{"id":2790,"date":"2023-08-30T18:22:48","date_gmt":"2023-08-30T22:22:48","guid":{"rendered":"http:\/\/multisitetest.local.p54.agency\/?page_id=2790"},"modified":"2026-10-22T18:31:24","modified_gmt":"2026-10-22T22:31:24","slug":"debit-card","status":"publish","type":"page","link":"https:\/\/banescousa.com\/personal\/debit-card\/","title":{"rendered":"Debit Card"},"content":{"rendered":"<section id=\"hero-general-block_b566111dd3ab877371d946e91b9457fd\" class=\"block hero-general block--v2\" data-block=\"hero-general\" data-block-version=\"v2\" style=\"--block-bg: #08543c; --block-bg: #08543c; --hero-bottom-bg: #ffffff\">\n\t<div class=\"hero-general__inner-wrapper top\">\n\t\t<div class=\"hero-general__content-wrapper\">\n\t\t\t<div class=\"hero-general__title\"><h2>Contactless<br \/>\r\nVisa Debit card<\/h2><\/div>\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"hero-general__button-wrapper\" role=\"group\" aria-label=\"Hero actions\">\n\t\t\t\t\t\t<a target=\"_blank\" class=\"hero-general__btn btn btn--white-outline\"  aria-label=\"Find account\" target=\"_blank\"href=\"\/personal\/deposits\/us\/\">Find account<\/a>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"hero-general__image-wrapper\" aria-hidden=\"true\">\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"478\" height=\"674\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/images\/website\/personal-debit-card-ns-shadow-large.png\" class=\"hero-general__image desktop-image\" alt=\"\" \/>\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"478\" height=\"674\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/images\/website\/personal-debit-card-ns-shadow-large.png\" class=\"hero-general__image mobile-image\" alt=\"\" aria-hidden=\"true\" \/>\t\t\t<\/div>\n\t\t\t<\/div>\n\n<\/section>\n\n<section id=\"features-general-block_3ec8a31043c9cc9ce89b1a21553e79e3\" class=\"block features-general block--v2 features-general__features--inline block-color--green\" data-block=\"features-general\" data-block-version=\"v2\" style=\"--padding-top:20px;--paddings-top--mobile:50px;--paddings-bottom:20px;--paddings-bottom--mobile:50px;--margins-top:0px;--margins-top--mobile:0px;--margins-bottom:0px;--margins-bottom--mobile:0px;--gap-size:40px;--icon-size:55px;--gradient:transparent;\">\t<div class=\"container\">\n\t\t<div class=\"features-general__features\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-check-circle.svg\" alt=\"icon-check-circle\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">Zero Liability Protection<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-check-circle.svg\" alt=\"icon-check-circle\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">Contactless payments<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-check-circle.svg\" alt=\"icon-check-circle\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">Add to digital wallet <\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-check-circle.svg\" alt=\"icon-check-circle\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">Worldwide ATM access <\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<section id=\"two-column-image-text-general-block_3471dee0e38acd99278e9161ba1faf40\" class=\"block two-column-image-text-general light-bg  rounded-borders title-standard\" style=\"--padding-top: 100px; --paddings-top--mobile: 0px; --paddings-bottom: 30px; --paddings-bottom--mobile: 55px; --margins-top: 0px; --margins-top--mobile: 50px; --margins-bottom: 36px; --margins-bottom--mobile: 0px; --gradient: linear-gradient( rgba(255,255,255,1), #f7f9fb )\">\n    <div class=\"container\">\n\n        <div class=\"two-column-image-text-general__inner-container image-content m-image-content\">\n            <div class=\"two-column-image-text-general__image-wrapper\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"565\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/09\/debit-card-card-controls-desk.png\" class=\"two-column-image-text-general__image desktop image-content overflow-bottom  \" alt=\"\" data-target=\"\" data-targeturlpath=\"\" \/>            <img loading=\"lazy\" decoding=\"async\" width=\"598\" height=\"565\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2024\/09\/debit-card-card-controls-desk.png\" class=\"two-column-image-text-general__image mobile image-content overflow-top  \" alt=\"\" data-target=\"\" data-targeturlpath=\"\" \/>        <\/div>\n        <div class=\"two-column-image-text-general__content-wrapper\" style=\"color: #3A3A3A\">\n            <h3 class=\"two-column-image-text-general__title\" style=\"color: #3a4454\">Peace of mind purchasing<\/h3>            <div class=\"two-column-image-text-general__content\"><ul style=\"font-weight: 300\">\n \t<li><span style=\"color: #3a4454\">Pay contactless with your card or upload to your digital wallet to pay using your phone or watch<\/span><\/li>\n \t<li><span style=\"color: #3a4454\">Make purchases in person, online, and in-app<\/span><\/li>\n \t<li><span style=\"color: #3a4454\">Get cash, view balances, and transfer funds at ATMs in your neighborhood and across the globe<\/span><\/li>\n<\/ul><\/div>                    <\/div>\n        \n    <div class=\"two-column-image-text-general__iframe-wrapper\" data-videourlpath=\"\">\n        <video controls autoplay width=\"960px\" height=\"540px\" name=\"media\" src=\"\"><\/video> \n    <\/div>\n        <\/div>\n    <\/div>\n\n<\/section>\n\n\n<section id=\"free-textblock_20845bb82d7682cefcedfc464ab2c50b\" class=\"block free-text full-width title-semibold-standard content-body-m align-center \" style=\"--padding-top: 40px; --paddings-top--mobile: 50px; --paddings-bottom: 40px; --paddings-bottom--mobile: 16px; --margins-top: 0px; --margins-top--mobile: 0px; --margins-bottom: 0px; --margins-bottom--mobile: 0px; --title-color: #3a3a3a; --list-color: ; --gradient: transparent\">\n    <div class=\"container\">\n        <div class=\"free-text__inner-wrapper\" style=\"\">\n                        <h3 class=\"free-text__title\">Protect your account with Card Controls<sup>1<\/sup><\/h3>            <div class=\"free-text__content\"><p style=\"text-align: center\">Manage your Visa Debit card your way<\/br>\r\nand increase the security of your account<\/p><\/div>                                <\/div>\n    <\/div>\n<\/section>\n\n<section id=\"features-general-block_c20f705846e282c27c5a8b3d9dc7d8b7\" class=\"block features-general block--v2 features-general__features--inline block-color--green\" data-block=\"features-general\" data-block-version=\"v2\" style=\"--padding-top:20px;--paddings-top--mobile:20px;--paddings-bottom:20px;--paddings-bottom--mobile:20px;--margins-top:0px;--margins-top--mobile:0px;--margins-bottom:0px;--margins-bottom--mobile:0px;--gap-size:100px;--icon-size:55px;--gradient:transparent;\">\t<div class=\"container\">\n\t\t<div class=\"features-general__features\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-mobile-check.svg\" alt=\"icon-mobile-check\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">\n<h3>Set spending limits<\/h3>\n<p style=\"font-size: 16px;font-weight: 400\">Manage your spending and stay on budget.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-shield-controls.svg\" alt=\"icon-shield-controls\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">\n<h3>Turn your card off and on<\/h3>\n<p style=\"font-size: 16px;font-weight: 400\">Instantly disable your card when you don\u2019t plan to use it or if it\u2019s lost or stolen. When you\u2019re ready to use it again, turn it back on with one click.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-notification-bell.svg\" alt=\"icon-notification-bell\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">\n<h3>Get notifications<\/h3>\n<p style=\"font-size: 16px;font-weight: 400\">Sign up for text or email alerts to know when and where your card is used.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n<section id=\"features-general-block_b7a587dc021625e0df37699bde143677\" class=\"block features-general block--v2 features-general__features--inline block-color--green\" data-block=\"features-general\" data-block-version=\"v2\" style=\"--padding-top:20px;--paddings-top--mobile:20px;--paddings-bottom:20px;--paddings-bottom--mobile:20px;--margins-top:0px;--margins-top--mobile:0px;--margins-bottom:0px;--margins-bottom--mobile:0px;--gap-size:100px;--icon-size:55px;--gradient:transparent;\">\t<div class=\"container\">\n\t\t<div class=\"features-general__features\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-shield-check.svg\" alt=\"icon-shield-check\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">\n<h3>Stop fraudulent activity<\/h3>\n<p style=\"font-size: 16px;font-weight: 400\">Specify the merchants and geographic areas where your card can be used.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-shield-lock.svg\" alt=\"icon-shield-lock\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">\n<h3>Protect your account<\/h3>\n<p style=\"font-size: 16px;font-weight: 400\">Report a lost or stolen card in just a few clicks.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__icon-wrapper\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2026\/05\/icon-gear.svg\" alt=\"icon-gear\" class=\"features-general__feature-image\" \/>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"features-general__feature-title\">\n<h3>Change settings anytime<\/h3>\n<p style=\"font-size: 16px;font-weight: 400\">Do it all anytime, anywhere, online and in the mobile app.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n<section id=\"video-section-general-block_355237dd53ea1b8ba0cbcb10fc7cc624\" class=\"block video-section-general\" style=\"\n--padding-top: 140px;\n--paddings-top--mobile: 50px;\n--paddings-bottom: 0px;\n--paddings-bottom--mobile: 0px;\n--margins-top: 0px;\n--margins-top--mobile: 0px;\n--margins-bottom: 0px;\n--margins-bottom--mobile: 0px;\n--gradient: transparent;\"\n>\n  <div class=\"container\">\n    <div class=\"video-section-general__inner-wrapper\">\n      <p class=\"video-section-general__section-title\">Set or change your Card Controls<\/p>      <div class=\"video-section-general__steps-text\"><strong>Log in<\/strong> to Online or Mobile Banking &gt; Choose <strong>Services <\/strong>&gt; Choose <strong>Card Controls<\/strong><\/div>                <\/div>\n  <\/div>\n  <\/section>\n\n\n<section id=\"debit-features-general-block_c1753f2a7cb4daa43f33740c68777b9f\" class=\"block debit-features-general extra-space \" style=\"--padding-top: 80px; --paddings-top--mobile: 50px; --paddings-bottom: 100px; --paddings-bottom--mobile: 50px; --margins-top: 60px; --margins-top--mobile: 20px; --margins-bottom: 30px; --margins-bottom--mobile: 20px; --title-color: #ffffff; --features-color: #ffffff; --features-font-weight: 300; --icon-color: #ffffff; --gradient: #08543c\">\n    <div class=\"container\">\n        <h3 class=\"debit-features-general__section-title\">Features included with your Visa Debit card<\/h3>                    <div class=\"debit-features-general__wrapper columns-4 four-columns\">\n                                                                                <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/icons\/images\/icon-shield-lock-2-white.png\" class=\"debit-features-general__icon\" alt=\"\" \/>                                <p class=\"debit-features-general__title\">Zero Liability Protection<\/p>                                <p class=\"debit-features-general__text\">You won&#8217;t be responsible for unauthorized charges made with your account if your card is lost, stolen, or used fraudulently, online or in person.<\/p>                            <\/div>\n                        <\/div>\n                                                                                                    <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/icons\/images\/icon-contactless-white.png\" class=\"debit-features-general__icon\" alt=\"\" \/>                                <p class=\"debit-features-general__title\">Contactless payments<\/p>                                <p class=\"debit-features-general__text\">Pay contactless anywhere you see the contactless symbol and at chip-enabled terminals for encrypted transactions that protect your account information.<\/p>                            <\/div>\n                        <\/div>\n                                                                                                    <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/icons\/images\/icon-money-white.png\" class=\"debit-features-general__icon\" alt=\"\" \/>                                <p class=\"debit-features-general__title\">ATM access worldwide<\/p>                                <p class=\"debit-features-general__text\">Use your card to access your account at thousands of Allpoint<sup>\u00ae<\/sup> and Visa Global Network ATMs around the world.<\/p>                            <\/div>\n                        <\/div>\n                                                                                                    <div class=\"debit-features-general__feature \">\n                            <div class=\"debit-features-general__inner-feature\">\n                                <svg width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<g clip-path=\"url(#clip0_7781_1493)\">\n<mask id=\"mask0_7781_1493\" style=\"mask-type:alpha\" maskUnits=\"userSpaceOnUse\" x=\"0\" y=\"0\" width=\"48\" height=\"48\">\n<path d=\"M48 0H0V48H48V0Z\" fill=\"#D9D9D9\"\/>\n<\/mask>\n<g mask=\"url(#mask0_7781_1493)\">\n<path d=\"M14.769 44C14.021 44 13.3725 43.7255 12.8235 43.1765C12.2745 42.6275 12 41.979 12 41.231V6.769C12 6.00067 12.2693 5.347 12.808 4.808C13.347 4.26933 14.0007 4 14.769 4H33.323C34.091 4 34.7445 4.2745 35.2835 4.8235C35.8228 5.3725 36.0925 6.021 36.0925 6.769V13.8075C36.6155 13.8052 37.0642 13.975 37.4385 14.317C37.8128 14.659 38 15.0717 38 15.555V18.9575C38 19.4728 37.8128 19.8972 37.4385 20.2305C37.0642 20.5642 36.6155 20.7297 36.0925 20.727V41.231C36.0925 41.979 35.8228 42.6275 35.2835 43.1765C34.7445 43.7255 34.091 44 33.323 44H14.769ZM14.769 42.4615H33.323C33.682 42.4615 33.9768 42.3462 34.2075 42.1155C34.4385 41.8845 34.554 41.5897 34.554 41.231V6.769C34.554 6.41033 34.4385 6.1155 34.2075 5.8845C33.9768 5.65383 33.682 5.5385 33.323 5.5385H14.769C14.4103 5.5385 14.1155 5.65383 13.8845 5.8845C13.6538 6.1155 13.5385 6.41033 13.5385 6.769V41.231C13.5385 41.5897 13.6538 41.8845 13.8845 42.1155C14.1155 42.3462 14.4103 42.4615 14.769 42.4615ZM22.1 28.6155L30.6155 20.1L29.5155 19L22.1 26.4155L18.9845 23.3L17.8845 24.4L22.1 28.6155Z\" fill=\"white\"\/>\n<\/g>\n<\/g>\n<defs>\n<clipPath id=\"clip0_7781_1493\">\n<rect width=\"48\" height=\"48\" fill=\"white\"\/>\n<\/clipPath>\n<\/defs>\n<\/svg>\n                                <p class=\"debit-features-general__title\">Secure online shopping<\/p>                                <p class=\"debit-features-general__text\">Enjoy extra security when you use your card to shop online. To prevent unauthorized use of your card, you may be guided through some questions to verify your identity.<\/p>                            <\/div>\n                        <\/div>\n                                                <\/div>\n            <\/div>\n<\/section>\n\n\n<section id=\"faqblock_96801cec841e200eb49c8cfd5509820e\" class=\"block faq\"\n         style=\"\n                 --padding-top: 0px;\n                 --paddings-top--mobile: 0px;\n                 --paddings-bottom: 0px;\n                 --paddings-bottom--mobile: 0px;\n                 --margins-top: 60px;\n                 --margins-top--mobile: 50px;\n                 --margins-bottom: 80px;\n                 --margins-bottom--mobile: 50px;\n                 --gradient: transparent;\n                 \">\n    <div class=\"container\">\n\t\t<h3 class=\"faq__header\">Frequently asked questions<\/h3>                                <div class=\"faq__inner-wrapper\" >\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">How do I upload my debit card to my digital wallet?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\"><p><strong>On iPhone<\/strong><\/p>\n<ul>\n\t<li>Open Wallet app<\/li>\n\t<li>Tap the + button<\/li>\n\t<li>Select Debit or Credit Card<\/li>\n\t<li>Tap Continue<\/li>\n\t<li>Scan the card or enter the details manually<\/li>\n\t<li>Complete any verification required<\/li>\n<\/ul>\n<br\/>\n<p><strong>On Android<\/strong><\/p>\n<ul>\n\t<li>Open the Google Wallet app<\/li>\n\t<li>Tap Add to Wallet<\/li>\n\t<li>Select Payment card<\/li>\n\t<li>Choose New credit or debit card<\/li>\n\t<li>Scan the card or enter the details manually<\/li>\n\t<li>Accept the issuer\u2019s terms and complete any verification required<\/li>\n<\/ul><\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">How do I get Card Controls?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">First, make sure your debit card is activated. Next, log in to BanescOnline or Banesco Mobile, choose Services, and choose Card Controls.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">If I disable my card, does that mean I am closing my account?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">No. Using Card Controls does not change the status of your account, however, all your debit card transactions will be declined while your card is disabled.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">How long does it take for a Card Controls setting to take effect?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Just set your control, click Save, and the setting is activated immediately.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Is there a fee to use Card Controls?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">It\u2019s a free benefit included with your Banesco USA debit card.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">What is Visa Secure?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">Visa developed a program that helps confirm your identity when you make an online purchase using your debit card. There&#8217;s no need to download anything, install software, or register your account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you&#8217;re you and better protects you from fraud. This is one more way Banesco USA and Visa have teamed up to secure your account.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">Is there a cost for Visa Secure?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">No, it&#8217;s a benefit automatically included with your debit card.<\/div>                    <\/div>\n                                    <div class=\"faq__card\">\n                        <div class=\"faq__card-header\">\n                            <h3 class=\"faq__title\">How will I know if my online purchase has the Visa Secure added layer of protection?<\/h3>                            <button type=\"button\" aria-label=\"faq\" class=\"faq__trigger faq__trigger--down\" onclick=\"triggerFaq( this )\">\n                                <svg width=\"18\" height=\"11\" viewBox=\"0 0 18 11\" fill=\"none\"\n                                    xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                                    <path d=\"M17 0.999512L9.88744 9.42731C9.48792 9.9007 8.75851 9.9007 8.359 9.42731L1.24643 0.999512\"\n                                        stroke=\"#708090\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/div>\n                        <div class=\"faq__content faq__content--hidden\">This service automatically works at checkout at any participating online merchant. Look for the Visa Secure logo. Remember, you can use your card to pay for online purchases even if you don&#8217;t see the logo and rest assured your transaction will still be protected by multiple layers of security and zero liability for fraudulent purchases.<\/div>                    <\/div>\n                            <\/div>\n            <\/div>\n<\/section>\n\n\n\n\n<section id=\"contacts-block_9d7d42103475aa9e95075fb36071760d\" class=\"block contacts block--v2 full-width\" data-block=\"contacts\" data-block-version=\"v2\" style=\"--block-pt: 80px; --block-pt-mobile: 40px; --block-pb: 100px; --block-pb-mobile: 40px; --block-mb-mobile: 50px; --block-bg: #08543c\">    <div class=\"container\">\n      <div class=\"contacts__inner-wrapper\" style=\"--title-color: #ffffff\">\n\t      <h2 class=\"contacts__title\">Need help? We\u2019re available<\/h2>                  <div class=\"contacts__cards\">\n                            <div class=\"contacts__card\"\n                    style=\"background: #125b44; color: #ffffff \">\n                <img loading=\"lazy\" decoding=\"async\" width=\"66\" height=\"66\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/location_on_FILL0_wght300_GRAD0_opsz48-2-1.png\" class=\"contacts__icon\" alt=\"\" style=\"color: #ffffff\" \/>                <p class=\"contacts__card-title\" style=\"color: #ffffff\">Visit<\/p>                <a target=\"_blank\" class=\"contacts__link btn white-underline\"  title=\"Find a Banking Center\" target=\"_blank\"href=\"\/banking-centers\/\">Find a Banking Center<\/a>                <\/div>\n                            <div class=\"contacts__card\"\n                    style=\"background: #125b44; color: #ffffff \">\n                <img loading=\"lazy\" decoding=\"async\" width=\"64\" height=\"64\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/mail_FILL0_wght300_GRAD0_opsz48-1.png\" class=\"contacts__icon\" alt=\"\" style=\"color: #ffffff\" \/>                <p class=\"contacts__card-title\" style=\"color: #ffffff\">Email <\/p>                <a target=\"_blank\" class=\"contacts__link btn white-underline\"  title=\"customerservice@banescousa.com\" target=\"_blank\"href=\"mailto:customerservice@banescousa.com\">customerservice@banescousa.com<\/a>                <\/div>\n                            <div class=\"contacts__card\"\n                    style=\"background: #125b44; color: #ffffff \">\n                <img loading=\"lazy\" decoding=\"async\" width=\"68\" height=\"68\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2023\/08\/call_FILL0_wght300_GRAD0_opsz48-1.png\" class=\"contacts__icon\" alt=\"\" style=\"color: #ffffff\" \/>                <p class=\"contacts__card-title\" style=\"color: #ffffff\">Call<\/p>                <a target=\"_blank\" class=\"contacts__link btn white-underline\"  title=\"1-888-228-1597\" target=\"_blank\"href=\"tel:1-888-228-1597\">1-888-228-1597<\/a>                <\/div>\n                      <\/div>\n              <\/div>\n    <\/div>\n<\/section>\n\n<style>\n\t\r\n\r\n\r\n.hero-general.block--v2 .hero-general__image.desktop-image{\r\nmargin-top: 45px;\r\n}\r\n\r\n.hero-general.block--v2{\r\noverflow: visible;\r\n}<\/style>","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"parent":2444,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"custom-templates\/template-general.php","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation u0026amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics u0026amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale u0026amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import u0026amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. We finally have a banking relationship that keeps pace with us.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"people_grid\",\"theme\":\"mist\",\"columns\":3,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"Senior Vice President\",\"value\":\"Broward Markets Executive\",\"title\":\"Joshua Montagna\",\"copy\":\"Manufacturing, logistics, and working-capital structures\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Senior Vice President\",\"value\":\"CRE Relationship Manager\",\"title\":\"Kimberly Cagliano\",\"copy\":\"Aviation, marine, and equipment finance\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Assistant Vice President\",\"value\":\"BBF Relationship Manager\",\"title\":\"Levan Ruiz\",\"copy\":\"Healthcare groups and multi-location enterprises\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"faq\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"Key considerations in commercial lending\",\"heading\":\"What mid-market borrowers are evaluating\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"What influences how commercial financing is structured?\",\"copy\":\"Structure is influenced by your business\u2019s cash flow, collateral, industry, growth plans, repayment capacity, and overall financial profile. The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can Cu0026amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. The use of funds depends on your company\u2019s goals and the structure of the loan.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How are Cu0026amp;I loans different from commercial real estate loans?\",\"copy\":\"Cu0026amp;I loans are typically used for business operations, equipment, working capital, or growth needs. Commercial real estate loans are tied to the purchase, refinance, or improvement of property.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do lenders evaluate business cash flow?\",\"copy\":\"Lenders review financial statements, tax returns, debt obligations, revenue trends, margins, and operating performance. They look for your business\u2019s ability to generate enough cash to support both operations and repayment.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What is the typical loan size for mid-market businesses?\",\"copy\":\"Loan size depends on your business\u2019s financial profile, cash flow, use of funds, and overall lending need. Banesco USA typically works with commercial financing needs in the $10 million to $20 million range.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How long does the commercial lending process take?\",\"copy\":\"Timing depends on the complexity of the request, the documentation available, and the structure of the financing. Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. Additional conditions may apply.","_banesco_ppc_footer_identity_enabled":"0","_banesco_ppc_footer_logo_id":0,"_banesco_ppc_footer_legal_text":"Member FDIC \u00b7 Equal Housing Lender \u00b7 \u00a9 {year} Banesco USA. Serving Broward County &amp; South Florida.","footnotes":""},"category-for-page":[],"page-category":[],"class_list":["post-2790","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Personal Debit Card | Banesco USA<\/title>\n<meta name=\"description\" content=\"Elevate banking with our Contactless Visa Debit Card &amp; Card Control features. Safe, convenient, member FDIC. 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