">\n    <div class=\"container\">\n\t\t<h3 class=\"faq__header\">Frequenty Asked Questions<\/h3>                                <div class=\"faq__inner-wrapper\" >\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">How do I enroll and use Zelle<sup>\u00ae<\/sup>?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">You can send, request, or receive money with Zelle<sup>\u00ae<\/sup>.\r\n<ul>\r\n \t<li>To start using Zelle<sup>\u00ae<\/sup> at Banesco USA, you must be enrolled in Online Banking. Log in to Online Banking or our mobile banking app. Locate the \u201cTransfer &amp; Pay\u201d tab and select \u201cZelle<sup>\u00ae<\/sup>\u201d to complete a brief one-time enrollment to tell us which email address or U.S. mobile number and deposit account you would like to use to send and receive money with Zelle<sup>\u00ae<\/sup>.<\/li>\r\n \t<li>To send money using Zelle<sup>\u00ae<\/sup>, simply select someone from your mobile device\u2019s contacts, enter the amount you\u2019d like to send and an optional note, review, then hit \u201cSend.\u201d In most cases, the money is available to your recipient in minutes if they are already enrolled with Zelle<sup>\u00ae<\/sup>.<\/li>\r\n \t<li>To request money using Zelle<sup>\u00ae<\/sup>, choose \u201cRequest,\u201d select the individual from whom you\u2019d like to request money, enter the amount you\u2019d like to request, include an optional note, review, and hit \u201cRequest\u201d. If the person you are requesting money from is not yet enrolled with Zelle<sup>\u00ae<\/sup>, you must use their email address to request money. If the person has enrolled their U.S. mobile number, then you can send the request using their mobile number.<sup>3<\/sup><\/li>\r\n \t<li>To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle<sup>\u00ae<\/sup>. If you have already enrolled with Zelle<sup>\u00ae<\/sup>, you do not need to take any further action. The money will be sent directly into your account, typically within minutes.<\/li>\r\n<\/ul><\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">What if I want to send money to someone whose financial institution doesn\u2019t offer Zelle<sup>\u00ae<\/sup>?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">You can find a full list of participating banks and credit unions live with Zelle<sup>\u00ae<\/sup> <a href=\"https:\/\/www.zellepay.com\/get-started\">here.<\/a>\r\n\r\nIf your recipient&#8217;s financial institution isn&#8217;t on the list, don&#8217;t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle<sup>\u00ae<\/sup> by downloading the Zelle<sup>\u00ae<\/sup> app for Android and iOS.\r\n\r\nTo enroll with the Zelle<sup>\u00ae<\/sup> app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa or Mastercard<sup>\u00ae<\/sup> debit card with a U.S. based account (does not include U.S. territories). Zelle<sup>\u00ae<\/sup> does not accept debit cards associated with international deposit accounts or any credit cards.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Can I use Zelle<sup>\u00ae<\/sup> internationally?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">To use Zelle<sup>\u00ae<\/sup>, the sender and recipient&#8217;s bank accounts must be based in the U.S.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Can I cancel a payment?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">You can only cancel a payment if the person you sent money to hasn&#8217;t yet enrolled with Zelle<sup>\u00ae<\/sup>. To check whether the payment is still pending because the recipient hasn&#8217;t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select &#8220;Cancel This Payment.&#8221;\r\n\r\nIf the person you sent money to has already enrolled with Zelle<sup>\u00ae<\/sup>, the money is sent directly to their bank account and cannot be canceled. This is why it&#8217;s important to only send money to people you know and trust, and always ensure you&#8217;ve used the correct email address or U.S. mobile number when sending money.\r\n\r\nIf you sent money to the wrong person, please immediately call our Client Care Center at 1-888-228-1597 so we can help you.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">What are scheduled and recurring payments?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">We offer you the flexibility to schedule payments to be sent at a later date if you like, or even set up recurring payments for things like regularly sending money to your college student.\r\n\r\nScheduled or recurring payments sent directly to your recipient\u2019s account number (instead of an email address or mobile number) are made available by Banesco USA but are a separate service from Zelle<sup>\u00ae<\/sup> and can take 1 \u2013 3 business days to process.\r\n\r\nYou can cancel a payment that is scheduled in advance if the money has not already been deducted from your account.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Is my information secure?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Keeping your money and information safe is a top priority for Banesco USA. When you use Zelle<sup>\u00ae<\/sup> within our mobile app or Online Banking, your information is protected with the same technology we use to keep your bank account safe.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Are there any fees to send money using Zelle<sup>\u00ae<\/sup>?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">No, Banesco USA does not charge any fees to use Zelle<sup>\u00ae<\/sup> for domestic clients.<sup>2<\/sup> Your mobile carrier&#8217;s messaging and data rates may apply. International Personal and Business customers are charged Zelle<sup>\u00ae<\/sup> fees. Refer to the <a href=\"https:\/\/staging.banescousa.com\/documents\/disclosure\/schedule-of-fees-and-service-charges.pdf\">Schedule of Fees and Service Charges<\/a> .<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Who can I send money to with Zelle<sup>\u00ae<\/sup>?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Zelle<sup>\u00ae<\/sup> is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter, or neighbor.\u00b9 \r\n<br>\r\nSince money is sent directly from your bank account to another person\u2019s bank account within minutes,\u00b9 Zelle<sup>\u00ae<\/sup> should only be used to send money to friends, family, and others you know and trust. If you don\u2019t know the person or aren\u2019t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle<sup>\u00ae<\/sup>. These transactions are potentially high risk (just like sending cash to a person you don\u2019t know is high risk). <br>\r\n\r\nNeither Banesco USA nor Zelle<sup>\u00ae<\/sup> offers purchase protection for payments made with Zelle<sup>\u00ae<\/sup> \u2013 for example, if you do not receive the item you paid for, or the item is not as described or as you expected.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Are there any limits for sending and receiving money with Zelle<sup>\u00ae<\/sup>?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Sign in to Online Banking to check your limits.<\/div>                    <\/div>\n                            <\/div>\n            <\/div>\n<\/section>\n\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"parent":2444,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"custom-templates\/template-general.php","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation u0026amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics u0026amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale u0026amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import u0026amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. 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The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can Cu0026amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. 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They look for your business\u2019s ability to generate enough cash to support both operations and repayment.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What is the typical loan size for mid-market businesses?\",\"copy\":\"Loan size depends on your business\u2019s financial profile, cash flow, use of funds, and overall lending need. Banesco USA typically works with commercial financing needs in the $10 million to $20 million range.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How long does the commercial lending process take?\",\"copy\":\"Timing depends on the complexity of the request, the documentation available, and the structure of the financing. Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. Additional conditions may apply.","_banesco_ppc_footer_identity_enabled":"0","_banesco_ppc_footer_logo_id":0,"_banesco_ppc_footer_legal_text":"Member FDIC \u00b7 Equal Housing Lender \u00b7 \u00a9 {year} Banesco USA. Serving Broward County &amp; South Florida.","footnotes":""},"category-for-page":[],"page-category":[],"class_list":["post-2702","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Zelle \u00ae | Banesco USA<\/title>\n<meta name=\"description\" content=\"Get Zelle for consumers with Banesco USA! Swift, secure money transfers. Member FDIC. 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