{"id":18525,"date":"2025-11-10T05:41:44","date_gmt":"2025-11-10T09:41:44","guid":{"rendered":"https:\/\/banescousa.com\/?page_id=18525"},"modified":"2025-11-12T15:05:48","modified_gmt":"2025-11-12T19:05:48","slug":"hurricane-advice","status":"publish","type":"page","link":"https:\/\/banescousa.com\/hurricane-advice\/","title":{"rendered":"Hurricane Advice"},"content":{"rendered":"\r\n<section id=\"hero-general-block_f2f8e49bbb764ead71064ca8227b7109\"\r\n\tclass=\"block hero-general no-images\" style=\"\r\n\t--padding-top: 110px;\r\n\t--paddings-top--mobile: 0px;\r\n\t--paddings-bottom: 197px;\r\n\t--paddings-bottom--mobile: 0px;\r\n\t--margins-top: 0px;\r\n\t--margins-top--mobile: 0px;\r\n\t--margins-bottom: 0px;\r\n\t--margins-bottom--mobile: 0px;\r\n\t--gradient: transparent;\r\n\">\r\n\t<div class=\"container\">\r\n\t\t<div class=\"hero-general__inner-wrapper \">\r\n\t\t\t<div class=\"hero-general__content-wrapper\">\r\n\t\t\t\t<div class=\"hero-general__title\">\n<h1 style=\"text-align: center;\">Hurricane Advice<br \/>\nSteps to take before and after the storm<\/h1>\n<\/div>\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t<\/div>\r\n\r\n\t\t\t<div class=\"hero-general__image-wrapper\">\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n<\/section>\r\n\r\n<style>\r\n\t#hero-general-block_f2f8e49bbb764ead71064ca8227b7109 {\r\n\t\tpadding-top: var(--padding-top);\r\n\t\tpadding-bottom: var(--paddings-bottom);\r\n\t\tmargin-top: var(--margins-top);\r\n\t\tmargin-bottom: var(--margins-bottom);\r\n\t}\r\n\r\n\t@media (max-width: 768px) {\r\n\t\t#hero-general-block_f2f8e49bbb764ead71064ca8227b7109 {\r\n\t\t\tpadding-top: var(--paddings-top--mobile);\r\n\t\t\tpadding-bottom: var(--paddings-bottom--mobile);\r\n\t\t\tmargin-top: var(--margins-top--mobile);\r\n\t\t\tmargin-bottom: var(--margins-bottom--mobile);\r\n\t\t}\r\n\t}\r\n\r\n\t#hero-general-block_f2f8e49bbb764ead71064ca8227b7109::before {\r\n\t\tbackground: var(--gradient);\r\n\t}\r\n\ta.btn.white-blue {\r\n\t\tcolor: #003C71 ;\r\n\t}\r\n        .hero-general__title h1 {\r\n\t\t\tfont-size: 44px !important;\r\n\t\t\tfont-style: normal;\r\n\t\t\tfont-weight: 700;\r\n\t\t\tline-height: 100%;\r\n\t\t\t\/* 50px *\/\r\n\t\t}\r\n        @media (max-width: 991px) {\r\n            .hero-general__title h1 {\r\n                font-size: 35px !important;\r\n            }\r\n        }\r\n<\/style>\r\n\r\n\n\n<section id=\"helper-cards-general-block_5076eb84d071062a4413d8e774b8e479\" class=\"block helper-cards-general green\" style=\"--padding-top: 0px; --paddings-top--mobile: 0px; --paddings-bottom: 0px; --paddings-bottom--mobile: 0px; --margins-top: 0px; --margins-top--mobile: 0px; --margins-bottom: 0px; --margins-bottom--mobile: 0px; --filters-bg-color: #FFF; --filters-padding-top: 0; --filters-padding-bottom: 0; --filters-padding-bottom--mobile: 0; --gradient: transparent\">\r\n    <div class=\"container\">\r\n        \r\n            <!-- Filters -->\r\n                <div class=\"helper-cards-general__filters-wrapper helper-cards-general__filters-wrapper-padding\">\r\n        <div class=\"helper-cards-general__filters-background\"><\/div>\r\n        <div class=\"helper-cards-general__filter-buttons-wrapper\">\r\n                                                            <button type=\"button\"\r\n                            class=\"btn helper-cards-general__filter-button active\"\r\n                            data-target=\"business\"\r\n                            onclick=\"toggleGroup( this, this.dataset.target )\">\r\n                        Business                    <\/button>\r\n                                                                                    <button type=\"button\"\r\n                            class=\"btn helper-cards-general__filter-button \"\r\n                            data-target=\"personal\"\r\n                            onclick=\"toggleGroup( this, this.dataset.target )\">\r\n                        Personal                     <\/button>\r\n                                                        <\/div>\r\n    <\/div>\r\n\r\n<style>\r\n    @media (min-width: 992px) {\r\n        .helper-cards-general__filters-wrapper-padding {\r\n            padding: 33px 0 61px;\r\n            margin-bottom: 26px;\r\n        }\r\n    }\r\n<\/style>\r\n            <!-- Groups of the cards -->\r\n            \t\t          <div id=\"business\"\r\n       class=\"helper-cards-general__group-wrapper active \">\r\n\r\n                                    <h3 class=\"helper-cards-general__section-title\">Prepare in Advance <\/h3>\r\n        \r\n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\r\n\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Deposit Checks Remotely <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Deposit checks using the camera on your mobile device. For higher volume of check deposits, sign up for Remote Deposit Capture to deposit checks securely from your work or other location using a desktop scanner.\r\n<br>\r\n<br>\r\nRemote Deposit Capture requires set up by a Treasury Management Specialist.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/business\/treasury-management\/\" target=\"_blank\">Inquire now<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Activate Wire Services<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Be ready to send domestic or international wires, same day or scheduled for a future date, when your primary systems are down. Wire Services require advance enrollment.\r\n\r\nActivate securely in Online or Mobile Banking: \r\n<strong>Banking: Services > Client Services > Activate Wire Transfer now.<\/strong>\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n      \r\n              <a href=\"#\"\r\n           class=\"btn js-hc-toggle\"\r\n           data-more=\"More \"\r\n           data-less=\"Less\"\r\n           aria-expanded=\"false\">More <\/a>\r\n      \r\n    <\/div>\r\n  \r\n      <div class=\"helper-cards-general__hidden js-hc-panel\" hidden>\r\n      <ul>\r\n\t<li>A wire specialist will contact you within two  bank business days to assist you<\/li>\r\n\t<li>You will receive a confirmation email  and secure message when your wire service activation is completed<\/li>\r\n<\/ul>    <\/div>\r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Accept Card Payments<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Keep sales going during outages: accept secure payments by credit, debit, and major digital wallets, online or in store. Merchant Services enrollment is required in advance to enable these options. Set it up beforehand so checkout stays available when systems go down.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"#\" target=\"_blank\">Inquire Now<\/a>\r\n                        \r\n              <a href=\"#\"\r\n           class=\"btn js-hc-toggle\"\r\n           data-more=\"More\"\r\n           data-less=\"Less\"\r\n           aria-expanded=\"false\">More<\/a>\r\n      \r\n    <\/div>\r\n  \r\n      <div class=\"helper-cards-general__hidden js-hc-panel\" hidden>\r\n      <ul>\r\n\t<li>Funds are available in your account as soon as 48 hours<\/li>\r\n\t<li>Choose from mobile device and point of sale terminals<\/li>\r\n\t<li>No contract or cancellation fees<\/li>\r\n<\/ul>    <\/div>\r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Ensure Liquidity<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Set up a business line of credit now so working capital is ready when you need it. Cover payroll, inventory, or unexpected repairs without delay.\r\n\r\nAccess funds quickly, repay as cash comes in, and draw again as needed. Application and approval are required in advance.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"#\" target=\"_blank\">Inquire Now<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Emergency Expenses<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Keep spending moving during disruptions with Purchasing Cards, a secure way for staff to pay for supplies, emergency repairs, and travel in person or online. Set individual limits, track expenses, and reduce reimbursements.\r\n\r\nPurchasing Cards require application and approval in advance.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"#\" target=\"_blank\">Inquire Now<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Zelle<sup>\u00ae<\/sup> for your small business<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Send and receive payments with customers and eligible small businesses using a U.S. mobile number or email. No account numbers needed. Useful for invoices, deposits, or quick refunds. Limits and recipient eligibility apply.\r\n\r\n<strong>Online or Mobile Banking > Transfer &#038; Pay > Zelle<sup>\u00ae<\/sup><\/strong>\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/business\/zelle\/\" target=\"_blank\">Learn More<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Provision for Payroll <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Set up Direct Deposit via ACH so employees are paid on time, even if normal operations are disrupted.\r\n\r\nEnroll in ACH Origination now, establish templates and dual controls, and add a backup approver.\r\n\r\nSame Day ACH may be available. Enrollment and approval required in advance.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/business\/treasury-management\/\" target=\"_blank\">Inquire Now<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n            \r\n          <\/div><!-- \/.helper-cards-general__cards -->\r\n        \r\n                                <h3 class=\"helper-cards-general__section-title\">Right Before a Storm <\/h3>\r\n        \r\n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\r\n\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Update Contact Informaiton<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Confirm your email, phone number, and contact details in Online Banking to ensure we can reach you quickly before, during, or after a storm.\r\n\r\n<strong>Online or Mobile Banking > Services > Client Services > Update Contact Information.<\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Withdraw Cash<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Keep cash on hand in case ATMs or debit card networks are unavailable during or after a storm. Accessible funds help ensure you can pay for essential items like food, fuel, and supplies when electronic payment systems may not be reliable.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/banking-centers\/\" target=\"_blank\">Locations <\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Add Authorized Users <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  In preparation, give trusted employees authorized access to make deposits, send payments, or view balances, with custom entitlements and transaction limits for each user.\r\n\r\n<strong>Online or Mobile Banking > Commercial > User > Add User<\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Manage Payables<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Make future date vendor payments using wires, ACH, and bill pay in Online Banking are the mobile app.\r\n\r\nWire Services require enrollment in advance.\r\n<strong>Online or Mobile Banking > Services > Client Services > Activate Wire Transfer<\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Schedule Loan Payments <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Easily schedule automatic loan payments through ACH or Bill Pay in Online Banking or the mobile app. Setting up recurring payments helps you stay current and avoid missed deadlines, ensuring your obligations are met even if storm disruptions occur.\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Enroll in eStatements <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Access secure digital account statements anytime in Online or Mobile Banking. Download or print recent and past statements to track activity and keep documentation on hand.\r\n\r\n<strong>Online or Mobile Banking > Services > Statement Delivery<\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Add Cards to Digital Wallet<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  <p>Upload your Banesco USA debit, credit, and Purchasing Cards to Apple Wallet<sup>\u00ae<\/sup> or Google Wallet<sup>TM<\/sup>. Enjoy secure, contactless payments and the convenience of leaving your physical cards behind while still managing purchases with confidence.<\/p>\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n      \r\n              <a href=\"#\"\r\n           class=\"btn js-hc-toggle\"\r\n           data-more=\"More\"\r\n           data-less=\"Less\"\r\n           aria-expanded=\"false\">More<\/a>\r\n      \r\n    <\/div>\r\n  \r\n      <div class=\"helper-cards-general__hidden js-hc-panel\" hidden>\r\n      Apple Wallet<sup>\u00ae<\/sup>\r\n<ul>\r\n\t<li>In the Wallet app, tap the Add button<\/li>\r\n\t<li>Tap Continue<\/li>\r\n\t<li>Follow the steps on the screen to add a new card<\/li>\r\n\t<li>Verify your information with Banesco USA<\/li>\r\n\t<li>If you have a paired Apple Watch, you have the option to also add the card to your watch<\/li>\r\n<\/ul>\r\n<br>\r\n<br>\r\nGoogle Wallet<sup>TM<\/sup>\r\n<ul>\r\n\t<li>Open the Google Wallet app<\/li>\r\n\t<li>At the bottom, tap Add to Wallet<\/li>\r\n\t<li>Tap Payment card<\/li>\r\n\t<li>Tap New credit or debit card<\/li>\r\n\t<li>At the bottom, tap Save<\/li>\r\n\t<li>Read the Issuer Terms and tap Accept<\/li>\r\n\t<li>If you\u2019re asked to verify your payment method, choose an option from the list<\/li>\r\n<\/ul>    <\/div>\r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Store Documents &#038; Data<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Use a safe deposit box to securely store vital documents, contracts, and digital records saved on external drives. Protect what matters most with added security at our branch locations, giving you peace of mind before and after a storm.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/banking-centers\/\" target=\"_blank\">Locations<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Set Up Account Alerts<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Receive real-time alerts by text, email, voice, or secure message to stay informed about account activity. Monitor deposits, withdrawals, and payments, and maintain control of your finances at all times\r\n\r\n<strong>Online or Mobile Banking > Settings > Alerts > New Alert<\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n            \r\n          <\/div><!-- \/.helper-cards-general__cards -->\r\n        \r\n                                <h3 class=\"helper-cards-general__section-title\">After a Storm<\/h3>\r\n        \r\n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\r\n\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Review Account Activity <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  View recent transactions in Online Banking or the mobile app.\r\n<br>\r\n<br>\r\nReport unusual activity<br>\r\nCustomer Service Center<br>\r\nMon &#8211; Fri from 8:00 am to 6:00 pm<br>\r\n1-888-228-1597<br>\r\ncustomerservice@banescousa.com\r\n<br>\r\n<br>\r\nNote: Hours may vary due to weather conditions.\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Check for Bank Updates <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  <p>Visit <a href=\"https:\/\/banescousa.com\/\">banescousa.com<\/a> to stay updated on potential service interruptions that could affect payment processing, and get the latest information on when your nearest Banesco USA branch is scheduled to reopen after a storm or emergency.<\/p>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Reconcile Payroll &#038; Bills<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Ensure payroll and vendor payments are processed on time by reviewing scheduled transactions in Online Banking or the mobile app. Staying current helps your business maintain stability and keep employees, partners, and vendors supported without delays.\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n            \r\n          <\/div><!-- \/.helper-cards-general__cards -->\r\n        \r\n          \r\n  <\/div><!-- \/.helper-cards-general__group-wrapper -->\r\n  <div id=\"personal\"\r\n       class=\"helper-cards-general__group-wrapper  \">\r\n\r\n                                    <h3 class=\"helper-cards-general__section-title\">Prepare in Advance <\/h3>\r\n        \r\n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\r\n\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Deposit Checks Remotely<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Use the mobile app to deposit checks using the camera on your mobile device\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/mobile-banking\/\" target=\"\">Learn More<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Activate Wire Services<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Prepare to send funds electronically, throughout the U.S. and internationally, including same day and future date payments.\r\n\r\nRequest wire services in advance\u2028\r\n<strong>Online or Mobile Banking > Services > Client Services > Request Wire Transfer Services \u2028<\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Emergency Expenses<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Establish a Home Equity Line of Credit to use the equity in your home to quickly access cash if needed for repairs.\r\n\r\nA HELOC requires application and approval in advance.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/personal\/loans\/us\/\" target=\"_blank\">Inquire Now<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Zelle<sup>\u00ae<\/sup><\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Send and receive money with people you know and trust using your U.S. mobile number or email address.\r\n\r\n<p><strong>Online or Mobile Banking > Transfer &#038; Pay > Zelle<sup>\u00ae<\/sup><\/strong><\/p>\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/personal\/zelle\/\" target=\"_blank\">Learn More<\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n            \r\n          <\/div><!-- \/.helper-cards-general__cards -->\r\n        \r\n                                <h3 class=\"helper-cards-general__section-title\">Right Before a Storm <\/h3>\r\n        \r\n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\r\n\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Update Contact Informaiton<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Confirm your email, phone number, and other contact information in Online Banking.\r\n\r\n<strong>Online or Mobile Banking > Services > Client Services > Update Contact Information <\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Withdraw Cash <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Keep cash on hand in the event ATMs and debit card networks are unavailable during and after a storm.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/banking-centers\/\" target=\"_blank\">Locations <\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Set Up Bill Payments<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Make future date bill payments using wires and bill pay in Online Banking and the mobile app.\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Schedule Loan Payments <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Schedule automatic loan payments using ACH or bill pay in Online Banking and the mobile app.\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Set Up Account Alerts<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Receive alerts via text, email, voice message, or secure message to be notified about account activity.\r\n\r\n<strong>Online or Mobile Banking > Settings > Alerts > New Alert<\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Enroll in eStatements <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Access secure digital account statements anytime, even if mail delivery is delayed.\r\n\r\n<strong>Online or Mobile Banking > Services > Statement Delivery<\/strong>\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Add Cards to Digital Wallet<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Upload your Banesco USA debit and credit cards to Apple Wallet\u00ae or Google WalletTM and pay without carrying a card. \r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n      \r\n              <a href=\"#\"\r\n           class=\"btn js-hc-toggle\"\r\n           data-more=\"More\"\r\n           data-less=\"Less\"\r\n           aria-expanded=\"false\">More<\/a>\r\n      \r\n    <\/div>\r\n  \r\n      <div class=\"helper-cards-general__hidden js-hc-panel\" hidden>\r\n      Apple Wallet<sup>\u00ae<\/sup>\r\n<ul>\r\n\t<li>In the Wallet app, tap the Add button<\/li>\r\n\t<li>Tap Continue<\/li>\r\n\t<li>Follow the steps on the screen to add a new card<\/li>\r\n\t<li>Verify your information with Banesco USA<\/li>\r\n\t<li>If you have a paired Apple Watch, you have the option to also add the card to your watch<\/li>\r\n<\/ul>\r\n<br>\r\n<br>\r\nGoogle Wallet<sup>TM<\/sup>\r\n<ul>\r\n\t<li>Open the Google Wallet app<\/li>\r\n\t<li>At the bottom, tap Add to Wallet<\/li>\r\n\t<li>Tap Payment card<\/li>\r\n\t<li>Tap New credit or debit card<\/li>\r\n\t<li>At the bottom, tap Save<\/li>\r\n\t<li>Read the Issuer Terms and tap Accept<\/li>\r\n\t<li>If you\u2019re asked to verify your payment method, choose an option from the list<\/li>\r\n<\/ul>    <\/div>\r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Store Documents &#038; Data<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Use a safe deposit box to protect documents, contracts, and external drives containing digital records.\r\n  \r\n  \r\n      <div class=\"helper-cards-general__button-wrapper\">\r\n\r\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/banking-centers\/\" target=\"_blank\">Locations <\/a>\r\n                        \r\n      \r\n    <\/div>\r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n            \r\n          <\/div><!-- \/.helper-cards-general__cards -->\r\n        \r\n                                <h3 class=\"helper-cards-general__section-title\">After a Storm<\/h3>\r\n        \r\n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\r\n\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Review Account Activity <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  View recent transactions in Online Banking or the mobile app.\r\n<br>\r\n<br>\r\nReport unusual activity<br>\r\nCustomer Service Center<br>\r\nMon &#8211; Fri from 8:00 am to 6:00 pm<br>\r\n1-888-228-1597<br>\r\ncustomerservice@banescousa.com\r\n<br>\r\n<br>\r\nNote: Hours may vary due to weather conditions.\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Check for Bank Updates <\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Visit banescousa.com to stay informed about possible service interruptions that may affect payment processing and learn when your nearest branch will reopen.\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n                                        <div class=\"helper-cards-general__card\">\r\n\r\n                <div class=\"helper-cards-general__card-header\">\r\n                  <p class=\"helper-cards-general__card-title\">Confirm Bill Payments<\/p>\r\n                <\/div>\r\n\r\n                <div class=\"helper-cards-general__card-body\">\r\n  Ensure bill payments set up in Online Banking and the mobile app were processed  as scheduled\r\n  \r\n  \r\n  \r\n  \r\n  <\/div>\r\n\r\n              <\/div><!-- \/.helper-cards-general__card -->\r\n            \r\n          <\/div><!-- \/.helper-cards-general__cards -->\r\n        \r\n          \r\n  <\/div><!-- 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class=\"block three-column-cards full-width slider\"\r\n           style=\"\r\n               --padding-top: 20px;\r\n               --paddings-top--mobile: 20px;\r\n               --paddings-bottom: 100px;\r\n               --paddings-bottom--mobile: 50px;\r\n               --margins-top: 0px;\r\n               --margins-top--mobile: 0px;\r\n               --margins-bottom: 0px;\r\n               --margins-bottom--mobile: 0px;\r\n               --gradient: transparent;\r\n               \">\r\n\t<div class=\"container\">\r\n\t\t\t\t\t<div class=\"three-column-cards__inner-wrapper\">\r\n\t\t\t\t\t\t\t\t\t<div class=\"swiper three-column-cards__swiper\">\r\n\t\t\t\t\t\t<div class=\"swiper-wrapper\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"swiper-slide\">\r\n                                    <div class=\"three-column-cards__card\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"three-column-cards__inner-card-wrapper\">\r\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1334\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/10\/classic-warning-signs-img-2-min.jpg\" class=\"three-column-cards__image\" alt=\"What are some classic warning signs of possible fraud and scams?\" title=\"What are some classic warning signs of possible fraud and scams?\" srcset=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/10\/classic-warning-signs-img-2-min.jpg 1999w, https:\/\/banescousa.com\/wp-content\/uploads\/2025\/10\/classic-warning-signs-img-2-min-1536x1025.jpg 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/>                                        <h3 class=\"three-column-cards__title\">What are some classic warning signs of possible fraud and scams?<\/h3>                                        <div class=\"three-column-cards__content\"><span style=\"font-weight: 400;\">The rise of digital transactions and instant communication has created new opportunities for fraudsters to exploit unsuspecting individuals and businesses.<\/span><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n                                        <a target=\"_blank\" class=\"three-column-cards__link\"  title=\"Read More\" target=\"_blank\"href=\"https:\/\/banescousa.com\/blog\/common-signs-of-financial-scams\/\">Read More<\/a>                                    <\/div>\r\n                                <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"swiper-slide\">\r\n                                    <div class=\"three-column-cards__card\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"three-column-cards__inner-card-wrapper\">\r\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1333\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/image2.jpg\" class=\"three-column-cards__image\" alt=\"Bauer Financial Ratings: What a 5-Star Rating Means\" title=\"Bauer Financial Ratings: What a 5-Star Rating Means\" srcset=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/image2.jpg 1999w, https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/image2-1536x1024.jpg 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/>                                        <h3 class=\"three-column-cards__title\">Bauer Financial Ratings: What a 5-Star Rating Means<\/h3>                                        <div class=\"three-column-cards__content\"><span style=\"font-weight: 400;\">For financial peace of mind, Bauer Financial ratings set the standard for identifying safe and reliable banks.<\/span><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n                                        <a target=\"_blank\" class=\"three-column-cards__link\"  title=\"Read More\" target=\"_blank\"href=\"https:\/\/banescousa.com\/blog\/bauer-financial-ratings-5-star-explained\/\">Read More<\/a>                                    <\/div>\r\n                                <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"swiper-slide\">\r\n                                    <div class=\"three-column-cards__card\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"three-column-cards__inner-card-wrapper\">\r\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1500\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/bank-account-img-1-min.jpg\" class=\"three-column-cards__image\" alt=\"What Can Someone Do With Your Bank Account and Routing Numbers?\" title=\"What Can Someone Do With Your Bank Account and Routing Numbers?\" srcset=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/bank-account-img-1-min.jpg 1999w, https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/bank-account-img-1-min-1536x1153.jpg 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/>                                        <h3 class=\"three-column-cards__title\">What Can Someone Do With Your Bank Account and Routing Numbers?<\/h3>                                        <div class=\"three-column-cards__content\"><span style=\"font-weight: 400;\">Sharing your bank account and routing numbers is often necessary. These numbers help financial institutions process transactions efficiently and securely.<\/span><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n                                        <a target=\"_blank\" class=\"three-column-cards__link\"  title=\"Read More\" target=\"_blank\"href=\"https:\/\/banescousa.com\/blog\/protect-bank-account-information-financial-fraud\/\">Read More<\/a>                                    <\/div>\r\n                                <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"swiper-slide\">\r\n                                    <div class=\"three-column-cards__card\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"three-column-cards__inner-card-wrapper\">\r\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1125\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/commercial-real-estate-loans-business-people-tablet.jpg\" class=\"three-column-cards__image\" alt=\"Financing Your Next Commercial Development: Banesco USA\u2019s Lending Solutions\" title=\"Financing Your Next Commercial Development: Banesco USA\u2019s Lending Solutions\" srcset=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/commercial-real-estate-loans-business-people-tablet.jpg 1999w, https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/commercial-real-estate-loans-business-people-tablet-1536x864.jpg 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/>                                        <h3 class=\"three-column-cards__title\">Financing Your Next Commercial Development: Banesco USA\u2019s Lending Solutions<\/h3>                                        <div class=\"three-column-cards__content\"><span style=\"font-weight: 400;\">Commercial real estate development extends beyond bricks and mortar; it relies on vision, accurate planning, and securing capital at the right moment.<\/span><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n                                        <a target=\"_blank\" class=\"three-column-cards__link\"  title=\"Read More\" target=\"_blank\"href=\"https:\/\/banescousa.com\/blog\/commercial-development-financing-banesco\/\">Read More<\/a>                                    <\/div>\r\n                                <\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<!-- If we need pagination -->\r\n\t\t\t<div class=\"three-column-cards__dots swiper-pagination\"><\/div>\r\n\t\t\t<!-- If we need navigation buttons -->\r\n\t\t\t<div class=\"swiper-button-prev three-column-cards__button-prev\"><\/div>\r\n\t\t\t<div class=\"swiper-button-next three-column-cards__button-next\"><\/div>\r\n\t\t\t<\/div>\r\n    <!-- Modal -->\r\n\t                                                                                            <\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"custom-templates\/template-general.php","meta":{"_acf_changed":false,"inline_featured_image":false,"cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","footnotes":""},"category-for-page":[],"page-category":[],"class_list":["post-18525","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - 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