{"id":19257,"date":"2026-03-23T15:41:50","date_gmt":"2026-03-23T19:41:50","guid":{"rendered":"https:\/\/banescousa.com\/?page_id=19257"},"modified":"2026-09-20T09:58:41","modified_gmt":"2026-09-20T13:58:41","slug":"pr-migration-money-market-max-email","status":"publish","type":"page","link":"https:\/\/banescousa.com\/pr-migration-money-market-max-email\/","title":{"rendered":"PR Migration &#8211; Money Market Max Email"},"content":{"rendered":"\n<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD XHTML 1.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/xhtml1\/DTD\/xhtml1-transitional.dtd\">\n<html dir=\"ltr\" xmlns=\"http:\/\/www.w3.org\/1999\/xhtml\" xmlns:o=\"urn:schemas-microsoft-com:office:office\" lang=\"en\">\n <head>\n  <meta charset=\"UTF-8\">\n  <meta content=\"width=device-width, initial-scale=1\" name=\"viewport\">\n  <meta name=\"x-apple-disable-message-reformatting\">\n  <meta http-equiv=\"X-UA-Compatible\" content=\"IE=edge\">\n  <meta content=\"telephone=no\" name=\"format-detection\">\n  <title>PR Migration &#8211; Personal Money Market Max<\/title>\n  <!--[if (mso 16)]>\n  <style type=\"text\/css\">\n    a {text-decoration: none;}\n  <\/style>\n  <![endif]-->\n  <!--[if gte mso 9]>\n  <style>sup { font-size: 100% !important; }<\/style>\n  <![endif]-->\n  <!--[if gte mso 9]>\n  <noscript>\n    <xml>\n      <o:OfficeDocumentSettings>\n        <o:AllowPNG><\/o:AllowPNG>\n        <o:PixelsPerInch>96<\/o:PixelsPerInch>\n      <\/o:OfficeDocumentSettings>\n    <\/xml>\n  <\/noscript>\n  <![endif]-->\n  <!--[if mso]>\n  <xml>\n    <w:WordDocument xmlns:w=\"urn:schemas-microsoft-com:office:word\">\n      <w:DontUseAdvancedTypographyReadingMail\/>\n    <\/w:WordDocument>\n  <\/xml>\n  <![endif]-->\n  <style type=\"text\/css\">\n    .rollover:hover .rollover-first {\n      max-height:0px!important;\n      display:none!important;\n    }\n    .rollover:hover .rollover-second {\n      max-height:none!important;\n      display:block!important;\n    }\n    .rollover span {\n      font-size:0px;\n    }\n    u + .body img ~ div div {\n      display:none;\n    }\n    #outlook a {\n      padding:0;\n    }\n    span.MsoHyperlink,\n    span.MsoHyperlinkFollowed {\n      color:inherit;\n      mso-style-priority:99;\n    }\n    a[x-apple-data-detectors],\n    #MessageViewBody a {\n      color:inherit!important;\n      text-decoration:none!important;\n      font-size:inherit!important;\n      font-family:inherit!important;\n      font-weight:inherit!important;\n      line-height:inherit!important;\n    }\n    @media only screen and (max-width:600px) {\n      *[class=\"gmail-fix\"] { display:none!important }\n      p, a { line-height:150%!important }\n      h1, h1 a { line-height:120%!important }\n      h2, h2 a { line-height:120%!important }\n      h3, h3 a { line-height:120%!important }\n      .email-container { width:100%!important; max-width:600px!important }\n      .adapt-img { width:100%!important; height:auto!important }\n      .content-padding { padding-left:32px!important; padding-right:32px!important }\n      .desktop-br { display:none!important }\n      .mobile-br { display:inline!important }\n    }\n    @media screen and (max-width:384px) {\n      .mail-message-content { width:414px!important }\n    }\n  <\/style>\n <\/head>\n <body class=\"body\" style=\"width:100%;height:100%;-webkit-text-size-adjust:100%;-ms-text-size-adjust:100%;padding:0;Margin:0\">\n  <div dir=\"ltr\" class=\"es-wrapper-color\" lang=\"en\" style=\"background-color:#F6F6F6\">\n   <!--[if gte mso 9]>\n   <v:background xmlns:v=\"urn:schemas-microsoft-com:vml\" fill=\"t\">\n    <v:fill type=\"tile\" color=\"#f6f6f6\"><\/v:fill>\n   <\/v:background>\n   <![endif]-->\n   <table width=\"100%\" cellspacing=\"0\" cellpadding=\"0\" class=\"es-wrapper\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;padding:0;Margin:0;width:100%;height:100%;background-repeat:repeat;background-position:center top;background-color:#F6F6F6\">\n     <tr>\n      <td valign=\"top\" style=\"padding:0;Margin:0\">\n       <table cellspacing=\"0\" cellpadding=\"0\" align=\"center\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;width:100%;table-layout:fixed !important\">\n         <tr>\n          <td align=\"center\" style=\"padding:0;Margin:0\">\n           <table cellspacing=\"0\" cellpadding=\"0\" bgcolor=\"#ffffff\" align=\"center\" class=\"email-container\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px;background-color:#FFFFFF;width:600px\">\n\n             <!-- ====== GREEN HEADER BANNER + LANGUAGE SELECTOR ====== -->\n             <tr>\n              <td align=\"left\" style=\"padding:0;Margin:0\">\n               <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                 <tr>\n                  <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:600px\">\n                   <table width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                     <tr>\n                      <td align=\"center\" style=\"padding:0;Margin:0;font-size:0\"><img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/03\/green-email-banner.png\" alt=\"\" width=\"600\" class=\"adapt-img\" style=\"display:block;font-size:15px;border:0;outline:none;text-decoration:none;margin:0\"><\/td>\n                     <\/tr>\n                     <tr>\n                      <td align=\"center\" style=\"padding:0;Margin:0;padding-top:20px;font-size:0\"><a target=\"_blank\" href=\"https:\/\/banescousa.com\" style=\"mso-line-height-rule:exactly;text-decoration:underline;color:#2CB543;font-size:15px\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/02\/logo.png\" alt=\"Banesco USA\" width=\"144\" style=\"display:block;font-size:15px;border:0;outline:none;text-decoration:none;margin:0 auto\"><\/a><\/td>\n                     <\/tr>\n                   <\/table><\/td>\n                 <\/tr>\n               <\/table><\/td>\n             <\/tr>\n\n             <!-- ====== GREETING + INTRO ====== -->\n             <tr>\n              <td align=\"left\" class=\"content-padding\" style=\"padding:0;Margin:0;padding-top:38px;padding-left:55px;padding-right:55px\">\n               <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                 <tr>\n                  <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:490px\">\n                   <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">Dear Customer,<\/p>\n                      <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">&nbsp;<\/p>\n                      <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">We&#8217;re writing to let you know about a few important changes to Money Market accounts effective May 18, 2026. We want to make sure you have all the details, so we&#8217;ve outlined them clearly below and in the Truth in Savings Act Disclosure.<\/p><\/td>\n                     <\/tr>\n                   <\/table><\/td>\n                 <\/tr>\n               <\/table><\/td>\n             <\/tr>\n\n             <!-- ====== ACCOUNT DETAILS TABLE ====== -->\n             <tr>\n              <td align=\"left\" class=\"content-padding\" style=\"padding:0;Margin:0;padding-top:38px;padding-left:55px;padding-right:55px\">\n               <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                 <tr>\n                  <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:490px\">\n                   <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n\n                     <!-- Account Name -->\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-bottom:10px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:19.5px;letter-spacing:0;color:#007854;font-size:16px;font-weight:bold\">Account Name: Money Market Max<\/p><\/td>\n                     <\/tr>\n                     <tr>\n                      <td style=\"padding:0;Margin:0;border-bottom:1px solid #cccccc;font-size:0;line-height:0\">&nbsp;<\/td>\n                     <\/tr>\n\n                     <!-- Row: Below Balance Maintenance Fee -->\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-top:10px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px;font-weight:bold\">Below Balance Maintenance Fee \/<br class=\"mobile-br\" style=\"display:none\"> How to Avoid the Fee<\/p>\n                      <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">$20 \/ Maintain $25,000 combined monthly average balance<sup style=\"font-size:9px;line-height:0;vertical-align:super\">1<\/sup><\/p><\/td>\n                     <\/tr>\n                     <tr>\n                      <td style=\"padding:0;Margin:0;padding-top:10px;border-bottom:1px solid #cccccc;font-size:0;line-height:0\">&nbsp;<\/td>\n                     <\/tr>\n\n                     <!-- Row: Minimum Daily Balance to Earn Interest -->\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-top:10px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px;font-weight:bold\">Minimum Daily Balance to Earn Interest<\/p>\n                      <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">$10,000<\/p><\/td>\n                     <\/tr>\n                     <tr>\n                      <td style=\"padding:0;Margin:0;padding-top:10px;border-bottom:1px solid #cccccc;font-size:0;line-height:0\">&nbsp;<\/td>\n                     <\/tr>\n\n                     <!-- Row: Interest Tiers -->\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-top:10px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px;font-weight:bold\">Interest Tiers<\/p><\/td>\n                     <\/tr>\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-top:6px\">\n                       <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                         <tr>\n                          <td width=\"240\" align=\"left\" style=\"padding:0;Margin:0;padding-bottom:4px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">$10,000.00 &#8211; $49,999.99<\/p><\/td>\n                          <td align=\"left\" style=\"padding:0;Margin:0;padding-bottom:4px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">0.15% APY<sup style=\"font-size:9px;line-height:0;vertical-align:super\">2<\/sup><\/p><\/td>\n                         <\/tr>\n                         <tr>\n                          <td width=\"240\" align=\"left\" style=\"padding:0;Margin:0;padding-bottom:4px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">$50,000.00 &#8211; $99,999.99<\/p><\/td>\n                          <td align=\"left\" style=\"padding:0;Margin:0;padding-bottom:4px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">0.50% APY<sup style=\"font-size:9px;line-height:0;vertical-align:super\">2<\/sup><\/p><\/td>\n                         <\/tr>\n                         <tr>\n                          <td width=\"240\" align=\"left\" style=\"padding:0;Margin:0\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">$100,000.00+<\/p><\/td>\n                          <td align=\"left\" style=\"padding:0;Margin:0\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">1.35% APY<sup style=\"font-size:9px;line-height:0;vertical-align:super\">2<\/sup><\/p><\/td>\n                         <\/tr>\n                       <\/table>\n                      <\/td>\n                     <\/tr>\n                     <tr>\n                      <td style=\"padding:0;Margin:0;padding-top:10px;border-bottom:1px solid #cccccc;font-size:0;line-height:0\">&nbsp;<\/td>\n                     <\/tr>\n\n                     <!-- Row: Excess Item Fee -->\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-top:10px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px;font-weight:bold\">Excess Item Fee<\/p>\n                      <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">$10 per transaction in excess of 6 per statement cycle<sup style=\"font-size:9px;line-height:0;vertical-align:super\">3<\/sup><\/p><\/td>\n                     <\/tr>\n                     <tr>\n                      <td style=\"padding:0;Margin:0;padding-top:10px;border-bottom:1px solid #cccccc;font-size:0;line-height:0\">&nbsp;<\/td>\n                     <\/tr>\n\n                   <\/table><\/td>\n                 <\/tr>\n               <\/table><\/td>\n             <\/tr>\n\n             <!-- ====== WHAT IS STAYING THE SAME ====== -->\n             <tr>\n              <td align=\"left\" class=\"content-padding\" style=\"padding:0;Margin:0;padding-top:38px;padding-left:55px;padding-right:55px\">\n               <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                 <tr>\n                  <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:490px\">\n                   <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-bottom:16px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:19.5px;letter-spacing:0;color:#007854;font-size:16px;font-weight:bold\">What is staying the same:<\/p><\/td>\n                     <\/tr>\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0\">\n                       <ul style=\"Margin:0;padding:0 0 0 22px;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:19.5px;color:#363636;font-size:15px;list-style-type:disc\">\n                        <li style=\"Margin:0;padding-bottom:4px\">Your Account Number<\/li>\n                        <li style=\"Margin:0;padding-bottom:4px\">BanescOnline and BanescoMobile User ID and Password<\/li>\n                        <li style=\"Margin:0;padding-bottom:4px\">Checks<\/li>\n                        <li style=\"Margin:0\">Scheduled transfers, recurring bill payments, and statement delivery preference<\/li>\n                       <\/ul>\n                      <\/td>\n                     <\/tr>\n                   <\/table><\/td>\n                 <\/tr>\n               <\/table><\/td>\n             <\/tr>\n\n             <!-- ====== DOCUMENT LINKS ====== -->\n             <tr>\n              <td align=\"left\" class=\"content-padding\" style=\"padding:0;Margin:0;padding-top:38px;padding-left:55px;padding-right:55px\">\n               <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                 <tr>\n                  <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:490px\">\n                   <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-bottom:18px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px;font-weight:bold\">View, download, and print important account documents:<\/p><\/td>\n                     <\/tr>\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0;padding-bottom:18px\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\"><a target=\"_blank\" href=\"https:\/\/banescousa.com\/pdf\/schedule-of-fees.pdf\" style=\"mso-line-height-rule:exactly;text-decoration:underline;color:#363636;font-size:15px\" rel=\"noopener\">Schedule of Fees and Service Charges Personal and<br class=\"desktop-br\"> Commercial Accounts<\/a><\/p><\/td>\n                     <\/tr>\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\"><a target=\"_blank\" href=\"https:\/\/banescousa.com\/pdf\/TISA\/money-market-max-tisa.pdf\" style=\"mso-line-height-rule:exactly;text-decoration:underline;color:#363636;font-size:15px\" rel=\"noopener\">Truth in Savings Act Disclosure<\/a><\/p><\/td>\n                     <\/tr>\n                   <\/table><\/td>\n                 <\/tr>\n               <\/table><\/td>\n             <\/tr>\n\n             <!-- ====== CONTACT \/ CLOSING ====== -->\n             <tr>\n              <td align=\"left\" class=\"content-padding\" style=\"padding:0;Margin:0;padding-top:38px;padding-left:55px;padding-right:55px\">\n               <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                 <tr>\n                  <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:490px\">\n                   <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0\">\n                       <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">We understand you might have questions about these updates. Our Client Care Specialists are happy to help. Contact us Monday through Friday from 8:00 am to 6:00 pm ET.<\/p>\n                       <ul style=\"Margin:0;padding:0 0 0 22px;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:19.5px;color:#363636;font-size:15px;list-style-type:disc\">\n                        <li style=\"Margin:0;padding-bottom:4px\">Give us a call (toll-free): 1-888-228-1597<\/li>\n                        <li style=\"Margin:0\">Send us an email: customerservice@banescousa.com<\/li>\n                       <\/ul>\n                       <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">&nbsp;<\/p>\n                       <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">Thank you for being a valued Banesco USA customer. We appreciate your business and the trust you have placed in us.<\/p>\n                       <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">&nbsp;<\/p>\n                       <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">Sincerely,<\/p>\n                       <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">&nbsp;<\/p>\n                       <p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:23px;letter-spacing:0;color:#363636;font-size:15px\">The Banesco USA Team<\/p>\n                      <\/td>\n                     <\/tr>\n                   <\/table><\/td>\n                 <\/tr>\n               <\/table><\/td>\n             <\/tr>\n\n             <!-- ====== DISCLAIMERS ====== -->\n             <tr>\n              <td align=\"left\" class=\"content-padding\" style=\"padding:0;Margin:0;padding-top:80px;padding-left:55px;padding-right:55px\">\n               <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                 <tr>\n                  <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:490px\">\n                   <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-spacing:0px\">\n                     <tr>\n                      <td align=\"left\" style=\"padding:0;Margin:0\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:17px;letter-spacing:0;color:#363636;font-size:12px\"><sup style=\"font-size:8px;line-height:0;vertical-align:super\">1<\/sup> If you maintain the required balance we will either waive or refund the below balance maintenance fee. The combined monthly average balance is based on collected balances for qualifying relationship deposit accounts per statement cycle. Qualifying relationship deposit accounts include retail and business checking, Money Market, savings, and time deposit accounts with primary, joint, authorized signer, trustee, beneficiary, director, partner, minor, and shareholder relationships. Collected balance means we only include those funds for which we have actually received payment. 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