{"id":465,"date":"2023-07-07T15:51:23","date_gmt":"2023-07-07T15:51:23","guid":{"rendered":"https:\/\/banesco.select.pacific54.com\/?page_id=465"},"modified":"2026-10-07T07:40:51","modified_gmt":"2026-10-07T07:40:51","slug":"business-banking","status":"publish","type":"page","link":"https:\/\/banescousa.com\/select\/international\/business-banking\/","title":{"rendered":"Business Banking"},"content":{"rendered":"\n\n\n\n\n<section \n\n\nid=\"hero-block-block_fe339ca6c532793f5fc62158d7d92567\" \n\n\nclass=\"\n\n\n\tblock hero-block darkBackground lightFont  image_locationleft vertical_bottom \n\n\n\thero-Parent selectedDesign center-align headingRecife-Parent\n\n\n\t\n\n\">\n\n\n\n\n\n\t\n\n\n\n\n\t<div class=\"container\">\n\n\n\t\t\n\n\t\t<div class=\"hero-Flex\">\n\n\n\t\t\t<h1 class=\"h1-font-size header_mwidth\">Business Banking<\/h1><div class=\"text text_mwidth\">The dependability of the U.S. banking system combined with the expertise of a BanescoSelect Relationship Manager to customize a liquidity management strategy tailored to your goals<div>\n\n\t\t<\/div>\n\n\n\n\n\n\t\t\n\n\n\n\n\t<\/div>\n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n\t@media screen and (min-width:768px) {\n\n\n\t\t\n\n\n\n\n\t\t\n\n\t}\n\n\n\t\n\n\n\tsection.hero-Parent .hero-Flex{\n\n\n\t\t\n\n\n\n\n\t\t\n\n\t\t\tpadding-bottom:250px !important;\n\n\n\t\t\n\n\t}\n\n\t\t@media screen and (max-width: 768px) {\n\t\tsection.hero-Parent .hero-Flex {\n\t\t\t\t\t\t\t\t\tpadding-bottom: 250px !important;\n\t\t\t\t\t}\n\t}\n\t\n<\/style>\n\n\n\n\n\n\n\n    <section class=\"split-columns-content negative-top-margin lightBackground block zip-zap-block \"\n\n            style=\"background-color:#f7f7f7\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"true\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .mainImg1792701652{\n\n                                top: -40px !important;\n\n                                left: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792701652{\n\n                                top: -120px !important;\n\n                                left: !important;\n\n                                bottom:  !important;\n\n                                right: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                    .parent_padding_1792701652 {\n\n                        --padding-top: 40px;\n\n                        --padding-bottom: 0px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792701652 {\n\n                            --padding-top: 60px;\n\n                            --padding-bottom: 0px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_top-right\n                        parent_padding_1792701652 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                        sFlex-reverse \n\n                        fontWeight300 sFlex-center showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                             \n                        \" \n\n                        style=\"margin-top: -50px\">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"397\" height=\"377\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/gold-ring-elipse-left-rotate.png\" class=\"subImg image_size_type_default subImg1792701652  top-right backShow\" alt=\"\" style=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1282\" height=\"1900\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/shadow-img-2.webp\" class=\"mainImg enable-trig mainImg1792701652 shadow_1 \" alt=\"Woman working at a desk with a laptop and holding a tablet in office setting\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/shadow-img-2.webp 1282w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/shadow-img-2-1036x1536.webp 1036w\" sizes=\"(max-width: 1282px) 100vw, 1282px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/shadow-img-2.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1792701652 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h3 class=\"zip-zap-duo__small-heading\">Our business banking solutions and Treasury Management services accelerate collections and streamline payments to allow you to maintain liquidity<\/h3><div><p>Secure online and mobile technology provide the freedom and flexibility to manage your financial affairs from anywhere in the world, while also granting access to your accounts to trusted individuals who can make transactions on your behalf.<\/p><br \/><p>We offer strategies designed for global commerce. Global payment processing options, an expansive network of correspondent banks, and lines of credit are available to support your operation.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792701569{\n\n                                top:  !important;\n\n                                left:-150px !important;\n\n                                bottom: 100px !important;\n\n                                right: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                    .parent_padding_1792701569 {\n\n                        --padding-top: 0px;\n\n                        --padding-bottom: 80px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792701569 {\n\n                            --padding-top: 130px;\n\n                            --padding-bottom: 40px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-1\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_bottom-left\n                        parent_padding_1792701569 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                         \n\n                        fontWeight300 sFlex-start showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                            sFlex-bottom-parent \n                        \" \n\n                        style=\"margin-top: \">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"426\" height=\"406\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/single-gold-ellipse.png\" class=\"subImg image_size_type_default subImg1792701569  bottom-left backShow\" alt=\"\" style=\"\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1264\" height=\"1818\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6223.webp\" class=\"mainImg enable-trig mainImg1792701569 shadow_1 \" alt=\"Professional man in glasses standing outdoors with a phone.\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6223.webp 1264w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6223-1068x1536.webp 1068w\" sizes=\"(max-width: 1264px) 100vw, 1264px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6223.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1792701569 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h3 class=\"zip-zap-duo__small-heading\">Bank accounts are designed to accommodate your daily needs to send and receive payments, efficiently manage multiple accounts to meet liquidity requirements, and earn interest on idle funds<\/h3><div><p>We offer the flexibility to share access to your accounts with trusted individuals who can transact on your behalf, including the use of a Visa Debit card to access the account while you maintain control.<\/p><br \/><p>Zelle<sup>\u00ae<\/sup> for your business is available to send and receive money with small businesses and consumers who are enrolled in Zelle<sup>\u00ae<\/sup>.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\n\n    }\n\n\n\n    .trig_wrapper {\n\n        transform: translateX(calc(var(--trig) \/ 11));\n\n        animation-delay: 0.25s;\n\n    }\n\n    .strike_1:after{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\n\n    }\n\n<\/style>\n\n\n\n\n\n\n<section id=\"center-text-block_8413a51662ebca6178f008330c0ac412\" class=\"block center-text styling-dark border_\"\n\n        data-parallax-image=\"false\"\n    data-parallax-text=\"false\"\n    \n    style=\"--padding-top: 258px;\n\n\n    --paddings-top--mobile: 60px;\n\n\n    --paddings-bottom: 208px;\n\n\n    --paddings-bottom--mobile: 60px;\n\n\n    --margins-top: 0px;\n\n\n    --margins-top--mobile: 0px;\n\n\n    --margins-bottom: 0px;\n\n\n    --margins-bottom--mobile: 0px;\n\n\n    --gradient: #000000;\">\n\n\n\n\n\n    <div class=\"container\">\n\n\n        <div class=\"content\">\n\n\n            <div class=\"center-text__inner-wrapper\">\n\n\n                <h2 class=\"title\">BanescoSelect Rewards<\/h2>\n\n\n                \n\n                    <div class=\"text fadeout_1  \">\n\n\n                        Save on fees and enjoy other benefits when your combined business account balances reach $250,000 and above<sup>1<\/sup>\n\n                        \n\n                    <\/div>\n\n\n                \n\n\n\n\n                \n\n\n\n\n                    \n\n                        <div class=\"links\">\n\n\n                            <a href=\"https:\/\/banescousa.com\/select\/international\/rewards-business\/\" target=\"_blank\">Explore BanescoSelect Rewards for Business\n\n                                <span class=\"svg\">\n\n\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"7\" height=\"13\" viewBox=\"0 0 7 13\" fill=\"none\">\n\n\n                                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.146447 12.6464C-0.0488156 12.4511 -0.0488156 12.1345 0.146447 11.9392L5.44975 6.63542L0.146446 1.33161C-0.0488161 1.13633 -0.0488168 0.819715 0.146445 0.624434C0.341707 0.429153 0.658291 0.429153 0.853553 0.624434L6.86396 6.63542L0.853553 12.6464C0.658291 12.8417 0.341709 12.8417 0.146447 12.6464Z\" fill=\"#C6B386\"\/>\n\n\n                                    <\/svg>\n\n\n                                <\/span>\n\n\n                                <\/a>\n\n                        <\/div>\n\n\n                    \n\n                \n\n                \n\n            <\/div>\n\n\n            \n\n            \n\n\n\n\n            \n\n        <\/div>\n\n\n    <\/div>\n\n\n    \n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n    .center-trig_wrapper {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n\n\n\n    .corner_image {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n<\/style>\n\n\n\n\n\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.css\" \/>\n\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.js\"><\/script>\n\n\n<script>\n\n\n    new Swiper('.text_slider_init', {\n\n\n        direction: 'vertical',\n\n\n        autoplay: {\n\n\n            height: window.innerHeight,\n\n\n            delay: 5000,\n\n\n            disableOnInteraction: false,\n\n\n        },\n\n\n        slidesPerView: 'auto',\n\n\n        speed: 600,\n\n\n        navigation: {\n\n\n            nextEl: '.swiper-button-next',\n\n\n            prevEl: '.swiper-button-prev',\n\n\n        },\n\n\n    });\n\n\n<\/script>\n\n\n\n\n\n\n\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block image-increase \"\n\n            style=\"background-color:var(--light-background, #F7F7F7)\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"true\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n\n\n                    \n\n\n                    \n\n\n                    \n                    .parent_padding_1792701616 {\n\n                        --padding-top: 351px;\n\n                        --padding-bottom: 0px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792701616 {\n\n                            --padding-top: 70px;\n\n                            --padding-bottom: 70px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_top-left\n                        parent_padding_1792701616 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                        sFlex-reverse \n\n                        fontWeight300 sFlex-start showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                             \n                        \" \n\n                        style=\"margin-top: \">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"341\" height=\"341\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/building.png\" class=\"subImg image_size_type_default subImg1792701616  top-left backShow\" alt=\"banking for business\" style=\"\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/building.png 341w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/building-150x150.png 150w\" sizes=\"(max-width: 341px) 100vw, 341px\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1284\" height=\"1792\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6224.webp\" class=\"mainImg enable-trig mainImg1792701616 shadow_1 \" alt=\"Businessman in suit walking with luggage through glass hallway.\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6224.webp 1284w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6224-1101x1536.webp 1101w\" sizes=\"(max-width: 1284px) 100vw, 1284px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/Group-6224.webp' alt='' class='mainImg main_img_mobile enable-trig mainImg1792701616 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h2 class=\"h2-font-size style2\">Accelerated funds availability  <\/h2><div><p>ACH collections and Zelle<sup>\u00ae<\/sup> for your business streamline availability of funds in your account. Remote Deposit Capture<sup>2<\/sup> speeds processing and saves the time needed to visit one of our branches in Florida or Puerto Rico to deposit paper checks.<\/p><br \/><p>Our automated Zero Balance Accounts, for businesses incorporated in the U.S., ensure the smooth transfer of idle cash from operating, payroll, and other accounts to and from a master account, while maintaining adequate balances to meet expenses.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792701630{\n\n                                max-width: 630px !important;\n\n                            }\n\n                        }   \n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792701630{\n\n                                top:  !important;\n\n                                left:-200px !important;\n\n                                bottom: -280px !important;\n\n                                right: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                    .parent_padding_1792701630 {\n\n                        --padding-top: 0px;\n\n                        --padding-bottom: 303px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792701630 {\n\n                            --padding-top: 0px;\n\n                            --padding-bottom: 100px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-1\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_bottom-left\n                        parent_padding_1792701630 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                         \n\n                        fontWeight300 sFlex-center showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                            sFlex-bottom-parent \n                        \" \n\n                        style=\"margin-top: \">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"724\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/white-ellipse-shadow.png\" class=\"subImg image_size_type_default subImg1792701630  bottom-left backShow\" alt=\"\" style=\"max-width:630px !important\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/white-ellipse-shadow.png 724w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/images\/website\/white-ellipse-shadow-150x150.png 150w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><img loading=\"lazy\" decoding=\"async\" width=\"632\" height=\"728\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/09\/business-banking-5.webp\" class=\"mainImg enable-trig mainImg1792701630 shadow_1 \" alt=\"Ornate building\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2024\/10\/img-5-mobile-min.png' alt='' class='mainImg main_img_mobile enable-trig mainImg1792701630 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h2 class=\"h2-font-size style1\">Liquidity preservation<\/h2><div><p>Digital payables solutions, for businesses incorporated in the U.S., including ACH origination, wire transfers, and online and mobile bill pay, offer the flexibility to time the release of funds.<\/p><br \/><p>Our commercial lines of credit provide the opportunity to elevate working capital, finance an expansion, or acquire income-producing assets without drawing down cash.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8)); 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Your historical transaction patterns are analyzed and any deviation is brought to your attention.<\/p>\r\n\r\n<p>Payee Positive Pay detects potential fraud by matching your payee and other information with checks presented for processing.<\/p>\r\n\r\n<p>Our online banking tools make it easy to add and remove authorized users, set up transaction limits, and view processing history.<\/p>\r\n\r\n<p>Two-factor authentication provides added protection using our mobile app, and paperless statements are posted in your online deposit accounts for view and download.<\/p>\r\n\r\n<p>Banesco USA accounts are insured by the FDIC up to the standard maximum amount. Deposit accounts with balances above $250,000 are eligible for up to multimillions in additional FDIC insurance coverage.<\/p>\r\n\r\n<p>Service from your Relationship Manager is complemented by secure email messaging available through online banking and the mobile app.<\/p>\n\n                        \n\n                    <\/div>\n\n\n                \n\n\n\n\n                \n\n\n\n\n                    \n\n                \n\n                \n\n            <\/div>\n\n\n            \n\n                <img decoding=\"async\" \n\n\n                    class=\"enable-trig float float_1 position-left float_position_mobile-absolute position-top\"\n\n\n                    src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/gold-ring-elipse.png\" alt=\"Dark sphere decorative element\">\n\n\n            \n\n            \n\n\n\n\n            \n\n        <\/div>\n\n\n    <\/div>\n\n\n    \n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n    .center-trig_wrapper {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n\n\n\n    .corner_image {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n<\/style>\n\n\n\n\n\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.css\" \/>\n\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.js\"><\/script>\n\n\n<script>\n\n\n    new Swiper('.text_slider_init', {\n\n\n        direction: 'vertical',\n\n\n        autoplay: {\n\n\n            height: window.innerHeight,\n\n\n            delay: 5000,\n\n\n            disableOnInteraction: false,\n\n\n        },\n\n\n        slidesPerView: 'auto',\n\n\n        speed: 600,\n\n\n        navigation: {\n\n\n            nextEl: '.swiper-button-next',\n\n\n            prevEl: '.swiper-button-prev',\n\n\n        },\n\n\n    });\n\n\n<\/script>\n\n\n\n\n<section id=\"disclosure-block_843c3cdc7b5e66c1a34d80383269b249\" class=\"block disclosure\" style=\"\n    --padding-top: 0px;\n    --paddings-top--mobile: 0px;\n    --paddings-bottom: 48px;\n    --paddings-bottom--mobile: 24px;\n    --margins-top: 0px;\n    --margins-top--mobile: 0px;\n    --margins-bottom: 0px;\n    --margins-bottom--mobile: 0px;\n    --gradient: var(--light-background, #F7F7F7);\n\">\n\n    <div class=\"container\">\n        <div class=\"content\">\n            <button class=\"toggle active\" onclick=\"disclosureToggle();\">\n                    \n                                            Disclosures                                                    <span class=\"chevron\">\n                    <svg width=\"9\" height=\"5\" viewBox=\"0 0 9 5\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\n                            d=\"M8.75523 4.89512C8.62005 5.03459 8.40088 5.03459 8.2657 4.89512L4.59418 1.10704L0.922666 4.89512C0.787484 5.03459 0.568312 5.03459 0.43313 4.89512C0.297949 4.75564 0.297949 4.52951 0.43313 4.39004L4.59418 0.0968919L8.75523 4.39004C8.89041 4.52951 8.89041 4.75564 8.75523 4.89512Z\"\n                            fill=\"currentColor\" \/>\n                    <\/svg>\n                <\/span>\n            <\/button>\n            <div class=\"text active\"><p>Account transaction and service fees apply. Refer to the <a href=\"https:\/\/banescousa.com\/documents\/disclosure\/schedule-of-fees-and-service-charges.pdf\" target=\"_blank\" title=\"Schedule of Fees and Service Charges.\">Schedule of Fees and Service Charges.<\/a><\/p>\n<p>Loans and lines of credit are subject to credit approval and the Bank&#8217;s credit policies. Additional conditions may apply.<\/p>\n<p><sup>1<\/sup>If you maintain the required balance, we will either waive or refund the below balance maintenance fee. The combined monthly average balance is based on collected balances for qualifying relationship deposit accounts per statement cycle. Qualifying relationship deposit accounts include retail and business checking, Money Market, savings and time deposit accounts with primary, joint, authorized signer, trustee, beneficiary, director, partner, minor, and shareholder relationships. Collected balance means we only include those funds for which we have actually received payment. The combined monthly average balance is calculated by adding the closing balance in the account(s) at the end of each day and dividing the total by the number of days in the statement cycle (interest paid by the Bank is not included). BanescoSelect products are eligible for additional reward benefits as stated in this <a href=\"https:\/\/banescousa.com\/documents\/select\/products\/international-business-accounts-intl-select.pdf\" target=\"_blank\"><u>product guide<\/u><\/a>. To earn BanescoSelect Rewards, balances up to but not including the statement date will be considered.<\/p>\n<p><sup>2<\/sup>Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.<p>\n<p>Zelle<sup>\u00ae<\/sup> is available in over 2,300 banking and credit union apps. To send or receive money with Zelle<sup>\u00ae<\/sup>, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle<sup>\u00ae<\/sup> and the Zelle<sup>\u00ae<\/sup> related marks are wholly owned by Early Warning Services, LLC and are used herein under license.<br>\n<\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script async>\nfunction disclosureToggle() {\n    document.querySelector('.toggle').classList.toggle('active');\n    document.querySelector('.disclosure .text').classList.toggle('active');\n}\n<\/script>\n\n\n<style>\n\t\r\n\r\n\r\n@media screen and (max-width:768px){\r\n\r\n        .center-text .float_1.position-left{\r\n     display: none;\r\n}   \r\n    .sFlex-wrapper.sFlex-parent .sFlexImg.sFlex-1-3 .subImg.bottom-left {\r\n\r\n        bottom: 0px;\r\n   \r\n    }\r\n\r\n}<\/style>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":8255,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation &amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics &amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale &amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import &amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. 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The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can C&amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. The use of funds depends on your company\u2019s goals and the structure of the loan.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How are C&amp;I loans different from commercial real estate loans?\",\"copy\":\"C&amp;I loans are typically used for business operations, equipment, working capital, or growth needs. Commercial real estate loans are tied to the purchase, refinance, or improvement of property.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do lenders evaluate business cash flow?\",\"copy\":\"Lenders review financial statements, tax returns, debt obligations, revenue trends, margins, and operating performance. They look for your business\u2019s ability to generate enough cash to support both operations and repayment.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What is the typical loan size for mid-market businesses?\",\"copy\":\"Loan size depends on your business\u2019s financial profile, cash flow, use of funds, and overall lending need. Banesco USA typically works with commercial financing needs in the $10 million to $20 million range.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How long does the commercial lending process take?\",\"copy\":\"Timing depends on the complexity of the request, the documentation available, and the structure of the financing. Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. Additional conditions may apply.","_banesco_ppc_footer_identity_enabled":"0","_banesco_ppc_footer_logo_id":0,"_banesco_ppc_footer_legal_text":"Member FDIC \u00b7 Equal Housing Lender \u00b7 \u00a9 {year} Banesco USA. Serving Broward County &amp; South Florida.","footnotes":""},"category-for-page":[],"page-category":[],"class_list":["post-465","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BanescoSelect - Business Banking for Global Clients<\/title>\n<meta name=\"description\" content=\"Discover tailored business banking solutions with BanescoSelect. 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