SBA Loans

Do you need credit to grow your business? We can help!

SBA 504 Loans

Banesco USA provides long-term financing for the purchase and construction of commercial real estate. Financing can be used to acquire existing property or for the purchase of land plus construction costs.

Business Eligibility Requirements

To qualify for SBA 504 financing, the qualifying business must have:
•   Tangible net worth of less than $6 million
•   After-tax profits of less than $2 million
•   Fewer than 500 employees
•   Other eligibility requirements may apply

Projects Eligible for Financing

SBA 504 Loans may be used for financing:
•   Acquisition of fixed assets such as land and building – owner must occupy at least 51% of leasable space
•   New construction – owner must occupy at least 60% of leasable space
•   Purchase and Renovation – owner must occupy at least 51% of leasable space


SBA 504 Loans offer these valuable benefits:

Low down payment

Affordable terms of repayment with no balloon payments

Fixed rate on SB portion of loan

Fixed or variable rate on Banesco USA portion of loan



Time Preference (USA EST Time):
9:00am - 9:30am
9:30am - 10:00am
10:00am - 10:30am
10:30am - 11:00am
11:00am - 11:30am
11:30am - 12:00pm
12:00pm - 12:30pm
12:30pm - 1:00pm
1:00pm - 1:30pm
1:30pm - 2:00pm
2:00pm - 2:30pm
2:30pm - 3:00pm
3:00pm - 3:30pm
3:30pm - 4:00pm
4:00pm - 4:30pm
4:30pm - 5:00pm

We will reply Monday through Friday between 9:00 am and 5:00 pm.