{"id":18525,"date":"2025-11-10T05:41:44","date_gmt":"2025-11-10T09:41:44","guid":{"rendered":"http:\/\/multisitetest.local\/?page_id=18525"},"modified":"2026-09-28T09:41:06","modified_gmt":"2026-09-28T13:41:06","slug":"hurricane-advice","status":"publish","type":"page","link":"https:\/\/banescousa.com\/hurricane-advice\/","title":{"rendered":"Hurricane Advice"},"content":{"rendered":"<section id=\"hero-general-block_adf4a2445b6044228e81a9aeff00f6ad\" class=\"block hero-general block--v2 no-images\" data-block=\"hero-general\" data-block-version=\"v2\" style=\"--block-pt: 110px; --block-pb: 197px; --block-bg: #08543c; --block-bg: #08543c\">\n\t<div class=\"hero-general__inner-wrapper \">\n\t\t<div class=\"hero-general__content-wrapper\">\n\t\t\t<div class=\"hero-general__title\"><h1 style=\"text-align: center\">Hurricane advice<br>\r\nSteps to take before and after the storm<\/h1><\/div>\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\n<\/section>\n\n<section id=\"helper-cards-general-title-block_7713e426424d362301bbe62d334a2ff5\" class=\"block helper-cards-general-title block--v2 green\" data-block=\"helper-cards-general-title\" data-block-version=\"v2\" style=\"--block-bg: transparent\">    <div class=\"container\">\n        \n            <!-- Filters -->\n                <div class=\"helper-cards-general__filters-wrapper helper-cards-general__filters-wrapper-padding\">\n        <div class=\"helper-cards-general__filters-background\"><\/div>\n        <div class=\"helper-cards-general__filter-buttons-wrapper\">\n                                                            <button type=\"button\"\n                            class=\"btn helper-cards-general__filter-button active\"\n                            data-target=\"business\"\n                            onclick=\"toggleGroup( this, this.dataset.target )\">\n                        Business                    <\/button>\n                                                                                    <button type=\"button\"\n                            class=\"btn helper-cards-general__filter-button \"\n                            data-target=\"personal\"\n                            onclick=\"toggleGroup( this, this.dataset.target )\">\n                        Personal                     <\/button>\n                                                        <\/div>\n    <\/div>\n\n            <!-- Groups of the cards -->\n            \t\t          <div id=\"business\"\n       class=\"helper-cards-general__group-wrapper active \">\n\n                                    <h3 class=\"helper-cards-general__section-title\">Prepare in advance <\/h3>\n        \n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\n\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Deposit checks remotely <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Deposit checks using the camera on your mobile device. For higher volume of check deposits, sign up for Remote Deposit Capture to deposit checks securely from your work or other location using a desktop scanner.\r\n<br>\r\n<br>\r\nRemote Deposit Capture requires set up by a Treasury Management Specialist.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/business\/treasury-management\/\" target=\"_blank\">Learn more<\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Activate wire services<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Be ready to send domestic or international wires, same day or scheduled for a future date, when your primary systems are down. Wire Services require advance enrollment.\r\n\r\nOnline or Mobile Banking &gt; Services &gt; Client Services &gt; Request Wire Transfer Services <\/strong>\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n      \n              <a href=\"#\"\n           class=\"btn js-hc-toggle\"\n           data-more=\"More \"\n           data-less=\"Less\"\n           aria-expanded=\"false\">More <\/a>\n      \n    <\/div>\n  \n      <div class=\"helper-cards-general__hidden js-hc-panel\" hidden>\n      <ul>\r\n\t<li>A wire specialist will contact you within two bank business days to assist you<\/li>\r\n\t<li>You will receive a confirmation email and secure message when your wire service activation is completed<\/li>\r\n<\/ul>    <\/div>\n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Accept card payments<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Keep sales going during outages: accept secure payments by credit, debit, and major digital wallets, online or in store. Merchant Services enrollment is required in advance to enable these options. Set it up beforehand so checkout stays available when systems go down.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/business\/treasury-management\/\" target=\"_blank\">Learn more<\/a>\n                        \n              <a href=\"#\"\n           class=\"btn js-hc-toggle\"\n           data-more=\"More\"\n           data-less=\"Less\"\n           aria-expanded=\"false\">More<\/a>\n      \n    <\/div>\n  \n      <div class=\"helper-cards-general__hidden js-hc-panel\" hidden>\n      <ul>\r\n\t<li>Funds are available in your account as soon as 48 hours<\/li>\r\n\t<li>Choose from mobile device and point of sale terminals<\/li>\r\n\t<li>No contract or cancellation fees<\/li>\r\n<\/ul>    <\/div>\n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Ensure liquidity<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Set up a business line of credit now so working capital is ready when you need it. Cover payroll, inventory, or unexpected repairs without delay.\r\n\r\nAccess funds quickly, repay as cash comes in, and draw again as needed. Application and approval are required in advance.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/business\/treasury-management\/\" target=\"_blank\">Learn more<\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Emergency expenses<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Keep spending moving during disruptions with Purchasing cards, a secure way for staff to pay for supplies, emergency repairs, and travel in person or online. Set individual limits, track expenses, and reduce reimbursements.\r\n\r\nPurchasing cards require application and approval in advance.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/business\/treasury-management\/\" target=\"_blank\">Learn more<\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Zelle<sup>\u00ae<\/sup> for your small business<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Send and receive payments with customers and eligible small businesses using a U.S. mobile number or email. No account numbers needed. Useful for invoices, deposits, or quick refunds. Limits and recipient eligibility apply.\r\n\r\n<strong>Online or Mobile Banking &gt; Transfer &amp; Pay &gt; Zelle<sup>\u00ae<\/sup><\/strong>\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"http:\/\/banescousa.com\/business\/zelle\/\" target=\"_blank\">Learn more<\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Provision for payroll <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Set up Direct Deposit via ACH so employees are paid on time, even if normal operations are disrupted.\r\n\r\nEnroll in ACH Origination now, establish templates and dual controls, and add a backup approver.\r\n\r\nSame Day ACH may be available. Enrollment and approval required in advance.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"https:\/\/banescousa.com\/business\/treasury-management\/\" target=\"_blank\">Learn more<\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n            \n          <\/div><!-- \/.helper-cards-general__cards -->\n        \n                                <h3 class=\"helper-cards-general__section-title\">Right before a storm <\/h3>\n        \n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\n\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Update contact information<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Confirm your email, phone number, and contact details in Online Banking to ensure we can reach you quickly before, during, or after a storm.\r\n\r\n<strong>Online or Mobile Banking &gt; Services &gt; Client Services &gt; Update Contact Information<\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Withdraw cash<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Keep cash on hand in case ATMs or debit card networks are unavailable during or after a storm. Accessible funds help ensure you can pay for essential items like food, fuel, and supplies when electronic payment systems may not be reliable.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"http:\/\/banescousa.com\/banking-centers\/\" target=\"_blank\">Locations <\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Add authorized users <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  In preparation, give trusted employees authorized access to make deposits, send payments, or view balances, with custom entitlements and transaction limits for each user.\r\n\r\n<strong>Online or Mobile Banking &gt; Commercial &gt; User &gt; Add User<\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Manage payables<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Make future date vendor payments using wires, ACH, and bill pay in Online Banking and the mobile app.\r\n\r\nWire Services require enrollment in advance\r\n<strong>Online or Mobile Banking &gt; Services &gt; Client Services &gt; Activate Wire Transfer<\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Schedule loan payments <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Easily schedule automatic loan payments through ACH or Bill Pay in Online Banking or the mobile app. Setting up recurring payments helps you stay current and avoid missed deadlines, ensuring your obligations are met even if storm disruptions occur.\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Enroll in eStatements <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Access secure digital account statements anytime in Online or Mobile Banking. Download or print recent and past statements to track activity and keep documentation on hand.\r\n\r\n<strong>Online or Mobile Banking &gt; Statements &amp; Docs &gt; Enrollment &gt; Digital &gt; Acknowledge Disclosures &gt; Submit<\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Add cards to digital wallet<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  <p>Upload your Banesco USA debit, credit, and Purchasing cards to Apple Wallet<sup>\u00ae<\/sup> or Google Wallet<sup>TM<\/sup>. Enjoy secure, contactless payments and the convenience of leaving your physical cards behind while still managing purchases with confidence.<\/p>\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n      \n              <a href=\"#\"\n           class=\"btn js-hc-toggle\"\n           data-more=\"More\"\n           data-less=\"Less\"\n           aria-expanded=\"false\">More<\/a>\n      \n    <\/div>\n  \n      <div class=\"helper-cards-general__hidden js-hc-panel\" hidden>\n      Apple Wallet<sup>\u00ae<\/sup>\r\n<ul>\r\n\t<li>Open Wallet app<\/li>\r\n\t<li>Tap the + button<\/li>\r\n        <li>Select Debit or Credit Card<\/li>\r\n        <li>Tap Continue<\/li>\r\n        <li>Scan the card or enter the details manually<\/li>\r\n        <li>Complete any verification required<\/li>\r\n<\/ul>\r\n<br>\r\n<br>\r\nGoogle Wallet<sup>TM<\/sup>\r\n<ul>\r\n\t<li>Open the Google Wallet app<\/li>\r\n\t<li>Tap Add to Wallet<\/li>\r\n\t<li>Select Payment card<\/li>\r\n\t<li>Choose New credit or debit card<\/li>\r\n\t<li>Scan the card or enter the details manually<\/li>\r\n        <li>Accept the issuer\u2019s terms and complete any verification required<\/li>\r\n<\/ul>    <\/div>\n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Set up account alerts<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Receive real-time alerts by text, email, voice, or secure message to stay informed about account activity. Monitor deposits, withdrawals, and payments, and maintain control of your finances at all times\r\n\r\n<strong>Online or Mobile Banking &gt; Settings &gt; Alerts &gt; New Alert<\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n            \n          <\/div><!-- \/.helper-cards-general__cards -->\n        \n                                <h3 class=\"helper-cards-general__section-title\">After a storm<\/h3>\n        \n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\n\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Review account activity <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  View recent transactions in Online Banking or the mobile app.\r\n<br>\r\n<br>\r\nReport unusual activity<br>\r\nClient Care Center<br>\r\nMon &#8211; Fri from 8:00 am to 6:00 pm ET<br>\r\n888-228-1597<br>\r\ncustomerservice@banescousa.com\r\n<br>\r\n<br>\r\nNote: Hours may vary due to weather conditions\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Check for bank updates <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  <p>Visit <a href=\"http:\/\/banescousa.com\/\">banescousa.com<\/a> to stay updated on potential service interruptions that could affect payment processing, and get the latest information on when your nearest Banesco USA branch is scheduled to reopen after a storm or emergency.<\/p>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Reconcile payroll &amp; bills<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Ensure payroll and vendor payments are processed on time by reviewing scheduled transactions in Online Banking or the mobile app. Staying current helps your business maintain stability and keep employees, partners, and vendors supported without delays.\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n            \n          <\/div><!-- \/.helper-cards-general__cards -->\n        \n          \n  <\/div><!-- \/.helper-cards-general__group-wrapper -->\n  <div id=\"personal\"\n       class=\"helper-cards-general__group-wrapper  \">\n\n                                    <h3 class=\"helper-cards-general__section-title\">Prepare in advance <\/h3>\n        \n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\n\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Deposit checks remotely<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Use the mobile app to deposit checks using the camera on your mobile device.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"http:\/\/banescousa.com\/mobile-banking\/\" target=\"_blank\">Learn more<\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Activate wire services<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Prepare to send funds electronically, throughout the U.S. and internationally, including same day and future date payments. Request wire services in advance. \r\n\r\n<strong>Online or Mobile Banking &gt; Services &gt; Client Services &gt; Request Wire Transfer Services<\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Emergency expenses<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Establish a Home Equity Line of Credit to use the equity in your home to quickly access cash if needed for repairs.\r\n\r\nA HELOC requires application and approval in advance.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"http:\/\/banescousa.com\/personal\/loans\/us\/\" target=\"_blank\">Learn more<\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Zelle<sup>\u00ae<\/sup><\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Send and receive money with people you know and trust using your U.S. mobile number or email address.\r\n\r\n<p><strong>Online or Mobile Banking &gt; Transfer &amp; Pay &gt; Zelle<sup>\u00ae<\/sup><\/strong><\/p>\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"http:\/\/banescousa.com\/personal\/zelle\/\" target=\"_blank\">Learn more<\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n            \n          <\/div><!-- \/.helper-cards-general__cards -->\n        \n                                <h3 class=\"helper-cards-general__section-title\">Right before a storm <\/h3>\n        \n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\n\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Update contact information<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Confirm your email, phone number, and other contact information in Online Banking.\r\n\r\n<strong>Online or Mobile Banking &gt; Services &gt; Client Services &gt; Update Contact Information <\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Withdraw cash <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Keep cash on hand in the event ATMs and debit card networks are unavailable during and after a storm.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                              <a class=\"btn\" href=\"http:\/\/banescousa.com\/banking-centers\/\" target=\"_blank\">Locations <\/a>\n                        \n      \n    <\/div>\n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Set up bill payments<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Make future date bill payments using wires and bill pay in Online Banking and the mobile app.\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Schedule loan payments <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Schedule automatic loan payments using ACH or bill pay in Online Banking and the mobile app.\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Set up account alerts<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Receive alerts via text, email, voice message, or secure message to be notified about account activity.\r\n\r\n<strong>Online or Mobile Banking &gt; Settings &gt; Alerts &gt; New Alert<\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Enroll in eStatements <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Access secure digital account statements anytime, even if mail delivery is delayed.\r\n\r\n<strong>Online or Mobile Banking &gt; Statements &amp; Docs &gt; Enrollment &gt; Digital &gt; Acknowledge Disclosures &gt; Submit<\/strong>\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Add cards to digital wallet<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  <p>Upload your Banesco USA debit and credit cards to Apple Wallet<sup>\u00ae<\/sup> or Google Wallet<sup>TM<\/sup> and pay without carrying a card.\n  \n  \n      <div class=\"helper-cards-general__button-wrapper\">\n\n                                                \n              <a href=\"#\"\n           class=\"btn js-hc-toggle\"\n           data-more=\"More\"\n           data-less=\"Less\"\n           aria-expanded=\"false\">More<\/a>\n      \n    <\/div>\n  \n      <div class=\"helper-cards-general__hidden js-hc-panel\" hidden>\n      Apple Wallet<sup>\u00ae<\/sup>\r\n<ul>\r\n\t<li>Open Wallet app<\/li>\r\n\t<li>Tap the + button<\/li>\r\n        <li>Select Debit or Credit Card<\/li>\r\n        <li>Tap Continue<\/li>\r\n        <li>Scan the card or enter the details manually<\/li>\r\n        <li>Complete any verification required<\/li>\r\n<\/ul>\r\n<br>\r\n<br>\r\nGoogle Wallet<sup>TM<\/sup>\r\n<ul>\r\n\t<li>Open the Google Wallet app<\/li>\r\n\t<li>Tap Add to Wallet<\/li>\r\n\t<li>Select Payment card<\/li>\r\n\t<li>Choose New credit or debit card<\/li>\r\n\t<li>Scan the card or enter the details manually<\/li>\r\n        <li>Accept the issuer\u2019s terms and complete any verification required<\/li>\r\n<\/ul>    <\/div>\n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n            \n          <\/div><!-- \/.helper-cards-general__cards -->\n        \n                                <h3 class=\"helper-cards-general__section-title\">After a storm<\/h3>\n        \n                  <div class=\"helper-cards-general__cards helper-cards-general__cards-wrapper\">\n\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Review account activity <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  View recent transactions in Online Banking or the mobile app.\r\n<br>\r\n<br>\r\nReport unusual activity<br>\r\nClient Care Center<br>\r\nMon &#8211; Fri from 8:00 am to 6:00 pm ET<br>\r\n888-228-1597<br>\r\ncustomerservice@banescousa.com\r\n<br>\r\n<br>\r\nNote: Hours may vary due to weather conditions\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Check for bank updates <\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Visit banescousa.com to stay informed about possible service interruptions that may affect payment processing and learn when your nearest branch will reopen.\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n                                        <div class=\"helper-cards-general__card\">\n\n                <div class=\"helper-cards-general__card-header\">\n                  <p class=\"helper-cards-general__card-title\">Confirm bill payments<\/p>\n                <\/div>\n\n                <div class=\"helper-cards-general__card-body\">\n  Ensure bill payments set up in Online Banking and the mobile app were processed as scheduled.\n  \n  \n  \n  \n  <\/div>\n\n              <\/div><!-- \/.helper-cards-general__card -->\n            \n          <\/div><!-- \/.helper-cards-general__cards -->\n        \n          \n  <\/div><!-- \/.helper-cards-general__group-wrapper -->\n\n<script>\n(function(){\n  if (window._hcInit) return; 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--title-color: #08543c; --list-color: ; --gradient: transparent\">\n    <div class=\"container\">\n        <div class=\"free-text__inner-wrapper\" style=\"\">\n                        <h3 class=\"free-text__title\">Banking &amp; Recovery: Beyond the Storm<\/h3>                                            <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"three-column-cardsblock_926073371edab2d1cd51852f1037e291\" class=\"block three-column-cards full-width slider\"\n           style=\"\n               --padding-top: 20px;\n               --paddings-top--mobile: 20px;\n               --paddings-bottom: 100px;\n               --paddings-bottom--mobile: 50px;\n               --margins-top: 0px;\n               --margins-top--mobile: 0px;\n               --margins-bottom: 0px;\n               --margins-bottom--mobile: 0px;\n               --gradient: transparent;\n               \">\n\t<div class=\"container\">\n\t\t\t\t\t<div class=\"three-column-cards__inner-wrapper\">\n\t\t\t\t\t\t\t\t\t<div class=\"swiper three-column-cards__swiper\">\n\t\t\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"swiper-slide\">\n                                    <div class=\"three-column-cards__card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"three-column-cards__inner-card-wrapper\">\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1334\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/10\/classic-warning-signs-img-2-min.jpg\" class=\"three-column-cards__image\" alt=\"Concerned businessman holding a credit card and checking his phone, representing common signs of financial scams such as unusual payment requests.\" srcset=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/10\/classic-warning-signs-img-2-min.jpg 1999w, https:\/\/banescousa.com\/wp-content\/uploads\/2025\/10\/classic-warning-signs-img-2-min-1536x1025.jpg 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/>                                        <h3 class=\"three-column-cards__title\">What are some classic warning signs of possible fraud and scams?<\/h3>                                        <div class=\"three-column-cards__content\"><span style=\"font-weight: 400\">The rise of digital transactions and instant communication has created new opportunities for fraudsters to exploit unsuspecting individuals and businesses.<\/span><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n                                        <a target=\"_blank\" class=\"three-column-cards__link\"  title=\"Read More\" target=\"_blank\"href=\"http:\/\/banescousa.com\/blog\/common-signs-of-financial-scams\/\">Read More<\/a>                                    <\/div>\n                                <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"swiper-slide\">\n                                    <div class=\"three-column-cards__card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"three-column-cards__inner-card-wrapper\">\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1333\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/image2.jpg\" class=\"three-column-cards__image\" alt=\"\" srcset=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/image2.jpg 1999w, https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/image2-1536x1024.jpg 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/>                                        <h3 class=\"three-column-cards__title\">Bauer Financial Ratings: What a 5-Star Rating Means<\/h3>                                        <div class=\"three-column-cards__content\"><span style=\"font-weight: 400\">For financial peace of mind, Bauer Financial ratings set the standard for identifying safe and reliable banks.<\/span><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n                                        <a target=\"_blank\" class=\"three-column-cards__link\"  title=\"Read More\" target=\"_blank\"href=\"http:\/\/banescousa.com\/blog\/bauer-financial-ratings-5-star-explained\/\">Read More<\/a>                                    <\/div>\n                                <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"swiper-slide\">\n                                    <div class=\"three-column-cards__card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"three-column-cards__inner-card-wrapper\">\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1500\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/bank-account-img-1-min.jpg\" class=\"three-column-cards__image\" alt=\"Close-up of a hand monitoring bank information in a bank passbook with credit cards and a calculator nearby.\" srcset=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/bank-account-img-1-min.jpg 1999w, https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/bank-account-img-1-min-1536x1153.jpg 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/>                                        <h3 class=\"three-column-cards__title\">What Can Someone Do With Your Bank Account and Routing Numbers?<\/h3>                                        <div class=\"three-column-cards__content\"><span style=\"font-weight: 400\">Sharing your bank account and routing numbers is often necessary. These numbers help financial institutions process transactions efficiently and securely.<\/span><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n                                        <a target=\"_blank\" class=\"three-column-cards__link\"  title=\"Read More\" target=\"_blank\"href=\"http:\/\/banescousa.com\/blog\/protect-bank-account-information-financial-fraud\/\">Read More<\/a>                                    <\/div>\n                                <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t                                <div class=\"swiper-slide\">\n                                    <div class=\"three-column-cards__card\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"three-column-cards__inner-card-wrapper\">\n                                        <img loading=\"lazy\" decoding=\"async\" width=\"1999\" height=\"1125\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/commercial-real-estate-loans-business-people-tablet.jpg\" class=\"three-column-cards__image\" alt=\"A group of business professionals is smiling while reviewing plans on a tablet outdoors, symbolizing collaboration in commercial real estate loans.\" srcset=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/commercial-real-estate-loans-business-people-tablet.jpg 1999w, https:\/\/banescousa.com\/wp-content\/uploads\/2025\/09\/commercial-real-estate-loans-business-people-tablet-1536x864.jpg 1536w\" sizes=\"(max-width: 1999px) 100vw, 1999px\" \/>                                        <h3 class=\"three-column-cards__title\">Financing Your Next Commercial Development: Banesco USA\u2019s Lending Solutions<\/h3>                                        <div class=\"three-column-cards__content\"><span style=\"font-weight: 400\">Commercial real estate development extends beyond bricks and mortar; it relies on vision, accurate planning, and securing capital at the right moment.<\/span><\/div>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n                                        <a target=\"_blank\" class=\"three-column-cards__link\"  title=\"Read More\" target=\"_blank\"href=\"http:\/\/banescousa.com\/blog\/commercial-development-financing-banesco\/\">Read More<\/a>                                    <\/div>\n                                <\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- If we need pagination -->\n\t\t\t<div class=\"three-column-cards__dots swiper-pagination\"><\/div>\n\t\t\t<!-- If we need navigation buttons -->\n\t\t\t<div class=\"swiper-button-prev three-column-cards__button-prev\"><\/div>\n\t\t\t<div class=\"swiper-button-next three-column-cards__button-next\"><\/div>\n\t\t\t<\/div>\n    <!-- Modal -->\n\t                                                                                            <\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"custom-templates\/template-general.php","meta":{"_acf_changed":false,"inline_featured_image":false,"employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","_banesco_ppc_topbar_logo_id":0,"_banesco_ppc_topbar_phone_text":"1-888-228-1597","_banesco_ppc_topbar_phone_url":"tel:1-888-228-1597","_banesco_ppc_topbar_cta_text":"Connect with a Banker","_banesco_ppc_topbar_cta_url":"#campaign-form","_banesco_ppc_eyebrow":"Commercial lending \u00b7 Broward County","_banesco_ppc_headline":"Built for growing businesses in Broward County","_banesco_ppc_lead_copy":"Flexible financing aligned to your operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \\u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \\u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \\u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \\u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation &amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics &amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale &amp; Import\\\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\\u2014what we\\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\\\/\\\/banescousa.com\\\/video\\\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import &amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\\\/Import\",\"copy\":\"\\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\\u2019t move fast enough\\u2014Banesco USA closed in weeks.\\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\\u201cMulti-location expansion required a partner who could think strategically. We finally have a banking relationship that keeps pace with us.\\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"people_grid\",\"theme\":\"mist\",\"columns\":3,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"Senior Vice President\",\"value\":\"Broward Markets Executive\",\"title\":\"Joshua Montagna\",\"copy\":\"Manufacturing, logistics, and working-capital structures\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Senior Vice President\",\"value\":\"CRE Relationship Manager\",\"title\":\"Kimberly Cagliano\",\"copy\":\"Aviation, marine, and equipment finance\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Assistant Vice President\",\"value\":\"BBF Relationship Manager\",\"title\":\"Levan Ruiz\",\"copy\":\"Healthcare groups and multi-location enterprises\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"faq\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"Key considerations in commercial lending\",\"heading\":\"What mid-market borrowers are evaluating\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"What influences how commercial financing is structured?\",\"copy\":\"Structure is influenced by your business\\u2019s cash flow, collateral, industry, growth plans, repayment capacity, and overall financial profile. The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can C&amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. 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They look for your business\\u2019s ability to generate enough cash to support both operations and repayment.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What is the typical loan size for mid-market businesses?\",\"copy\":\"Loan size depends on your business\\u2019s financial profile, cash flow, use of funds, and overall lending need. Banesco USA typically works with commercial financing needs in the $10 million to $20 million range.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How long does the commercial lending process take?\",\"copy\":\"Timing depends on the complexity of the request, the documentation available, and the structure of the financing. Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \\u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. 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