{"id":21747,"date":"2026-02-18T14:58:38","date_gmt":"2026-02-18T18:58:38","guid":{"rendered":"https:\/\/banescousa.com\/puerto-rico\/banking-for-small-business\/"},"modified":"2026-10-22T18:35:04","modified_gmt":"2026-10-22T22:35:04","slug":"banking-for-small-business","status":"publish","type":"page","link":"https:\/\/banescousa.com\/puerto-rico\/banking-for-small-business\/","title":{"rendered":"Small Business Puerto Rico | Banesco USA"},"content":{"rendered":"<section id=\"new-hero-general-block_cc44f02a749de7d09325ba07d89284a5\" class=\"block new-hero-general block--v2 new-here-general-type3 is-cre\" data-block=\"new-hero-general\" data-block-version=\"v2\" style=\"--block-pt: 50px; --block-pb: 60px; --block-bg: transparent\">\t\t\t<img decoding=\"async\" class=\"new-here-general-type-2-image\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/12\/a_smallbusiness.jpg\"\n\t\t\t\t\talt=\"\" \/>\t\t\t<div class=\"container\">\n\t\t\t\t<p class=\"subheading\">Specialty Banking <\/p>\n                                    <h2 class=\"heading\">Small Businesses <\/h2>\n\t\t\t\t<div class=\"bottom-content\">\n\t\t\t\t\t<p>Banesco USA offers banking and lending solutions for small businesses in Puerto Rico that have up to $1 million in annual revenue<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"button\" href=\"#new_bottom_form\">Inquire now<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<p class=\"type_3_subheading\">Financing to benefit your business <\/p>\n\t\t\t\t<div class=\"items-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"items items-0 toggle-hero-item-slider\" data-number=\"0\"\n\t\t\t\t\t\t\t\thref=\"#\">\n\t\t\t\t\t\t\t\t<div class=\"item item-card\">\n\t\t\t\t\t\t\t\t\t<h3>Accounts to manage today\u2019s needs and tomorrow\u2019s ambitions<\/h3>\n\t\t\t\t\t\t\t\t\t<a class=\"button\">\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\">\n\t\t\t\t\t\t\t\t\t\t\t<path\n\t\t\t\t\t\t\t\t\t\t\t\td=\"M14.0625 15.9375H6.875V14.0625H14.0625V6.875H15.9375V14.0625H23.125V15.9375H15.9375V23.125H14.0625V15.9375Z\"\n\t\t\t\t\t\t\t\t\t\t\t\tfill=\"white\" \/>\n\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"items items-1 toggle-hero-item-slider\" data-number=\"1\"\n\t\t\t\t\t\t\t\thref=\"#\">\n\t\t\t\t\t\t\t\t<div class=\"item item-card\">\n\t\t\t\t\t\t\t\t\t<h3>Capital to operate and pursue business strategies <\/h3>\n\t\t\t\t\t\t\t\t\t<a class=\"button\">\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\">\n\t\t\t\t\t\t\t\t\t\t\t<path\n\t\t\t\t\t\t\t\t\t\t\t\td=\"M14.0625 15.9375H6.875V14.0625H14.0625V6.875H15.9375V14.0625H23.125V15.9375H15.9375V23.125H14.0625V15.9375Z\"\n\t\t\t\t\t\t\t\t\t\t\t\tfill=\"white\" \/>\n\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"items items-2 toggle-hero-item-slider\" data-number=\"2\"\n\t\t\t\t\t\t\t\thref=\"#\">\n\t\t\t\t\t\t\t\t<div class=\"item item-card\">\n\t\t\t\t\t\t\t\t\t<h3>Financing uniquely structured for small business <\/h3>\n\t\t\t\t\t\t\t\t\t<a class=\"button\">\n\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\">\n\t\t\t\t\t\t\t\t\t\t\t<path\n\t\t\t\t\t\t\t\t\t\t\t\td=\"M14.0625 15.9375H6.875V14.0625H14.0625V6.875H15.9375V14.0625H23.125V15.9375H15.9375V23.125H14.0625V15.9375Z\"\n\t\t\t\t\t\t\t\t\t\t\t\tfill=\"white\" \/>\n\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\t\t<div id=\"hero-items-slider\">\n\t\t\t<div class=\"hero-items-slider-container-wrapper\">\n\t\t\t\t<div class=\"hero-items-slider-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"hero-items-slider-item hero-items-slider-0\">\n\t\t\t\t\t\t\t\t<div class=\"hero-items-slider-item-inner\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"left-panel\" style=\"background-image: url(https:\/\/banescousa.com\/wp-content\/uploads\/2024\/12\/a_smallbusiness_cards_1-1.jpg);\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"right-panel\" style=\"position: relative;\">\n\t\t\t\t\t\t\t\t\t\t<a href=\"#\" class=\"close-btn-hero-items-slider\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"\n\t\t\t\t\t\t\t\t\t\t\t\tfill=\"none\" alt=\"close modal\">\n\t\t\t\t\t\t\t\t\t\t\t\t<path\n\t\t\t\t\t\t\t\t\t\t\t\t\td=\"M6.4 19L5 17.6L10.6 12L5 6.4L6.4 5L12 10.6L17.6 5L19 6.4L13.4 12L19 17.6L17.6 19L12 13.4L6.4 19Z\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"#5F6368\" \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-context-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3><span class=\"title-accent\">Accounts to manage<\/span> today\u2019s needs and tomorrow\u2019s ambitions<\/h3>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-items\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-item-col-1\"><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Business Checking<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Simplify everyday banking <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Easily manage your everyday needs to send and receive payments with a single operating account or multiple accounts for different purposes.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Business Savings <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Save and\u2028 maintain liquidity <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Set aside reserves in an interest-earning account with the ability to easily access funds whenever needed.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div><div class=\"right-panel-item-col-2\"><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Business Money Market<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Transact and earn interest <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Earn interest with the flexibility for a limited number of online bill pay, electronic transfer, and check transactions every month.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Business CDs<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Grow funds with interest <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Build your operating budget and financial forecasts with interest income from a fixed-rate CD for the term you choose.<sup>1<\/sup><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"button\" data-number=\"0\"\n\t\t\t\t\t\t\t\t\t\t\t\t\thref=\"#show-modal\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tclass=\"button\">Inquire now<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-modal-container\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" class=\"go-back-btn-modal\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"none\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.825 13L13.425 18.6L12 20L4 12L12 4L13.425 5.4L7.825 11H20V13H7.825Z\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"#5F6368\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-modal-container--inner\">\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"hero-items-slider-item hero-items-slider-1\">\n\t\t\t\t\t\t\t\t<div class=\"hero-items-slider-item-inner\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"left-panel\" style=\"background-image: url(https:\/\/banescousa.com\/wp-content\/uploads\/2024\/12\/a_smallbusiness_cards_2.jpg);\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"right-panel\" style=\"position: relative;\">\n\t\t\t\t\t\t\t\t\t\t<a href=\"#\" class=\"close-btn-hero-items-slider\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"\n\t\t\t\t\t\t\t\t\t\t\t\tfill=\"none\" alt=\"close modal\">\n\t\t\t\t\t\t\t\t\t\t\t\t<path\n\t\t\t\t\t\t\t\t\t\t\t\t\td=\"M6.4 19L5 17.6L10.6 12L5 6.4L6.4 5L12 10.6L17.6 5L19 6.4L13.4 12L19 17.6L17.6 19L12 13.4L6.4 19Z\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"#5F6368\" \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-context-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3><span class=\"title-accent\">Capital to operate<\/span> and pursue business strategies <\/h3>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-items\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-item-col-1\"><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Owner-occupied Mortgage <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Own or expand your office space     <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Invest in the future of your business by building equity in your office, warehouse, or workspace, while potentially lowering your monthly payments compared to leasing space.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Commercial Term Loans <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Get financing to fund business expenses<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Borrow a fixed amount to finance business needs with monthly payments that meet your budget.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div><div class=\"right-panel-item-col-2\"><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Revolving Lines of Credit <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Operate with access to working capital<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Take advantage of opportunities as they arise and cover unanticipated expenses by drawing on a line of credit when needed, up to a set amount.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Equipment Loans<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Preserve liquidity and enhance operations <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Purchase, replace, or upgrade equipment, machinery, computers, and other office fixtures for efficient operations.<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"button\" data-number=\"1\"\n\t\t\t\t\t\t\t\t\t\t\t\t\thref=\"#show-modal\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tclass=\"button\">Inquire now<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-modal-container\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" class=\"go-back-btn-modal\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"none\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.825 13L13.425 18.6L12 20L4 12L12 4L13.425 5.4L7.825 11H20V13H7.825Z\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"#5F6368\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-modal-container--inner\">\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"hero-items-slider-item hero-items-slider-2\">\n\t\t\t\t\t\t\t\t<div class=\"hero-items-slider-item-inner\">\n\n\t\t\t\t\t\t\t\t\t<div class=\"left-panel\" style=\"background-image: url(https:\/\/banescousa.com\/wp-content\/uploads\/2024\/12\/a_smallbusiness_cards_3.jpg);\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"right-panel\" style=\"position: relative;\">\n\t\t\t\t\t\t\t\t\t\t<a href=\"#\" class=\"close-btn-hero-items-slider\">\n\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"\n\t\t\t\t\t\t\t\t\t\t\t\tfill=\"none\" alt=\"close modal\">\n\t\t\t\t\t\t\t\t\t\t\t\t<path\n\t\t\t\t\t\t\t\t\t\t\t\t\td=\"M6.4 19L5 17.6L10.6 12L5 6.4L6.4 5L12 10.6L17.6 5L19 6.4L13.4 12L19 17.6L17.6 19L12 13.4L6.4 19Z\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"#5F6368\" \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-context-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3><span class=\"title-accent\">Financing uniquely structured<\/span> for small business <\/h3>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-items\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-item-col-1\"><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Minority-owned Business Loans (ECIP) <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\">Access affordable financing <\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\">Grow your business with a loan program designed to provide funding to underserved businesses. Financing is available to expand operations, create new jobs and drive economic development in our neighborhoods. This capital was granted to Banesco USA from the U.S. Department of the Treasury Emergency Capital Investment Program (ECIP).<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div><div class=\"right-panel-item-col-2\"><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><div class=\"right-panel-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"heading\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"content\"><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"button\" data-number=\"2\"\n\t\t\t\t\t\t\t\t\t\t\t\t\thref=\"#show-modal\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tclass=\"button\">Inquire now<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-modal-container\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\" class=\"go-back-btn-modal\">\n\t\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"none\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<path d=\"M7.825 13L13.425 18.6L12 20L4 12L12 4L13.425 5.4L7.825 11H20V13H7.825Z\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\tfill=\"#5F6368\" \/>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"right-panel-modal-container--inner\">\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div id=\"hero-items-slider-modal-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div id=\"hero-items-slider-modal-0\">\n\t\t\t\t\t\t<div class=\"forms forms__form\">\n\t\t\t\t\t\t\t<h2>Bank with experienced professionals who specialize in servicing small businesses<\/h2>\n<p><script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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id='gform_wrapper_45' >\n<div id='gf_45' class='gform_anchor' tabindex='-1'><\/div>\n<div class='gform_heading'>\n<p class='gform_description'>\n<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n<\/p><\/div>\n<form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_45' id='gform_45'  action='\/wp-json\/wp\/v2\/pages\/21747#gf_45' data-formid='45' novalidate>\n<div class='gform-body gform_body'>\n<div id='gform_fields_45' class='gform_fields top_label form_sublabel_above description_above validation_below'>\n<div id=\"field_45_4\" class=\"gfield gfield--type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_45_4'>Name<span class=\"gfield_required\"><span class=\"gfield_required 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forms__form\">\n\t\t\t\t\t\t\t<h2>Bank with experienced professionals who specialize in servicing small businesses<\/h2>\n<div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_46' >\n<div id='gf_46' class='gform_anchor' tabindex='-1'><\/div>\n<div class='gform_heading'>\n<p class='gform_description'>\n<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n<\/p><\/div>\n<form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_46' id='gform_46'  action='\/wp-json\/wp\/v2\/pages\/21747#gf_46' data-formid='46' novalidate>\n<div class='gform-body gform_body'>\n<div id='gform_fields_46' class='gform_fields top_label form_sublabel_above description_above validation_below'>\n<div id=\"field_46_4\" class=\"gfield gfield--type-text gfield--width-full gfield_contains_required 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id='gform_source_page_number_46' value='1' \/><br \/>\n            <input type='hidden' name='gform_field_values' value='' \/><\/p><\/div>\n<\/p><\/form>\n<\/p><\/div>\n<p>\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_46' id='gform_ajax_frame_46' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'><\/iframe><br \/>\n\t\t                <script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 46, 'https:\/\/banescousa.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_46').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_46');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_46').length > 0;var is_redirect = 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[46, current_page]);window['gf_submitting_46'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_46').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_46').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [46]);window['gf_submitting_46'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_46').text());}else{jQuery('#gform_46').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"46\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_46\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_46\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_46\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 46, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && 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triggerPostRender();        }    } );} );\n<\/script><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<!-- Slick arrow SVGs need theme URI from PHP -->\n<style>\n\t#hero-items-slider .slick-arrow.slick-prev {\n\t\tbackground-image: url(https:\/\/banescousa.com\/wp-content\/themes\/Banesco_2026\/blocks-general\/new-proparent-bottom\/arrow-left.svg);\n\t}\n\t#hero-items-slider .slick-arrow.slick-next {\n\t\tbackground-image: url(https:\/\/banescousa.com\/wp-content\/themes\/Banesco_2026\/blocks-general\/new-proparent-bottom\/arrow-right.svg);\n\t}\n<\/style>\n\n<section id=\"new-four-cols-block_dfe05f551b243ae5b92021201663476e\" class=\"block new-four-cols block--v2 sm\" data-block=\"new-four-cols\" data-block-version=\"v2\" style=\"--block-bg: #ebf0f5\">\t<div class=\"container\" style=\"--nfc-text-color: #3a3a3a\">\n\t\t<p class=\"subheading\">Online &amp; Mobile Banking <\/p>\n\t\t<h2 class=\"heading\">Save time banking and stay in control<\/h2>\n\t\t<div class=\"items\">\n\t\t\t\t\t\t\t<div class=\"item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title\">View all accounts with one sign-in<\/h3>\n\t\t\t\t\t<p class=\"description\">Access your personal and business deposit and loan accounts with a single sign-in. <\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title\">Fast, reliable wire transfer services <\/h3>\n\t\t\t\t\t<p class=\"description\">Quickly and accurately send funds domestically or internationally for one-time transfers or use templates for repeat payments.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title\">Manage cash for daily operations <\/h3>\n\t\t\t\t\t<p class=\"description\">Use the transfers feature to move money between your Banesco USA accounts and accounts at other financial institutions.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"title\">Delegate routine banking tasks<\/h3>\n\t\t\t\t\t<p class=\"description\">Authorize staff members or others you trust to handle specific banking transactions while keeping account activity private.<\/p>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<section id=\"new-double-feature-slider-block_3e75b71deeb74f1827154a4f4e50bcad\" class=\"block new-double-feature-slider block--v2 block-type--default cre--no\" data-block=\"new-double-feature-slider\" data-block-version=\"v2\" style=\"--block-pt: 50px; --block-bg: #ffffff\">\t<div class=\"container\" style=\"--text-color:#3a3a3a;\">\n\n\t\t\n\t\t\t\t<div class=\"feature feature_2\">\n\t\t\t<div class=\"feature__content\">\n\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Receivables &amp; Payables Management<\/p>\n\t\t\t\t\t\t\t\t<h2 class=\"heading heading_2\">Leverage payables and receivables solutions to optimize your cash position<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"features\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features__row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature_column\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Merchant Services<\/p>\n\t\t\t\t\t\t\t\t\t\t<h3>Accept credit cards and pass transaction fees to customers<\/h3>\n\t\t\t\t\t\t\t\t\t\t<p>Access customer payments as soon as the next business day by offering credit card, debit card, and digital wallet payment options. Add card processing fee as a transaction surcharge.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature_column\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Direct Debit <\/p>\n\t\t\t\t\t\t\t\t\t\t<h3>Efficient receivables processing<\/h3>\n\t\t\t\t\t\t\t\t\t\t<p>Accept recurring electronic payments from your customers or others who issue payments to you on a regular basis.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature_column\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Zelle<sup>\u00ae<\/sup> for your small business<\/p>\n\t\t\t\t\t\t\t\t\t\t<h3>Send and receive payments\u2028with Zelle<sup>\u00ae<\/sup><\/h3>\n\t\t\t\t\t\t\t\t\t\t<p>When money moves with Zelle<sup>\u00ae<\/sup> for your small business, incoming payments are received quickly, and outgoing payments are debited when they&#8217;re scheduled.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features__row\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature_column\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">ACH Origination Services<\/p>\n\t\t\t\t\t\t\t\t\t\t<h3>Pay digitally<\/h3>\n\t\t\t\t\t\t\t\t\t\t<p>Automate electronic payments to employees and cover monthly operating expenses.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature_column\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Remote Deposit Capture\u2028 &amp; Mobile Deposit<\/p>\n\t\t\t\t\t\t\t\t\t\t<h3>Deposit checks on the spot<\/h3>\n\t\t\t\t\t\t\t\t\t\t<p>Scan paper checks individually or in batches from any location on the island with Remote Deposit Capture.<sup>2<\/sup> Or, use the mobile app to deposit checks using the camera on your phone.<\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature_column\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"subheading\">Purchasing card<\/p>\n\t\t\t\t\t\t\t\t\t\t<h3>Control purchasing and pay monthly <\/h3>\n\t\t\t\t\t\t\t\t\t\t<p>Make purchases with a Visa Purchasing card that includes a feature to set spending limits for everyday items and reimbursable employee expenses. Earn a cash rebate annually.<sup>3<\/sup><\/p>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"features features-slider\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t<p class=\"subheading\">Merchant Services<\/p>\n\t\t\t\t\t\t<h3>Accept credit cards and pass transaction fees to customers<\/h3>\n\t\t\t\t\t\t<p>Access customer payments as soon as the next business day by offering credit card, debit card, and digital wallet payment options. Add card processing fee as a transaction surcharge.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t<p class=\"subheading\">Direct Debit <\/p>\n\t\t\t\t\t\t<h3>Efficient receivables processing<\/h3>\n\t\t\t\t\t\t<p>Accept recurring electronic payments from your customers or others who issue payments to you on a regular basis.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t<p class=\"subheading\">Zelle<sup>\u00ae<\/sup> for your small business<\/p>\n\t\t\t\t\t\t<h3>Send and receive payments\u2028with Zelle<sup>\u00ae<\/sup><\/h3>\n\t\t\t\t\t\t<p>When money moves with Zelle<sup>\u00ae<\/sup> for your small business, incoming payments are received quickly, and outgoing payments are debited when they&#8217;re scheduled.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t<p class=\"subheading\">ACH Origination Services<\/p>\n\t\t\t\t\t\t<h3>Pay digitally<\/h3>\n\t\t\t\t\t\t<p>Automate electronic payments to employees and cover monthly operating expenses.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t<p class=\"subheading\">Remote Deposit Capture\u2028 &amp; Mobile Deposit<\/p>\n\t\t\t\t\t\t<h3>Deposit checks on the spot<\/h3>\n\t\t\t\t\t\t<p>Scan paper checks individually or in batches from any location on the island with Remote Deposit Capture.<sup>2<\/sup> Or, use the mobile app to deposit checks using the camera on your phone.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"feature_item\">\n\t\t\t\t\t\t<p class=\"subheading\">Purchasing card<\/p>\n\t\t\t\t\t\t<h3>Control purchasing and pay monthly <\/h3>\n\t\t\t\t\t\t<p>Make purchases with a Visa Purchasing card that includes a feature to set spending limits for everyday items and reimbursable employee expenses. Earn a cash rebate annually.<sup>3<\/sup><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<a href=\"#new_bottom_form\" class=\"button\">Inquire now<\/a>\n\t\t\t\t\t<\/div>\n\t\t\n\t<\/div>\n<\/section>\n\n<section style=\"background-color:#ebf0f5;\" id=\"new-circle-two-cols-block_172a4b3384a8a6580db9e5d0fc3948ce\" class=\"block new-circle-two-cols block--v2 default text-dark\" data-block=\"new-circle-two-cols\" data-block-version=\"v2\">\t<div class=\"container\">\n\t\t<div class=\"new-circle-two-cols__top\">\n\t\t\t<div class=\"new-circle-two-cols__top-text\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"heading\">Banking to manage operations and support cash flow<\/h2>\n\t\t\t\t\t\t\t\t<p>Our solutions simplify everyday banking to pay bills, monitor transactions, and view account balances to stay on top of your finances<\/p>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<a class=\"button\" href=\"#bottom-form-container\">Inquire now<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"new-circle-two-cols__bottom\">\n\t\t\t<div class=\"left_col\">\n\t\t\t\t<h3>Deposit Accounts<\/h3>\n<p>Our range of checking, Money Market, savings, and CD accounts is tailored to the unique needs of small businesses in Puerto Rico, from managing daily operations to earning interest to build savings and plan for the future.<\/p>\n\t\t\t\t\t\t\t\t\t<div class=\"block-image-wrapper\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/images\/website\/small-business-ellipse-bundle.png\" alt=\"\" class=\"block-image\">\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"right_col\">\n\t\t\t\t<h3>Digital Banking<\/h3>\n<p>Our online banking and mobile app include features to keep track of your funds, wherever you are.<\/p>\n<h4>Automate Monthly Bill Payments<\/h4>\n<p>Set up recurring payments for fixed expenses and pause payments if needed, centralizing all payee details in one place.<\/p>\n<h4>Delegate Routine Banking Transactions<\/h4>\n<p>Authorize your business manager or other staff to handle specific banking transactions while keeping account activity private.<\/p>\n<h4>Pay Digitally<\/h4>\n<p>Automate electronic payments to employees and cover operating expenses with ACH. Originate wire transfers to process larger transfers.<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<section class=\"new-positivepage\">\n\t<div class=\"container\">\n\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"138\" height=\"138\" viewBox=\"0 0 138 138\" fill=\"none\" alt=\"Positive pay icon\" class=\"positivepay-icon\">\n\t\t\t<g filter=\"url(#filter0_d_802_10497)\">\n\t\t\t\t<rect x=\"4\" width=\"130\" height=\"130\" rx=\"30\" fill=\"#67E048\"\/>\n\t\t\t<\/g>\n\t\t\t<g filter=\"url(#filter1_d_802_10497)\">\n\t\t\t\t<path d=\"M66.7232 94.2185H71.056V89.0366C74.2264 88.7709 77.264 87.6328 80.1686 85.6225C83.0741 83.6122 84.5268 80.4922 84.5268 76.2625C84.5268 73.1708 83.5868 70.5348 81.7068 68.3545C79.8267 66.1748 76.2367 64.1281 70.9367 62.2142C66.0666 60.5152 62.9551 59.057 61.6021 57.8395C60.2491 56.6227 59.5726 54.8873 59.5726 52.6333C59.5726 50.3794 60.4515 48.5023 62.2094 47.0021C63.9672 45.5019 66.3044 44.7518 69.2208 44.7518C71.463 44.7518 73.3316 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flood-opacity=\"0\" result=\"BackgroundImageFix\"\/>\n\t\t\t\t\t<feColorMatrix in=\"SourceAlpha\" type=\"matrix\" values=\"0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 127 0\" result=\"hardAlpha\"\/>\n\t\t\t\t\t<feOffset\/>\n\t\t\t\t\t<feGaussianBlur stdDeviation=\"10\"\/>\n\t\t\t\t\t<feComposite in2=\"hardAlpha\" operator=\"out\"\/>\n\t\t\t\t\t<feColorMatrix type=\"matrix\" values=\"0 0 0 0 1 0 0 0 0 1 0 0 0 0 1 0 0 0 0.25 0\"\/>\n\t\t\t\t\t<feBlend mode=\"normal\" in2=\"BackgroundImageFix\" result=\"effect1_dropShadow_802_10497\"\/>\n\t\t\t\t\t<feBlend mode=\"normal\" in=\"SourceGraphic\" in2=\"effect1_dropShadow_802_10497\" result=\"shape\"\/>\n\t\t\t\t<\/filter>\n\t\t\t<\/defs>\n\t\t<\/svg>\n\t\t<h2>Positive Pay helps avoid fraud on outgoing payments<\/h2>\n\t\t<p>Block unauthorized check and ACH transactions<br \/>\nbefore they are processed<\/p>\n\t<\/div>\n<\/section>\n\n<section id=\"new-bottom-form-block_38ae7d2ecd1220f8223d83aff2c4e371\" class=\"block new-bottom-form block--v2 has-background-image variant--title-in-center\" data-block=\"new-bottom-form\" data-block-version=\"v2\" style=\"--block-bg: transparent\"><div class=\"new-bottom-form__bg-image\" style=\"background-image: url(https:\/\/banescousa.com\/wp-content\/uploads\/2024\/12\/a_smallbusiness_3.jpg);\"><\/div>\n<a id=\"new_bottom_form\"><\/a>\n<div class=\"container\" id=\"bottom-form-container\">\n\t<div class=\"new-bottom-form__content-wrapper\">\n\t\t\t\t\t<div class=\"new-bottom-form__form-card\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"new-bottom-form__heading\">Bank with experienced bankers in Puerto Rico<\/h2>\n\t\t\t\t\t\t\t\t\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_44' ><div id='gf_44' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <h2 class=\"gform_title\">[businessandprofessional] Bank with experts who specialize in your profession. (Small Business)<\/h2>\n                            <p class='gform_description'><\/p>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; indicates required fields<\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_44' id='gform_44'  action='\/wp-json\/wp\/v2\/pages\/21747#gf_44' data-formid='44' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_44' class='gform_fields top_label form_sublabel_above description_above validation_below'><div id=\"field_44_4\" class=\"gfield gfield--type-text gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_44_4'>Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_text'><input name='input_4' id='input_44_4' type='text' value='' class='large'    placeholder='Your Name' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_44_2\" class=\"gfield gfield--type-email gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_44_2'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_44_2' type='email' value='' class='large'   placeholder='example@myemail.com' aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/div><div id=\"field_44_5\" class=\"gfield gfield--type-phone 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full-width\" data-block=\"contacts\" data-block-version=\"v2\" style=\"--block-pt: 80px; --block-pt-mobile: 40px; --block-pb: 100px; --block-pb-mobile: 40px; --block-mb-mobile: 50px; --block-bg: #08543c\">    <div class=\"container\">\n      <div class=\"contacts__inner-wrapper\" style=\"--title-color: #ffffff\">\n\t      <h2 class=\"contacts__title\">Contact us to start your relationship <\/h2>                  <div class=\"contacts__cards\">\n                            <div class=\"contacts__card\"\n                    style=\"background: #125b44; color: #ffffff \">\n                <img loading=\"lazy\" decoding=\"async\" width=\"66\" height=\"66\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/location_on_FILL0_wght300_GRAD0_opsz48-2-1.png\" class=\"contacts__icon\" alt=\"\" style=\"color: #ffffff\" \/>                <p class=\"contacts__card-title\" style=\"color: #ffffff\">Visit<\/p>                <a target=\"_blank\" class=\"contacts__link btn white-underline\"  title=\"Find a Banking Center\" target=\"_blank\"href=\"\/banking-centers\/\">Find a Banking Center<\/a>                <\/div>\n                            <div class=\"contacts__card\"\n                    style=\"background: #125b44; color: #ffffff \">\n                <img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/mail_FILL0_wght300_GRAD0_opsz48-1.png\" class=\"contacts__icon\" alt=\"\" style=\"color: #ffffff\" \/>                <p class=\"contacts__card-title\" style=\"color: #ffffff\">Email <\/p>                <a target=\"_blank\" class=\"contacts__link btn white-underline\"  title=\"customerservice@banescousa.com\" target=\"_blank\"href=\"mailto:customerservice@banescousa.com\">customerservice@banescousa.com<\/a>                <\/div>\n                            <div class=\"contacts__card\"\n                    style=\"background: #125b44; color: #ffffff \">\n                <img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/call_FILL0_wght300_GRAD0_opsz48-1.png\" class=\"contacts__icon\" alt=\"\" style=\"color: #ffffff\" \/>                <p class=\"contacts__card-title\" style=\"color: #ffffff\">Call<\/p>                <a target=\"_blank\" class=\"contacts__link btn white-underline\"  title=\"1-888-228-1597\" target=\"_blank\"href=\"tel:1-888-228-1597\">1-888-228-1597<\/a>                <\/div>\n                      <\/div>\n              <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":21737,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"custom-templates\/template-general.php","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation \\u0026amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics \\u0026amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale \\u0026amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import \\u0026amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. We finally have a banking relationship that keeps pace with us.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"people_grid\",\"theme\":\"mist\",\"columns\":3,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"Senior Vice President\",\"value\":\"Broward Markets Executive\",\"title\":\"Joshua Montagna\",\"copy\":\"Manufacturing, logistics, and working-capital structures\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Senior Vice President\",\"value\":\"CRE Relationship Manager\",\"title\":\"Kimberly Cagliano\",\"copy\":\"Aviation, marine, and equipment finance\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Assistant Vice President\",\"value\":\"BBF Relationship Manager\",\"title\":\"Levan Ruiz\",\"copy\":\"Healthcare groups and multi-location enterprises\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"faq\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"Key considerations in commercial lending\",\"heading\":\"What mid-market borrowers are evaluating\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"What influences how commercial financing is structured?\",\"copy\":\"Structure is influenced by your business\u2019s cash flow, collateral, industry, growth plans, repayment capacity, and overall financial profile. The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can C\\u0026amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. 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