{"id":8444,"date":"2025-11-24T23:41:19","date_gmt":"2025-11-24T23:41:19","guid":{"rendered":"http:\/\/multisitetest.local\/select\/?page_id=8444"},"modified":"2026-10-06T23:57:27","modified_gmt":"2026-10-06T23:57:27","slug":"commercial-real-estate-investors","status":"publish","type":"page","link":"https:\/\/banescousa.com\/select\/us\/commercial-real-estate-investors\/","title":{"rendered":"BanescoSelect &#8211; Banking for Commercial Real Estate Investors"},"content":{"rendered":"\n<div class=\"cre-inv\">\n\n\n\n\n\n\n\n<section \n\n\nid=\"hero-block-block_b0bf36d6b76a1ab29d4da3c520efc75d\" \n\n\nclass=\"\n\n\n\tblock hero-block lightBackground darkFont image_locationleft vertical_bottom \n\n\n\thero-Parent selectedDesign center-align headingRecife-Parent\n\n\n\t\n\n\">\n\n\n\n\n\n\t\n\n\n\n\n\t<div class=\"container\">\n\n\n\t\t\n\n\t\t<div class=\"hero-Flex\">\n\n\n\t\t\t<h1 class=\"h1-font-size header_mwidth\">Commercial\u2028<br \/>Real Estate Investors<\/h1><div class=\"text text_mwidth\">Customized credit facilities and liquidity management tools designed to build wealth through real estate<div>\n\n\t\t<\/div>\n\n\n\n\n\n\t\t\n\n\n\n\n\t<\/div>\n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n\t@media screen and (min-width:768px) {\n\n\n\t\t\n\n\n\n\n\t\t\n\n\t\t\t.hero-Flex .text_mwidth{\n\n\n\t\t\t\tmax-width:600px;\n\n\n\t\t\t}\n\n\n\t\t\n\n\t}\n\n\n\t\n\n\n\tsection.hero-Parent .hero-Flex{\n\n\n\t\t\n\n\n\n\n\t\t\n\n\t\t\tpadding-bottom:200px !important;\n\n\n\t\t\n\n\t}\n\n\t\t@media screen and (max-width: 768px) {\n\t\tsection.hero-Parent .hero-Flex {\n\t\t\t\t\t\t\t\t\tpadding-bottom: 200px !important;\n\t\t\t\t\t}\n\t}\n\t\n<\/style>\n\n\n\n\n\n\n\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block \"\n\n            style=\"background-color:#F6F6F6\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"true\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .mainImg1792126897{\n\n                                max-width: 698px !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .mainImg1792126897{\n\n                                top: -80px !important;\n\n                                left: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n\n\n                    \n\n\n                    \n                    .parent_padding_1792126897 {\n\n                        --padding-top: 0px;\n\n                        --padding-bottom: 0px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792126897 {\n\n                            --padding-top: 0px;\n\n                            --padding-bottom: 80px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_top-left\n                        parent_padding_1792126897 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                        sFlex-reverse \n\n                        fontWeight300 sFlex-center showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                             \n                        \" \n\n                        style=\"margin-top: \">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"1410\" height=\"1738\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/cre-investors-ellipse-bundle.png\" class=\"mainImg enable-trig mainImg1792126897 shadow_1 \" alt=\"\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/cre-investors-ellipse-bundle.png 1410w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/cre-investors-ellipse-bundle-1246x1536.png 1246w\" sizes=\"(max-width: 1410px) 100vw, 1410px\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/cre-investors-ellipse-bundle.png' alt='' class='mainImg main_img_mobile enable-trig mainImg1792126897 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h2 class=\"zip-zap-duo__small-heading\"><span style=\"font-size: 42px\">Expertise at the foundation of every relationship<\/h2><h2 class=\"h2-font-size style1\">Combining your real estate expertise and our financial insight, we build a partnership focused on your success.<\/h2><div><p><span style=\"line-height: 32px\">Leading your relationship is a seasoned commercial real estate banker who understands the intricacies of your industry. Supported by a credit executive and an analyst team, they ensure each credit facility is structured for financial flexibility while safeguarding credit quality through effective risk management.<\/span><\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\n\n    }\n\n\n\n    .trig_wrapper {\n\n        transform: translateX(calc(var(--trig) \/ 11));\n\n        animation-delay: 0.25s;\n\n    }\n\n    .strike_1:after{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\n\n    }\n\n<\/style>\n\n\n<div class=\"light-background\">\n\n\n<div class=\"new-select-wholesalers-bottom-wrapper\">\n\t<section id=\"new-select-wholesalers-bottom\" class=\"new-select-wholesalers-bottom\">\n\t\t<div class=\"new-select-wholesalers-bottom__container\">\n\t\t\t<div class=\"new-select-wholesalers-bottom__top_section\">\n\t\t\t\t<h2>Financing options to optimize your commercial real estate investments<\/h2>\n\t\t\t<\/div>\n\t\t\t<div class=\"new-select-wholesalers-bottom__container__flex\">\n\t\t\t\t<div class=\"new-select-wholesalers-bottom__container__left_panel\">\n\t\t\t\t\t<p>As your portfolio evolves, our financing solutions are designed to keep pace with your growth. Offering competitive rates, favorable terms, and innovative structures, you gain the financial agility to pursue opportunities. <\/p>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"new-select-wholesalers-bottom__container__right_panel\">\n\t\t\t\t\t<p style=\"margin-bottom:8px;font-weight: 500\">Commercial Real Estate Term Loans<\/p>\n<p>Capital supports the acquisition of residential or commercial properties and funds strategic upgrades designed to elevate asset value and attract premium tenants. <\/p>\n<p style=\"margin-bottom:8px;font-weight: 500\">Bridge Financing<\/p>\n<p>Liquidity enables a smooth transition from acquisition to stabilization while maintaining transaction momentum and optimizing property performance.<\/p>\n<p style=\"margin-bottom:8px;font-weight: 500\">Commercial Real Estate Lines of Credit<\/p>\n<p>Immediate access delivers the agility to pursue new opportunities, finance capital improvements, and make timely down payments or CAPEX investments, keeping your properties competitive and your strategy on course.<\/p>\n<p style=\"margin-bottom:8px;font-weight: 500\">Construction Loans<\/p>\n<p>Advance your project planning with strategic financing to develop new builds or transform existing assets, ensuring each phase aligns with your vision and market potential.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n<\/div>\n\n\n\n<\/div>\n\n\n\n<div class=\"select-page-centered-block-wrapper\"><div class=\"select-page-centered-block\">\n\n\n\n\n\n    <section class=\"split-columns-content no-section-margin lightBackground block zip-zap-block gap-100-first \"\n\n            style=\"background-color:#F6F6F6\"\n                        data-parallax-image=\"false\"\n            data-parallax-text=\"false\"\n            >\n\n        \n\n\n                \n                <style>\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .mainImg1792126895{\n\n                                top: 0px !important;\n\n                                left: !important;\n\n                            }\n\n                        }\n\n                    \n\n\n                    \n                        @media screen and (min-width:768px){\n\n                            .subImg1792126895{\n\n                                max-width: 331px !important;\n\n                            }\n\n                        }   \n\n                    \n\n\n                    \n\n\n                    \n                    .parent_padding_1792126895 {\n\n                        --padding-top: 100px;\n\n                        --padding-bottom: 180px ;\n\n                    }\n\n\n\n                    @media screen and (max-width:768px) {\n\n                        .parent_padding_1792126895 {\n\n                            --padding-top: 60px;\n\n                            --padding-bottom: 100px;\n\n                        }  \n\n                    }\n\n\n\n                <\/style>\n\n\n\n                <div class=\"flex-parent-wrapper parent-wrapper-0\">\n\n                    \n                    \n\n                    <div class=\"\n\n                        sFlex-parent \n\n                        sub_top-left\n                        parent_padding_1792126895 \n\n                         \n\n                        sFlex-wrapper lightFont \n\n                         \n\n                        fontWeight300 sFlex-center showSmallFirstHeading\"\n\n                        \n                        style=\"padding-top:var(--padding-top); padding-bottom: var(--padding-bottom);\" >\n\n                        \n\n                        \n                        \n\n                        \n\n\n                        <div \n\n                        class=\"\n\n                            sFlexImg \n\n                            sFlex-1-3 \n\n                            enable-trig \n\n                            strike_ \n\n                             \n                        \" \n\n                        style=\"margin-top: -20px\">\n\n\n\n                        \n\n\n                            <img loading=\"lazy\" decoding=\"async\" width=\"743\" height=\"734\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2026\/04\/gold-ellipse-shadow.png\" class=\"subImg image_size_type_default subImg1792126895  top-left frontShow\" alt=\"\" style=\"max-width:331px !important\" \/><img loading=\"lazy\" decoding=\"async\" width=\"588\" height=\"719\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2025\/01\/Group-6726.png\" class=\"mainImg enable-trig mainImg1792126895 shadow_1 \" alt=\"Colorful commercial buildings with palm trees at dusk.\" \/><img src='https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2025\/01\/Group-6726.png' alt='' class='mainImg main_img_mobile enable-trig mainImg1792126895 shadow_1'>\n\n\n                        <\/div>\n\n\n\n                        \n                                    \n\n                            <div\n\n                                class=\"sFlexContent sFlex-2-3\n\n                                    mobile_image_position_top\n                                \">\n\n                                \n                                    <div class=\"sFlexContent-inner maxwidth-shortcontent\">\n\n                                        <h2 class=\"zip-zap-duo__small-heading\">Core banking services to operate your business efficiently<\/h2><h2 class=\"h2-font-size style1\">Your BanescoSelect Relationship Manager assembles a suite of deposit products that address your specific liquidity needs.<\/h2><div><p>Our business operating accounts provide streamlined tools to manage banking activities for both your overall business operations and the specific financial activities of each project and property. <\/p><br \/><p>For added efficiency, a sweep account automatically transfers excess cash to an interest-bearing account, optimizing liquidity management and maximizing returns on idle funds. <\/p><br \/><p>A Visa Purchasing card offers a practical solution for property managers and maintenance staff to make necessary purchases with ease. With the ability to set spending limits, track expenses, and view activity in real-time, you maintain control while simplifying purchasing.<\/p>\n<\/div>                                                                            <\/div>\n\n                                \n                            <\/div>\n\n\n\n                        \n                    <\/div>\n\n                <\/div>\n\n        \n    <\/section>\n\n\n\n\n<style>\n\n    \n    .mainImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));\n\n    }\n\n\n\n    .subImg {\n\n        transform: translateY(calc(var(--trig-reverse) \/ 4));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 8));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 2));\n\n    }\n\n\n\n    .darkCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ -18));  \n\n    }\n\n\n\n    .goldCircle1{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 10));\n\n    }\n\n\n\n    .trig_wrapper {\n\n        transform: translateX(calc(var(--trig) \/ 11));\n\n        animation-delay: 0.25s;\n\n    }\n\n    .strike_1:after{\n\n        transform: translateY(calc(var(--trig-reverse) \/ 12)) rotate(135deg) !important;\n\n    }\n\n<\/style>\n\n\n<\/div><\/div>\n\n\n\n<div class=\"select-reward-block-container\">\n\n\n\n\n\n\n\n<section id=\"center-text-block_c1e3049b3727447af2548f03bb57df07\" class=\"block center-text styling-dark border_\"\n\n    \n    style=\"--padding-top: 10px;\n\n\n    --paddings-top--mobile: 50px;\n\n\n    --paddings-bottom: 10px;\n\n\n    --paddings-bottom--mobile: 50px;\n\n\n    --margins-top: 0px;\n\n\n    --margins-top--mobile: 0px;\n\n\n    --margins-bottom: 0px;\n\n\n    --margins-bottom--mobile: 0px;\n\n\n    --gradient: #000000;\">\n\n\n\n\n\n    <div class=\"container\">\n\n\n        <div class=\"content\">\n\n\n            <div class=\"center-text__inner-wrapper\">\n\n\n                <h2 class=\"title\"><span style=\"color:#e0e0e0\">BanescoSelect Rewards<\/span><\/h2>\n\n\n                \n\n                    <div class=\"text fadeout_  \">\n\n\n                        <span style=\"font-size: 34px;line-height: 130%;color: #e0e0e0\">Earn Rewards as your relationship\nbalance increases<\/span>\n\n                        \n\n                            <div class=\"sticky_bg\"><\/div>\n\n\n                        \n\n                    <\/div>\n\n\n                \n\n\n\n\n                \n\n\n\n\n                    \n\n                        <div class=\"links\">\n\n\n                            <a href=\"https:\/\/banescousa.com\/select\/us\/rewards-business\/\" target=\"_blank\">Explore BanescoSelect Rewards for Business\n\n                                <span class=\"svg\">\n\n\n                                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"7\" height=\"13\" viewBox=\"0 0 7 13\" fill=\"none\">\n\n\n                 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<\/div>\n\n\n    \n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n    .center-trig_wrapper {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n\n\n\n    .corner_image {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n<\/style>\n\n\n\n\n\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.css\" \/>\n\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.js\"><\/script>\n\n\n<script>\n\n\n    new Swiper('.text_slider_init', {\n\n\n        direction: 'vertical',\n\n\n        autoplay: {\n\n\n            height: window.innerHeight,\n\n\n            delay: 5000,\n\n\n            disableOnInteraction: false,\n\n\n        },\n\n\n        slidesPerView: 'auto',\n\n\n        speed: 600,\n\n\n        navigation: {\n\n\n            nextEl: '.swiper-button-next',\n\n\n            prevEl: '.swiper-button-prev',\n\n\n        },\n\n\n    });\n\n\n<\/script>\n\n\n\n\n\n<\/div>\n\n\n\n<div class=\"cre-centered\">\n\n\n\n\n\n\n\n<section id=\"center-text-block_cfdd5e18bfc7862237dd20ad3a6ed247\" class=\"block center-text styling-light border_1\"\n\n        data-parallax-image=\"false\"\n    data-parallax-text=\"false\"\n    \n    style=\"--padding-top: 0px;\n\n\n    --paddings-top--mobile: 0px;\n\n\n    --paddings-bottom: 80px;\n\n\n    --paddings-bottom--mobile: 0px;\n\n\n    --margins-top: 0px;\n\n\n    --margins-top--mobile: 0px;\n\n\n    --margins-bottom: 0px;\n\n\n    --margins-bottom--mobile: 0px;\n\n\n    --gradient: #f7f7f7;\">\n\n\n\n\n\n    <div class=\"container\">\n\n\n        <div class=\"content\">\n\n\n            <div class=\"center-text__inner-wrapper\">\n\n\n                <h2 class=\"title\">A broad range of solutions to manage payables and receivables<\/h2>\n\n\n                \n\n                    <div class=\"text fadeout_1  \">\n\n\n                        <h2>Your BanescoSelect Relationship Manager, in partnership with a Banesco USA Treasury Management Specialist, will tailor a suite of services to enhance the efficiency of processing incoming and outgoing payments, optimizing your cash position. <\/h2>\n\n                        \n\n                    <\/div>\n\n\n                \n\n\n\n\n                \n\n\n\n\n                    \n\n                \n\n                \n\n            <\/div>\n\n\n            \n\n            \n\n\n\n\n            \n\n        <\/div>\n\n\n    <\/div>\n\n\n    \n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n    .center-trig_wrapper {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n\n\n\n    .corner_image {\n\n\n        transform: translateX(calc(var(--trig) \/ 5));\n\n\n        animation-delay: 0.25s;\n\n\n    }\n\n\n<\/style>\n\n\n\n\n\n<link rel=\"stylesheet\" href=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.css\" \/>\n\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/swiper@9\/swiper-bundle.min.js\"><\/script>\n\n\n<script>\n\n\n    new Swiper('.text_slider_init', {\n\n\n        direction: 'vertical',\n\n\n        autoplay: {\n\n\n            height: window.innerHeight,\n\n\n            delay: 5000,\n\n\n            disableOnInteraction: false,\n\n\n        },\n\n\n        slidesPerView: 'auto',\n\n\n        speed: 600,\n\n\n        navigation: {\n\n\n            nextEl: '.swiper-button-next',\n\n\n            prevEl: '.swiper-button-prev',\n\n\n        },\n\n\n    });\n\n\n<\/script>\n\n\n\n\n\n\n<section id=\"text-columns-block_b24a92bd0fae8f13061d0b670f75449e\" class=\"block text-columns\"\nstyle=\"\n\n\n--padding-top: 1px;\n\n\n--paddings-top--mobile: 50px;\n\n\n--paddings-bottom: 60px;\n\n\n--paddings-bottom--mobile: 50px;\n\n\n--margins-top: 0px;\n\n\n--margins-top--mobile: 0px;\n\n\n--margins-bottom: 0px;\n\n\n--margins-bottom--mobile: 0px;\n\n\n--gradient: #f7f7f7;\n\n\n\">\n\n\n  <div class=\"container\">\n\n\t\t\n\n\t\t\t<div class=\"columns\" style=\"border-top:1px solid#E0E0E0;\">\n\n\n\t\t\t\t<div class=\"column\"><span class=\"title title_style_default\"><\/span><h2 style=\"font-weight: 500\">Payables Management<\/h2>\r\nDisburse funds digitally with wire transfers, ACH Originations, and Zelle<sup>\u00ae<\/sup> for your small business.\r\nThese services reduce processing time, ensuring timely payments while maintaining optimal cash flow.<\/div><div class=\"column\"><span class=\"title title_style_default\"><\/span><h2 style=\"font-weight: 500\">Receivables Management<\/h2>\r\nDeliver heightened tenant satisfaction by expanding their payment options to include Zelle<sup>\u00ae<\/sup>, credit cards, debit cards, and digital wallets. You have the option to apply the credit card processing fee as a surcharge to transactions.\r\n<br style=\"font-size: 0\" \/><br style=\"font-size: 0\" \/>For clients who prefer to pay with paper checks, Remote Deposit Capture,<sup>1<\/sup> mobile deposit, and Lockbox Services offer efficient processing.<\/div>\n\n\t\t\t<\/div>\n\n\n\t\t\t\n\n  <\/div>\n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n\n\n\n.float_div{ \n\n\n    transform: translateY( calc(var(--trig-reverse) \/ 4) );\n\n\n}\n\n\n<\/style>\n\n\n\n\n\n<\/div>\n\n\n<section class=\"new-wyswyg\">\n\t<div class=\"container\">\n\t\t<div class=\"new-wyswyg__content\">\n\t\t\t<div class=\"show-desktop\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8450\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2025\/01\/ocean-drive-1.png\" alt=\"Art Deco building with palm trees along Ocean Drive in Miami.\" width=\"1828\" height=\"718\" srcset=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2025\/01\/ocean-drive-1.png 1828w, https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2025\/01\/ocean-drive-1-1536x603.png 1536w\" sizes=\"(max-width: 1828px) 100vw, 1828px\" \/> <\/div>\n<div class=\"show-mobile\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-8449\" style=\"margin-bottom: 50px; border-radius: 8px;\" src=\"https:\/\/banescousa.com\/select\/wp-content\/uploads\/sites\/2\/2025\/01\/ocean-drive-2.png\" alt=\"Art Deco building with palm trees along Ocean Drive in Miami.\" width=\"445\" height=\"600\" \/><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n<style>\n\t.new-wyswyg {\n\t\tmargin-top: 60px;\n\t\tmargin-bottom: 60px;\n\t}\n\n\t.new-wyswyg img {\n\t\tmargin-left: 0;\n\t\tmargin-right: 0;\n\t}\n\n\t@media (max-width: 768px) {\n\t\t.new-wyswyg {\n\t\t\tmargin-top: 30px;\n\t\t\tmargin-bottom: 30px;\n\t\t}\n\t}\n\n\t\t\t.new-wyswyg img {\n\t\t\tborder-radius: 10px;\n\t\t}\n\n\t\t<\/style>\n\n\n<div class=\"cre-bottom-columns\">\n\n\n\n\n<section id=\"text-columns-block_37349a8fb143a29644c4a61a5b7290d9\" class=\"block text-columns\"\nstyle=\"\n\n\n--padding-top: 1px;\n\n\n--paddings-top--mobile: 20px;\n\n\n--paddings-bottom: 20px;\n\n\n--paddings-bottom--mobile: 50px;\n\n\n--margins-top: 20px;\n\n\n--margins-top--mobile: 0px;\n\n\n--margins-bottom: 0px;\n\n\n--margins-bottom--mobile: 0px;\n\n\n--gradient: #141414;\n\n\n\">\n\n\n  <div class=\"container\">\n\n\t\t\n\n\t\t\t<div class=\"columns\" style=\"border-top:1px solid#E0E0E0;\">\n\n\n\t\t\t\t<div class=\"column\"><span class=\"title title_style_default\"><\/span><h2>Banesco USA oversees your accounts to prevent fraud and protect you from cyber threats<\/h2><\/div><div class=\"column\"><span class=\"title title_style_default\"><\/span><p class=\"text\" style=\"font-weight: 400\"><span style=\"font-weight:500\">Leveraging the power of AI<\/span> and human oversight, we monitor your accounts for unusual activity, ensuring it is promptly brought to your attention.<\/p>\n<p class=\"text\" style=\"font-weight: 400\"><span style=\"font-weight:500\">Payee Positive Pay<\/span> automates fraud detection by verifying the payee details you upload against checks presented for processing. Online notifications give you control to accept or decline processing.<\/p>\n<p class=\"text\" style=\"font-weight: 400\"><span style=\"font-weight:500\">Our Online Banking platform<\/span> gives you the flexibility to manage authorized users, set transaction limits, and view processing history. Two-factor authentication provides enhanced security, and paperless statements are securely stored for your private viewing and download.<\/p>\n<p class=\"text\" style=\"font-weight: 400\"><span style=\"font-weight:500\">Your Banesco USA deposit accounts<\/span> are insured by the FDIC up to the standard maximum amount. We offer multimillions in additional FDIC insurance protection through ICS<sup>\u00ae<\/sup> and CDARS<sup>\u00ae<\/sup> for deposit balances exceeding $250,000.<\/p>\n<p class=\"text\" style=\"font-weight: 400\"><span style=\"font-weight:500\">Service from your BanescoSelect Relationship Manager<\/span> is complemented by secure email messaging available through Online Banking and the mobile app.<\/p><\/div>\n\n\t\t\t<\/div>\n\n\n\t\t\t\n\n  <\/div>\n\n\n<\/section>\n\n\n\n\n\n<style>\n\n\n\n\n\n.float_div{ \n\n\n    transform: translateY( calc(var(--trig-reverse) \/ 4) );\n\n\n}\n\n\n<\/style>\n\n\n\n\n\n<\/div>\n\n\n<section id=\"disclosure-block_6e4162b78205bc66c63a2095fb962927\" class=\"block disclosure\" style=\"\n    --padding-top: 0px;\n    --paddings-top--mobile: 0px;\n    --paddings-bottom: 50px;\n    --paddings-bottom--mobile: 50px;\n    --margins-top: 0px;\n    --margins-top--mobile: 0px;\n    --margins-bottom: 0px;\n    --margins-bottom--mobile: 0px;\n    --gradient: #141414;\n\">\n\n    <div class=\"container\">\n        <div class=\"content\">\n            <button class=\"toggle active\" onclick=\"disclosureToggle();\">\n                    \n                                            Disclosures                                                    <span class=\"chevron\">\n                    <svg width=\"9\" height=\"5\" viewBox=\"0 0 9 5\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                        <path fill-rule=\"evenodd\" clip-rule=\"evenodd\"\n                            d=\"M8.75523 4.89512C8.62005 5.03459 8.40088 5.03459 8.2657 4.89512L4.59418 1.10704L0.922666 4.89512C0.787484 5.03459 0.568312 5.03459 0.43313 4.89512C0.297949 4.75564 0.297949 4.52951 0.43313 4.39004L4.59418 0.0968919L8.75523 4.39004C8.89041 4.52951 8.89041 4.75564 8.75523 4.89512Z\"\n                            fill=\"currentColor\" \/>\n                    <\/svg>\n                <\/span>\n            <\/button>\n            <div class=\"text active\"><p style=\"text-align: center\">Account transaction and service fees apply. Refer to the <a style=\"text-decoration: underline\" href=\"https:\/\/banescousa.com\/documents\/disclosure\/schedule-of-fees-and-service-charges.pdf\" target=\"_blank\">Schedule of Fees and Service Charges<\/a>.\r\n<br>\r\nLoans are subject to credit approval and the Bank&#8217;s credit policies. Additional conditions may apply.\r\n<br>\r\nPurchasing cards are subject to credit approval. Earn cash back on total annual purchases. Rebate calculated based on total spend for the year and paid out as an ACH deposit into checking account or statement credit. Additional conditions apply.\r\n<br>\r\n<sup>1<\/sup>Equipment rental fees not included. For more information about Treasury Management products and fees, contact your Treasury Management Specialist or email TM@banescousa.com.\r\n<br>\r\nUse of the ICS and CDARS services is subject to the terms, conditions, and disclosures set forth in the CDARS-ICS Participating Institution Agreement and applicable Deposit Placement Agreements. Limits apply, and customer eligibility criteria may apply. CDARS, ICS, Insured Cash Sweep, One-Way Buy, and One-Way Sell are registered service marks of Promontory Interfinancial Network, LLC, now IntraFi Network<sup>SM<\/sup>. Floating-Rate Funding and Insured Overnight Funding are service marks of IntraFi Network.\r\n<br>\r\nZelle<sup>\u00ae<\/sup> is available in over 2,300 banking and credit union apps. To send or receive money with Zelle<sup>\u00ae<\/sup>, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur within minutes. Check with your financial institution. Zelle<sup>\u00ae<\/sup> and the Zelle<sup>\u00ae<\/sup> related marks are wholly owned by Early Warning Services, LLC and are used herein under license.<\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n<script async>\nfunction disclosureToggle() {\n    document.querySelector('.toggle').classList.toggle('active');\n    document.querySelector('.disclosure .text').classList.toggle('active');\n}\n<\/script>\n\n\n\n<\/div>\n\n\n<style>\n\t.cre-bottom-columns .text-columns {\r\n    margin: 0  !important; \r\n    border-radius: 0px !important;\r\n}\r\n\r\n.hero-block h1 {\r\n    max-width: 874px;\r\n    font-size: 86px;\r\n}\r\n\r\n.block.disclosure {\r\n    background: #141414;\r\n    padding: 24px 20px;\r\n    border-top: 1px solid #141414;\r\n    color:#e0e0e0\r\n}\r\n\r\n.disclosure button.toggle{\r\n    color:#e0e0e0\r\n}\r\n\r\n.disclosure .text a, .disclosure .text p{\r\ncolor:#e0e0e0;\r\n}\r\n\r\n.disclosure button.toggle .chevron{\r\n    color:#e0e0e0\r\n}\r\n\r\n\r\n.new-select-cre-dev-top {\r\n    background-color: #000000;\r\n    position: relative;\r\n    padding-bottom: 30px;\r\n}\r\n\r\n.new-select-cre-dev-top .container {\r\n    max-width: 1280px;\r\n    margin: auto;\r\n}\r\n\r\n.new-select-cre-dev-top .new-select-cre-dev-top__top__image img {\r\n    margin-top: -75px;\r\n}\r\n\r\n.new-select-cre-dev-top__top__content {\r\n    max-width: 692px;\r\n    padding: 0 30px;\r\n}\r\n\r\n.new-select-cre-dev-top__top__content h2 {\r\n    color: #e0e0e0;\r\n    font-size: 42px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 130%;\r\n    margin-top: 54px;\r\n    margin-bottom: 54px;\r\n}\r\n\r\n.new-select-cre-dev-top__mid {\r\n    max-width: 632px;\r\n    margin: auto;\r\n}\r\n\r\n.new-select-cre-dev-top__mid img.circle-right-decorative {\r\n    position: absolute;\r\n    right: -30px;\r\n    top: 25%;\r\n    height: 309px;\r\n}\r\n\r\n.new-select-cre-dev-top__mid p {\r\n    color: #e0e0e0;\r\n    font-size: 18px;\r\n    font-style: normal;\r\n    font-weight: 400;\r\n    line-height: 28px;\r\n    margin-bottom: 54px;\r\n}\r\n\r\n.new-select-cre-dev-top__mid p.sm {\r\n    max-width: 455px;\r\n    margin-bottom: 54px;\r\n}\r\n\r\n.new-select-cre-dev-top__mid h2 {\r\n    color: #e0e0e0;\r\n    font-size: 42px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 130%;\r\n    margin-bottom: 32px;\r\n}\r\n\r\n.new-select-cre-dev-top__bottom {\r\n    max-width: 632px;\r\n    margin: auto;\r\n    padding-bottom: 180px;\r\n}\r\n\r\n.new-select-cre-dev-top__bottom__content h2 {\r\n    color: #e0e0e0;\r\n    font-size: 42px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 130%;\r\n    \/* 54.6px *\/\r\n}\r\n\r\n.new-select-cre-dev-top__bottom__content p {\r\n    color: #e0e0e0;\r\n    font-size: 18px;\r\n    font-style: normal;\r\n    font-weight: 400;\r\n    line-height: 28px;\r\n    \/* 155.556% *\/\r\n}\r\n\r\n.new-select-cre-dev-top__bottom__content br {\r\n    display: block;\r\n}\r\n\r\n.sFlex-wrapper.sFlex-parent {\r\n    align-items: center;\r\n}\r\n\r\n.split-columns-content\r\n    .flex-parent-wrapper\r\n    .sFlexContent\r\n    .sFlexContent-inner\r\n    p {\r\n    color: #e0e0e0;\r\n    font-size: 18px;\r\n    font-style: normal;\r\n    font-weight: 400;\r\n    line-height: 28px;\r\n    \/* 155.556% *\/\r\n}\r\n\r\n.split-columns-content.lightBackground\r\n    .flex-parent-wrapper\r\n    .sFlexContent\r\n    .sFlexContent-inner\r\n    p {\r\n    color: #1f1f1f;\r\n}\r\n\r\n.center-text {\r\n    margin-top: 0;\r\n}\r\n\r\n.center-text .float_2 {\r\n    right: 0;\r\n    top: 20%;\r\n    height: 309px;\r\n    width: auto;\r\n    max-width: unset;\r\n}\r\n\r\n.center-text .center-text__inner-wrapper {\r\n    margin-top: -120px;\r\n}\r\n\r\n.center-text__inner-wrapper h2 {\r\n    color: #1f1f1f;\r\n    font-size: 42px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 130%;\r\n    \/* 54.6px *\/\r\n}\r\n\r\n.center-text__inner-wrapper p {\r\n    color: #1f1f1f;\r\n    font-size: 18px;\r\n    font-style: normal;\r\n    font-weight: 400;\r\n    line-height: 28px;\r\n    margin-bottom: 54px;\r\n}\r\n\r\n\r\n\r\nsection.hero-Parent .hero-Flex {\r\n    padding-top: 120px;\r\n    padding-bottom: 250px;\r\n}\r\n\r\n.new-select-cre-dev-top .new-select-cre-dev-top__footer .container {\r\n    margin: 0 20px;\r\n    max-width: unset;\r\n}\r\n\r\n.new-select-cre-dev-top .new-select-cre-dev-top__footer .container img {\r\n    width: 100%;\r\n    border-radius: 8px;\r\n}\r\n\r\n.new-select-cre-dev-top\r\n    .new-select-cre-dev-top__footer\r\n    .container\r\n    .new-select-cre-dev-top__footer__content {\r\n    max-width: 632px;\r\n    margin: auto;\r\n    position: relative;\r\n    top: -250px;\r\n    margin-bottom: -150px;\r\n}\r\n\r\n.new-select-cre-dev-top\r\n    .new-select-cre-dev-top__footer\r\n    .container\r\n    .new-select-cre-dev-top__footer__content\r\n    h2 {\r\n    color: #e0e0e0;\r\n    font-size: 62px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 113%;\r\n    max-width: 610px;\r\n    \/* 70.06px *\/\r\n}\r\n\r\n.new-select-cre-dev-top\r\n    .new-select-cre-dev-top__footer\r\n    .container\r\n    .new-select-cre-dev-top__footer__content\r\n    p {\r\n    color: #e0e0e0;\r\n    font-size: 18px;\r\n    font-style: normal;\r\n    font-weight: 400;\r\n    line-height: 28px;\r\n    margin-bottom: 30px;\r\n}\r\n\r\n.light-background\r\n    .new-select-whoelsalers-bottom-wrapper\r\n    .new-select-whoelsalers-bottom {\r\n    background-color: #f6f6f6;\r\n}\r\n\r\n.light-background\r\n    .new-select-whoelsalers-bottom-wrapper\r\n    .new-select-whoelsalers-bottom\r\n    .new-select-wholesalers-bottom__container {\r\n    padding: 35px;\r\n}\r\n\r\n.light-background .new-select-wholesalers-bottom__container {\r\n    max-width: 1340px;\r\n}\r\n\r\n.light-background .new-select-wholesalers-bottom__container h2 {\r\n    color: #1f1f1f;\r\n    font-family: \"Recife Display\";\r\n    font-size: 42px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 130%;\r\n    margin: 0;\r\n    padding: 54px 0;\r\n    border-top: 1px solid #e6e6e6;\r\n}\r\n\r\n.light-background .new-select-wholesalers-bottom__container__left_panel p {\r\n    color: #1f1f1f;\r\n    font-size: 28px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 42px;\r\n    \/* 150% *\/\r\n}\r\n\r\n.light-background .new-select-wholesalers-bottom__container__right_panel p {\r\n    color: #1f1f1f;\r\n}\r\n\r\n.light-background .new-select-wholesalers-bottom__container__right_panel strong {\r\n    font-weight: 600;\r\n}\r\n\r\n.new-wyswyg {\r\n    background-color: #f7f7f7;\r\n    margin: 0;\r\n    padding: 0 20px;\r\n}\r\n\r\n.new-wyswyg img {\r\n    margin-bottom: 0;\r\n    width: 100%;\r\n}\r\n\r\n.select-page-centered-block-wrapper {\r\n    background-color: #f6f6f6;\r\n}\r\n\r\n.select-page-centered-block {\r\n    max-width: 720px;\r\n    margin: auto;\r\n}\r\n\r\n.select-page-centered-block .sFlex-wrapper.sFlex-parent {\r\n    display: block;\r\n    margin-top: 0;\r\n}\r\n\r\n.select-page-centered-block\r\n    .sFlex-wrapper.sFlex-parent\r\n    .sFlexContent\r\n    .maxwidth-shortcontent {\r\n    margin: 30px;\r\n    padding-top: 50px;\r\n    border-top: 1px solid #e6e6e6;\r\n    max-width: 588px;\r\n    width: 100%;\r\n    display: block;\r\n}\r\n\r\n.select-page-centered-block .sFlex-wrapper.sFlex-parent .sFlexImg.sFlex-1-3 {\r\n    \/* transform: translate(30px, 0); *\/\r\n    width: 100%;\r\n    margin-bottom: 80px;\r\n}\r\n\r\n.sFlex-wrapper.sFlex-parent .sFlexImg.sFlex-1-3 .subImg.top-left {\r\n    left: -130px;\r\n    top: -280px;\r\n}\r\n\r\n.cre-inv .sFlex-wrapper.sFlex-parent .sFlexImg.sFlex-1-3 .subImg.top-left {\r\n    top: -150px;\r\n}\r\n\r\n.select-page-centered-block\r\n    .split-columns-content.lightBackground\r\n    .flex-parent-wrapper\r\n    .sFlexContent\r\n    .sFlexContent-inner\r\n    h1 {\r\n    color: #1f1f1f;\r\n    font-family: \"Recife Display\";\r\n    font-size: 42px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 130%;\r\n    margin-bottom: 44px;\r\n}\r\n\r\n.cre-inv .sFlex-wrapper h2 {\r\n    font-size: 28px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 150%;\r\n    \/* 42px *\/\r\n}\r\n\r\n\/**\r\nCentered Block reset\r\n*\/\r\n.cre-centered .center-text .center-text__inner-wrapper {\r\n    margin-top: unset;\r\n    padding-top: 53px;\r\n    border-top: 1px solid #e6e6e6;\r\n}\r\n\r\n.cre-centered .center-text .content .title {\r\n    margin-bottom: 44px;\r\n    color: #1f1f1f;\r\n    font-size: 42px;\r\n    font-style: normal;\r\n    font-weight: 300;\r\n    line-height: 130%;\r\n    \/* 54.6px *\/\r\n}\r\n\r\n.cre-centered .center-text__inner-wrapper h2 {\r\n    color: #1f1f1f;\r\n   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operations, timing, and growth plans \u2014 capital structured for growth, not just approval.","_banesco_ppc_benefits":"Capital for expansion and working-capital needs\nDirect access to a senior commercial banker\nFast approvals and efficient closings","_banesco_ppc_primary_cta_text":"Start a conversation","_banesco_ppc_primary_cta_url":"#campaign-form","_banesco_ppc_secondary_cta_text":"Explore financing","_banesco_ppc_secondary_cta_url":"\/business\/commercial-loans","_banesco_ppc_landing_hero_proof_items":"FDIC insured\n$5.5B+ in assets\nHeadquartered in South Florida","_banesco_ppc_hero_image_id":0,"_banesco_ppc_form_id":0,"_banesco_ppc_closing_form_id":0,"_banesco_ppc_closing_form_card_title":"","_banesco_ppc_closing_form_card_intro":"A Broward-based banker will respond within one business day.","_banesco_ppc_form_card_title":"Speak with a commercial banker","_banesco_ppc_form_card_intro":"A Banesco banker will respond within one business day.","_banesco_ppc_landing_form_disclaimer":"Your information is confidential and used only to discuss your financing needs. No obligation.","_banesco_ppc_landing_blocks":"[{\"type\":\"feature_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Capital structured for growth, not just approval\",\"heading\":\"Financing that moves the way your business does\",\"copy\":\"Mid-market companies in Broward are navigating expansion, liquidity pressure, and operational complexity. We structure capital around your cash flow, timing, and growth plans.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Built for expansion\",\"copy\":\"Financing ranges and structures that scale with growing operations, inventory, and capacity \u2014 not rigid, off-the-shelf terms\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Access to more working capital through flexible, cash-flow-based structures aligned to how revenue actually moves through your business\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"A real banking partner\",\"copy\":\"Direct access to a senior banker who understands your industry and can move decisions forward \u2014 through multiple growth and market cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"card_grid\",\"theme\":\"mist\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Working capital access\",\"copy\":\"Revolving lines of credit and borrowing-base facilities that fund inventory, receivables, and day-to-day liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Term financing\",\"copy\":\"Structured term loans to support acquisitions, expansion, and longer-horizon capital investments\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Equipment investment\",\"copy\":\"Financing for equipment and infrastructure with structures aligned to cash flow and useful life\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Cash-flow-based lending\",\"copy\":\"Capital sized to operating performance rather than collateral alone \u2014 built for businesses in motion\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Owner-occupied commercial real estate\",\"copy\":\"Financing for the facilities your business operates from, structured to support growth, not slow it down\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Not sure which fits?\",\"copy\":\"Tell a banker about your business and we\u2019ll structure options around your situation.\",\"link_text\":\"Start a conversation \u2192\",\"link_url\":\"#campaign-form\",\"media_id\":0}]},{\"type\":\"text_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Industry experience\",\"heading\":\"We understand how Broward businesses operate\",\"copy\":\"Capital decisions informed by the operational realities of the sectors driving Broward County\u2019s economy\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Aviation &amp; Aerospace\",\"copy\":\"Heavy equipment, parts, and working capital for acquisition, maintenance, and fleet operations\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Marine\",\"copy\":\"Fleet, repairs, and port logistics financing for businesses tied to South Florida\u2019s marine economy\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Manufacturing\",\"copy\":\"Equipment and capital to scale production capacity and meet growing order volume\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Logistics &amp; Distribution\",\"copy\":\"Fleet, warehousing, and working capital to support throughput and supply-chain demands\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Healthcare Groups\",\"copy\":\"Capital for multi-location expansion, equipment, and receivables-driven liquidity\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Wholesale &amp; Import\/Export\",\"copy\":\"Inventory and cash-flow financing for businesses managing global trade and seasonal cycles\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"split_story\",\"theme\":\"white\",\"columns\":2,\"eyebrow\":\"A note from our team\",\"heading\":\"When timing matters, capital must move the way your business does\",\"copy\":\"Hear how our commercial bankers approach financing for mid-market businesses\u2014what we\u2019re seeing in the market right now, what matters when structuring capital, and how we build relationships that last beyond a single transaction.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"https:\/\/banescousa.com\/video\/Banesco-20-Years-1080-Final.mp4\",\"media_id\":0,\"items\":[]},{\"type\":\"cta_band\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"\",\"heading\":\"When businesses reevaluate their banking relationship\",\"copy\":\"If any of these sound familiar, it may be time for a financing structure built around your business.\",\"cta_text\":\"Talk to a banker who understands\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Growth is outpacing your current bank\u2019s flexibility\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Your needs have become more complex than off-the-shelf\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Liquidity is constrained in the current rate environment\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"You need more flexible capital and faster decisions\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Expansion requires a new financing structure\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Turnover at your bank has cost you continuity and relationships\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"stat_grid\",\"theme\":\"white\",\"columns\":3,\"eyebrow\":\"Real-world business outcomes\",\"heading\":\"Recently structured for Broward businesses\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"CFO, Broward import &amp; distribution company\",\"value\":\"$12.5M\",\"title\":\"Working Capital Line + Wholesale\/Import\",\"copy\":\"\u201cTheir team structured a borrowing base around our seasonal inventory cycle. Our previous bank couldn\u2019t move fast enough\u2014Banesco USA closed in weeks.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"President, precision manufacturing firm\",\"value\":\"$8.2M\",\"title\":\"Equipment Financing + Manufacturing\",\"copy\":\"\u201cWe needed to scale production capacity. The financing was built around our cash flow, not just collateral, and the banker understood our business.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Managing Partner, multi-site healthcare group\",\"value\":\"$15M\",\"title\":\"Term + CRE + Healthcare Group\",\"copy\":\"\u201cMulti-location expansion required a partner who could think strategically. We finally have a banking relationship that keeps pace with us.\u201d\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"people_grid\",\"theme\":\"mist\",\"columns\":3,\"eyebrow\":\"\",\"heading\":\"Financing structures used by growing businesses\",\"copy\":\"Flexible capital aligned to your operations, timing, and long-term strategy.\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"Senior Vice President\",\"value\":\"Broward Markets Executive\",\"title\":\"Joshua Montagna\",\"copy\":\"Manufacturing, logistics, and working-capital structures\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Senior Vice President\",\"value\":\"CRE Relationship Manager\",\"title\":\"Kimberly Cagliano\",\"copy\":\"Aviation, marine, and equipment finance\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"Assistant Vice President\",\"value\":\"BBF Relationship Manager\",\"title\":\"Levan Ruiz\",\"copy\":\"Healthcare groups and multi-location enterprises\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"faq\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"Key considerations in commercial lending\",\"heading\":\"What mid-market borrowers are evaluating\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"What influences how commercial financing is structured?\",\"copy\":\"Structure is influenced by your business\u2019s cash flow, collateral, industry, growth plans, repayment capacity, and overall financial profile. The goal is to align financing with how your business operates and how the capital will be used.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How does cash flow impact lending?\",\"copy\":\"Cash flow helps lenders understand your business\u2019s ability to repay debt while continuing to manage operations. Strong, consistent cash flow may support larger or more flexible financing structures.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"What can C&amp;I loans be used for?\",\"copy\":\"Commercial and industrial loans can support working capital, equipment purchases, inventory, expansion, acquisitions, and other business needs. The use of funds depends on your company\u2019s goals and the structure of the loan.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How are C&amp;I loans different from commercial real estate loans?\",\"copy\":\"C&amp;I loans are typically used for business operations, equipment, working capital, or growth needs. Commercial real estate loans are tied to the purchase, refinance, or improvement of property.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do lenders evaluate business cash flow?\",\"copy\":\"Lenders review financial statements, tax returns, debt obligations, revenue trends, margins, and operating performance. 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Having organized financials and clear business objectives can help the process move more efficiently.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"When should a business seek new financing?\",\"copy\":\"Businesses often seek new financing when they are expanding, investing in equipment, managing liquidity, pursuing acquisitions, or preparing for a strategic opportunity. It may also be time to reevaluate financing when your current banking structure no longer supports growth.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"How do market conditions affect borrowing?\",\"copy\":\"Interest rates, economic trends, industry conditions, and lender outlook can all influence borrowing decisions. A commercial banking partner can help you evaluate timing, structure, and options in the context of current conditions.\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]},{\"type\":\"insights\",\"theme\":\"white\",\"columns\":1,\"eyebrow\":\"\",\"heading\":\"\",\"copy\":\"\",\"cta_text\":\"\",\"cta_url\":\"\",\"video_url\":\"\",\"media_id\":0,\"items\":[]},{\"type\":\"form_cta\",\"theme\":\"green\",\"columns\":2,\"eyebrow\":\"Start a conversation\",\"heading\":\"Financing built around your business \u2014 not the other way around\",\"copy\":\"Banesco USA is a relationship-driven commercial bank serving mid-market companies across Broward County and South Florida. We build banking relationships that support more than a single transaction.\",\"cta_text\":\"Start a conversation\",\"cta_url\":\"#campaign-form\",\"video_url\":\"\",\"media_id\":0,\"items\":[{\"label\":\"\",\"value\":\"\",\"title\":\"Long-term partnership through growth and market cycles\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Decision-making speed and efficient closings\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0},{\"label\":\"\",\"value\":\"\",\"title\":\"Bankers who understand your operations and industry\",\"copy\":\"\",\"link_text\":\"\",\"link_url\":\"\",\"media_id\":0}]}]","_banesco_ppc_footer_disclaimer":"Loans are subject to credit approval and the Bank\u2019s credit policies. 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