{"id":18388,"date":"2025-10-21T17:03:46","date_gmt":"2025-10-21T21:03:46","guid":{"rendered":"https:\/\/banescousa.com\/?page_id=18388"},"modified":"2025-10-21T17:04:17","modified_gmt":"2025-10-21T21:04:17","slug":"tm-fees-email","status":"publish","type":"page","link":"https:\/\/banescousa.com\/tm-fees-email\/","title":{"rendered":"TM Fees – Email"},"content":{"rendered":"\n\n\n \n \n \n \n \n \n TM Fees<\/title><!--[if (mso 16)]>\n <style type=\"text\/css\">\n a {text-decoration: none;}\n <\/style>\n <![endif]--><!--[if gte mso 9]><style>sup { font-size: 100% !important; }<\/style><![endif]--><!--[if gte mso 9]>\n<noscript>\n <xml>\n <o:OfficeDocumentSettings>\n <o:AllowPNG><\/o:AllowPNG>\n <o:PixelsPerInch>96<\/o:PixelsPerInch>\n <\/o:OfficeDocumentSettings>\n <\/xml>\n <\/noscript>\n<![endif]--><!--[if mso]><xml>\n <w:WordDocument xmlns:w=\"urn:schemas-microsoft-com:office:word\">\n <w:DontUseAdvancedTypographyReadingMail><\/w:DontUseAdvancedTypographyReadingMail>\n <\/w:WordDocument>\n <\/xml><![endif]-->\n <style type=\"text\/css\">.rollover:hover .rollover-first {\n max-height:0px!important;\n display:none!important;\n}\n.rollover:hover .rollover-second {\n max-height:none!important;\n display:block!important;\n}\n.rollover span {\n font-size:0px;\n}\nu + .body img ~ div div {\n display:none;\n}\n#outlook a {\n padding:0;\n}\nspan.MsoHyperlink,\nspan.MsoHyperlinkFollowed {\n color:inherit;\n mso-style-priority:99;\n}\na.k {\n mso-style-priority:100!important;\n text-decoration:none!important;\n}\na[x-apple-data-detectors],\n#MessageViewBody a {\n color:inherit!important;\n text-decoration:none!important;\n font-size:inherit!important;\n font-family:inherit!important;\n font-weight:inherit!important;\n line-height:inherit!important;\n}\n.z {\n display:none;\n float:left;\n overflow:hidden;\n width:0;\n max-height:0;\n line-height:0;\n mso-hide:all;\n}\n@media only screen and (max-width:600px) {.cd { padding-top:10px!important } .cc { 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table, .bg table, .be, .bg, .bf { width:100%!important; max-width:600px!important } .adapt-img { width:100%!important; height:auto!important } .h-auto { height:auto!important } .e .f, .e .f * { font-size:10px!important; line-height:150%!important } .c .b.d, .c .b.d * { font-size:14px!important; line-height:150%!important } .a .b, .a .b * { font-size:14px!important; line-height:150%!important } }\n@media screen and (max-width:384px) {.mail-message-content { width:414px!important } }\n.fee-table {\n width: 100%;\n border-collapse: collapse;\n font-family: Arial, sans-serif;\n font-size: 16px;\n color: #333333;\n max-width: 600px;\n margin: auto;\n }\n .fee-table th {\n text-align: left;\n padding: 5px 0px;\n font-weight: bold;\n }\n .fee-table td {\n padding: 3px 0px !important;\n border-bottom: 0px solid #e0e0e0;\n vertical-align: top;\n }\n @media screen and (max-width: 600px) {\n .fee-table {\n font-size: 14px;\n }\n .fee-table th, \n .fee-table td {\n padding: 0px;\n }\n }<\/style>\n <\/head>\n <body class=\"body\" style=\"width:100%;height:100%;-webkit-text-size-adjust:100%;-ms-text-size-adjust:100%;padding:0;Margin:0\">\n <div dir=\"ltr\" class=\"es-wrapper-color\" lang=\"en\" style=\"background-color:#F6F6F6\"><!--[if gte mso 9]>\n\t\t\t<v:background xmlns:v=\"urn:schemas-microsoft-com:vml\" fill=\"t\">\n\t\t\t\t<v:fill type=\"tile\" color=\"#f6f6f6\"><\/v:fill>\n\t\t\t<\/v:background>\n\t\t<![endif]-->\n <table width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" class=\"es-wrapper\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;padding:0;Margin:0;width:100%;height:100%;background-color:#F6F6F6\">\n <tr>\n <td valign=\"top\" style=\"padding:0;Margin:0\">\n <table cellspacing=\"0\" cellpadding=\"0\" align=\"center\" class=\"bf\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:100%;table-layout:fixed !important;background-color:transparent\">\n <tr>\n <td align=\"center\" style=\"padding:0;Margin:0\">\n <table bgcolor=\"#ffffff\" cellpadding=\"0\" cellspacing=\"0\" align=\"center\" class=\"bx\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#FFFFFF;width:600px\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0\">\n <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:600px\">\n <table width=\"100%\" background cellpadding=\"0\" cellspacing=\"0\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-repeat:no-repeat;background-position:left top;background-image:url()\" role=\"presentation\">\n <tr>\n <td align=\"center\" 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style=\"padding:0;Margin:0;width:30px\"><\/td>\n <td valign=\"top\" class=\"esdev-mso-td\" style=\"padding:0;Margin:0\">\n <table cellspacing=\"0\" align=\"left\" cellpadding=\"0\" class=\"bi\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0;width:148px\">\n <table width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"center\" style=\"padding:0;Margin:0;font-size:0\">\n <table cellpadding=\"0\" cellspacing=\"0\" height=\"100%\" width=\"100%\" border=\"0\" class=\"bp\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td style=\"padding:0;Margin:0;margin:0px;border-bottom:1px solid #fefdfd;background:none;height:0px;width:100%\"><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <td class=\"v cd\" style=\"padding:0;Margin:0;width:30px\"><\/td>\n <td valign=\"top\" class=\"esdev-mso-td\" style=\"padding:0;Margin:0\">\n <table align=\"left\" cellpadding=\"0\" cellspacing=\"0\" class=\"bi\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:left\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0;width:80px\">\n <table role=\"presentation\" width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"right\" class=\"es-text-8019\" style=\"padding:0;Margin:0\"><p class=\"r\" style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:19.5px;letter-spacing:0;color:#8b8b8b;font-size:13px\"><a target=\"_blank\" href=\"https:\/\/banescousa.com\/es\/tm-fees-email\" style=\"mso-line-height-rule:exactly;text-decoration:none;color:#8b8b8b;font-size:13px\" rel=\"noopener\">Espa\u00f1ol<\/a><\/p><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <td class=\"v cd\" style=\"padding:0;Margin:0;width:30px\"><\/td>\n <td valign=\"top\" class=\"esdev-mso-td\" style=\"padding:0;Margin:0\">\n <table cellspacing=\"0\" align=\"right\" cellpadding=\"0\" class=\"bj\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;float:right\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0;width:94px\">\n <table role=\"presentation\" width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"left\" class=\"es-text-4589\" style=\"padding:0;Margin:0\"><p class=\"r\" style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:19.5px;letter-spacing:0;color:#8b8b8b;font-size:13px\"><a href=\"https:\/\/banescousa.com\/pt\/tm-fees-email\" target=\"_blank\" style=\"mso-line-height-rule:exactly;text-decoration:none;color:#8b8b8b;font-size:13px\" rel=\"noopener\">Portugu\u00eas<\/a><\/p><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <tr>\n <td align=\"left\" bgcolor=\"#ffffff\" class=\"cc\" style=\"Margin:0;padding-right:20px;padding-left:20px;padding-top:5px;padding-bottom:20px;background-color:#ffffff\">\n <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0;width:560px\">\n <table role=\"presentation\" width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"center\" style=\"padding:0;Margin:0;padding-bottom:10px;font-size:0px\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/banescousa.com\/wp-content\/uploads\/2025\/02\/logo.png\" width=\"177\" alt=\"\" style=\"display:block;font-size:16px;border:0;outline:none;text-decoration:none;margin:0\" height=\"39\"><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table>\n <table cellspacing=\"0\" align=\"center\" cellpadding=\"0\" class=\"be\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;width:100%;table-layout:fixed !important\">\n <tr>\n <td align=\"center\" style=\"padding:0;Margin:0\">\n <table bgcolor=\"#ffffff\" cellpadding=\"0\" cellspacing=\"0\" align=\"center\" class=\"bw\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px;background-color:#ffffff;width:600px\" role=\"none\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0;padding-right:20px;padding-left:20px;padding-top:5px\">\n <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr><\/tr>\n <\/table><\/td>\n <\/tr>\n <tr>\n <\/tr>\n <tr>\n <td align=\"left\" class=\"ca cb\" style=\"padding:0;Margin:0;padding-right:30px;padding-bottom:40px;padding-left:30px\">\n <table cellpadding=\"0\" cellspacing=\"0\" width=\"100%\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"center\" valign=\"top\" style=\"padding:0;Margin:0;width:540px\">\n <table width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"left\" class=\"a\" style=\"padding:0;Margin:0\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">October 31, 2025<\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\"><br><\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">Dear,<\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\"><br><\/p><p class=\"b c\" style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">As part of our commitment to serve your financial needs, we want to keep you informed about your relationship with Banesco USA. We continually invest in innovative technologies for greater cash flow control and to deliver an exceptional customer experience. <\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\"><br><\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">We\u2019re notifying you that effective December 1, 2025, fees for some of the Treasury Management Services your account may be enrolled in will change, including a fee reduction noted below:<\/p><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <tr>\n <td align=\"left\" bgcolor=\"#f6f9fb\" class=\"ca cb\" style=\"Margin:0;padding-right:30px;padding-left:30px;padding-top:30px;padding-bottom:30px;background-color:#f6f9fb\">\n <table width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0;width:560px\">\n <table cellpadding=\"0\" cellspacing=\"0\" role=\"presentation\" width=\"100%\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0\">\n <table class=\"fee-table\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <th>Item<\/th>\n <th>Current Fee<\/th>\n <th>New Fee<\/th>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH Credit, per item<\/td>\n <td style=\"padding:0;Margin:0\">$0.20<\/td>\n <td style=\"padding:0;Margin:0\">$0.25<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH Debit, per item<\/td>\n <td style=\"padding:0;Margin:0\">$0.20<\/td>\n <td style=\"padding:0;Margin:0\">$0.25<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH Direct Set Up, one time<\/td>\n <td style=\"padding:0;Margin:0\">$0.00<\/td>\n <td style=\"padding:0;Margin:0\">$250.00<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH Direct, monthly<\/td>\n <td style=\"padding:0;Margin:0\">$0.00<\/td>\n <td style=\"padding:0;Margin:0\">$75.00<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH EPA Block Debit, monthly<\/td>\n <td style=\"padding:0;Margin:0\">$0.00<\/td>\n <td style=\"padding:0;Margin:0\">$25.00<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH Origination, per item<\/td>\n <td style=\"padding:0;Margin:0\">$0.20<\/td>\n <td style=\"padding:0;Margin:0\">$0.25<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH Return, per item<\/td>\n <td style=\"padding:0;Margin:0\">$2.50<\/td>\n <td style=\"padding:0;Margin:0\">$5.00<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH Web Setup, one time<\/td>\n <td style=\"padding:0;Margin:0\">$120.00<\/td>\n <td style=\"padding:0;Margin:0\">$40.00<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">ACH Web, monthly<\/td>\n <td style=\"padding:0;Margin:0\">$30.00<\/td>\n <td style=\"padding:0;Margin:0\">$40.00<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">Lockbox Processing, per item<\/td>\n <td style=\"padding:0;Margin:0\">$0.20<\/td>\n <td style=\"padding:0;Margin:0\">$0.50<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">Lockbox Service, monthly<\/td>\n <td style=\"padding:0;Margin:0\">$50.00<\/td>\n <td style=\"padding:0;Margin:0\">$150.00<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">RDC Additional Locations, each per month<\/td>\n <td style=\"padding:0;Margin:0\">$0.00<\/td>\n <td style=\"padding:0;Margin:0\">$25.00<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">RDC Processing, per batch<\/td>\n <td style=\"padding:0;Margin:0\">$0.00<\/td>\n <td style=\"padding:0;Margin:0\">$0.20<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">RDC Processing, per item<\/td>\n <td style=\"padding:0;Margin:0\">$0.00<\/td>\n <td style=\"padding:0;Margin:0\">$0.20<\/td>\n <\/tr>\n <tr>\n <td style=\"padding:0;Margin:0\">Wires Email Advice, per wire<\/td>\n <td style=\"padding:0;Margin:0\">$0.00<\/td>\n <td style=\"padding:0;Margin:0\">$1.00<\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <tr>\n <td align=\"left\" class=\"bz cd\" style=\"Margin:0;padding-right:30px;padding-left:30px;padding-top:40px;padding-bottom:55px\">\n <table width=\"100%\" cellpadding=\"0\" cellspacing=\"0\" role=\"none\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0;width:540px\">\n <table cellpadding=\"0\" cellspacing=\"0\" role=\"presentation\" width=\"100%\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">If you have any questions or would like to enroll in additional services, please contact our Treasury Management Services team at tmssupport@banescousa.com Monday through Friday from 9:00 am to 5:00 pm ET. <\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\"><br><\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">We appreciate your business and thank you for the trust you have placed in us. <\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\"><br><\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">Sincerely,<\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\"><br><\/p><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">Luis De Nicolo <br> Vice President, Treasury Management Officer<\/p><\/td>\n <\/tr>\n <tr>\n <td align=\"center\" style=\"padding:0;Margin:0;padding-top:25px;padding-bottom:25px;font-size:0\">\n <table border=\"0\" width=\"100%\" height=\"100%\" cellpadding=\"0\" cellspacing=\"0\" class=\"bp\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n <td style=\"padding:0;Margin:0;border-bottom:1px solid #cccccc;background:none;height:0px;width:100%;margin:0px\"><\/td>\n <\/tr>\n <\/table><\/td>\n <\/tr>\n <tr>\n <td align=\"left\" style=\"padding:0;Margin:0\"><p style=\"Margin:0;mso-line-height-rule:exactly;font-family:arial, 'helvetica neue', helvetica, sans-serif;line-height:24px;letter-spacing:0;color:#363636;font-size:16px\">Treasury Management Support Center <br> tmssupport@banescousa.com\u2028 <br>305-597-1709\u2028 <br>Monday through Friday from 9:00 am to 5:00 pm ET<\/p><\/td>\n <\/tr>\n <tr>\n <td align=\"center\" style=\"padding:0;Margin:0;padding-top:25px;padding-bottom:25px;font-size:0\">\n <table border=\"0\" width=\"100%\" height=\"100%\" cellpadding=\"0\" cellspacing=\"0\" class=\"bp\" role=\"presentation\" style=\"mso-table-lspace:0pt;mso-table-rspace:0pt;border-collapse:collapse;border-spacing:0px\">\n <tr>\n 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