{"id":9500,"date":"2025-11-12T17:31:59","date_gmt":"2025-11-12T17:31:59","guid":{"rendered":"https:\/\/banescousa.com\/select\/personal-banking\/"},"modified":"2026-04-01T12:27:17","modified_gmt":"2026-04-01T12:27:17","slug":"personal-banking","status":"publish","type":"page","link":"https:\/\/banescousa.com\/select\/puerto-rico\/personal-banking\/","title":{"rendered":"BanescoSelect &#8211; Personal Banking for Your Lifestyle | Puerto Rico"},"content":{"rendered":"\n<div class=\"page-id-389\">\n\n\n\r\n\r\n\r\n\r\n\r\n<section \r\n\r\n\r\nid=\"hero-block-block_f6c1c2e41fc1c675f21c6e30a2c89e17\" \r\n\r\n\r\nclass=\"\r\n\r\n\r\n\tblock hero-block darkBackground lightFont  image_locationcenter vertical_bottom \r\n\r\n\r\n\thero-Parent selectedDesign center-align headingRecife-Parent\r\n\r\n\r\n\t\r\n\r\n\">\r\n\r\n\r\n\r\n\r\n\r\n\t\r\n\r\n\t\t<div class='hero_background_image_container'>\r\n\r\n\t\t<img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/09\/business-banking-elipse.png' class='hero_background_image' alt='Background image'>\r\n\r\n\t\t\t\r\n\r\n\t\t\t\r\n\r\n\t\t\t\r\n\r\n\t\t<\/div> \r\n\r\n\r\n\t\r\n\r\n\r\n\r\n\r\n\t<div class=\"container\">\r\n\r\n\r\n\t\t\r\n\r\n\t\t<div class=\"hero-Flex\">\r\n\r\n\r\n\t\t\t<h1 class=\"h1-font-size header_mwidth\">Personal Banking<\/h1><div class=\"text text_mwidth\">Financial solutions aligned with how you live, supported by the attentive service of your dedicated BanescoSelect Relationship Manager based in Puerto Rico<div>\r\n\r\n\t\t<\/div>\r\n\r\n\r\n\r\n\r\n\r\n\t\t\r\n\r\n\t\t\t<div class=\"bg_image \">\r\n\r\n\r\n\t\t\t\t<img decoding=\"async\" class=\"bg_image-desktop-image\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/08\/circle1half.png\" alt=\"Website graphic showing a half-circle design\">\r\n\r\n\r\n\r\n\r\n\r\n\t\t\t\t\r\n\r\n\t\t\t<\/div>\r\n\r\n\r\n\t\t\r\n\r\n\r\n\r\n\r\n\t<\/div>\r\n\r\n\r\n<\/section>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n\r\n\t@media screen and (min-width:768px) {\r\n\r\n\r\n\t\t\r\n\r\n\r\n\r\n\r\n\t\t\r\n\r\n\t}\r\n\r\n\r\n\t\r\n\r\n\r\n\tsection.hero-Parent .hero-Flex{\r\n\r\n\r\n\t\t\r\n\r\n\t\t\tpadding-top:200px !important;\r\n\r\n\r\n\t\t\r\n\r\n\r\n\r\n\r\n\t\t\r\n\r\n\t\t\tpadding-bottom:350px !important;\r\n\r\n\r\n\t\t\r\n\r\n\t}\r\n\r\n\r\n<\/style>\r\n\r\n\r\n\n\n\r\n\r\n\r\n    <section class=\"split-columns-content negative-top-margin darkBackground block zip-zap-block \" \r\n\r\n            style=\"background-color:#f7f7f7\">\r\n\r\n        \r\n\r\n\r\n                \r\n                <style>\r\n\r\n                    \r\n\r\n\r\n                    \r\n\r\n\r\n                    \r\n\r\n\r\n                    \r\n                        @media screen and (min-width:768px){\r\n\r\n                            .subImg1776357483{\r\n\r\n                                top:  !important;\r\n\r\n                                left:-60px !important;\r\n\r\n                                bottom: -340px !important;\r\n\r\n                                right: !important;\r\n\r\n                            }\r\n\r\n                        }\r\n\r\n                    \r\n\r\n\r\n                    \r\n                    .parent_padding_1776357483 {\r\n\r\n                        --padding-top: 100px;\r\n\r\n                        --padding-bottom: 350px ;\r\n\r\n                    }\r\n\r\n\r\n\r\n                    @media screen and (max-width:768px) {\r\n\r\n                        .parent_padding_1776357483 {\r\n\r\n                            --padding-top: 0px;\r\n\r\n                            --padding-bottom: 80px;\r\n\r\n                        }  \r\n\r\n                    }\r\n\r\n\r\n\r\n                <\/style>\r\n\r\n\r\n\r\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\r\n\r\n                    \r\n                    \r\n\r\n                    <div class=\"\r\n\r\n                        sFlex-parent \r\n\r\n                        sub_top-left\r\n                        parent_padding_1776357483 \r\n\r\n                         \r\n\r\n                        sFlex-wrapper lightFont \r\n\r\n                         \r\n\r\n                        fontWeight300 sFlex-start showSmallFirstHeading\"\r\n\r\n                        \r\n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\r\n\r\n                        \r\n\r\n                        \r\n                        \r\n\r\n                        \r\n\r\n\r\n                        <div \r\n\r\n                        class=\"\r\n\r\n                            sFlexImg \r\n\r\n                            sFlex-1-3 \r\n\r\n                            enable-trig \r\n\r\n                            strike_ \r\n\r\n                             \r\n                        \" \r\n\r\n                        style=\"margin-top: -150px\">\r\n\r\n\r\n\r\n                        \r\n\r\n\r\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1120\" height=\"1042\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/11\/sphere.png\" class=\"subImg image_size_type_default subImg1776357483  top-left backShow\" alt=\"BanescoSelect - Personal Banking\" \/><img loading=\"lazy\" decoding=\"async\" width=\"1264\" height=\"1264\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/couple-in-decorative-courtyard-setting.png\" class=\"mainImg enable-trig mainImg1776357483 shadow_1 \" alt=\"\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/couple-in-decorative-courtyard-setting.png 1264w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/couple-in-decorative-courtyard-setting-150x150.png 150w\" sizes=\"(max-width: 1264px) 100vw, 1264px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/couple-in-decorative-courtyard-setting.png' alt='' class='mainImg main_img_mobile enable-trig mainImg1776357483 shadow_1'><\/img>\r\n\r\n\r\n                        <\/div>\r\n\r\n\r\n\r\n                        \r\n                                    \r\n\r\n                            <div \r\n\r\n                                class=\"sFlexContent sFlex-2-3 \r\n\r\n                                    mobile_image_position_top\r\n                                \">\r\n\r\n                                \r\n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\r\n\r\n                                        <p><h2>Getting to know you allows your BanescoSelect Relationship Manager to tailor solutions that elevate your everyday banking experiences<\/h2>\r\n<p>Personalized service is complemented by innovative online and mobile technologies to provide real-time banking from wherever you are, on and off the island.<\/p>\r\n\r\n<p>Your BanescoSelect Relationship Manager and service team in Puerto Rico are always within reach by phone, secure email in Online Banking, and in person at our San Juan banking center.<\/p>\r\n\r\n<p>Bank accounts are designed to simplify your daily liquidity management, offering real-time access to balances, transfers, and payments through our online and mobile platforms. You can also send and receive money quickly and securely with Zelle<sup>\u00ae<\/sup>.<\/p>\r\n\r\n<p>Mobile-exclusive features enable you to reset your password, deposit checks, and receive account activity alerts via text and email.<\/p>\r\n\r\n<p>Our BanescoSelect clients transact with higher limits and fewer restrictions based on your total relationship balance.<\/p><\/p>\r\n                                        <div class=\"buttonsWrap \">\r\n\r\n                                            <a target=\"_blank\" href=\"https:\/\/banescousa.com\/select\/puerto-rico\/rewards-personal\/\"\r\n\r\n                                                class=\"sButton sButton-icon sButton-right lightFont sButton-fullwidth sButton-right\">\r\n\r\n                                                <span class=\"trig_wrapper\">\r\n\r\n                                                    <span>Explore BanescoSelect Personal Rewards<\/span>\r\n\r\n                                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"22\" viewBox=\"0 0 22 22\" fill=\"none\">\r\n\r\n                                                        <path d=\"M12.1459 10.977L7.6084 6.43952L8.59382 5.4541L14.1167 10.977L8.59382 16.4999L7.6084 15.5145L12.1459 10.977Z\" fill=\"#606060\"\/>\r\n\r\n                                                    <\/svg>\r\n\r\n                                                <\/span>\r\n\r\n                                            <\/a>\r\n\r\n                                        <\/div>\r\n\r\n                                                                                                                    <\/div>\r\n\r\n                                \r\n                            <\/div>\r\n\r\n\r\n\r\n                        \r\n                    <\/div>\r\n\r\n                <\/div>\r\n\r\n        \r\n    <\/section>\r\n\r\n\r\n\r\n\r\n    <section class=\"split-columns-content negative-top-margin darkBackground block zip-zap-block \" \r\n\r\n            style=\"background-color:\">\r\n\r\n        \r\n    <\/section>\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n    \r\n    .mainImg {\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\r\n\r\n    }\r\n\r\n\r\n\r\n    .subImg {\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\r\n\r\n    }\r\n\r\n\r\n\r\n    .darkCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \r\n\r\n    }\r\n\r\n\r\n\r\n    .goldCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\r\n\r\n    }\r\n\r\n\r\n\r\n    .darkCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \r\n\r\n    }\r\n\r\n\r\n\r\n    .goldCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\r\n\r\n    }\r\n\r\n\r\n\r\n    .trig_wrapper {\r\n\r\n        transform: translateX(calc(var(--trig) \/ 11));\r\n\r\n        animation-delay: 0.25s;\r\n\r\n    }\r\n\r\n    .strike_1:after{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\r\n\r\n    }\r\n\r\n<\/style>\n\n\r\n\r\n\r\n\r\n\r\n<section id=\"center-text-block_62885447840abf357a90d7e40b7417e4\" class=\"block center-text styling-dark border_\"\r\n\r\n\r\n    style=\"--padding-top: 230px;\r\n\r\n\r\n    --paddings-top--mobile: 80px;\r\n\r\n\r\n    --paddings-bottom: 265px;\r\n\r\n\r\n    --paddings-bottom--mobile: 80px;\r\n\r\n\r\n    --margins-top: 0px;\r\n\r\n\r\n    --margins-top--mobile: 0px;\r\n\r\n\r\n    --margins-bottom: 0px;\r\n\r\n\r\n    --margins-bottom--mobile: 0px;\r\n\r\n\r\n    --gradient: #000000;\">\r\n\r\n\r\n\r\n\r\n\r\n    <div class=\"container\">\r\n\r\n\r\n        <div class=\"content\">\r\n\r\n\r\n            <div class=\"center-text__inner-wrapper\">\r\n\r\n\r\n                <h2 class=\"title\">BanescoSelect Rewards<\/h2>\r\n\r\n\r\n                \r\n\r\n                    <div class=\"text fadeout_  \">\r\n\r\n\r\n                        Reserved for our BanescoSelect clients, you&#8217;ll be rewarded for your relationship with us. Experience exclusive benefits with a combined monthly average balance of $100,000\u00a0and above.<sup>1<\/sup> Rewards increase as your balance grows to save on fees, earn higher interest rates, and more.\r\n\r\n                        \r\n\r\n                            <div class=\"sticky_bg\"><\/div>\r\n\r\n\r\n                        \r\n\r\n                    <\/div>\r\n\r\n\r\n                \r\n\r\n\r\n\r\n\r\n                \r\n\r\n\r\n\r\n\r\n                    \r\n\r\n                        <div class=\"links\">\r\n\r\n\r\n                            <a href=\"https:\/\/banescousa.com\/select\/puerto-rico\/rewards-personal\/\" target=\"_blank\">Personal Accounts &amp; BanescoSelect Rewards\r\n\r\n                                <span class=\"svg\">\r\n\r\n\r\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"7\" height=\"13\" viewBox=\"0 0 7 13\" fill=\"none\">\r\n\r\n\r\n                                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.146447 12.6464C-0.0488156 12.4511 -0.0488156 12.1345 0.146447 11.9392L5.44975 6.63542L0.146446 1.33161C-0.0488161 1.13633 -0.0488168 0.819715 0.146445 0.624434C0.341707 0.429153 0.658291 0.429153 0.853553 0.624434L6.86396 6.63542L0.853553 12.6464C0.658291 12.8417 0.341709 12.8417 0.146447 12.6464Z\" fill=\"#C6B386\"\/>\r\n\r\n\r\n                                    <\/svg>\r\n\r\n\r\n                                <\/span>\r\n\r\n\r\n                                <\/a>\r\n\r\n                        <\/div>\r\n\r\n\r\n                    \r\n\r\n                \r\n\r\n                \r\n\r\n            <\/div>\r\n\r\n\r\n            \r\n\r\n                <img decoding=\"async\" \r\n\r\n\r\n                    class=\"enable-trig float float_1 position-right float_position_mobile-absolute position-top\"\r\n\r\n\r\n                    src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/07\/black.png\" alt=\"Dark sphere decorative element\">\r\n\r\n\r\n            \r\n\r\n            \r\n\r\n                <img decoding=\"async\" class=\"enable-trig float float_2 position-right float_position_mobile-absolute position-\"\r\n\r\n\r\n                    src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2023\/07\/gold2.png\" alt=\"Golden sphere decorative element\">\r\n\r\n\r\n            \r\n\r\n\r\n\r\n\r\n            \r\n\r\n        <\/div>\r\n\r\n\r\n    <\/div>\r\n\r\n\r\n    \r\n\r\n\r\n<\/section>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n\r\n    .center-trig_wrapper {\r\n\r\n\r\n        transform: translateX(calc(var(--trig) \/ 5));\r\n\r\n\r\n        animation-delay: 0.25s;\r\n\r\n\r\n    }\r\n\r\n\r\n\r\n\r\n\r\n    .corner_image {\r\n\r\n\r\n        transform: translateX(calc(var(--trig) \/ 5));\r\n\r\n\r\n        animation-delay: 0.25s;\r\n\r\n\r\n    }\r\n\r\n\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.css\" \/>\r\n\r\n\r\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.js\"><\/script>\r\n\r\n\r\n<script>\r\n\r\n\r\n    new Swiper('.text_slider_init', {\r\n\r\n\r\n        direction: 'vertical',\r\n\r\n\r\n        autoplay: {\r\n\r\n\r\n            height: window.innerHeight,\r\n\r\n\r\n            delay: 5000,\r\n\r\n\r\n            disableOnInteraction: false,\r\n\r\n\r\n        },\r\n\r\n\r\n        slidesPerView: 'auto',\r\n\r\n\r\n        speed: 600,\r\n\r\n\r\n        navigation: {\r\n\r\n\r\n            nextEl: '.swiper-button-next',\r\n\r\n\r\n            prevEl: '.swiper-button-prev',\r\n\r\n\r\n        },\r\n\r\n\r\n    });\r\n\r\n\r\n<\/script>\r\n\r\n\r\n\n\n\r\n\r\n\r\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block mixed-alignment \" \r\n\r\n            style=\"background-color:#f7f7f7\">\r\n\r\n        \r\n    <\/section>\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n    \r\n    .mainImg {\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\r\n\r\n    }\r\n\r\n\r\n\r\n    .subImg {\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\r\n\r\n    }\r\n\r\n\r\n\r\n    .darkCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \r\n\r\n    }\r\n\r\n\r\n\r\n    .goldCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\r\n\r\n    }\r\n\r\n\r\n\r\n    .darkCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \r\n\r\n    }\r\n\r\n\r\n\r\n    .goldCircle1{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\r\n\r\n    }\r\n\r\n\r\n\r\n    .trig_wrapper {\r\n\r\n        transform: translateX(calc(var(--trig) \/ 11));\r\n\r\n        animation-delay: 0.25s;\r\n\r\n    }\r\n\r\n    .strike_1:after{\r\n\r\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\r\n\r\n    }\r\n\r\n<\/style>\n\n\r\n\r\n\r\n\r\n\r\n<section id=\"center-images-block_53d70d06f35b917264f1aa6764a32011\" class=\"block center-images\" style=\"\r\n\r\n\r\n--padding-top: 80px;\r\n\r\n\r\n--paddings-top--mobile: 0px;\r\n\r\n\r\n--paddings-bottom: 220px;\r\n\r\n\r\n--paddings-bottom--mobile: 0px;\r\n\r\n\r\n--margins-top: 0px;\r\n\r\n\r\n--margins-top--mobile: 0px;\r\n\r\n\r\n--margins-bottom: 0px;\r\n\r\n\r\n--margins-bottom--mobile: 0px;\r\n\r\n\r\n--gradient: #f7f7f7;\r\n\r\n\r\n\">\r\n\r\n\r\n    <div class=\"container\">\r\n\r\n\r\n\t\t<div class=\"first_image enable-trig\">\r\n\r\n\r\n\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/Group-6745.png\" alt=\"Two professional entrepreneurs at banesco international\" class=\"float\">\r\n\r\n\r\n\t\t<\/div>\r\n\r\n\r\n\t\t<div class=\"second_image position-left position_vertical-bottom enable-trig\" style=\"\">\r\n\r\n\r\n\t\t\t<img decoding=\"async\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/calm-blue-ocean-water-texture-close-up.png\" alt=\"Modern Building casting a shadow\" class=\"float\">\r\n\r\n\r\n\t\t<\/div>\r\n\r\n\r\n\t\t\r\n\r\n    <\/div>\r\n\r\n\r\n<\/section>\r\n\r\n\r\n\r\n\r\n\r\n<style>\r\n\r\n\r\n@media screen and (min-width:768px) {\r\n\r\n\r\n\t.third_image img {\r\n\r\n\r\n\t\tposition:relative;\r\n\r\n\r\n\t\ttop: ;\r\n\r\n\r\n\t\tright: ;\r\n\r\n\r\n\t}\r\n\r\n\r\n\t.second_image img {\r\n\r\n\r\n\t\tposition:relative;\r\n\r\n\r\n\t\ttop: ;\r\n\r\n\r\n\t\tright: ;\r\n\r\n\r\n\t}\r\n\r\n\r\n}\r\n\r\n\r\n.first_image { \r\n\r\n\r\n\ttransform: translateY(calc(var(--trig) \/ 7));\r\n\r\n\r\n}\r\n\r\n\r\n.second_image {\r\n\r\n\r\n\ttransform: translateY(calc(var(--trig-reverse) \/ 2));\r\n\r\n\r\n}\r\n\r\n\r\n.third_image {\r\n\r\n\r\n\ttransform: translateY(calc(var(--trig) \/ 2));\r\n\r\n\r\n}\r\n\r\n\r\n<\/style>\r\n\r\n\r\n\n\n\r\n<section id=\"repeater-columns-block_f07d21fde17625cc009bbfd2c8882561\"\r\n    class=\"block repeater-columns styling-\"\r\n    style=\"\r\n        --padding-top: 20px;\r\n        --paddings-top--mobile: 20px;\r\n        --paddings-bottom: 215px;\r\n        --paddings-bottom--mobile: 20px;\r\n        --margins-top: 0px;\r\n        --margins-top--mobile: 0px;\r\n        --margins-bottom: 0px;\r\n        --margins-bottom--mobile: 0px;\r\n        --gradient: #f7f7f7    \">\r\n    <div class=\"container\">\r\n        <div class=\"content\">\r\n            <h2 class=\"title\"><span style=\"color:#222222\">Privacy &amp; Fraud Prevention<\/span><\/h2>\r\n            <div class=\"subtitle\">\r\n                Providing you with the confidence to bank securely in Puerto Rico and beyond is our priority            <\/div>\r\n            <div class=\"text\">\r\n                <div class=\"columns\">\r\n                                                <div class=\"column\"><span style=\"color:#222222\">Your accounts are protected with advanced activity monitoring designed to identify and prevent potential fraud. Transaction patterns are reviewed continuously, and any irregularities are reported promptly. Multi-factor authentication provides added protection when banking through our mobile app.<\/span><\/div>\r\n                                                    <div class=\"column\"><span style=\"color:#222222\">Your metal BanescoSelect Visa Debit Card includes Card Controls, available in Online Banking and the mobile app, allowing you to receive real-time notifications about card usage, temporarily deactivate your card, and manage activity by merchant or location.<sup>2<\/sup><\/span><\/div>\r\n                                                    <div class=\"column\"><span style=\"color:#222222\">Your BanescoSelect Relationship Manager and service team in Puerto Rico provide attentive support complemented by secure email messaging available in Online Banking and the mobile app.<\/span><\/div>\r\n                                                    <div class=\"column\"><span style=\"color:#222222\">We offer a paperless experience, with statements available to view and download in Online Banking. \r\n\r\nWe respect your privacy. Banesco USA does not share your personal information or information related to your relationship except as permitted by law (please see our <a target=\"_blank\" href=\"https:\/\/banescousa.com\/privacypolicy\/\" style=\"color: #000\">Privacy Notice<\/a>).<\/span><\/div>\r\n                                        <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\n\n<section id=\"disclosure-block_9414ba704343e015f3b16de2a3ddb83a\" class=\"block disclosure\" style=\"\r\n    --padding-top: 0px;\r\n    --paddings-top--mobile: 0px;\r\n    --paddings-bottom: 25px;\r\n    --paddings-bottom--mobile: 0px;\r\n    --margins-top: 0px;\r\n    --margins-top--mobile: 0px;\r\n    --margins-bottom: 0px;\r\n    --margins-bottom--mobile: 0px;\r\n    --gradient: #f7f7f7;\r\n\">\r\n\r\n    <div class=\"container\">\r\n        <div class=\"content\">\r\n            <button class=\"toggle active\" onclick=\"disclosureToggle();\">\r\n                    \r\n                                            Disclosures                                                    <span class=\"chevron\">\r\n                    <svg width=\"9\" height=\"5\" viewBox=\"0 0 9 5\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\r\n                            d=\"M8.75523 4.89512C8.62005 5.03459 8.40088 5.03459 8.2657 4.89512L4.59418 1.10704L0.922666 4.89512C0.787484 5.03459 0.568312 5.03459 0.43313 4.89512C0.297949 4.75564 0.297949 4.52951 0.43313 4.39004L4.59418 0.0968919L8.75523 4.39004C8.89041 4.52951 8.89041 4.75564 8.75523 4.89512Z\"\r\n                            fill=\"#313131\" \/>\r\n                    <\/svg>\r\n                <\/span>\r\n            <\/button>\r\n            <div class=\"text active\"><p>Deposit account transaction fees apply. Refer to the <a href=\"https:\/\/banescousa.com\/pdf\/sof\/Schedule-of-Fees-and-Service-Charges.pdf\" target=\"_blank\" title=\"Schedule of Fees and Service Charges.\">Schedule of Fees and Service Charges.<\/a><\/p>\r\n\r\n<p><sup>1<\/sup>If you maintain the required balance, we will either waive or refund the below balance maintenance fee. The combined monthly average balance is based on collected balances for qualifying relationship deposit accounts per statement cycle. Qualifying relationship deposit accounts include retail and business checking, Money Market, savings and time deposit accounts with primary, joint, authorized signer, trustee, beneficiary, director, partner, minor and shareholder relationships. Collected balance means we only include those funds for which we have actually received payment. The combined monthly average balance is calculated by adding the closing balance in the account(s) at the end of each day and dividing the total by the number of days in the statement cycle (interest paid by the Bank is not included). BanescoSelect products are eligible for additional reward benefits as stated in this product guide. To earn BanescoSelect Rewards, balances up to but not including the statement date will be considered.<\/p>\r\n\r\n<p><sup>2<\/sup>Card Controls is available for personal accounts that are enrolled in Online Banking. Debit cards are available with checking accounts.<\/p>\r\n\r\n<p>Zelle<sup>\u00ae<\/sup> is available in over 2,300 banking and credit union apps. To send or receive money with Zelle<sup>\u00ae<\/sup>, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle<sup>\u00ae<\/sup> and the Zelle<sup>\u00ae<\/sup> related marks are wholly owned by Early Warning Services, LLC and are used herein under license.\r\n<\/p>\r\n<\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/section>\r\n\r\n<script async>\r\nfunction disclosureToggle() {\r\n    document.querySelector('.toggle').classList.toggle('active');\r\n    document.querySelector('.disclosure .text').classList.toggle('active');\r\n}\r\n<\/script>\r\n\n\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"parent":9413,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"cpm_anniversary_back_url":"","cpm_anniversary_stories_page_url":"","cpm_anniversary_stories_heading":"","cpm_anniversary_stories_cta_label":"","cpm_anniversary_stories_cta_url":"","employee_portal_footer_heading":"","employee_portal_footer_instagram":"","employee_portal_footer_linkedin":"","footnotes":""},"category-for-page":[],"page-category":[],"class_list":["post-9500","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BanescoSelect Personal Banking | Puerto Rico<\/title>\n<meta name=\"description\" content=\"BanescoSelect Personal Banking in Puerto Rico delivers personalized service through dedicated relationship managers, secure tools, and exclusive benefits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/banescousa.com\/select\/puerto-rico\/personal-banking\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BanescoSelect Personal Banking | Puerto Rico\" \/>\n<meta property=\"og:description\" content=\"BanescoSelect Personal Banking in Puerto Rico delivers personalized service through dedicated relationship managers, secure tools, and exclusive benefits.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/banescousa.com\/select\/puerto-rico\/personal-banking\/\" \/>\n<meta property=\"og:site_name\" content=\"Banesco USA, Select\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-01T12:27:17+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/banescousa.com\/select\/puerto-rico\/personal-banking\/\",\"url\":\"https:\/\/banescousa.com\/select\/puerto-rico\/personal-banking\/\",\"name\":\"BanescoSelect Personal Banking | Puerto Rico\",\"isPartOf\":{\"@id\":\"https:\/\/banescousa.com\/select\/#website\"},\"datePublished\":\"2025-11-12T17:31:59+00:00\",\"dateModified\":\"2026-04-01T12:27:17+00:00\",\"description\":\"BanescoSelect Personal Banking in Puerto Rico delivers personalized service through dedicated relationship managers, secure tools, and exclusive benefits.\",\"breadcrumb\":{\"@id\":\"https:\/\/banescousa.com\/select\/puerto-rico\/personal-banking\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/banescousa.com\/select\/puerto-rico\/personal-banking\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/banescousa.com\/select\/puerto-rico\/personal-banking\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/banescousa.com\/select\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"BanescoSelect &#8211; 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